Financials - IRDA - PD For June 17

FORM L-1-A-RA
Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited)
IRDA Registration No: 138
Date of Registration with IRDA: June 27, 2008
REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017
Policyholders’ Account (Technical Account)

(Rs. '000)
Particulars Schedule Quarter ended Quarter ended
June 30, 2017 June 30, 2016
Premiums earned – net
(a) Premium L-4 768,303 564,308
(b) Reinsurance ceded (96,263) (83,684)
(c) Reinsurance accepted - -
Sub Total 672,040 480,624
Income From Investments

(a) Interest, Dividends and Rent – Gross 236,018 201,653
(b) Profit on sale/redemption of investments 475,096 188,114
(c) (Loss) on sale/ redemption of investments (57,439) (121,667)
(d) Transfer/Gain on revaluation/change in fair value* (67,480) 350,570
(e) Amortisation of premium / discount on investments 22,951 36,820
Other Income
(a) Interest on Policy loans 78 32
(b) Contribution from Shareholders' Account - 92,664
(c) Linked Income - -
TOTAL (A) 1,281,264 1,228,810
Commission L-5 6,907 7,996
Operating Expenses related to Insurance Business L-6 320,346 547,660
Service Tax on Unit Linked Charges 8,982 9,716

Provision for Doubtful debts 1,723 2,508
Bad debts written off - -
Provision for Tax
(a) Income Tax - -
Provisions (other than taxation)
(a) For diminution in the value of investments (Net) - -
(b) Others - -
TOTAL (B) 337,958 567,880
Benefits Paid (Net) L-7 868,873 1,129,233

Change in valuation
Interim Bonuses Paidof liability in respect of life policies 645 732
(a) Gross**
Non Linked 279,158 99,473
Linked ( Fund Reserve) (192,354) (339,768)
(b) Amount ceded in Reinsurance (45,158) (79)
(c) Amount accepted in Reinsurance - -
TOTAL (C) 911,164 889,591
SURPLUS/(DEFICIT) (D)=(A)-(B)-(C) 32,142 (228,661)
APPROPRIATIONS
Transfer to Shareholders’ Account - -

Transfer to Balance Sheet being "Deficit in Revenue Account (Policyholders' Account)" (21,097) (228,599)
Balance being Funds for Future Appropriations 53,239 (62)
TOTAL (E) 32,142 (228,661)
* Represents the deemed realised gain as per norms specified by the Authority
**Represents Mathematical Reserves after allocation of bonus
The breakup of total surplus is as under:
(a) Interim Bonus Paid 645 732
(b) Allocation of Bonus to policyholders - -
(c) Surplus / (Deficit) shown in the Revenue Account 32,142 (228,661)
(d) Total Surplus: [(a)+(b)+(c)] 32,787 (227,929)
FORM L-2-A-PL
PROFIT AND LOSS ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017
Shareholders’ Account (Non-technical Account)

(Rs. '000)
Particulars Quarter ended Quarter ended
June 2017 June 2016
Amount transferred from Policyholders Account (Technical Account) - -
Income From Investments

(a) Interest, Dividends and Rent – Gross 11,740 16,383
(b) Profit on sale/redemption of investments 4,770 6,530
(c) (Loss on sale/redemption of investments) - -
(d) Transfer/Gain on revaluation/change in fair value - -
(e) Amortisation of premium/discount on investments (189) 1,106
Other Income 170 85

TOTAL (A) 16,491 24,104
Expenses other than those directly related to the insurance business 240,890 6,674
Bad debts written off - -
Provisions (Other than taxation)
(a) For diminution in the value of investments (net) - -
(b) Provision for doubtful debts - -
(c) Others - -
Contribution to the Policyholders Account (Technical Account) - 92,664
TOTAL (B) 240,890 99,338
Profit/(Loss) before tax (224,399) (75,234)

Provision for Tax
Current tax - -
Profit/(Loss) after tax (224,399) (75,234)
APPROPRIATIONS
(a) Balance at the beginning of the year/period (3,513,823) (2,889,025)
(b) Interim dividends paid during the year/period - -
(c) Proposed final dividend - -
(d) Dividend distribution on tax - -
(e) Transfer to reserves/ other accounts - -
Profit/ (Loss) carried forward to the Balance Sheet (3,738,222) (2,964,259)

FORM L-3-A-BS
BALANCE SHEET AS AT JUNE 30, 2017

(Rs. '000)
Particulars Schedule As at As at As at
June 30, 2017 June 30, 2016 March 31, 2017
SOURCES OF FUNDS
Shareholders’ Funds
Share Capital L-8, L-9 14,298,515 14,012,378 14,298,515
Reserves And Surplus L-10 3,969,868 3,632,575 3,969,868
Credit/(Debit) Fair Value Change Account (Net) - - -
Sub-Total 18,268,383 17,644,953 18,268,383
Borrowings L-11 - - -
Policyholders’ Funds:
Credit/(Debit) Fair Value Change Account (Net) 18,837 (627) 24,182
Policy Liabilities 8,299,136 6,119,578 8,068,913
Insurance Reserves
Linked Liabilities 8,432,785 8,290,049 8,091,175
Fair value change (67,480) 350,570 560,469
Provision For Linked Liabilities 8,365,305 8,640,619 8,651,644
Sub-Total 16,683,278 14,759,570 16,744,739
Funds for Discontinued Policies

Discontinued on account of non-payment of premium 1,019,653 1,344,605 924,295
Others 13,118 16,136 10,714
Funds For Future Appropriations

Linked 245 2,691 295
Non Linked 59,870 3,658 6,581
TOTAL 36,044,547 33,771,613 35,955,007
APPLICATION OF FUNDS
Investments
Shareholders’ L-12 681,971 1,713,110 971,657
Policyholders’ L-13 9,224,908 7,058,621 8,865,519
Assets Held To Cover Linked Liabilities L-14 9,398,321 10,004,051 9,586,948
Loans L-15 484,080 359,193 483,884
Fixed Assets L-16 160,877 137,205 150,683
Current Assets
Cash and Bank Balances L-17 230,934 95,004 333,073
Advances And Other Assets L-18 861,925 640,860 838,501
Sub-Total (A) 1,092,859 735,864 1,171,574
Current Liabilities L-19 1,152,863 1,123,996 1,188,141

Provisions L-20 18,810 21,388 14,824
Sub-Total (B) 1,171,673 1,145,384 1,202,965
Net Current Assets (C) = (A – B) (78,814) (409,520) (31,391)

Miscellaneous Expenditure L-21 - - -
(To the extent not written off or adjusted)
Debit Balance of Profit and Loss Account 3,738,222 2,964,259 3,513,823
Deficit in the Revenue Account (Policyholders' Account) 12,434,982 11,944,694 12,413,884
TOTAL 36,044,547 33,771,613 35,955,007
CONTINGENT LIABILITIES
Particulars As at As at As at
June 30, 2017 June 30, 2016 March 31, 2017
Partly paid – up investments - - -
Claims, other than against policies, not acknowledged as debts by the Company - - -
Underwriting commitments outstanding - - -

Guarantees given by or on behalf of the Company - - -
Statutory demands/ liabilities in dispute, not provided for * 92,756 413,533 94,724
Reinsurance obligations to the extent not provided for in accounts - - -
Others
In relation to Claims against policies** 29,926 44,026 33,925
Others*** 1,928 1,928 1,928
Total 124,610 459,487 130,577
*The Company's pending litigations comprise of claims against the Company primarily by the customers and the proceedings on show cause
notices received from the respective Tax authorities.
The Company has reviewed and adequately provided for pending litigations where provisions are required. The Company has a process of
assessing all long term contracts for material foreseeable losses. The Company has been advised by the experts that the grounds of appeal
are well supported in law and therefore does not expect the outcome of these proceedings to have a materially adverse effect on its financial
results.
**In respect of litigations, where the management assessment of a financial outflow is probable, the Company has made a provision of Rs 51,981
(‘000) as at June 30, 2017 (quarter ended June 30, 2016 Rs. 71,391 (‘000) and year ended March 31, 2017 Rs. 58,678 (‘000)).
***Represents the amount towards the retrospective amendment of Payment of Bonus Act effective from April 1, 2014 for the financial year 2014-
15.
SCHEDULES FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017
FORM L-4 PREMIUM SCHEDULE
PREMIUM
(Rs. '000)
June 2017 June 2016
First year premiums 204,820 138,468
Renewal premiums 557,471 421,976
Single premiums 6,012 3,864
TOTAL PREMIUM 768,303 564,308
FORM L-5 COMMISSION SCHEDULE

COMMISSION EXPENSES
(Rs. '000)
June 2017 June 2016
Commission paid
Direct - First year premiums 4,648 9,875
- Renewal premiums 2,259 (1,885)
- Single premiums - 6
Total (A) 6,907 7,996
Add : Commission on Re-insurance Accepted - -
Less : Commission on Re-insurance Ceded - -
Net Commission 6,907 7,996
Break-up of Commission Expense (Gross) incurred to procure business
Agents 687 10,749

Brokers (1,607) (7,023)
Corporate Agencies 7,826 4,270
Referrals 1 -
Total (B) 6,907 7,996
SCHEDULE FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017
FORM L-6-OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
(Rs. '000)
June 30, 2017 June 30, 2016
Employees’ remuneration and welfare benefits 207,842 247,009

Travel, conveyance & vehicle running expenses 11,917 8,039
Training expenses 516 2,020
Rents, rates and taxes 32,365 45,582
Repairs 2,052 2,416
Printing and stationery 2,911 10,855
Communication expenses 4,900 7,202
Legal and professional charges 5,449 9,132
Medical fees 17,784 4,672
Auditors' fees, expenses etc
a) (i) as auditor 875 825
(ii) Out of Pocket expenses 6 8
b) as adviser or in any other capacity, in respect of
(i) Taxation matters - -
(ii) Insurance matters - -
(iii) Management services; - -
c) in any other capacity 10 -
Advertisement, Marketing and publicity 128,664 97,374
Interest and bank charges 6,063 6,498
Depreciation/Amortisation 17,437 16,604
Others:
Information technology and related expenses 50,597 35,748
Business Processing Services 15,122 10,826
Office expenses 6,840 8,771
Recruitment 4,724 2,436
Other Miscellaneous expenses 3,140 3,678
Electricity 4,586 6,090
Sales and Business Promotion expenses 17,119 14,656
Service tax 1,942 2,145
Stamp Duty on Policies 14,806 5,073
Sub total 557,667 547,659
Contribution from Shareholders Account towards Expense of Management (237,321) -
TOTAL 320,346 547,659
SCHEDULE FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017
FORM L-7-BENEFITS PAID SCHEDULE

BENEFITS PAID [NET]
(Rs. '000)
June 30, 2017 June 30, 2016
Insurance Claims
(a) Claims by Death, 117,999 125,832
(b) Claims by Maturity, 80 245
(c) Annuities/Pensions payment, 27 -
(d) Other benefits
(i) Riders 340 4,088
(ii) Health 2,951 4,345
(iii) Surrenders 756,178 1,020,269
(iv) Partial Withdrawal 35,997 34,892
(v) Survival Benefits 3,105 9,087
(vi) Other Benefits - Investment income on unclaimed amount 4,780 4,714
(Amount ceded in reinsurance):

(a) Claims by Death, (51,116) (70,494)
(b) Claims by Maturity, - -
(c) Annuities/Pensions payment, - -
(d) Other benefits
(i) Riders - (1,500)
(ii) Health (1,468) (2,245)
(iii) Surrenders - -
(iv) Partial Withdrawal - -
Amount accepted in reinsurance :

(a) Claims by Death, - -
(b) Claims by Maturity, - -
(c) Annuities/Pensions payment, - -
(d) Other benefits - -
(i) Riders - -
(ii) Surrenders - -
TOTAL 868,873 1,129,233
SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017
FORM L-8-SHARE CAPITAL SCHEDULE

SHARE CAPITAL
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Authorised Capital 20,000,000 20,000,000 20,000,000

