FACTS: Petitioner Chu previously entered into 2 transactions with respondent Mach Asia for the purchase of dump trucks and heavy equipment on installment basis The purchases were secured by postdated checks which were all subsequently dishonored prompting Mach Asia to institute a Complaint for Collection o As such, summons was issued but was served on a security guard of Chu after the Sheriff could not find Chu in his given address Subsequently, Chu was declared in default and judgment was rendered against him causing him to appeal the decision before the CA o In the CA, the lower court decision was sustained by stating that the subsequent service to the security guard was sufficient to satisfy the service requirements ISSUE: Whether substituted service on the defendant’s security guard is sufficient to qualify as personal service to the defendant himself RULING: NO, summons should be personally served on the defendant. It is only when summons cannot be served personally within a reasonable period of time that substituted service may be resorted to.