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Del Rosario
FACTS:
Spouses Vicente and Maria Sumilang del Rosario jointly and severally executed, signed and
delivered in favor of Radiowealth Finance Company a Promissory Note for P138,948 without need of
notice or demand, in instalments of P11,579.00 payable for 12 consecutive months leaving the
period for the instalments blank.
Radiowealth filed a complaint for the collection of a sum of money before the Regional Trial Court of
Manila. During the trial, Jasmer Famatico, the credit and collection officer of Radiowealth, presented
in evidence the Spouses’ check payments, the demand letter, Spouses’ customer’s ledger card,
another demand letter and Metropolitan Bank dishonor slips. Famatico admitted that he did not have
personal knowledge of the transaction or the execution of any of these pieces of documentary
evidence, which had merely been endorsed to him.
Spouses filed a Demurrer to Evidence for alleged lack of cause of action. RTC dismissed the motion
for Radiowealth’s failure to substantiate the claims, the evidence it had presented being merely
hearsay. CA reversed and remanded the case for further proceedings. During the pre-trial, through
judicial admissions or the spouses admitted the genuineness of the Promissory Note and demand
letter. Their only defense was the absence of an agreement on when the installment payments were
to begin.
ISSUE: W/N the spouses can still present evidence after the appellate court’s reversal of the
dismissal on demurer of evidence.
HELD: NO.