2,000,000,000 Equity shares of Rs 10 each
Issued Capital 14,298,515 14,012,378 14,298,515
1,429,851,472 Equity shares (June 30, 2016 - 1,401,237,844) (March 31, 2017 -
1,429,851,472) of Rs 10 each
Subscribed Capital 14,298,515 14,012,378 14,298,515
1,429,851,472) of Rs 10 each
Called up Capital 14,298,515 14,012,378 14,298,515
1,429,851,472) of Rs 10 each
Less: Calls unpaid - - -
Add: Shares forfeited (Amount originally paid up) - - -
Less: Par value of Equity Shares bought back - - -
Less: Preliminary Expenses - - -
TOTAL 14,298,515 14,012,378 14,298,515
FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

PATTERN OF SHAREHOLDING
[As certified by the Management]
(In Rs.)
Particulars As atJune 30, 2017 As at June 30, 2016 As at March 31, 2017
Number of shares % Number % Number %
of Holding of shares of Holding of shares of Holding
Promoters
- Indian
Bennett Coleman & Co. Limited 681,130,000 48% 678,880,057 48% 681,130,000 48%
Aegon Life Insurance Employee Benefits Trust 48,094,253 3% 35,751,303 3% 48,094,253 3%
- Foreign
AEGON India Holdings B.V. and its nominees 700,627,219 49% 686,606,484 49% 700,627,219 49%
TOTAL 1,429,851,472 100% 1,401,237,844 100% 1,429,851,472 100%
SCHEDULES FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017
FORM L-10-RESERVES AND SURPLUS SCHEDULE

RESERVES AND SURPLUS
(Rs. '000)
Particulars As at As at As at As at As at As at
June 30, 2017 June 30, 2017 June 30, 2016 June 30, 2016 March 31, 2017 March 31, 2017
Capital Reserve - - - - -
Capital Redemption Reserve - - - - -
Share Premium - - -
Opening balance 3,969,868 - 3,139,880 - 3,139,879 -
Add: Additions during the year - - 492,695 - 829,989 -
Less: Utilized during the year - 3,969,868 - 3,632,575 - 3,969,868
Revaluation Reserve - - - - -
General Reserves - - - - - -
Less: Debit balance in Profit and Loss Account - - - - - -
Less: Amount utilized for Buy-back - - - - - -
Catastrophe Reserve - - - - -
Other Reserves - - - - -
Balance of profit in Profit and Loss Account - - - - -
TOTAL 3,969,868 3,632,575 3,969,868
FORM L-11-BORROWINGS SCHEDULE

BORROWINGS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Debentures/Bonds - - -
Banks - - -
Financial Institutions - - -
Others - - -
TOTAL - - -
FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

INVESTMENTS-SHAREHOLDERS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
LONG TERM INVESTMENTS

Government Securities and Government guaranteed bonds including 279,307 622,121 279,563
Treasury Bills
Other Approved Securities 1,131 27,656 1,128
Approved Investments
(a) Shares
(aa) Equity - - -
(bb) Preference - - -
(b) Mutual Funds - - -
(c) Derivative Instruments - - -
(d) Debentures/ Bonds - - -
(e) Other Securities - - -
(f) Subsidiaries - - -
(g) Investment Properties-Real Estate - - -
Investments in Infrastructure and Social Sector 311,383 173,548 311,316
Other Investments
Equity Shares - - -
Debentures/ Bonds - - -
SHORT TERM INVESTMENTS

Government Securities and Government guaranteed bonds including - 754,885 -
Treasury Bills
Other Approved Securities - - -
(a) Shares
(aa) Equity - - -
(b) Mutual Funds 90,150 134,900 379,650
Investments in Infrastructure and Social Sector - - -
Other Investments -
Equity Shares - - -
Mutual funds - - -
TOTAL 681,971 1,713,110 971,657
Note:
i) Aggregate book value and market value of long term investments other than equity shares is Rs. 591,821 ('000)
(At June 30,2016 Rs. 823,325 At March 31,2017 Rs. 592,007 ('000)) and Rs. 605,740 ('000)
(At June 30, 2016 Rs. 843,794 ('000), At March 31, 2017 Rs. 595,032 ('000) respectively.
ii) Aggregate book value and market value of Short term investments other than equity shares is Rs. 90,150 ('000)
(At June 30,2016 Rs. 889,785 ('000) At March 31,2017 Rs. 379,650 ('000)) and Rs. 90,150 ('000)
FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

INVESTMENTS-POLICYHOLDERS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Government Securities and Government guaranteed bonds including 4,903,042 3,868,792 4,882,627
Treasury Bills
Other Approved Securities 428,047 - 428,670
(a) Shares
(aa) Equity - - -
(d) Debentures/ Bonds 150,941 99,960 150,972
Investments in Infrastructure and Social Sector 2,779,906 2,254,697 2,522,452
Other Investments
Equity Shares - - -

Treasury Bills
(a) Shares
(aa) Equity 255,168 263,381 275,572
(b) Mutual Funds 260,850 200,450 214,650
(e) Other Securities 358,867 196,400 339,111
Other Investments
Equity Shares 23,531 5,650 13,879
Investments in Infrastructure Sector 6,718 - 3,005
Mutual funds - - -
TOTAL 9,224,908 7,058,621 8,865,519
Note:
ii) Aggregate book value and market value of long term investments other than equity shares is Rs. 8,262,003 ('000)
(At June 30,2016 Rs. 6,223,448 ('000) , At March 31,2017 Rs. 7,984,721 ('000)) and Rs. 8,915,406 ('000)
(At June 30, 2016 Rs. 6,540,592 ('000), At March 31, 2017 Rs. 8,483,145 ('000) respectively.
ii) Aggregate book value and market value of Short term investments other than equity shares is Rs. 634,739 ('000)
(At June 30,2016 Rs. 561,643 ('000) , At March 31,2017 Rs. 568,587 ('000)) and Rs. 634,739 ('000)
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

ASSETS HELD TO COVER LINKED LIABILITIES
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Treasury Bills
Other Approved Securities 51,895 21,321 51,369
(a) Shares
(aa) Equity - - -
(d) Debentures/ Bonds 390,004 377,362 387,979
(e) Other Securities* - - -
Other Investments
Equity Shares - - -

Government Securities and Government guaranteed bonds including 1,222,554 1,374,553 1,326,309
Treasury Bills
(a) Shares
(aa) Equity 4,518,106 4,887,333 4,625,001
(b) Mutual Funds 508,194 329,133 551,555
(d) Debentures/ Bonds - 98,902 -
(e) Other Securities* 333,325 545,900 232,553
Other Investments
Equity Shares 277,626 95,297 304,695
Mutual Fund - 373,359 -
Investments in Infrastructure Sector 21,958 59,736 6,094
Net Current assets 57,819 55,435 58,257
TOTAL 9,398,321 10,004,052 9,586,948
Note:
i) Aggregate book value and market value of long term investments other than equity shares is Rs. 1,560,770 ('000)
(At June 30,2016 Rs. 1,562,229 At March 31,2017 Rs. 1,492,179 ('000)) and Rs. 1,635,011 ('000)
ii) Aggregate book value and market value of Short term investments other than equity shares is Rs. 2,065,902 ('000)
(At June 30,2016 Rs. 2,737,005 ('000) At March 31,2017 Rs. 2,086,066 ('000)) and Rs. 2,064,073 ('000)
* Other Securities include the Bank Fixed Deposits.
FORM L-15-LOANS SCHEDULE

LOANS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
SECURITY-WISE CLASSIFICATION
Secured
(a) On mortgage of property
(aa) In India - - -
(bb) Outside India - - -
(b) On Shares, Bonds, Govt. Securities etc. - - -
(c) Loans against policies 3,138 1,680 2,941
(d) Others - - -
Unsecured 480,943 357,513 480,943
Total 484,080 359,193 483,884
BORROWER-WISE CLASSIFICATION
(a) Central and State Governments - - -
(b) Banks and Financial Institutions - - -
(c) Subsidiaries - - -
(d) Companies - - -
(e) Loans against policies 3,138 1,680 2,941
(f) Others 480,943 357,513 480,943
Total 484,080 359,193 483,884
PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India 484,080 359,193 483,884
(b) Non-standard loans less provisions
(aa) In India - - -
Total 484,080 359,193 483,884
MATURITY-WISE CLASSIFICATION
(a) Short Term - - -
(b) Long Term 484,080 359,193 483,884
-
Total 484,080 359,193 483,884
FORM L-16-FIXED ASSETS SCHEDULE

FIXED ASSETS
(Rs. '000)
Particulars Gross Block (at cost) Depreciation/ Amortisation Net Block
As at Additions / As at As at Additions / On Sales / As at As at As at As at

Deletions
April 1, 2017 Adjustments June 30, 2017 April 1, 2017 Adjustments Adjustments June 30, 2017 June 30, 2017 June 30, 2016 March 31, 2017
Intangible Assets
Goodwill - - - - - - - - - - -
Software 808,273 - - 808,273 709,081 15,821 - 724,902 83,371 84,898 99,192
Tangible Assets
Leasehold improvements 20,370 - 2,324 18,046 19,216 340 2,324 17,232 814 3,441 1,154
Furniture and Fittings 10,852 - 1,285 9,567 8,827 312 1,264 7,875 1,692 3,602 2,024
Information Technology Equipment 82,577 123 100 82,600 78,990 728 91 79,627 2,973 2,662 3,587
Vehicles 276 - - 276 276 - - 276 - - -
Office Equipment 19,485 297 1,751 18,031 17,458 236 1,740 15,954 2,077 3,688 2,026
Total 941,833 420 5,460 936,793 833,848 17,437 5,419 845,866 90,927 98,291 107,983
Capital Work In Progress - (including capital advances) 42,700 27,250 69,950 69,950 38,914 42,700
TOTAL 984,533 27,670 5,460 1,006,743 833,848 17,437 5,419 845,866 160,877 137,205 150,683
As on March 31, 2017 953,555 82,279 51,302 984,531 814,660 68,788 49,600 833,848 150,683 - -
FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Cash including cheques on hand, drafts and stamp in hand 5,525 17,189 69,924
Bank Balances
(a) Deposit Accounts - - -
(aa) Short-term (due within 12 months of the date of balance - - -
sheet)
(bb) Others - - -
(b) Current Accounts 225,409 77,815 263,149
(c) Others - - -
Money at Call and Short Notice
(a) With Banks - - -
(b) With other Institutions - - -
Others - - -
TOTAL 230,934 95,004 333,073
Balances with non-scheduled banks - - -
CASH AND BANK BALANCES

In India 230,934 95,004 333,073
Outside India - - -
TOTAL 230,934 95,004 333,073
FORM L-18-ADVANCES AND OTHER ASSETS SCHEDULE

ADVANCES AND OTHER ASSETS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
ADVANCES
Reserve deposits with ceding companies - - -
Application money for investments - - -
Prepayments 45,150 25,172 28,040
Advances to Directors/Officers - - -
Advance tax paid and taxes deducted at source 917 729 870
(Net of provision for taxation)
Others
Advances to Suppliers
Gross 175,629 171,461 176,434
Less: Provision for doubtful advances (168,852) (163,838) (168,744)
Net 6,777 7,623 7,690
Advances to Employees 1,122 961 1,215
TOTAL (A) 53,966 34,485 37,815
OTHER ASSETS
Income accrued on investments 181,597 138,159 243,609
Income accrued on policy loans 272 97 203
Outstanding Premiums 73,099 104,337 238,401
Agents’ Balances
Gross 44,366 37,216 44,029
Less: Provision for doubtful agent's balances (41,490) (33,427) (39,874)
Net 2,876 3,789 4,155
Foreign Agencies Balances - - -
Due from other entities carrying on insurance business (including reinsurers) 58,526 155,322 123,665
Due from subsidiaries/ holding company - - -
Deposit with Reserve Bank of India - - -
[Pursuant to section 7 of Insurance Act, 1938]
Others
Refundable Security Deposits 90,229 91,121 96,037
Service Tax Unutilised Credit 102,949 92,003 69,225
Outstanding sale pending settlement 284,441 - 5,647
Management fees receivable 10,279 10,890 -
Sundry Debtors
Gross 3,921 12,226 18,652
Less: Provision for Sundry debtors (230) (233) (230)
Net 3,691 11,993 18,422
Gratuity - Plan Assets - (1,336) 1,320
TOTAL (B) 807,959 606,375 800,686
TOTAL (A+B) 861,925 640,860 838,501
SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2017
FORM L-19-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
Agents’ Balances 28,698 35,076 39,308

