Central Government Schemes

The various central government schemes are compiled in this blog post. This research was done
by the Centre for Law and Policy Research and Anandhi Viswanathan.

General Entitlements

Persons with disabilities are eligible for income tax deduction under Section 80U. Deduction of
Rs. 50,000 is provided to those with disability in the range of 40 per cent to 80 per cent.
Deduction of Rs. 1,00,000 is provided to those with more than 80 per cent disability.

Legal guardians of dependant persons with disabilities are eligible for income tax deduction
under section 80DD for expenditures incurred on medical care, training and rehabilitation
expenses or annuity paid. Deduction of Rs. 50,000 can be claimed for dependents with 40 per
cent to 80 per cent disability and Rs. 1,00,000 can be claimed for dependants with 80 per cent or
more disabilities.

3. Persons with disabilities are exempted from payment of professional tax.

Sl. No. Notification / Scheme Issuing Authority Notification No / Date

Deduction under 80U Ministry of Finance

Deduction under 80DD Ministry of Finance

Exemption from professional tax Ministry of Finance

Women and Children with Disabilities

The government is yet to implement schemes / notifications in this category.

Education

Scheme of National Scholarship for Persons with Disabilities – Scholarship is awarded for
pursueing post matric / professional / technical courses of duration more than one year. For
students with autism / cerebral palsy / mental retardation / multiple disabilities the scholarship
is provided from Class 9 onwards. Advertisements are placed in all national dailies and on the
MSJE website in the month of June. Applicants are eligible if they have disability above 40 per
cent and the total family income does not exceed Rs. 15,000 per month.

Category Day Scholars Hostelers

Graduate / PG courses in Professional / Technical Rs. 700 Rs. 1000

Diploma / Certificate level professional courses Rs. 400 Rs. 700 Fees up to Rs. 10,000 are
reimbursed every year. Financial assistance is provided for procuring computer with editing
software for students with visual impairment / hearing impairment pursueing graduate / post
graduate professional courses and support access software for students with cerebral palsy.

Students with disabilities are provided three per cent reservation in seats in government and
government aided educational institutes.

Comprehensive Education Scheme for Disabled Children – The scheme provides for accessible
and barrier free built-in infrastructure and transport facilities, supply of books, uniforms and
stationery, specialised learning aids and scholarships for students with disabilities. Other
provisions in the scheme include exemption from mathematics and pictoral questions for visually
impaired students, use of scribes / readers for students with visual impairment / orthopaedic
disabilities / learning disabilities, extra time in examinations for disabled students, exemption
from third language and modification of curriculum to facilitate inclusive education.

Inclusive Education for the Disabled at Secondary Stage (IEDSS) – This scheme supports children
with disabilities aged 14 or above for completing their secondary education from Class 9 to Class
12 in government, local body and government aided schools. The scheme provides for
identification of children with disabilities moving from elementary school to secondary and
providing them with aids and appliances for their disabilities, access to learning material,
transport facilities, hostel facilities, scholarships, books, assistive technologies and provision of
scribes and readers.

Rajiv Gandhi Fellowship scheme – This scheme provides scholarships to persons with disabilities
to pursue higher education such as M Phil / Ph D. The scheme offers 200 fellowships every year
and covers all the universities and institutions covered by the University Grants Commission. All
students with disabilities admitted to M. Phil / Ph. D programmes of any university or academic
institution are eligible to receive the fellowship provided they meet the requirements of the
scheme. The fellowship will be awarded for a maximum of five years.

Sl. No. Notification / Scheme Issuing Authority Notification No. / Date

1 Scheme of National Scholarship for Persons with Disabilities Ministry of Social

Justice and Empowerment

2 3% reservation in govt / govt aided institutes Ministry of Edication

3 Comprehensive Education Scheme for Disabled Children Ministry of Social Justice and
Empowerment 2005

4 Integrated Education for the Disabled in the Secondary Stage. Department of

Education

5 Rajiv Gandhi Fellowship to pursue higher education T – Department of Disability

Affairs 04. 2012

Employment

The government has reserved three per cent posts in Groups A, B, C and Group D positions in
government services, public sector banks and government undertakings for persons with
disabilities. The reservations are provided as:

