Investment Amt 200,000 EL Market Value 7,581,621 Difference 1,644,230 PAC : 1st year Annual & from 2nd

PAC : 1st year Annual & from 2nd year 0.2

Return 12% MF Market Value 5,937,391 Mortality 8,727 onwards either Half Yearly mode or
Age 30 PPT 7 Monthly Mode
Sum Assured 2,000,000
Elite Life Super MUTUAL FUND
Investment Amt for Mortality Policy Ad Policy Ad Gross Fund Wealth Net Fund Investment Gross Fund Net Fund Difference
PAC PAC ST @ 15% Ser Tax Allocation 12% FMC FMC ST LA 12% FMC FMC ST
Amount investment Chg Chg Chg ST Value Boosters Value Amount Value Value
1 200,000 5.00% 10,000 1,500 188,500 1,925 289 4,200 630 181,456 21,775 203,231 1.35% 2,744 398 200,089 200,000 24,000 224,000 2.50% 5,600 840 217,560 -17,471
2 200,000 4.50% 9,000 1,350 389,739 1,760 264 4,200 630 382,885 45,946 428,831 1.35% 5,789 839 422,202 417,560 50,107 467,667 2.50% 11,692 1,754 454,222 -32,020
3 200,000 3.50% 7,000 1,050 614,152 1,558 234 4,200 630 607,531 72,904 680,435 1.35% 9,186 1,332 669,917 654,222 78,507 732,728 2.50% 18,318 2,748 711,662 -41,746
4 200,000 3.50% 7,000 1,050 861,867 1,337 201 4,200 630 855,499 102,660 958,159 1.35% 12,935 1,876 943,348 911,662 109,399 1,021,062 2.50% 25,527 3,829 991,706 -48,358
5 200,000 3.50% 7,000 1,050 1,135,298 1,061 159 4,200 630 1,129,248 135,510 1,264,758 1.35% 17,074 2,476 1,245,208 1,191,706 143,005 1,334,711 2.50% 33,368 5,005 1,296,338 -51,130
6 200,000 3.00% 6,000 900 1,438,308 731 110 4,200 630 1,437,468 172,496 1,609,964 1.15% 18,515 2,685 3,220 1,588,764 1,496,338 179,561 1,675,899 2.50% 41,897 6,285 1,627,717 -38,952
7 200,000 3.00% 6,000 900 1,781,864 303 45 4,200 630 1,781,516 213,782 1,995,298 1.15% 22,946 3,327 3,991 1,969,025 1,827,717 219,326 2,047,043 2.50% 51,176 7,676 1,988,190 -19,166
8 - - - 1,969,025 52 8 4,200 630 1,968,965 236,276 2,205,241 1.00% 22,052 3,198 7,718 2,179,991 1,988,190 238,583 2,226,773 2.50% 55,669 8,350 2,162,753 17,237
9 - - - 2,179,991 0 - 4,200 630 2,179,991 261,599 2,441,589 1.00% 24,416 3,540 8,546 2,413,633 2,162,753 259,530 2,422,284 2.50% 60,557 9,084 2,352,643 60,990
10 - - - 2,413,633 0 - 4,200 630 2,413,633 289,636 2,703,269 1.00% 27,033 3,920 9,461 22,052 2,694,369 2,352,643 282,317 2,634,960 2.50% 65,874 9,881 2,559,205 135,164
11 - - - 2,694,369 0 - 4,200 630 2,694,369 323,324 3,017,694 1.00% 30,177 4,376 10,562 2,983,141 2,559,205 307,105 2,866,310 2.50% 71,658 10,749 2,783,903 199,238
12 - - - 2,983,141 0 - 4,200 630 2,983,141 357,977 3,341,118 1.00% 33,411 4,845 11,694 3,302,862 2,783,903 334,068 3,117,972 2.50% 77,949 11,692 3,028,330 274,532
13 - - - 3,302,862 0 - 4,200 630 3,302,862 396,343 3,699,206 1.00% 36,992 5,364 12,947 3,656,850 3,028,330 363,400 3,391,730 2.50% 84,793 12,719 3,294,217 362,632
14 - - - 3,656,850 0 - 4,200 630 3,656,850 438,822 4,095,672 1.00% 40,957 5,939 14,335 4,048,776 3,294,217 395,306 3,689,524 2.50% 92,238 13,836 3,583,450 465,326
15 - - - 4,048,776 0 - 4,200 630 4,048,776 485,853 4,534,629 1.00% 45,346 6,575 15,871 36,992 4,519,700 3,583,450 430,014 4,013,464 2.50% 100,337 15,050 3,898,077 621,623
16 - - - 4,519,700 0 - 4,200 630 4,519,700 542,364 5,062,064 1.00% 50,621 7,340 17,717 5,004,103 3,898,077 467,769 4,365,846 2.50% 109,146 16,372 4,240,328 763,775
17 - - - 5,004,103 0 - 4,200 630 5,004,103 600,492 5,604,596 1.00% 56,046 8,127 19,616 5,540,423 4,240,328 508,839 4,749,167 2.50% 118,729 17,809 4,612,629 927,794
18 - - - 5,540,423 0 - 4,200 630 5,540,423 664,851 6,205,274 1.00% 62,053 8,998 21,718 6,134,223 4,612,629 553,515 5,166,144 2.50% 129,154 19,373 5,017,617 1,116,606
19 - - - 6,134,223 0 - 4,200 630 6,134,223 736,107 6,870,330 1.00% 68,703 9,962 24,046 6,791,665 5,017,617 602,114 5,619,731 2.50% 140,493 21,074 5,458,164 1,333,501
20 - - - 6,791,665 0 - 4,200 630 6,791,665 815,000 7,606,665 1.00% 76,067 11,030 26,623 62,053 7,581,621 5,458,164 654,980 6,113,144 2.50% 152,829 22,924 5,937,391 1,644,230
 Investment Amt 50,000 EL Market Value 1,757,018 Difference
Return 12% MF Market Value 1,484,348 Mortality
Age 30 PPT 7
Sum Assured 500,000