Balances due to other insurance companies - - -
Deposits held on re-insurance ceded - - -
Premiums received in advance 34,855 11,231 7,306
Unallocated premium 54,500 30,629 22,760
Sundry creditors 422,922 366,513 535,534
Due to subsidiaries/ holding company - - -
Claims Outstanding 40,633 88,374 233
Due to Directors/Officers - - -
Others:
Premium / proposal deposits to be refunded - - -
Outstanding purchase pending settlement 6,803 2,604 10,546
Book Overdraft
Others (includes statutory dues payable and payables to 20,651 17,399 23,260
employees)
Service Tax payable 38,097 19,965 372
Reinsurance Premium Payable 101,085 188,288 93,338
Management fee payable 66 34 0
Unclaimed amount of the Policyholders 404,554 363,883 455,484
TOTAL 1,152,864 1,123,997 1,188,142
FORM L-20-PROVISIONS SCHEDULE

PROVISIONS
(Rs. '000)
June 30, 2017 June 30, 2016 March 31, 2017
For taxation (less payments and taxes deducted at source) - - -

For proposed dividends - - -
For dividend distribution tax - - -
Others:
Provision for Gratuity 3,180 - -
Provision for Long Term Compensated Absence 15,630 21,388 14,824
TOTAL 18,810 21,388 14,824
FORM L-21-MISCELLANEOUS EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted )
(Rs. '000)
As at As at As at
Particulars
June 30, 2017 June 30, 2016 March 31, 2017
Discount Allowed in issue of shares/ debentures - - -
Others - - -
TOTAL - - -
FORM L-22: ANALYTICAL RATIOS
Insurer: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) 30-Jun-17
Analytical Ratios for Life Companies

Quarter ended Quarter ended June
Sl.No. Particulars
June 30, 2017 30, 2016
1 New business premium income growth rate - segment wise
Participating Individual -31% -40%
Participating Pension 0% 0%
Non - Participating Individual 87% -10%
Non - Participating Group 0% 0%
Non - Participating Annuity 100% 0%
Non - Participating Health 50% 3313%
Linked Pension 0% 0%
Linked Life 145% -1%
Linked Group Gratuity 0% 0%
2 Net Retention Ratio 87% 85%
3 Expense of Management to Gross Direct Premium Ratio 43% 99%
4 Commission Ratio (Gross commission paid to Gross Premium) 1% 1%
5 Ratio of policy holder's liabilities to shareholder's funds 848% 589%
6 Growth rate of shareholders' fund * -23% 50%
7 Ratio of surplus to policyholders' liability 0% -1%
8 Change in net worth (Rs '000) (640,821) 911,359
9 Profit after tax/Total Income -15% -26%
10 (Total real estate + loans)/(Cash & invested assets) 2% 2%
11 Total investments/(Capital + Surplus) 921% 686%
12 Total affiliated investments/(Capital+ Surplus) 0% 0%
13 Investment Yield (Gross and Net)
(i) With unrealized gains /losses
- Policyholders' Funds :
Participating 43% 14%
Non Participating 20% 14%
Pension Participating 16% 12%
Unit Linked 15% 21%
- Shareholders' Funds : 12% 12%
(ii) Without unrealized gains /losses
- Policyholders' Funds :
Participating 9% 7%
Non Participating 12% 8%
Pension Participating 7% 9%
Unit Linked 18% 5%
- Shareholders' Funds : 7% 9%
14 Conservation Ratio 73% 75%
15 Persistency Ratio ** ^ #
By annualized Premium
For 13th month 63% 48%
For 49th Month 52% 37%
for 61st month 33% 37%
By no.of policies
For 49th Month 60% 51%
for 61st month 47% 31%
16 NPA Ratio
Gross NPA Ratio NA NA
Net NPA Ratio NA NA
17 Solvency Ratio 1.74 3.14
Equity Holding Pattern for Life Insurers

1 (a) No. of shares 1,429,851,472 1,401,237,844
(b) Percentage of shareholding (Indian / Foreign)
2 - Indian 51% 51%
- Foreign 49% 49%
3 ( c) %of Government holding (in case of public sector insurance companies) NA NA
(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be
4 (0.14) (0.23)
annualized) (Rs.)
(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be
5 (0.14) (0.23)
annualized) (Rs.)
6 (iv) Book value per share (Rs.) 1.47 1.95
* The growth rate in share holders fund is the absolute incremental growth from the year ended 31st March 2017
(in case of ninefor
** Persistency months ended) and
the respective fromi.e.
period 30th September
Quarterly 2016
& YTD (in case
(Year of three
to date) is themonths).
ratio of in-force policies at end of reporting period to the policies issued for
the investigation period. For example, 13 month persistency for quarter ended June 30, 2017 represents the ratio of in-force policies as at July 31, 2016 to the
policies issued during April 01, 2015 to June 30, 2015.
^ Persistency numbers are calculated for the Retail business only.
# Persistency numbers have been calculated in accordance with the methodology in the circular on persistency (IRDA/ACT/CIR/MISC/035/01/2014) from the
Insurance Development and Regulatory Authority Of India
RECEIPTS AND PAYMENTS ACCOUNTS FOR THE QUARTER ENDED JUNE 30, 2017
FORM L-23-RECEIPTS AND PAYMENTS SCHEDULE

(Rs. '000)
June 30, 2017 June 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES
Premium collected from Policyholders, including advances receipts 992,894 802,398
Payments to reinsurers (net of claims) 29,206 (78)
Payment for operating expenses (662,562) (586,591)
Payments for Policyholders' Benefits (932,634) (1,340,680)
Payment of Commission (16,239) (39,042)
Deposits, Advances and Staff Loans refunded / (paid) 5,902 (587)
Taxes paid (47) (45)
Service tax collected (paid) (6,922) 13,563
Net cash used in operating activities (590,402) (1,151,062)
CASH FLOWS FROM INVESTING ACTIVITIES

Purchase of Fixed Assets (19,368) (2,757)
Proceeds from sale of Fixed Assets 374 33
Purchase of Investments (4,561,942) (3,429,787)
Proceeds from sale of Investments 5,133,711 3,537,182
Investments in money market instruments and in liquid mutual funds (Net) (345,532) (537,456)
Loans given to policyholders (196) (376)
Other loans - (10,664)
Interest, Rent and dividend received 278,360 231,678
Expenses related to Investments (1,037) (648)
Net cash used in investing activities 484,370 (212,795)
CASH FLOWS FROM FINANCING ACTIVITIES

Proceeds from issuance of share capital - 417,969
Share Application Money - -
Share Premium - 492,695
Net cash from financing activities - 910,664
Net increase in cash and cash equivalent (106,032) (453,193)

Cash and cash equivalent at beginning of the quarter 342,584 578,646
Cash and cash equivalent as at the end of the quarter 236,552 125,453
1. The above Receipts and Payments Account has been prepared as prescribed by Insurance Regulatory and Development
Authority (Preparation of Financial Statements and Auditor's Report of Insurance Companies) Regulations, 2002 under the
"Direct Method" laid out in Accounting standard - 3 on Cash Flow Statements.
2. Cash and Cash equivalent at the end of the quarter comprises of the following Balance sheet amounts :
Particulars As at As at
June 30, 2017 June 30, 2016
Cash (including cheques, drafts, stamps in hand) 5,525 17,189
Bank Balances (Other than unit linked funds) 225,409 77,815
Bank Balances in Unit Linked Funds 5,618 30,449
Total 236,552 125,453
FORM L-24: VALUATION OF NET LIABILITIES
Insurer: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited)
30-Jun-17
(Rs in Lakhs)
Valuation of net liabilities
As at As at
Sl.No. Particular
June 30, 2017 June 30, 2016
1 Linked
a) Life 89,680 94,432
b) General Annuity - -
c) Pension 4,889 5,047
d) Health - -
2 Non-Linked
a) Life 81,934 64,515
b) General Annuity 27 20
c) Pension 237 271
d) Health 206 194
FORM L-25-(I): GEOGRAPHICAL DISTRIBUTION CHANNEL - INDIVIDUALS
Insurer: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) Date: 30-Jun-17
(Rs in Lakhs)
Geographical Distribution of Total Business - Individual - Year ended June 2017
Rural Urban Total Business
( Individual) (Individual ) (Individual )
Sl.No. State / Union Territory
No. of No. of Premium Sum No. of No. of Premium Sum No. of No. of Premium Sum
Policies Lives Assured Policies Lives Assured Policies Lives Assured
1 Andhra Pradesh - - - - 13 12 16 107 13 12 16 107
2 Arunachal Pradesh - - - - - - - - - - - -
3 Assam - - - - 48 45 7 108 48 45 7 108
4 Bihar - - - - - - - - - - - -
5 Chattisgarh - - - - 12 11 2 46 12 11 2 46
6 Goa - - - - 9 7 12 227 9 7 12 227
7 Gujarat - - - - 292 225 157 2,012 292 225 157 2,012
8 Haryana - - - - 35 24 20 1,262 35 24 20 1,262
9 Himachal Pradesh - - - - - - - - - - - -
10 Jammu & Kashmir - - - - (1) (1) (1) (6) (1) (1) (1) (6)
11 Jharkhand - - - - 25 24 14 49 25 24 14 49
12 Karnataka - - - - 36 19 41 1,517 36 19 41 1,517
13 Kerala - - - - - - - - - - - -
14 Madhya Pradesh - - - - 28 21 14 558 28 21 14 558
15 Maharashtra - - - - 9,005 8,196 1,242 746,357 9,005 8,196 1,242 746,357
16 Manipur - - - - - - - - - - - -
17 Meghalaya - - - - - - - - - - - -
18 Mizoram - - - - - - - - - - - -
19 Nagaland - - - - - - - - - - - -
20 Orissa - - - - 219 214 47 967 219 214 47 967
21 Punjab - - - - 88 86 13 1,150 88 86 13 1,150
22 Rajasthan - - - - 80 67 30 1,853 80 67 30 1,853
23 Sikkim - - - - - - - - - - - -
24 Tamil Nadu - - - - 174 100 167 3,725 174 100 167 3,725
25 Telangana - - - - 56 48 55 2,875 56 48 55 2,875
26 Tripura - - - - - - - - - - - -
27 Uttar Pradesh - - - - 222 205 107 2,069 222 205 107 2,069
28 UttraKhand - - - - - - - - - - - -
29 West Bengal - - - - 196 195 41 264 196 195 41 264
30 Andaman & Nicobar Islands - - - - - - - - - - - -
31 Chandigarh - - - - 29 21 14 705 29 21 14 705
32 Dadra & Nagrahaveli - - - - - - - - - - - -
33 Daman & Diu - - - - - - - - - - - -
34 Delhi - - - - 176 174 110 1,605 176 174 110 1,605
35 Lakshadweep - - - - - - - - - - - -
36 Pondicherry - - - - - - - - - - - -
Total - - - - 10,742 9,693 2,108 767,450 10,742 9,693 2,108 767,450
FORM L-25-(II): GEOGRAPHICAL DISTRIBUTION CHANNEL - GROUP
(Rs in Lakhs)
Geographical Distribution of Total Business - Group - Year ended June 2017
Rural Urban Total Business
(Group) (Group) (Group)
Sl.No. State / Union Territory
No. of No. of Premium Sum Assured No. of No. of Lives Premium Sum Assured No. of No. of Premium Sum Assured
Policies Lives Policies Policies Lives
1 Andhra Pradesh - - - - - - - - - - - -
2 Arunachal Pradesh - - - - - - - - - - - -
3 Assam - - - - - - - - - - - -
4 Bihar - - - - - - - - - - - -
5 Chattisgarh - - - - - - - - - - - -
6 Goa - - - - - - - - - - - -
7 Gujarat - - - - - - - - - - - -
8 Haryana - - - - - - - - - - - -
9 Himachal Pradesh - - - - - - - - - - - -
10 Jammu & Kashmir - - - - - - - - - - - -
11 Jharkhand - - - - - - - - - - - -
12 Karnataka - - - - - - - - - - - -
13 Kerala - - - - - - - - - - - -
14 Madhya Pradesh - - - - - - - - - - - -
15 Maharashtra - - - - 1 50 1 49 1 50 1 49
16 Manipur - - - - - - - - - - - -
17 Meghalaya - - - - - - - - - - - -
18 Mizoram - - - - - - - - - - - -
19 Nagaland - - - - - - - - - - - -
20 Orissa - - - - - - - - - - - -
21 Punjab - - - - - - - - - - - -
22 Rajasthan - - - - - - - - - - - -
23 Sikkim - - - - - - - - - - - -
24 Tamil Nadu - - - - - - - - - - - -
25 Telangana - - - - - - - - - - - -
26 Tripura - - - - - - - - - - - -
27 Uttar Pradesh - - - - - - - - - - - -
28 UttraKhand - - - - - - - - - - - -
29 West Bengal - - - - - - - - - - - -
30 Andaman & Nicobar Islands - - - - - - - - - - - -
31 Chandigarh - - - - - - - - - - - -
32 Dadra & Nagrahaveli - - - - - - - - - - - -
33 Daman & Diu - - - - - - - - - - - -
34 Delhi - - - - - - - - - - - -
35 Lakshadweep - - - - - - - - - - - -
36 Pondicherry - - - - - - - - - - - -
Total - - - - 1 50 1 49 1 50 1 49
FORM L-26: INVESTMENT ASSETS (LIFE INSURERS)-3A PART - A
Company Name & Code: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) - 138
Statement as on : June 30, 2017
Statement of Investment Assets (Life Insurers)
(Business within India)
Periodicity of Submission: Quarterly Rs.in Lakhs
Total Application as per Balance Sheet (A) 360,445.47 Reconciliation of Investment Assets
Add (B) Total Investment Assets (as per Balance Sheet) 193,052.00
Provisions Sch-14 188.10 Balance Sheet Value of:
Current Liabilities Sch-13 11,528.63 A. Life Fund 98,496.81
11,716.73 B. Pension & Gen Annuity Fund 571.98
Less (C ) C. Unit Linked Funds 93,983.21
Debit Balance in P& L A/c 161,732.03 193,052.00
Loans Sch-09 4,840.80
Adv & Other Assets Sch-12 8,619.25
Cash & Bank Balance Sch-11 2,309.34
Fixed Assets Sch-10 1,608.77
Misc Exp. Not Written Off Sch-15 -
Funds available for Investments 193,052.00
NON - LINKED BUSINESS