Category Reservation

Visually Impaired One Per cent

Hearing Impaired One Per cent

Physically disabled One Per cent

A roster of 100 points is prescribed for reserving positions for persons with disabilities in
government employment. Points on the roster are reserved as given below for every year:

Category Roster Point

Visually Impaired 34

Hearing Impaired 67

Physically disabled 100

IF for any year the vacancies reserved for persons with disabilities are not filled, the vacancies
are required to be carried forward for three consecutive years until a suitable candidate is found.
If a suitable candidate is not found even after three years, the vacancies may be filled through
interchanging between disabilities after which the reservation ceases to exist.

Persons with disabilities are given an age relaxation of up to ten years in the upper age limit for
recruitment to government positions. They are also exempted from payment of application fees
and examination fees.

The government provides that persons with disabilities should not be denied promotion in their
employment on account of the disability / medical fitness if they are otherwise medically fit and
can discharge their duties satisfactorily.

The government has identified positions in various departments and sections that are to be
reserved for persons with disabilities based on their ability to perform the work of the position.

The government provides that persons with disabilities recruited to Group C and Group D
employment on regional basis may be given postings, as far as possible under administrative
constraints, nearest to their native places within the region. Requests from disabled employees
for transfers to offices in or nearest to their native places may also be given priority.
The government has established special employment exchanges for persons with disabilities in
all state capitals and special employment cells have been set up in all district headquarters for
recruitment to government posts reserved for persons with disabilities. In places where special
employment exchanges have not been established, special employment cells have been set up
within regular employment exchanges. Persons with disabilities are required to register
themselves with the special employment exchanges / cells to be eligible for government
employment under reservation. Special employment registrations can also be done at the 17
vocational rehabilitation centres for persons with disabilities.

The government provides for employment of persons with disabilities in the private sector
through incentives to employers. The government pays the employer’s contribution of the
disabled employee’s provident fund and employee state insurance up to three years for
employment of persons with disabilities with a minimum salary of Rs. 25,000 per month.

The Ministry of Petroleum and Natural Gas has reserved 7.5 per cent of all types of dealership
agencies of public sector oil companies for persons with physical disabilities. This does not
include defence personnel injured while on service. The dealership is advertised in one English
daily and one regional language daily having maximum circulation in the district where the
dealership is located. Applicants should be Indian citizens, aged between 21 years to 30 years,
should have a minimum educational qualification of matriculation or equivalent, should produce
disability certificate with minimum 40 percent disability of either upper limb or lower limb or
both limbs considered together. Persons with partial hearing impairment are also eligible to
apply. Persons with total visual impairment are eligible to apply for retail outlets, kerosene / LDO
dealerships but are not eligible to apply for LPG dealership. Total family income of applicant
should not exceed Rs. 50,000 per annum.

The National Handicapped Finance and Development Corporation provides loans to persons with
disabilities for self employment. The details of the schemes are given as under:

For setting up small business in service / trading sector – loan of Rs. 3,00,000 (Three lakh)

For setting up small business in sales / trading sector – Rs. 5,00,000 (five lakh)

For agriculture / allied activities – Loan of up to Rs. 10,00,000 (ten lakh)

Purchase of vehicle for commercial hiring – Loan of Rs. 10,00,000 (ten lakh)

For setting up small industries unit – Loan of Rs. 25,00,000 (25 lakh)

For professionally educated / trained persons with disabilities for self-employment – Rs.
25,00,000 (25 lakh)

For building business premises on own land for employment – Rs. 3,00,000 (three lakh)

The business for which financial assistance is sought should be directly operated by the
applicant. In case of persons with autism, cerebral palsy or mental retardation, the parent /
spouse / legal guardian of the applicant is authorised to enter into contract with NHFDC on
behalf of the applicant. Applicant should fulfil the following eligibility criteria:

Should have disability of minimum 40 percent

Should be an Indian citizen

Should have required professional / technical qualification for the business undertaken

Loans should be repaid by a maximum of 10 years.