Investment Amt for Mortality

PAC PAC ST @ 15% Ser Tax
Amount investment Chg
1 50,000 6.00% 3,000 450 46,550 486 73
2 50,000 5.00% 2,500 375 92,513 449 67
3 50,000 5.00% 2,500 375 143,242 405 61
4 50,000 4.50% 2,250 338 199,524 357 54
5 50,000 4.00% 2,000 300 261,934 296 44
6 50,000 4.00% 2,000 300 330,830 224 34
7 50,000 4.00% 2,000 300 413,065 125 19
8 - - - 456,382 70 11
9 - - - 505,206 0 -
10 - - - 559,352 0 -
11 - - - 624,412 0 -
12 - - - 691,334 0 -
13 - - - 765,428 0 -
14 - - - 847,464 0 -
15 - - - 938,292 0 -
16 - - - 1,047,427 0 -
17 - - - 1,159,686 0 -
18 - - - 1,283,976 0 -
19 - - - 1,421,588 0 -
20 - - - 1,573,948 0 -
 272,670 PAC : 1st year Annual & from 2nd year
2,413 onwards either Half Yearly mode or
Monthly Mode

Life Time Classic

Policy Ad Policy Ad Gross Fund
Allocation 12% FMC FMC
Chg Chg ST Value
4,200 630 41,161 4,939 46,101 1.35% 622
4,200 630 87,166 10,460 97,626 1.35% 1,318
4,200 630 137,946 16,554 154,500 1.35% 2,086
4,200 630 194,284 23,314 217,598 1.35% 2,938
4,200 630 256,763 30,812 287,575 1.35% 3,882
4,200 630 330,572 39,669 370,240 1.15% 4,258
4,200 630 412,921 49,551 462,472 1.15% 5,318
4,200 630 456,302 54,756 511,058 1.00% 5,111
4,200 630 505,206 60,625 565,831 1.00% 5,658
4,200 630 559,352 67,122 626,475 1.00% 6,265
4,200 630 624,412 74,929 699,341 1.00% 6,993
4,200 630 691,334 82,960 774,294 1.00% 7,743
4,200 630 765,428 91,851 857,280 1.00% 8,573
4,200 630 847,464 101,696 949,160 1.00% 9,492
4,200 630 938,292 112,595 1,050,887 1.00% 10,509
4,200 630 1,047,427 125,691 1,173,118 1.00% 11,731
4,200 630 1,159,686 139,162 1,298,848 1.00% 12,988
4,200 630 1,283,976 154,077 1,438,054 1.00% 14,381
4,200 630 1,421,588 170,591 1,592,178 1.00% 15,922
4,200 630 1,573,948 188,874 1,762,822 1.00% 17,628
 0.2