SH PH
Book Value
UL-Non
Balance FRSM PAR NON PAR (SH+PH)
A. LIFE FUND % as per Reg Unit Res Actual % FVC Amount Total Fund Market Value
F=
(a) (b) (c) (d) (e)
[b+c+d+e]
Not Less than
1 G. Sec - 2,793.07 2,772.81 16,803.49 27,149.86 49,519.23 50.37% - 49,519.23 53,782.26
25%
Not Less than
2 G.Sec or Other Approved Securities (incl (i) above) - 2,804.37 2,772.81 23,095.96 27,149.86 55,822.99 56.78% - 55,822.99 60,070.40
50%
3 Investment subject to Exposure Norms
a. Housing & Infrastructure

1. Approved Investments Not Less than - 3,113.83 238.49 25,649.37 2,335.17 31,336.86 31.88% (24.94) 31,311.92 33,665.27
2. Other Investments 15% - - - 67.75 - 67.75 0.07% (0.57) 67.18 67.18
b. i) Approved Investments Not exceeding - 901.50 68.19 6,174.29 3,697.39 10,841.38 11.03% 218.02 11,059.40 11,104.14
ii) "Other Investments" not to exceed 15% 35% - - - 239.45 - 239.45 0.24% (4.14) 235.31 235.31
TOTAL LIFE FUND 100% - 6,819.71 3,079.49 55,226.82 33,182.42 98,308.43 100.00% 188.37 98,496.81 105,142.31
PH
B. PENSION AND GENERAL ANNUITY FUND % as per Reg Book Value Actual % FVC Amount Total Fund Market Value
PAR NON PAR
1 G. Sec Not Less than 20% 442.49 - 442.49 77.36% - 442.49 467.74
2 G.Sec or Other Approved Securities (incl (i) above) Not Less than 40% 442.49 - 442.49 77.36% - 442.49 467.74
3 Balance in Approved investment Not Exceeding 60% 129.49 - 129.49 22.64% - 129.49 132.63
TOTAL PENSION, GENERAL ANNUITY FUND 100% 571.98 - 571.98 100.00% - 571.98 600.37
LINKED BUSINESS
PH
C. LINKED FUNDS % as per Reg Total Fund Actual %
PAR NON PAR
1 Approved Investment Not Less than 75% - 90,987.37 90,987.37 96.81%
2 Other Investments Not More than 25% - 2,995.84 2,995.84 3.19%

TOTAL LINKED INSURANCE FUND 100% - 93,983.21 93,983.21 100.00%
CERTIFICATION:
Certified that the information given here in are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Date: Chief Financial Officer

FORM L-27: UNIT LINKED BUSINESS-3A
Unit Linked Insurance Business PART - B

Company Name & Code: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) - 138
Periodicity of Submission : Quarterly Link to Item 'C' of FORM 3A (Part A) Par / Non-Par
Rs. Lakhs
ENHANCED EQUITY BALANCED CONSERVATIVE DEBT SECURED PENSION ENHANCED PENSION BALANCED PENSION DEBT PENSION SECURED ACCELERATOR STABLE DISCONTINUED POLICY
PARTICULARS PENSION INDEX FUND NAV PROTECTOR FUND BLUE CHIP FUND OPPORTUNITY FUND GROUP GRATUITY FUND TOTAL
FUND FUND FUND FUND FUND EQUITY FUND FUND FUND FUND FUND FUND FUND
Opening Balance (Market Value) 14,820.19 3,629.15 31.65 15,623.70 3,481.14 2,103.98 478.58 888.86 201.03 1,269.06 10,728.31 23,100.83 2,331.13 3,277.98 1,053.42 9,350.09 3,500.39 95,869.48
Add: Inflow during the Quarter 414.06 144.61 0.45 1,343.48 564.42 75.60 22.86 110.60 10.80 64.45 80.38 1,482.64 169.02 707.86 914.93 5,175.86 165.74 11,447.77
Increase / (Decrease) Value of Inv [Net] 638.58 112.09 0.83 339.98 46.16 90.71 17.38 20.12 2.58 48.49 314.01 1,141.21 79.05 109.69 77.04 131.85 159.49 3,329.27
Less: Outflow during the Quarter 2,112.14 406.02 3.00 2,428.61 538.39 226.94 50.05 108.95 18.63 121.93 1,329.96 3,592.90 267.28 480.64 424.29 4,330.08 223.52 16,663.32
TOTAL INVESTIBLE FUNDS (MKT VALUE) 13,760.69 3,479.84 29.93 14,878.55 3,553.33 2,043.37 468.78 910.64 195.77 1,260.07 9,792.74 22,131.78 2,311.91 3,614.89 1,621.11 10,327.71 3,602.10 93,983.21
ENHANCED EQUITY BALANCED CONSERVATIVE DEBT SECURED PENSION ENHANCED PENSION BALANCED PENSION DEBT PENSION SECURED ACCELERATOR STABLE DISCONTINUED POLICY
PENSION INDEX FUND NAV PROTECTOR FUND BLUE CHIP FUND OPPORTUNITY FUND GROUP GRATUITY FUND TOTAL
FUND FUND FUND FUND FUND EQUITY FUND FUND FUND FUND FUND FUND FUND
INVESTMENT OF UNIT FUND
Actual
Actual Inv. % Actual Actual Inv. % Actual % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual
Inv.
Approved Investments (>=75%)
Central Govt Securities - - 333.43 9.58 21.87 73.06 3,214.06 21.60 2,113.48 59.48 - - 101.28 21.60 151.77 16.67 20.10 10.27 - - - - - - 299.08 12.94 - - - - - - - - 6,255.06 6.66
State Governement Securities - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Other Approved Securities - - 306.42 8.81 - - - - - - - - 14.94 3.19 11.42 1.25 - - - - - - - - 186.17 8.05 - - - - - - - - 518.95 0.55
Corporate Bonds - - 145.19 4.17 - - 3,530.71 23.73 - - - - - - 135.32 14.86 - - - - - - - - 88.82 3.84 - - - - - - - - 3,900.04 4.15
Infrastructure Bonds - - 318.02 9.14 - - 6,745.69 45.34 10.44 0.29 - - 10.45 2.23 453.56 49.81 - - - - - - - - 142.19 6.15 - - - - - - - - 7,680.35 8.17
Equity 12,134.19 88.18 2,190.09 62.94 5.05 16.88 - - - - 1,779.87 87.10 277.53 59.20 - - - - 1,211.79 96.17 7,235.06 73.88 19,493.86 88.08 1,444.85 62.50 3,117.83 86.25 1,379.81 85.12 - - 3,148.40 87.40 53,418.33 56.84
Money Market - - - - - - - - 711.26 20.02 - - 38.80 8.28 53.14 5.84 168.73 86.19 - - 1,324.91 13.53 - - - - - - 83.22 5.13 10,375.43 100.46 - - 12,755.49 13.57
Mutual funds 882.87 6.42 84.90 2.44 1.90 6.35 774.90 5.21 302.40 8.51 141.93 6.95 14.40 3.07 77.40 8.50 16.40 8.38 13.40 1.06 833.90 8.52 1,366.69 6.18 92.40 4.00 247.89 6.86 - - - - 230.56 6.40 5,081.94 5.41
Deposit with Banks - - - - - - - - 799.00 22.49 - - - - - - - - - - - - - - - - - - - - - - - - 799.00 0.85
Sub Total (A) 13,017.06 94.60 3,378.05 97.08 28.82 96.29 14,265.36 95.88 3,936.58 110.79 1,921.80 94.05 457.39 97.57 882.61 96.92 205.24 104.83 1,225.19 97.23 9,393.87 95.93 20,860.55 94.26 2,253.52 97.47 3,365.72 93.11 1,463.04 90.25 10,375.43 100.46 3,378.96 93.81 90,409.17 96.20
Current Assets:
Accrued Interest - - 30.18 0.87 0.73 2.42 627.90 4.22 120.90 3.40 - - 2.71 0.58 28.70 3.15 0.58 0.29 - - - - - - 17.11 0.74 - - - - - - - - 828.80 0.88
Dividend Recievable 37.58 0.27 5.06 0.15 0.01 0.05 - - - - 5.49 0.27 0.73 0.16 - - - - 3.20 0.25 19.30 0.20 46.83 0.21 3.66 0.16 6.60 0.18 0.41 0.01 - - 9.60 0.27 138.46 0.15
Bank Balance 0.16 0.00 0.47 0.01 0.23 0.77 0.44 0.00 0.24 0.01 0.60 0.03 0.20 0.04 0.11 0.01 0.20 0.10 0.33 0.03 0.80 0.01 7.33 0.03 0.52 0.02 5.65 0.16 4.54 0.13 33.95 0.33 0.40 0.01 56.18 0.06
Receivable for Sale of Investments 46.86 0.34 - - - - - - - - 2.70 0.13 - - - - - - - - 187.75 1.92 257.77 1.16 - - 108.03 2.99 21.76 0.60 - - 12.61 0.35 637.48 0.68
Application Money-Debt Sec/Tax
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
deducted at source payable
Receivable for subscription - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Receivable for Interest - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Other Current Assets (for Investments) (107.42) (0.78) (3.23) (0.09) (0.00) (0.00) 0.38 0.00 2.88 0.08 (0.36) (0.02) (0.35) (0.07) 0.15 0.02 0.23 0.12 (5.03) (0.40) (34.53) (0.35) 4.70 0.02 (6.71) (0.29) 24.86 0.69 16.65 0.46 (76.90) (0.74) (0.25) (0.01) (184.93) (0.20)
Less: Current Liabilities
Payable for Investments - - - - - - - - 503.96 14.18 - - - - - - 10.28 5.25 - - - - 141.75 0.64 - - 109.93 3.04 29.75 1.84 - - - - 795.67 0.85
Payable for Redemption - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Fund Mgmt Charges Payable 16.38 0.12 4.15 0.12 0.03 0.10 15.53 0.10 3.31 0.09 2.40 0.12 0.56 0.12 0.94 0.10 0.18 0.09 1.51 0.12 13.56 0.14 28.51 0.13 2.99 0.13 4.46 0.12 1.89 0.12 4.77 0.05 0.96 0.03 102.12 0.11
Other Current Liabilities (for Investments) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Sub Total (B) (39.20) (0.28) 28.33 0.81 0.94 3.13 613.20 4.12 (383.25) (10.79) 6.02 0.29 2.73 0.58 28.03 3.08 (9.46) (4.83) (3.02) (0.24) 159.75 1.63 146.38 0.66 11.60 0.50 30.76 0.85 11.72 (0.75) (47.72) (0.46) 21.40 0.59 578.19 0.62
Other Investments (<=25%)
Corporate Bonds - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Infrastructure Bonds - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Equity 782.83 5.69 73.45 2.11 0.17 0.58 - - - - 115.55 5.65 8.66 1.85 - - - - 37.90 3.01 239.13 2.44 1,124.85 5.08 46.79 2.02 218.42 6.04 146.35 9.03 - - 201.74 5.60 2,995.84 3.19
Money Market - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Mutual funds - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Sub Total (C) 782.83 5.69 73.45 2.11 0.17 0.58 - - - - 115.55 5.65 8.66 1.85 - - - - 37.90 3.01 239.13 2.44 1,124.85 5.08 46.79 2.02 218.42 6.04 146.35 9.03 - - 201.74 5.60 2,995.84 3.19
Total (A + B + C) 13,760.69 100.00 3,479.84 100.00 29.93 100.00 14,878.55 100.00 3,553.33 100.00 2,043.37 100.00 468.78 100.00 910.64 100.00 195.77 100.00 1,260.07 100.00 9,792.74 100.00 22,131.78 100.00 2,311.91 100.00 3,614.89 100.00 1,621.11 100.00 10,327.71 100.00 3,602.10 100.00 93,983.21 100.00
Fund Carried Forward (as per LB 2)
-
FORM L-28: ULIP-NAV-3A
Company Name & Code: Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) - 138 PART - C
Statement as on : June 30, 2017 Link to FORM 3A (Part B)
Periodicity of Submission: Quarterly
Assets Held on the NAV as on the NAV as per 2nd Previous Qtr 3rd Previous Qtr 4th Previous Qtr Annualised 3 Year Rolling
No Name of the Scheme Previous Qtr NAV
above date above date LB 2 NAV NAV NAV Return/Yield CAGR
1 Aegon Life Enhanced Equity Fund 13,760.69 23.9474 - 22.9294 20.5226 22.0604 20.8962 14.60% 9.88%
2 Aegon Life Balanced Fund 3,479.84 21.2971 - 20.6348 19.3084 19.8363 18.9079 12.64% 8.31%
3 Aegon Life Conservative Fund 29.93 20.2416 - 19.7013 19.2880 19.1326 18.3527 10.29% 10.22%
4 Aegon Life Debt Fund 14,878.55 23.2269 - 22.7120 22.5869 22.1707 21.0486 10.35% 9.86%
5 Aegon Life Secured Fund 3,553.33 19.4914 - 19.2368 18.9509 18.6457 18.3404 6.28% 7.31%
6 Aegon Life Pension Enhanced Equity Fund 2,043.37 38.1025 - 36.4751 32.6769 35.0735 33.1770 14.85% 9.94%
7 Aegon Life Pension Balanced Fund 468.78 23.3074 - 22.4599 21.0051 21.5314 20.6160 13.05% 8.43%
8 Aegon Life Pension Debt Fund 910.64 18.7746 - 18.3578 18.3024 17.9577 17.0653 10.02% 9.88%
9 Aegon Life Pension Secured Fund 195.77 18.5645 - 18.3260 18.0686 17.8450 17.5568 5.74% 6.88%
10 Aegon Life Pension Index Fund 1,260.07 34.8313 - 33.5331 29.9864 31.6153 30.4364 14.44% 7.69%
11 Aegon Life NAV Protect Fund 9,792.74 16.9149 - 16.4055 15.1466 15.6811 15.2889 10.64% 5.87%
12 Aegon Life Accelerator Fund 22,131.78 16.3620 - 15.5702 13.8255 14.8220 13.9376 17.39% 9.50%
13 Aegon Life Stable Fund 2,311.91 15.8853 - 15.3569 14.3831 14.7888 14.1019 12.65% 8.31%
14 Aegon Life Discontinuance Policy Fund 10,327.71 15.8503 - 15.6376 15.4302 15.2082 14.9866 5.76% 6.85%
15 Aegon Life Group Gratuity Equity Fund 3,602.10 19.1735 - 18.3304 16.3705 17.5590 16.5651 15.75% 10.96%
16 Aegon Life Blue Chip Equity Fund 3,614.89 11.7482 - 11.3679 10.2025 10.9205 10.3652 13.34% NA
17 Aegon Opportunity Fund 1,621.11 10.9470 - 10.2127 - - - - NA
Total 93,983.21
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

