Organized by: Supported by:
for Management of Islamic Financial Institutions
6-7 November 2017,
Sasana Kijang, Kuala Lumpur
The Islamic Financial Services Act 2013 (IFSA)
sets an enabling environment for Islamic banks
to diversify their roles through recognition of
investment account as an alternative way of
sourcing funds from the public. Both investors
and ventures can benefit from greater adoption of
risk-reward concepts, structured based on a
wider range of Shariah contracts. Investment
account requires strong intermediation roles to
professionally manage the funds in the best
interest of investors.
Who Should Attend
This program is suitable for bankers, risk managers, legal
professionals, Shariah scholars, investors and investment
managers; who are involved in product structuring, Shariah
and operational requirements, risk management, recovery as
well as distribution.
Session 1:
Investment Account: A New Journey
IFSA 2013 – take away
IA as a new source of funding/income
Relevant policies on Investment Account
Session 3:
Mechanics of Investment Account
Products: Leveraging on Existing Strength
Analysing the current strength
of Islamic finance industry
Structuring IA offerings
Managing IA investors
Comparison with other investment
asset classes
Session 5:
Fiduciary Responsibilities & Financial
Stewardship of Islamic Banks (from
IA and Financial Asset Perspective)
Continuous roles of Islamic banks
Termination of IA offerings
Recovery & legal action on non-per
forming assets,taking into consideration
Supporting Partners:
Main Learning Objectives and Benefits
The programme will provide detailed understanding on
the overall planning and execution of investment
intermediation functions which include dedicated modules
on offering of investment account and embarking in
risk-sharing based financing to enable participants to
learn and understand; analyse and recognise the
strength in Islamic banking ecology to develop
comprehensive investment account offerings.
Session 2:
Investment Account: Shariah Contracts
Shariah aspects in IA
Application of Shariah contracts in IA
Session 4:
Risk Sharing Financing
Evaluation of ventures and possible
financing modes
Risk review of ventures
Structuring of financing including legal
documentation
Session 6:
Rating consideration (for IAP ventures)
Rating definition& scale
Rating methodology & considerations
Rating methodology for portfolio
Session 7:
Facilitating Growth of Investment Intermediation
Investment Account Platform (IAP) – an introduction
Strategic initiative between investors and ventures
 Speakers

Day 1 Faizal Jaafar

Deputy Director,
Ustaz Mohd Nazri Chik
Chief Shariah Officer
Sharifah Sarah Syed
Mohamad Tahir
Adi Arman bin Abu Osman
Executive Director
Islamic Banking & Takaful Department. Bank Islam Malaysia Berhad Head, Strategy & Corporate Benua Ekuiti Sdn Bhd
(6 November 2017) Bank Negara Malaysia
(Session 2) Development
(Session 4)
Director, Human Capital
(Session 1)
8.30 am Registration Maybank Group
(Session 3)
SESSION 1 : 9.00 am

Investment Account: A New Journey

1. IFSA 2013 – take away
Definition of investment account
Distinguishing investment account from Islamic deposit
Characteristics of investment account
- Non-principal guarantee Mohd Izhar Pawanchek, Chong Kwee Siong Mohd Muzamir bin
- Risk-sharing Acting Head, Capital Market Chief Executive Officer Mohamad Radzi
Bank Islam Malaysia Berhad RAM Solutions Head, Business Development
2. IA as a new source of funding/income (Session 5) (Session 6) IAP Integrated Sdn Bhd
Advantages offered by IA in Islamic banking model: (Session 7)
- FIs operational perspective
- Regulatory perspective (capital & liquidity tools) Day 2 (7 November 2017)
Comparison between IA deposits and other IB deposits
3. Relevant policies on Investment Account: SESSION 4 : 9.00 am
Investment Account policy
Rate of Return policy Risk Sharing Financing
Financial Reporting for IBIs 1. Evaluation of ventures and possible financing modes
(equity and hybrid)
10.30 am Refreshment & Networking 2. Risk review of ventures (collateral, risk evaluation/ scoring)
3. Structuring of financing including legal documentation
SESSION 2 : 11.00 am
10.30 am Refreshment & Networking
Investment Account: Shariah Contracts
1. Shariah aspects in IA SESSION 5 :11.00 am
Shariah resolution/standard for IA
- Wakalah Fiduciary Responsibilities & Financial Stewardship
- Mudarabah of Islamic Banks (from IA and Financial Asset
- Musharakah Perspective)
2. Application of Shariah contracts in IA
1. Continuous roles of Islamic banks
Shariah and IA deposit account features
Monitoring and reviewing IA offerings
- Application of different characteristics embedded
Credit administration of IA (disbursement of profit and
in 3 Shariah contracts
principal, security documentation)
2. Termination of IA offerings
12.30 am Lunch & Prayer Early termination by customer
Non-performing assets
SESSION 3 : 2.00 pm 3. Recovery & legal action on non-performing assets,
taking into consideration:
Mechanics of Investment Account Products: Structure of assets (debt, equity or hybrid)
Leveraging on Existing Strength Structure of IA (wakalah, mudarabah or musharakah.)
1. Analysing the current strength of Islamic finance
industry SESSION 6 : 12.00 pm
Existing Islamic banks structure & mechanism
2. Structuring IA offerings Rating consideration (for IAP ventures)
Accommodating IA infrastructure in existing Islamic 1. Rating definition& scale
banking model 2. Rating methodology & considerations (Industry, Business,
Investment Account Platform Financial, Management)
Case study
3. Rating methodology for portfolio (assets risks, operational
3. Managing IA investors
Suitability assessment risks, legal / regulatory risks, counterparty risk)
Disclosure standards to investors
Clear separation of IA funds from other assets SESSION 7 : 1.00 pm
4. Comparison with other investment asset classes – (cash,
fixed income, real estate, equity, commodity)
Accessibility (liquidity/trade ability)
Facilitating Growth of Investment Intermediation
Risk vs return 1. Investment Account Platform (IAP) – an introduction
Security 2. Strategic initiative between investors and ventures

5.00 pm Refreshment & End of Day 1 1.30 pm Lunch & End of Program
 for Management of Islamic Financial Institutions

6-7 November 2017

Sasana Kijang, Kuala Lumpur

Your Investment
Normal Fee: RM950.00 per person
Special Group Discount*: RM900.00 per person

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Notes
Payment should be made by online electronic payment (ATM, Cash Desposit Machine) made payable to IBFIM (BIMB: 14014010136301).
Official receipt will be issued upon receipt of payment. Please send the copy of payment advice / receipt for our record to zulkarnain@ibfim.com.
Inclusive of certificate of attendance, seminar materials, refreshments and lunch.
Registration fee is exclusive of 6% GST charges.
*Three or more participants registered from the same organisation and of the same billing source
The information contained in this brochure is correct at the time of publishing.
IBFIM Reserves the right to make alterations to the information contained in this brochure without prior notice.

For enquiry and/or registration, please contact:

IBFIM
4th Floor, Menara Takaful Malaysia, Jalan Sultan Sulaiman, 50000 KL
Tel: +603-2031 1010 ext 624 Fax: +603-2020 1812
Email: zulkarnain@ibfim.com