MUTUAL FUN
Wealth Net Fund Investment Gross Fund
ST LA 12%
Boosters Value Amount Value
90 45,388 50,000 6,000 56,000
191 96,117 104,390 12,527 116,917
302 152,112 163,555 19,627 183,182
426 214,234 227,916 27,350 255,265
563 283,130 297,927 35,751 333,678
617 740 365,365 374,085 44,890 418,975
771 925 456,382 456,929 54,832 511,761
741 1,789 505,206 497,048 59,646 556,693
820 1,980 559,352 540,688 64,883 605,571
908 2,193 5,111 624,412 588,161 70,579 658,740
1,014 2,448 691,334 639,801 76,776 716,577
1,123 2,710 765,428 695,976 83,517 779,493
1,243 3,000 847,464 757,083 90,850 847,932
1,376 3,322 938,292 823,554 98,827 922,381
1,524 3,678 8,573 1,047,427 895,862 107,503 1,003,366
1,701 4,106 1,159,686 974,519 116,942 1,091,461
1,883 4,546 1,283,976 1,060,082 127,210 1,187,292
2,085 5,033 1,421,588 1,153,157 138,379 1,291,536
2,309 5,573 1,573,948 1,254,404 150,529 1,404,933
2,556 6,170 14,381 1,757,018 1,364,541 163,745 1,528,286
MUTUAL FUND
Net Fund Difference
FMC FMC ST
Value
2.50% 1,400 210 54,390 -9,002
2.50% 2,923 438 113,555 -17,438
2.50% 4,580 687 177,916 -25,804
2.50% 6,382 957 247,927 -33,693
2.50% 8,342 1,251 324,085 -40,955
2.50% 10,474 1,571 406,929 -41,564
2.50% 12,794 1,919 497,048 -40,665
2.50% 13,917 2,088 540,688 -35,482
2.50% 15,139 2,271 588,161 -28,809
2.50% 16,469 2,470 639,801 -15,389
2.50% 17,914 2,687 695,976 -4,642
2.50% 19,487 2,923 757,083 8,346
2.50% 21,198 3,180 823,554 23,910
2.50% 23,060 3,459 895,862 42,429
2.50% 25,084 3,763 974,519 72,908
2.50% 27,287 4,093 1,060,082 99,604
2.50% 29,682 4,452 1,153,157 130,819
2.50% 32,288 4,843 1,254,404 167,183
2.50% 35,123 5,268 1,364,541 209,407
2.50% 38,207 5,731 1,484,348 272,670
 Investment Amt 500,000 EL Market Value 14,182,488 Difference
Return 10% MF Market Value 10,868,356 Mortality
Age 30 PPT 7
Sum Assured 5,000,000

Investment Amt for Mortality

PAC PAC ST @ 15% Ser Tax
Amount investment Chg
1 500,000 4.00% 20,000 3,000 477,000 4,802 720
2 500,000 3.50% 17,500 2,625 983,012 4,386 658
3 500,000 3.50% 17,500 2,625 1,531,538 3,892 584
4 500,000 3.50% 17,500 2,625 2,126,205 3,370 506
5 500,000 3.50% 17,500 2,625 2,770,878 2,728 409
6 500,000 3.00% 15,000 2,250 3,472,732 1,979 297
7 500,000 3.00% 15,000 2,250 4,252,170 1,026 154
8 - - - 4,617,193 565 85
9 - - - 5,022,960 0 -
10 - - - 5,465,155 - -
11 - - - 5,997,060 0 -
12 - - - 6,525,010 0 -
13 - - - 7,099,437 0 -
14 - - - 7,724,434 0 -
15 - - - 8,404,453 0 -
16 - - - 9,222,431 0 -
17 - - - 10,034,325 0 -
18 - - - 10,917,695 0 -
19 - - - 11,878,831 0 -
20 - - - 12,924,581 0 -
3500000 120000 18000 ### ###
3,314,132 PAC : 1st year Annual & from 2nd year
22,749 onwards either Half Yearly mode or
Monthly Mode