FORM L-29: DETAIL REGARDING DEBT SECURITIES - LIFE FUND
Detail regarding debt securities (Rs in Lakhs)

Market Value Book Value
Particulars As at as % of total As at as % of total for As at as % of total As at as % of total for
June 30, 2017 for this class June 30, 2016 this class June 30, 2017 for this class June 30, 2016 this class
Break down by credit rating
AAA rated 97,854.54 96.07 84,453.64 96.19 91,221.98 95.81 81,085.90 96.04
AA or better 507.94 0.50 - - 495.67 0.52 - -
Rated below AA but above A - - - - - - - -
Rated below A but above B - - - - - - - -
Any other 3,497.50 3.43 3,345.50 3.81 3,497.50 3.67 3,345.50 3.96
Total 101,859.98 100.00 87,799.14 100.00 95,215.15 100.00 84,431.40 100.00
Break down by residual maturity

Up to 1 year 6,998.31 6.87 14,289.34 16.28 6,998.31 7.35 14,284.61 16.92
More than 1 year and upto 3 years 1,168.47 1.16 1,306.94 1.49 1,121.66 1.18 1,245.23 1.47
More than 3 years and up to 7 years 1,612.07 1.58 1,089.26 1.24 1,505.04 1.58 1,011.35 1.20
Above 20 years 46,289.94 45.44 41,412.85 47.17 42,363.90 44.49 39,102.88 46.31
Total 101,859.97 100.00 87,799.14 100.00 95,215.15 100.00 84,431.40 100.00
Breakdown by type of the issuer

Central Government 57,295.60 56.25 57,297.41 65.26 53,032.01 55.70 54,829.04 64.94
State Government 4,224.04 4.15 - - 4,280.47 4.50 - -
Corporate Securities 40,340.34 39.60 30,501.72 34.74 37,902.67 39.80 29,602.37 35.06
Total 101,859.98 100.00 87,799.14 100.00 95,215.15 100.00 84,431.40 100.00
FORM L-29: DETAIL REGARDING DEBT SECURITIES - PENSION, GENERAL ANNUITY FUND

Market Value Book Value
Particulars As at as % of total As at as % of total As at as % of total As at as % of total
June 30, 2017 for this class June 30, 2016 for this class June 30, 2017 for this class June 30, 2016 for this class
AAA rated 587.87 97.92 555.73 98.58 559.48 97.81 542.59 98.55
AA or better - - - - - - - -
Any other 12.50 2.08 8.00 1.42 12.50 2.19 8.00 1.45
Total 600.37 100.00 563.73 100.00 571.98 100.00 550.59 100.00

Up to 1 year 250.58 41.74 229.67 40.74 250.58 43.81 229.67 41.71
More than 1 year and upto 3 years 89.51 14.91 87.71 15.56 89.07 15.57 88.56 16.08
More than 3 years and up to 7 years - - - - - - 0.00 -
More than 7 years and up to 10 years 14.72 2.45 0.00 - 13.54 2.37 0.00 -
More than 10 years and up to 15 years 40.20 6.70 44.74 7.94 36.36 6.36 42.63 7.74
Above 20 years 118.16 19.68 111.65 19.81 106.02 18.53 106.10 19.27
Total 600.37 100.00 563.73 100.00 571.98 100.00 550.59 100.00

Central Government 467.74 77.91 447.90 79.45 442.49 77.36 436.25 79.23
State Government - - - - - - - -
Corporate Securities 132.63 22.09 115.83 20.55 129.49 22.64 114.34 20.77
Total 600.37 100.00 563.73 100.00 571.98 100.00 550.59 100.00
FORM L-29: DETAIL REGARDING DEBT SECURITIES - LINKED FUND

Market Value Book Value *
Particulars As at as % of total As at as % of total As at as % of total As at as % of total
June 30, 2017 for this class June 30, 2016 for this class June 30, 2017 for this class June 30, 2016 for this class
AAA rated 28,347.19 76.63 31,705.37 72.19 27,795.14 76.64 31,215.70 72.61
AA or better 2,762.71 7.47 2,669.01 6.08 2,577.22 7.11 2,574.67 5.99
Any other 5,880.94 15.90 9,547.92 21.74 5,894.37 16.25 9,201.97 21.40
Total 36,990.84 100.00 43,922.30 100.00 36,266.73 100.00 42,992.34 100.00

Up to 1 year 20,640.73 55.80 27,715.84 63.10 20,659.02 56.96 27,370.05 63.66
More than 1 year and upto 3 years 1,167.60 3.16 10.63 0.02 1,157.60 3.19 10.89 0.03
Above 20 years 2,883.39 7.79 5,736.80 13.06 2,834.10 7.81 5,595.24 13.01
Total 36,990.84 100.00 43,922.30 100.00 36,266.73 100.00 42,992.34 100.00