Sl. No. Notification / Scheme Issuing Authority Notification No. / Date

1 3% reservation in employment Ministry of Personnel, Public Grievances and Pension

2 Roster system for reservation Ministry of Personnel, Public Grievances and Pension

3 Carry forward of employment reservation Ministry of Personnel, Public Grievances

and Pension

4 Age relaxation for direct recruitment Ministry of Personnel, Public Grievances and
Pension

5 Non denial of promotion Ministry of Personnel, Public Grievances and Pension

6 Identification of jobs Ministry of Personnel, Public Grievances and Pension

7 Postings / Transfer of disabled employees Ministry of Personnel, Public Grievances

& Pensions – Department of Personnel and Training O.M.No.14017/41/90

8 Special employment exchanges

9 Incentives for private employers Ministry of Social Justice and Empowerment –

Department of Disability Affairs

10 Award of dealership / agency by oil companies Department of Petroleum and Natural

Gas

11 Financial assistance from NHFDC National Handicapped Finance & Development

Corporation 2013

Social Security, Health, Rehabilitation and Recreation

The Indira Gandhi National Disability Pension Scheme: This was inserted as a component of the
National Social Assistance Programme on 17th February, 2009 by the Secretary, Ministry for
Rural Development. Under IGNDPS, central assistance of Rs. 300 p.m. per beneficiary is provided
to persons with severe or multiple disabilities in the age group of 18-79 years and belonging to a
household living BPL as per criteria prescribed by Government of India. This scheme has been
implemented in 8 districts of Manipur and a total of Rs 13.4 lakhs has been received by the State
Government for this scheme in 2010-11.

Composite Regional Centres for Persons with Disabilities (CRCs): Due to lack of adequate
facilities for rehabilitation of Persons with Disabilities, the Ministry has set up multiple
Composite Regional Centres for Persons with Disabilities at Srinagar, Sundernagar (Himachal
Pradesh), Lucknow, Bhopal, Kozhikode, Ahmedabad (No. 6-9/2009-NIs) and Guwahati to provide
both preventive and promotional aspects of rehabilitation like education, health, employment
and vocational training, research and manpower development, rehabilitation for persons with
disabilities etc.

District Disability Rehabilitation Centres (DDRCs): The Ministry with active support of State
Governments is facilitating setting up District Disability Rehabilitation Centres (DDRCs) to provide
rehabilitation services to persons with disabilities. Centres are being set up in unreached and
unserved districts of the country in a phased manner. These centres are to provide services for
prevention and early detection, referral for medical intervention and surgical correction, fitment
of artificial aids and appliances, therapeutical services such as physiotherapy, occupational and
speech therapy, provision of training for acquisition of skills through vocational training, job
placement in local industries etc. at district headquarters as well as through camp approach.

Assistance to Disabled Persons for Purchase /Fitting of Aids and Appliances (ADIP Scheme): The
main objective of the scheme is to assist needy persons with disabilities in procuring durable
sophisticated and scientifically manufactured, modern, standard aids and appliances that can
promote their physical, social and psychological rehabilitation by reducing the effects of
disabilities and enhance their economic potential. Aids and appliances which do not cost less
than Rs. 50 and not more than Rs. 6,000 are covered under the scheme. Further travelling cost
would be admissible and limited to a bus fare in the ordinary class or railway by second class
sleeper subject to a limit of Rs. 250 for the beneficiary irrespective of the number of visits to a
medical centre.[1]

Public Sector Banks: Under the ‘Scheme for Public Sector Banks for Orphanages, Women’s
Homes and Physically Handicapped Persons’, the benefits of the differential rate of interest are
available to physically handicapped persons as well as institutions working for the welfare of the
handicapped. Rate of interest will be uniformly charged at 4% per annum keeping in view the
social objectives. Under the scheme of Financing Small Scale Industries, a special provision has
been made in the rate of interest for the physically handicapped person (0.5% concession) for
availing capital limit up to Rs.2,00,000/-.

