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OR
Q.1.a.Answer in brief
Ans- Three Tier Structure comprises of Regional Rural Bank , State co-opertative Bank, District Co-
operative bank
Ans- Basel II is a second international banking regulatory accord that is based on three main
pillars: minimal capital requirements, regulatory supervision and market discipline
5.Decribe the RBI measures to improve the payment system of the country.
Ans- Regulatory and policy framework for inducing efficiency, Rationalise the guidelines for
payment systems, Standardisation, portability and inter-operability,
1) Sectors which are given preferential treatment for bank loans Ans.-Priority sector lending
2) The rate charged by RBI to commercial banks for short term funds. Ans-REPO
3) The purchase and sell of securities in open market. Ans-OMO
4) The technical term used by RBI to describe the narrow money.-M1
5) The rate at which a unit of money changes hands.- Ans-Velocity of money
b.What are the objectives of monetary policy? How does RBI achieve them?
Ans-* To manage the monetary and credit system of the country. * To stabilizes internal and external
value of rupee.
* For balanced and systematic development of banking in the country.
* For the development of organized money market in the country. * For proper arrangement of agriculture
finance.
* For proper arrangement of industrial finance.
* For proper management of public debts.
* To establish monetary relations with other countries of the world and international financial
institutions.
* For centralization of cash reserves of commercial banks.
* To maintain balance between the demand and supply of currency.
OR
b.Enumerate the measures taken by the RBI to improve the supervisory mechanism and financial
soundness of commercial bank.
Q.3.a.What is financial instability? Explain the reasons for it in integrated financial systems.
b.How has monetary policy management given a new orientation in open economy of India?
OR
Ans- M1,M2,M3
Q.4. Write short notes on any three: (Marks can be allotted according to discretion of examiner)
1.NABARD
2.Balance-Sheet of RBI