Elite Wealth Super

Policy Ad Policy Ad Gross Fund
Allocation 10% FMC FMC
Chg Chg ST Value
6,000 900 464,578 46,458 511,036 1.35% 6,899
6,000 900 971,068 97,107 1,068,174 1.35% 14,420
6,000 900 1,520,162 152,016 1,672,178 1.35% 22,574
6,000 900 2,115,429 211,543 2,326,972 1.35% 31,414
6,000 900 2,760,841 276,084 3,036,925 1.35% 40,998
6,000 900 3,470,456 347,046 3,817,501 1.10% 41,993
6,000 900 4,250,990 425,099 4,676,088 1.10% 51,437
6,000 900 4,616,543 461,654 5,078,198 0.95% 48,243
6,000 900 5,022,960 502,296 5,525,255 0.95% 52,490
6,000 900 5,465,155 546,515 6,011,670 0.95% 57,111
6,000 900 5,997,060 599,706 6,596,766 0.95% 62,669
6,000 900 6,525,010 652,501 7,177,511 0.95% 68,186
6,000 900 7,099,437 709,944 7,809,381 0.95% 74,189
6,000 900 7,724,434 772,443 8,496,878 0.95% 80,720
6,000 900 8,404,453 840,445 9,244,898 0.95% 87,827
6,000 900 9,222,431 922,243 10,144,674 0.95% 96,374
6,000 900 10,034,325 1,003,433 11,037,758 0.95% 104,859
6,000 900 10,917,695 1,091,769 12,009,464 0.95% 114,090
6,000 900 11,878,831 1,187,883 13,066,714 0.95% 124,134
6,000 900 12,924,581 1,292,458 14,217,039 0.95% 135,062
180000 27000
 3
0.4

MUTUAL FUN
Wealth Net Fund Investment Gross Fund
ST LA 10%
Boosters Value Amount Value
1,000 503,137 500,000 50,000 550,000
2,091 1,051,663 1,034,188 103,419 1,137,606
3,273 1,646,330 1,604,900 160,490 1,765,390
4,555 2,291,003 2,214,635 221,464 2,436,099
5,945 2,989,982 2,866,061 286,606 3,152,667
6,089 9,544 3,769,420 3,562,028 356,203 3,918,230
7,458 11,690 4,617,193 4,305,581 430,558 4,736,139
6,995 20,313 5,022,960 4,599,975 459,998 5,059,973
7,611 22,101 5,465,155 4,914,499 491,450 5,405,949
8,281 24,047 50,782 5,997,060 5,250,528 525,053 5,775,580
9,087 26,387 6,525,010 5,609,532 560,953 6,170,486
9,887 28,710 7,099,437 5,993,084 599,308 6,592,393
10,757 31,238 7,724,434 6,402,861 640,286 7,043,148
11,704 33,988 8,404,453 6,840,657 684,066 7,524,723
12,735 36,980 78,094 9,222,431 7,308,387 730,839 8,039,226
13,974 40,579 10,034,325 7,808,098 780,810 8,588,908
15,205 44,151 10,917,695 8,341,977 834,198 9,176,174
16,543 48,038 11,878,831 8,912,359 891,236 9,803,595
17,999 52,267 12,924,581 9,521,742 952,174 10,473,916
19,584 56,868 120,095 14,182,488 10,172,791 1,017,279 11,190,070
486,899 ###
MUTUAL FUND
Net Fund Difference
FMC FMC ST
Value
2.50% 13,750 2,063 534,188 -31,051
2.50% 28,440 4,266 1,104,900 -53,237
2.50% 44,135 6,620 1,714,635 -68,305
2.50% 60,902 9,135 2,366,061 -75,058
2.50% 78,817 11,823 3,062,028 -72,046
2.50% 97,956 14,693 3,805,581 -36,161
2.50% 118,403 17,761 4,599,975 17,218
2.50% 126,499 18,975 4,914,499 108,461
2.50% 135,149 20,272 5,250,528 214,627
2.50% 144,390 21,658 5,609,532 387,528
2.50% 154,262 23,139 5,993,084 531,925
2.50% 164,810 24,721 6,402,861 696,576
2.50% 176,079 26,412 6,840,657 883,777
2.50% 188,118 28,218 7,308,387 1,096,066
2.50% 200,981 30,147 7,808,098 1,414,333
2.50% 214,723 32,208 8,341,977 1,692,349
2.50% 229,404 34,411 8,912,359 2,005,335
2.50% 245,090 36,763 9,521,742 2,357,089
2.50% 261,848 39,277 10,172,791 2,751,790
2.50% 279,752 41,963 10,868,356 3,314,132