The National Handicapped Finance and Development Corporation (NHFDC): This corporation has
been set up by the Ministry of Social Justice & Empowerment, Government of India on 24th
January 1997. The company is registered under Section 25 of the Companies Act, 1956 as a
Company not for profit. It is wholly owned by Government of India and has an authorised share
capital of Rs. 400 crores (Rupees Four Hundred Crore only). The NHFDC functions as an Apex
institution for channelising the funds to persons with disabilities through the State Channelising
Agencies (SCAs) nominated by the State Government(s). The schemes include loans for setting
up small business in service/trading/industrial units, for higher studies/professional training, for
manufacturing /production of assistive devices for disabled persons, for agricultural activities, for
self employment amongst persons with mental retardation, Cerebral Palsy and Autism.

Deendayal Disabled Rehabilitation Scheme (DDRS): Replaced the earlier ‘Scheme to Promote
Voluntary Action for Persons with Disabilities’ on 01.04.2009. Under this scheme financial
assistance is provided through NGOs for various projects for providing education, vocational
training and rehabilitation of persons with disabilities. It is a scheme to promote voluntary action
for persons with disabilities. The maximum level of support could be up to 90% of the eligible
amount of grant for the project. During the 10th Five Year Plan grant-in-aid to the extent of Rs.
335.4 cr. was released to NGOs under the revised DDRS.[2]

Indira Awaas Yojana: It is a centrally sponsored housing scheme for providing dwelling units free
of cost to the rural poor living below the poverty line at a unit cost of Rs. 20,000 in plain areas
and Rs. 22, 000 in the hill/difficult areas. Three percent of its funds are reserved for the benefit
of disabled persons living below the poverty line in rural areas.[3]

Scheme of National Awards for the Empowerment of Persons with Disabilities: In order to
recognise their effort and encourage others to strive to achieve excellence in this field, separate
awards are being presented to the most efficient/outstanding employees with disabilities, best
employers, best placement agency/officer, outstanding individuals, outstanding institutions, role
models, outstanding creative disabled individuals and for outstanding technological innovation
and adaptation of innovation to provide cost effective technology. Awards are also given to
Government Sector, Public Sector Undertakings and private enterprises for creating barrier free
environment for the persons with disabilities, the best district in the field of disability
rehabilitation, best Local Level Committee of the National Trust and to the best State
Channelising Agency (SCA) of the National Handicapped Finance and Development Corporation
(NHFDC). Preference is given to the placement of women with disabilities, particularly, from the
rural areas and self-employed women.[4]

Trust Fund for the Empowerment of Persons with Disabilities: The Supreme Court in its order
dated 16th April, 2004 in the Civil Appeals No.4655 and 5218 of 2000 had directed that the
banks, who had collected an estimated excess amount of Rs.723.79 crores annually from the
borrowers through rounding off in collection of interest tax, should transfer it to a trust which
would be used for welfare of persons with disabilities. The Court had constituted a Committee
under the chairmanship of Comptroller and Auditor General of India with Finance Secretary and
Law Secretary as members. The Ministry had sought directions of the Apex court for transfer of
these funds to the National Trust for Welfare of persons with Autism, Cerebral Palsy, Mental
Retardation and Multiple Disabilities for purposeful utilization. The Supreme Court is yet to take
a view on the request of the Ministry but in the meantime the trust has been set up and the
banks have been advised by the Banking Division of the Ministry of Finance to deposit the due
amount in the Trust account.

Technology Development Projects in Mission Mode: With a view to provide suitable and cost
effective aids and appliances through the application of technology and to increase their
employment opportunities and integration in society of the physically disabled, the above
scheme was started during 1990-91. Under the scheme, suitable R&D projects are identified and
funded for developing aids and appliances. The scheme is implemented through the IITs.
Educational Institutes, Research Agencies and Voluntary Organisations etc. Financial assistance is
provided on 100% basis. The four Technical Advisory Groups monitor the selection of the
projects and also their progress at different stages in areas of disabilities, namely, Orthopaedic
(including Cerebral Palsy), Visual, Speech and Hearing and Mental. All the projects those are
recommended by the respective Technical Advisory Groups placed before the Apex Level
Committee headed by Secretary, Ministry of Social Justice and Empowerment.[5]

Sl. No. Description Issuing Authority Date Issued

1 The Indira Gandhi National Disability Pension Scheme (IGNDP) D.O.J.-11013/2/2007-

NSAP Ministry of Rural Development February, 2009

2 Composite Regional Centres for Persons with Disabilities (CRCs) Ministry of Social
Justice and Empowerment

3 District Disability Rehabilitation Centres (DDRCs) Ministry of Social Justice and

Empowerment 1995

4 Assistance to Disabled Persons for Purchase /Fitting of Aids and Appliances (ADIP
Scheme) Ministry of Social Justice and Empowerment 01.04.2005

5 ‘Scheme of Public Sector Banks for Orphanages, Women's Home and Physically
Handicapped persons' D.O.No.F.301/89-SCT (B) dated 8.9.89 Department of Economic Affairs
& Ministry of Welfare 08.09.1989

6 The National Handicapped Finance and Development Corporation (NHFDC)

Ministry of Social Justice and Empowerment 24.01.1997

7 Deendayal Disabled Rehabilitation Scheme (DDRS) Ministry of Social Justice and

Empowerment 01.04.2009

8 Indira Awaas Yojana Ministry of Rural Development May, 1985

9 Scheme of National Awards for the Empowerment of Persons with Disabilities

Ministry of Social Justice and Empowerment 2012
10 Trust Fund for the Empowerment of Persons with Disabilities via Civil Appeals No.4655
and 5218 of 2000 Supreme Court of India 16.04.2004

11 Technology Development Projects in Mission Mode Ministry of Social Justice and

Empowerment

Accessibility

Guidelines and Space Standards for Barrier Free Built Environment for Disabled and Elderly
Persons[6] : In order to create a barrier free environment in consonance with the provisions of
the Act, the Government of India (Ministry of Urban Affairs & Employment) is currently engaged
in the process of amending/modifying the existing building bye-laws which would be applicable
to all buildings and facilities used by the public. With this intention to ensure that everyone,
including the physically disabled and elderly persons ,will have equal access in everyday life in
the city, the Min. of UA&E has constituted a committee under the chairmanship of DG(W),
CPWD with the following members for the purpose of developing comprehensive Guide lines
and space Standards for barrier free built environment for disabled and elderly persons.

Sl. No. Description Issuing Authority Date Issued

1 Guidelines for Space Standards for Barrier Free Built Environment for Disabled and
Elderly Persons Central Public Works Department 1998

Certification

Guidelines for issue of Disability Certificates: the Persons with Disabilities Rules, 1996 provide
the broad guidelines for issue of the disability certificates. The Rules lay down that a Medical
Board, duly constituted by the Central and the State Government, shall issue a Disability
Certificate. The certificate issued by the Medical Board makes a person eligible to apply for
facilities, concessions and benefits admissible under schemes of the Governments or Non-
Governmental Organisations, subject to such conditions as the Central or the State Government
may impose. It is for this reason that the Central Government has issued these guidelines with
the aim of simplifying the procedures for issue of disability certificates. It has also created some
additional guidelines for the issue of disability certificates to students with disabilities.

Guidelines for evaluation of various disabilities and procedure for certification: The Government
has notified the guidelines for evaluation of locomotor, visual, hearing, mental retardation and
multiple disabilities and the procedure for certification, formulated by the Expert Committees
set up by the Government, under the Chairmanship of Director General Health Services (DGHS),
vide notification No. 16-18/97-NI I dated 1st June, 2001. As per the guidelines, the Director
General of Health Services, Ministry of Health and Family Welfare is the final authority, should
there arise any controversy / doubt regarding the interpretation of the
definitions/classifications / evaluations tests etc. Therefore, for any problems relating to
evaluation of various disabilities and procedure for certification, Director General of Health
Services, Ministry of Health and Family Welfare, Nirman Bhawan, New Delhi may be approached.

Sl. No. Description Issuing Authority Date Issued

1 Guidelines for Issue of Disability Certificates No. 16-18/97-NI Ministry of Social

Justice and Empowerment

2 Guidelines for Evaluation of Various Disabilities and Procedure for Certification via
D.O.No.F.301/89-SCT (B) DATED 8.9.89 Ministry of Social Justice and Empowerment

Grants and Schemes for Organisations