Central Government 19,529.51 52.80 22,052.32 50.21 19,434.32 53.59 21,907.26 50.96
State Government - - - - - - - -
Corporate Securities 17,461.33 47.20 21,869.98 49.79 16,832.41 46.41 21,085.08 49.04
Total 36,990.84 100.00 43,922.30 100.00 36,266.73 100.00 42,992.34 100.00
* represents acquisition cost
FORM L-30: RELATED PARTY TRANSACTIONS
(Rs in Lakhs)
Related Party Transactions*
Nature of Consideration paid / received
Sl.No. Name of the Related Party Relationship with the Description of Transactions / Categories Quarter ended Quarter ended Year ended
Company June 30, 2017 June 30, 2016 March 31, 2017
1 AEGON India Holdings B.V. Subscription to Equity Shares (including securities premium) - 6,975 11,750
Joint Venture and
Subscription to Equity Shares (including securities premium) - 2,025 2,250
Entities where control
2 Bennett Coleman & Co. Limited exists Director nomination fees- Receipts - - 4
Director nomination fees- Payments - - 4
Reimbursement for Expenses - - 50
3 AEGON N.V.
Reimbursement for Expenses Receivable 1 - 22
Associate Companies
Reimbursement for Expenses 2 31 137
4 AEGON Asia Pacific B.V. where transactions
Reimbursement for Expenses Receivable 2 84 79
have taken place
Benefit Paid under Group Policy 14 12 184
5 Aegon Life Insurance Employees Gratuity Trust during the year
Insurance Premium received for Group Insurance Policies - - 34
6 K S Gopalakrishnan Managerial remuneration 49 49 200
*Related Party relationships are identified by the Management.
FORM L-31-LNL-6: BOARD OF DIRECTORS & KEY PERSON
Date: 30-Jun-17
BOD and Key Person information
Details of change in the
Sl. No. Name of person Role/designation
period
1 Mr. Andrew Byrne Chairman
2 Mr. S. Sivakumar Non-executive Director
3 Mr. Srinivasan V Independent Director
4 Mr. G Ramaswamy Non-executive Director
5 Ms. Ketaki Gupte Non-executive Director
6 Mr. N Subramanian Non-executive Director
7 Mr. N Kumar Independent Director
8 Mr. Thomas Grondin Non-executive Director
9 Mr. Nani Javeri Independent Director
10 Mr. K. S. Gopalakrishnan Managing Director & Chief Executive Officer
-No Change
11 Mr. Marco Keim Non-executive Director
12 Mr. Sankar Narayanan Chief Operating Officer
13 Mr. Rajeev Chugh Chief Financial Officer
14 Ms. Saba Adil Chief People Officer
15 Mr. Saibal Ghosh Chief Investment Officer & Business Development
16 Mr. Souvik Jash Appointed Actuary
17 Mr. Jitin Parekh Company Secretary
18 Mr. Lee Waddle Chief Risk Officer
19 Mr. Anil Agarwal Head - Compliance
20 Mr. Kamlesh Khanchandani Internal Auditor
Key Persons as defined in IRDA Registration of Companies Regulations, 2000

FORM L-32: SOLVENCY MARGIN - KT 3
(See Regulation 4)
Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000
AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO
Date : 30-Jun-17
Form Code: 15
Aegon Life Insurance Company Limited (formerly

known as AEGON Religare Life Insurance Company
Name of Insurer: Limited) Registration Number: 138 Classification Code: 1
Classification: Business Within India
Item Description Adjusted Value

(Rs in Lakhs)
-1 (2) (3)
01 Available Assets in Policyholders' Fund: 183,804
Deduct:
02 Mathematical Reserves 176,972
03 Other Liabilities -
04 Excess in Policyholders' funds 6,832
05 Available Assets in Shareholders Fund: 7,848
Deduct:
06 Other Liabilities of shareholders’ fund -
07 Excess in Shareholders' funds 7,848
08 Total ASM (04)+(07) 14,680
09 Total RSM 8,443
10 Solvency Ratio (ASM/RSM) 1.74
FORM L-33: NPAs-7A
Company Name & Code : Aegon Life Insurance Company Limited (formerly known as AEGON Religare Life Insurance Company Limited) - 138
Statement as on : June 30, 2017 Name of the Fund: Life Fund
Details of Investment Portfolio
Periodicity of Submission : Quarterly
Has there been any

Interest Rate Default
Total O/s Default Principal Waiver?
Instrument Interest Principal Interest Deferred Deferred Rolled Classificatio Provision Provision
COI Company Name Has there (Book Principal
Type (Book Due from Due from Principal Interest Over? Board n (%) (Rs)
% been Value) (Book Value) Amount
Value) Approval Ref
revision?
Nil
CERTIFICATION

FORM L-33: NPAs-7A
Statement as on : June 30, 2017 Name of the Fund: Pension, General Annuity Fund
Has there been any

Instrument Interest Principal Interest Deferred Deferred Rolled Classificatio Provision Provision
COI Company Name Has there (Book Principal
Type (Book Due from Due from Principal Interest Over? Board n (%) (Rs)
Value) Approval Ref
revision?
Nil
CERTIFICATION

FORM L-33: NPAs-7A
Statement as on : June 30, 2017 Name of the Fund: Linked Fund
Has there been any

Company Instrument Interest Principal Interest Deferred Deferred Rolled Classificatio Provision Provision
COI Has there (Book Principal
Name Type (Book Due from Due from Principal Interest Over? Board n (%) (Rs)
Value) Approval Ref
revision?
Nil
CERTIFICATION

FORM L-34-YIELD ON INVESTMENTS-1
Statement as on : June 30, 2017 Name of the Fund: Life Fund
Statement of Investment and Income on Investment
Periodicity of Submission: Quarterly (Rs.in Lakhs)
Current Quarter Year to Date Previous Year

Category Investment (Rs.) Income on Investment (Rs.) Income on Investment (Rs.) Income on
No. Category of Investment Gross Yield Net Yield Gross Yield Net Yield Gross Yield Net Yield
Code Investment Investment Investment
Book Value Market Value (%) (%) Book Value Market Value (%) (%) Book Value Market Value (%) (%)
(Rs.) (Rs.) (Rs.)
A GOVERNMENT SECURITIES
A01 Central Government Bonds CGSB 49,519 53,782 1,472 2.90% 2.90% 49,519 53,782 1,472 2.90% 2.90% 45,117 47,564 1,051 2.23% 2.23%
A02 Special Deposits CSPD - - - - - - - - - - - - - - -
A03 Deposit Under Section 7 of Insurance Act, 1938 CDSS - - - - - - - - - - - - - - -
A04 Treasury Bills CTRB - - - - - - - - - - 7,549 7,549 7 0.26% 0.26%
B GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES - - -
B01 Central Government Guaranteed Loans / Bonds CGSL 2,012 2,052 36 1.88% 1.88% 2,012 2,052 36 1.88% 1.88% - - - - -
B02 State Government Bonds SGGB 4,280 4,224 77 1.79% 1.79% 4,280 4,224 77 1.79% 1.79% - - - - -
B03 State Government Guaranteed Bonds SGGL - - - - - - - - - - - - - - -
B04 Other Approved Securities (excluding infrastructure Investments) SGOA 11 13 0 2.28% 2.28% 11 13 0 2.28% 2.28% 277 298 16 2.24% 2.24%
B05 Guaranteed Equity SGGE - - - - - - - - - - - - - - -
HOUSING AND LOANS TO STATE GOVT. FOR HOUSING AND FIRE FIGHTING
C
EQUIPMENT
C01 Loans to State Government for Housing HLSH - - - - - - - - - - - - - - -
C02 Loans to State Government for Fire Fighting Equipment HLSF - - - - - - - - - - - - - - -
C03 Term Loan - HUDCO / NHB / Institution accredited by NHB HTLH - - - - - - - - - - - - - - -
C04 Commercial Papers - NHB / Institution accredited by NHB HTLN - - - - - - - - - - - - - - -
C05 Housing - Securitised Assets HMBS - - - - - - - - - - - - - - -
C06 Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG - - - - - - - - - - - - - - -
TAXABLE BONDS
C07 Bonds / Debentures issued by HUDCO HTHD - - - - - - - - - - - - - - -
C08 Bonds / Debentures issued by NHB / Institutions accredited by NHB HTDN 7,024 7,356 138 2.05% 2.05% 7,024 7,356 138 2.05% 2.05% 4,510 4,575 24 2.00% 2.00%
Bonds / Debentures issued by Authority Constituted under any Housing /
C09 Building Scheme Approved By Central / State / any authority or Body HTDA - - - - - - - - - - - - - - -
Constituted by Central / State Act
TAX FREE BONDS
C10 Bonds / Debentures issued by HUDCO HFHD - - - - - - - - - - - - - - -
C11 Bonds / Debentures issued by NHB / Institutions accredited by NHB HFDN - - - - - - - - - - - - - - -
C12 Building Scheme Approved By Central / State / any authority or Body HFDA - - - - - - - - - - - - - - -
OTHER INVESTMENTS
C13 Debentures / Bonds / CPs / Loans HODS - - - - - - - - - - - - - - -
C14 Housing - Securitised Assets HOMB - - - - - - - - - - - - - - -
C15 Debentures / Bonds / CPs / Loans - (Promoter Group) HOPG - - - - - - - - - - - - - - -
D INFRASTRUCTURE INVESTMENTS
D01 Infrastructure - Other Approved Securities ISAS - - - - - - - - - - - - - - -
D02 Infrastructure - PSU - Equity Shares - Quoted ITPE 376 349 3 1.21% 1.21% 376 349 3 1.21% 1.21% 44 45 2 6.16% 6.16%
D03 Infrastructure - Corporate Securities - Equity Shares - Quoted ITCE 77 79 6 10.91% 10.91% 77 79 6 10.91% 10.91% - - - - -
Infrastructure - Equity and Equity related Instruments (Promoter Group)
D04 IEPG - - - - - - - - - - - - - - -
D05 Infrastructure - Securitised Assets IESA - - - - - - - - - - - - - - -

D06 Infrastructure - Debentures / Bonds / CPs / loans - (Promoter Group) IDPG - - - - - - - - - - - - - - -
D07 Infrastructure - Infrastructure Development Fund (IDF) IDDF 3,000 3,325 65 2.16% 2.16% 3,000 3,325 65 2.16% 2.16% 3,000 3,110 65 2.15% 2.15%
TAXABLE BONDS
D08 Infrastructure - PSU - Debentures / Bonds IPTD 19,355 20,944 398 2.16% 2.16% 19,355 20,944 398 2.16% 2.16% 16,736 17,384 341 2.18% 2.18%
D09 Infrastructure - PSU - CPs IPCP - - - - - - - - - - - - - - -
D10 Infrastructure - Other Corporate Securities - Debentures / Bonds ICTD 1,505 1,612 30 2.44% 2.44% 1,505 1,612 30 2.44% 2.44% 1,011 1,089 26 2.52% 2.52%
D11 Infrastructure - Other Corporate Securities - CPs ICCP - - - - - - - - - - - - - - -
D12 Infrastructure - Term Loans (with Charge) ILWC - - - - - - - - - - - - - - -
TAX FREE BONDS
D13 Infrastructure - PSU - Debentures / Bonds IPFD - - - - - - - - - - - - - - -
D14 Infrastructure - Other Corporate Securities - Debentures / Bonds ICFD - - - - - - - - - - - - - - -
(Rs.) (Rs.) (Rs.)
OTHER INVESTMENTS
D15 Infrastructure - Equity (including unlisted) IOEQ 68 67 (0) -0.06% -0.06% 68 67 (0) -0.06% -0.06% - - - - -
D16 Infrastructure - Debentures / Bonds / CPs / loans IODS - - - - - - - - - - - - - - -
D17 Infrastructure - Securitised Assets IOSA - - - - - - - - - - - - - - -
D18 Infrastructure - Equity (Promoter Group) IOPE - - - - - - - - - - - - - - -
D19 Infrastructure - Debentures / Bonds / CPs / loans - (Promoter Group) IOPD - - - - - - - - - - - - - - -
E INVESTMENT SUBJECT TO EXPOSURE NORMS
E01 PSU - Equity shares - quoted EAEQ 188 177 (2) -1.04% -1.04% 188 177 (2) -1.04% -1.04% 117 108 1 0.82% 0.82%
E02 Corporate Securities - Equity shares (Ordinary)-quoted EACE 2,145 2,374 195 7.90% 7.90% 2,145 2,374 195 7.90% 7.90% 2,523 2,526 50 2.21% 2.21%
Equity Shares - Companies incorporated Outside India (invested prior to
E03 EFES - - - - - - - - - - - - - - -
IRDA Regulations)
E04 Equity Shares (Incl. Equity related Instruments) - Promoter Group EEPG - - - - - - - - - - - - - - -
E05 Corporate Securities - Bonds - (Taxable) EPBT 999 1,057 20 2.00% 2.00% 999 1,057 20 2.00% 2.00% 1,000 998 20 1.99% 1.99%
E06 Corporate Securities - Bonds - (Tax Free) EPBF - - - - - - - - - - - - - - -
E07 Corporate Securities - Preference Shares EPNQ - - - - - - - - - - - - - - -
E08 Corporate Securities - Investment in Subsidiaries ECIS - - - - - - - - - - - - - - -
E09 Corporate Securities - Debentures ECOS 510 497 10 2.01% 2.01% 510 497 10 2.01% 2.01% - - - - -
Corporate Securities - Debentures / Bonds /CPs/ Loans - (Promoter
E10 EDPG - - - - - - - - - - - - - - -
Group)
E11 Corporate Securities - Derivative Instruments ECDI - - - - - - - - - - - - - - -
E12 Municipal Bonds - Rated EMUN - - - - - - - - - - - - - - -
E13 Investment Properties - Immovable EINP - - - - - - - - - - - - - - -
E14 Loans - Policy Loans ELPL - - - - - - - - - - - - - - -
E15 Loans - Secured Loans - Mortgage of Property in India (Term Loan) ELMI - - - - - - - - - - - - - - -
Loans - Secured Loans - Mortgage of Property outside India (Term Loan)
E16 ELMO - - - - - - - - - - - - - - -
Deposits - Deposit with Scheduled Banks, Fis (Incl. Bank Balance awaiting
E17 ECDB - - - - - - - - - - - - - - -
Investment), CCIL , RBI
E18 Deposits - CDs with Schedule Banks EDCD - - - - - - - - - - - - 10 0.62% 0.62%
E19 Deposits - Repo / Reverse Repo - Govt Securities ECMR - - - - - - - - - - - - - - -
E20 Deposits - Repo / Reverse Repo - Corporate Securities ECCR - - - - - - - - - - - - - - -
E21 Deposit with primary Dealers duly recognised by RBI EDPD - - - - - - - - - - - - - - -
E22 CCIL - CBLO ECBO 3,501 3,501 50 1.46% 1.46% 3,501 3,501 50 1.46% 1.46% 1,887 1,887 23 1.56% 1.56%
E23 Commercial Papers ECCP - - - - - - - - - - - - - - -
E24 Application Money ECAM - - - - - - - - - - - - - - -
E25 Perpetual Debt Instruments of Tier I & II Capital Issued by PSU Banks EUPD - - - - - - - - - - - - - - -
Perpetual Debt Instruments of Tier I & II Capital Issued by Non- PSU Banks
E26 EPPD - - - - - - - - - - - - - - -
Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier

E27 EUPS - - - - - - - - - - - - - - -
1 & 2 capital Issued by PSU Banks
E28 EPPS - - - - - - - - - - - - - - -
1 & 2 capital Issued by Non-PSU Banks
E29 Foreign Debt Securities (Invested prior to IRDA Regulations) EFDS - - - - - - - - - - - - - - -
E30 Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 3,497 3,497 85 1.65% 1.65% 3,497 3,497 85 1.65% 1.65% 3,345 3,345 60 1.98% 1.98%
E31 Mutual Funds - (Under Insurer Promoter Group) EMPG - - - - - - - - - - - - - - -
E32 Passively Managed Equity ETF (Non Promoter Group) EETF - - - - - - - - - - - - - - -
E33 Passively Managed Equity ETF (Promoter Group) EETP - - - - - - - - - - - - - - -
E34 Net Current Assets (Only in respect of ULIP Business) ENCA - - - - - - - - - - - - - - -
F OTHER INVESTMENTS
F1 Other than approved Investments - Bonds - PSU - Taxable OBPT - - - - - - - - - - - - - - -
F2 Other than approved Investments - Bonds - PSU - Tax Free OBPF - - - - - - - - - - - - - - -
F3 Equity Shares (Incl Co-Op Society) OESH 239 235 17 8.77% 8.77% 239 235 17 8.77% 8.77% 58 57 0 0.74% 0.74%
F4 Equity Shares (PSU & Unlisted) OEPU - - - - - - - - - - - - - - -
F5 Equity Shares (Equity Related Instrument) - Promoter Group OEPG - - - - - - - - - - - - - - -
F6 Debentures OLDB - - - - - - - - - - - - - - -
F7 Debentures / Bonds / CPs / Loans - (Promoter Group) ODPG - - - - - - - - - - - - - - -
F8 Municipal Bonds OMUN - - - - - - - - - - - - - - -
F9 Commercial Paper OACP - - - - - - - - - - - - - - -
F10 Preference Shares OPSH - - - - - - - - - - - - - - -
F11 Short-term Loans (Unsecured Deposit) OVNF - - - - - - - - - - - - - - -
F12 Short-term Loans (Unsecured Deposit) OSLU - - - - - - - - - - - - - - -
F13 Term Loans (Without Charges) OTLW - - - - - - - - - - - - - - -
F14 Mutual Funds - Debt / Income/Serial Plans/Liquid Schemes OMGS - - - - - - - - - - - - 9 0.92% 0.92%
F15 Mutual Funds- (Under Insurer Promoter Group) OMPG - - - - - - - - - - - - - - -
F16 Passively Managed Equity ETF (Non Promoter Group) OETF - - - - - - - - - - - - - - -
F17 Passively Managed Equity ETF (Promoter Group) OETP - - - - - - - - - - - - - - -
F18 Derivative Instrument OCDI - - - - - - - - - - - - - - -
F19 Securitised Assets OPSA - - - - - - - - - - - - - - -
F20 Investment Properties - Immovable OIPI - - - - - - - - - - - - - - -
TOTAL 98,308 105,142 2,602 2.61% 2.61% 98,308 105,142 2,602 2.61% 2.61% 87,173 90,534 1,704 2.08% 2.08%
Securities under CAT Code - CDSS represents government securities and other approved securities placed to comply with the requirements of Section 7 of the Insurance Act, 1938.
CERTIFICATION

Statement as on : June 30, 2017 Name of the Fund: Pension, General Annuity Fund

(Rs.) (Rs.) (Rs.)
A01 Central Government Bonds CGSB 292 318 6 1.97% 1.97% 292 318 5.8 1.97% 1.97% 292 303 9 2.48% 2.48%
A04 Treasury Bills CTRB 150 150 2 1.50% 1.50% 150 150 2.2 1.50% 1.50% 144 144 0 0.36% 0.36%
B GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
B01 Central Government Guaranteed Loans / Bonds CGSL - - - - - - - - - - - - - - -
B02 State Government Bonds SGGB - - - - - - - - - - - - - - -
B04 Other Approved Securities (excluding infrastructure Investments) SGOA - - - - - - - - - - - - 1 2.06% 2.06%
HOUSING AND LOANS TO STATE GOVT. FOR HOUSING AND FIRE FIGHTING
C -
EQUIPMENT
C04 Commercial Papers - NHB / Institution accredited by NHB HTLN - - - - - - - - - - - - - - -
TAXABLE BONDS
C08 Bonds / Debentures issued by NHB / Institutions accredited by NHB HTDN - - - - - - - - - - - - - - -
C09 Building Scheme Approved By Central / State / any authority or Body HTDA - - - - - - - - - - - - - - -
TAX FREE BONDS
C12 Building Scheme Approved By Central / State / any authority or Body HFDA - - - - - - - - - - - - - - -
OTHER INVESTMENTS
D02 Infrastructure - PSU - Equity Shares - Quoted ITPE - - - - - - - - - - - - - - -
D03 Infrastructure - Corporate Securities - Equity Shares - Quoted ITCE - - - - - - - - - - - - - - -
Infrastructure - Equity and Equity related Instruments (Promoter Group)
D04 IEPG - - - - - - - - - - - - - - -

D07 Infrastructure - Infrastructure Development Fund (IDF) IDDF - - - - - - - - - - - - - - -
TAXABLE BONDS
D08 Infrastructure - PSU - Debentures / Bonds IPTD 29 32 1 2.16% 2.16% 29 32 0.6 2.16% 2.16% 29 31 1 2.15% 2.15%
D10 Infrastructure - Other Corporate Securities - Debentures / Bonds ICTD - - - - - - - - - - - - - - -
TAX FREE BONDS
(Rs.) (Rs.) (Rs.)
OTHER INVESTMENTS
D15 Infrastructure - Equity (including unlisted) IOEQ - - - - - - - - - - - - - - -
E01 PSU - Equity shares - quoted EAEQ - - - - - - - - - - - - - - -
E02 Corporate Securities - Equity shares (Ordinary)-quoted EACE - - - - - - - - - - - - - - -
Equity Shares - Companies incorporated Outside India (invested prior to
E03 EFES - - - - - - - - - - - - - - -
IRDA Regulations)
E05 Corporate Securities - Bonds - (Taxable) EPBT - - - - - - - - - - - - - - -
E09 Corporate Securities - Debentures ECOS - - - - - - - - - - - - - - -
Corporate Securities - Debentures / Bonds /CPs/ Loans - (Promoter
E10 EDPG - - - - - - - - - - - - - - -
Group)
Loans - Secured Loans - Mortgage of Property outside India (Term Loan)
E16 ELMO - - - - - - - - - - - - - - -
Deposits - Deposit with Scheduled Banks, Fis (Incl. Bank Balance awaiting
E17 ECDB - - - - - - - - - - - - - - -
Investment), CCIL , RBI
E18 Deposits - CDs with Schedule Banks EDCD - - - - - - - - - - - - - - -
E22 CCIL - CBLO ECBO 88 88 1 1.46% 1.46% 88 88 1.2 1.46% 1.46% 77 77 1 1.57% 1.57%
E23 Commercial Papers ECCP - - - - - - - - - - - - - - -
Perpetual Debt Instruments of Tier I & II Capital Issued by Non- PSU Banks
E26 EPPD - - - - - - - - - - - - - - -

E27 EUPS - - - - - - - - - - - - - - -
1 & 2 capital Issued by PSU Banks
E28 EPPS - - - - - - - - - - - - - - -
1 & 2 capital Issued by Non-PSU Banks
E30 Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 13 13 0 1.64% 1.64% 13 13 0.2 1.64% 1.64% 8 8 0 2.06% 2.06%
E32 Passively Managed Equity ETF (Non Promoter Group) EETF - - - - - - - - - - - - - - -
E34 Net Current Assets (Only in respect of ULIP Business) ENCA - - - - - - - - - - - - - - -
F OTHER INVESTMENTS
F3 Equity Shares (Incl Co-Op Society) OESH - - - - - - - - - - - - - - -
F11 Short-term Loans (Unsecured Deposit) OVNF - - - - - - - - - - - - - - -
F14 Mutual Funds - Debt / Income/Serial Plans/Liquid Schemes OMGS - - - - - - - - - - - - - - -
F16 Passively Managed Equity ETF (Non Promoter Group) OETF - - - - - - - - - - - - - - -
TOTAL 572 600 10 1.78% 1.78% 572 600 10.0 1.78% 1.78% 551 564 12 2.14% 2.14%
CERTIFICATION

Statement as on : June 30, 2017 Name of the Fund: Linked Fund

Category
No. Category of Investment Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield
Code
Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%)
A01 Central Government Bonds CGSB 6,186 6,255 147 2.80% 2.80% 6,186 6,255 147 2.80% 2.80% 5,026 5,158 191 3.84% 3.84%
A04 Treasury Bills CTRB 10,221 10,221 153 1.50% 1.50% 10,221 10,221 153 1.50% 1.50% 13,745 13,745 246 1.70% 1.70%
B GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
B01 Central Government Guaranteed Loans / Bonds CGSL - - - - - - - - - - - - - - -
B02 State Government Bonds SGGB - - - - - - - - - - - - 1 0.00% 0.00%
B04 Other Approved Securities (excluding infrastructure Investments) SGOA 493 519 15 2.97% 2.97% 493 519 15 2.97% 2.97% 201 213 4 2.09% 2.09%
C HOUSING AND LOANS TO STATE GOVT. FOR HOUSING AND FIRE FIGHTING EQUIPMENT
C04 Commercial Papers - NHB / Institution accredited by NHB HTLN - - - - - - - - - - 497 497 10 1.94% 1.94%
TAXABLE BONDS
C08 Bonds / Debentures issued by NHB / Institutions accredited by NHB HTDN 2,015 2,101 60 3.01% 3.01% 2,015 2,101 60 3.01% 3.01% 990 1,018 23 2.29% 2.29%
Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme
C09 Approved By Central / State / any authority or Body Constituted by Central / State Act HTDA - - - - - - - - - - - - - - -
TAX FREE BONDS

Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme
C12 HFDA - - - - - - - - - - - - - - -
Approved By Central / State / any authority or Body Constituted by Central / State Act
OTHER INVESTMENTS
D02 Infrastructure - PSU - Equity Shares - Quoted ITPE 3,615 4,033 22 0.53% 0.53% 3,615 4,033 22 0.53% 0.53% 2,174 2,430 346 13.74% 13.74%
D03 Infrastructure - Corporate Securities - Equity Shares - Quoted ITCE 3,444 4,205 261 6.38% 6.38% 3,444 4,205 261 6.38% 6.38% 2,596 2,710 (291) -7.56% -7.56%
D04 Infrastructure - Equity and Equity related Instruments (Promoter Group) IEPG - - - - - - - - - - - - - - -
D07 Infrastructure - Infrastructure Development Fund (IDF) IDDF 1,511 1,593 27 1.14% 1.14% 1,511 1,593 27 1.14% 1.14% 2,483 2,566 62 2.43% 2.43%
TAXABLE BONDS
D08 Infrastructure - PSU - Debentures / Bonds IPTD 1,739 1,773 40 3.21% 3.21% 1,739 1,773 40 3.21% 3.21% 1,794 1,839 62 2.49% 2.49%
D10 Infrastructure - Other Corporate Securities - Debentures / Bonds ICTD 2,082 2,213 55 2.50% 2.50% 2,082 2,213 55 2.50% 2.50% 1,547 1,639 42 2.57% 2.57%
TAX FREE BONDS
OTHER INVESTMENTS
D15 Infrastructure - Equity (including unlisted) IOEQ 222 220 (4) -1.84% -1.84% 222 220 (4) -1.84% -1.84% 626 597 (9) -3.54% -3.54%
Category
No. Category of Investment Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield
Code
Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%)
E01 PSU - Equity shares - quoted EAEQ 1,650 1,609 (161) -9.35% -9.35% 1,650 1,609 (161) -9.35% -9.35% 1,044 1,020 137 12.23% 12.23%
E02 Corporate Securities - Equity shares (Ordinary)-quoted EACE 37,371 43,572 3,001 6.77% 6.77% 37,371 43,572 3,001 6.77% 6.77% 42,574 47,853 3,654 7.69% 7.69%
E03 Equity Shares - Companies incorporated Outside India (invested prior to IRDA Regulations) EFES - - - - - - - - - - - - - - -
E05 Corporate Securities - Bonds - (Taxable) EPBT - - - - - - - - - - - - - - -
E09 Corporate Securities - Debentures ECOS 3,591 3,900 107 2.77% 2.77% 3,591 3,900 107 2.77% 2.77% 3,584 3,774 91 2.40% 2.40%
E10 Corporate Securities - Debentures / Bonds /CPs/ Loans - (Promoter Group) EDPG - - - - - - - - - - - - - - -
E16 Loans - Secured Loans - Mortgage of Property outside India (Term Loan) ELMO - - - - - - - - - - - - - - -
Deposits - Deposit with Scheduled Banks, Fish (Incl. Bank Balance awaiting Investment), CCIL ,
E17 ECDB 799 799 22 1.96% 1.96% 799 799 22 1.96% 1.96% 2,523 2,523 51 2.19% 2.19%
RBI
E18 Deposits - CDs with Schedule Banks EDCD - - - - - - - - - - (0) - 7 0.63% 0.63%
E22 CCIL - CBLO ECBO 2,534 2,534 36 1.47% 1.47% 2,534 2,534 36 1.47% 1.47% 2,936 2,936 32 1.56% 1.56%
E23 Commercial Papers ECCP - - - - - - - - - - 989 989 52 2.05% 2.05%
E26 Perpetual Debt Instruments of Tier I & II Capital Issued by Non- PSU Banks EPPD - - - - - - - - - - - - - - -
Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued by
E27 EUPS - - - - - - - - - - - - - - -
PSU Banks
Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued by
E28 EPPS - - - - - - - - - - - - - - -
Non-PSU Banks
E30 Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 2,654 2,654 54 1.65% 1.65% 2,654 2,654 54 1.65% 1.65% 3,291 3,291 53 2.02% 2.02%
E32 Passively Managed Equity ETF (Non Promoter Group) EETF 2,441 2,427 (87) -4.13% -4.13% 2,441 2,427 (87) -4.13% -4.13% - - - - -
E34 Net Current Assets (Only in respect of ULIP Business) ENCA 578 578 - - - 578 578 - - - 554 554 - - -
F OTHER INVESTMENTS
F3 Equity Shares (Incl Co-Op Society) OESH 2,840 2,776 (106) -3.47% -3.47% 2,840 2,776 (106) -3.47% -3.47% 908 953 43 10.35% 10.35%
F11 Venture Fund OVNF - - - - - - - - - - - - - - -
F14 Mutual Funds - Debt / Income/Serial Plans/Liquid Schemes OMGS - - - - - - - - - - 1,465 1,465 29 2.02% 2.02%
F16 Passively Managed Equity ETF (Non Promoter Group) OETF - - - - - - - - - - 1,923 2,269 241 10.92% 10.92%
TOTAL 85,986 93,983 3,641 3.85% 3.85% 85,986 93,983 3,641 3.85% 3.85% 93,468 100,041 5,078 4.97% 4.97%
CERTIFICATION

FORM L-35: DOWNGRADING OF INVESTMENTS - 2
Statement of Down Graded Investments Name of Fund: Life Fund
(Rs in Lakhs)
Date of Rating Current Date of
No Name of the Security COI Amount Original Grade Remarks
Purchase Agency Grade Downgrade
A. During the Quarter
NIL
B. As on Date
NIL
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my
knowledge and belief and nothing has been concealed or suppressed.

Statement of Down Graded Investments Name of Fund: Pension, General Annuity Fund
(Rs in Lakhs)
Date of Rating Original Current Date of
No Name of the Security COI Amount Remarks
Purchase Agency Grade Grade Downgrade
NIL
B. As on Date
NIL
CERTIFICATION

Statement as on : June 30, 2017 Name of Fund: Linked Fund
Statement of Down Graded Investments
(Rs in Lakhs)
Date of Original Current Date of
No Name of the Security COI Amount Rating Agency Remarks
Purchase Grade Grade Downgrade
NIL
B. As on Date
NIL
CERTIFICATION

FORM L-36: PREMIUM AND NUMBER OF LIVES COVERED BY POLICY TYPE
(Rs in Lakhs)
Quarter ended June 30, 2017 Quarter ended June 30, 2016
Sl. No Particulars
No. of No. of No. of No. of
Premium Sum Insured Premium Sum Insured
Policies * Lives Policies * Lives
1 First year Premium
i Individual Single Premium- (ISP)
From 0 - 10000 6 7 7 125 3 133 133 37
From 10,001 - 25,000 21 14 12 129 12 7 5 30
From 25,001 - 50,000 21 5 4 143 14 3 3 208
From 50,001 - 75,000 0 - - - 0 - - -
From 75,001 - 100,000 10 1 - 9 9 1 1 9
From 100,001 - 125,000 1 - - - - - 1 -
Above 125,000 1 - - - 1 - - -
ii Individual Single Premium (ISPA)- Annuity
From 0 - 50,000 - - - - - - - -
From 50,001 - 100,000 - - - - - - - -
From 100,001 - 150,000 - - - - - - - -
From 150,001 - 200,000 - - - - - - - -
From 200,001 - 250,000 - - - - - - - -
From 250,001 - 300,000 - - - - - - - -
Above 300,000 - - - - - - - -
iii Group Single Premium (GSP)
From 0 - 10000 - - - - - - - -
From 10,000 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,000 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 - - - -
iv Group Single Premium- Annuity- GSPA
From 0 - 50000 - - - - - - - -
From 50,001 - 100,000 - - - - - - - -
From 100,001 - 150,000 - - - - - - - -
From 150,001 - 200,000 - - - - - - - -
From 200,001 - 250,000 - - - - - - - -
From 250,001 - 300,000 - - - - - - - -
Above 300,000 - - - - - - - -
v Individual non Single Premium- INSP
From 0 - 10000 3 4,584 4,350 320,468 167 2,424 2,357 108,309
From 10,001 - 25,000 613 4,217 3,836 351,121 467 2,937 2,819 118,255
From 25,001 - 50,000 487 1,289 1,036 67,612 388 958 886 20,160
From 50,001 - 75,000 154 261 170 8,849 105 149 137 4,332
From 75,001 - 100,000 225 160 128 7,277 99 72 72 3,782
From 100,001 - 125,000 60 70 45 6,002 42 43 35 1,048
Above 125,000 505 134 105 5,715 117 39 39 1,456
vi Individual non Single Premium- Annuity- INSPA
From 0 - 50,000 - - - - - - - -
From 50,001 - 100,000 - - - - - - - -
From 100,001 - 150,000 - - - - - - - -
From 150,001 - 2,00,000 - - - - - - - -
From 200,001 - 250,000 - - - - - - - -
From 250,001 - 300,000 - - - - - - - -
Above 300,000 - - - - - - - -
Sl. No Particulars
No. of No. of No. of No. of
Premium Sum Insured Premium Sum Insured
Policies * Lives Policies * Lives
vii Group Non Single Premium (GNSP)
From 0 - 10000 - - - - - - - -
From 10,001 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,001 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 1 1 50 49 - - - -
viii Group Non Single Premium- Annuity- GNSPA
From 0 - 10000 - - - - - - - -
From 10,001 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,001 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 - - - - - - - -
2 Renewal Premium
i Individual
From 0 - 10000 810 12,161 11,988 764,018 748 12,552 12,382 780,041
From 10,001 - 25,000 1,813 11,694 11,434 850,814 1,696 14,806 14,385 687,598
From 25,001 - 50,000 1,238 5,249 5,026 340,341 1,113 6,116 5,771 141,165
From 50,001 - 75,000 415 2,720 2,623 120,715 303 1,615 1,511 35,740
From 75,001 - 100,000 380 1,907 1,780 64,657 203 787 730 16,291
From 100,001 - 125,000 179 1,336 1,260 45,426 126 339 324 11,904
Above 125,000 608 4,099 3,793 280,133 32 449 413 24,415
ii Individual- Annuity
From 0 - 10000 - - - - - - - -
From 10,001 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,001 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 - - - - - - - -
iii Group
From 0 - 10000 - - - - - - - -
From 10,001 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,001 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 132 - - - - - - -
iv Group- Annuity
From 0 - 10000 - - - - - - - -
From 10,001 - 25,000 - - - - - - - -
From 25,001 - 50,000 - - - - - - - -
From 50,001 - 75,000 - - - - - - - -
From 75,001 - 100,000 - - - - - - - -
From 100,001 - 125,000 - - - - - - - -
Above 125,000 - - - - - - - -
* No of policies in case of First year premium for ISP and INSP refers to no of new policies issued.
* No of policies in case of Renewal premium refers to those policies on which renewal premium is received.
FORM L-37: BUSINESS ACQUISITION THROUGH DIFFERENT CHANNELS (GROUP)
Date: 30-Jun-17
(Rs in Lakhs)
Business Acquisition through different channels (Group)
Sl.No.
No. of Policies/ No. of Lives No. of Policies/ No. of Lives
Channels Premium Premium
No. of Schemes Covered No. of Schemes Covered
1 Individual Agents - - - - - -
2 Corporate Agents - Banks - - - - - -
3 Corporate Agents - Others - - - - - -
4 Brokers - - - - - -
5 Micro Agents - - - - - -
6 Direct Business 1 50 1 - - -
Total(A) 1 50 1 - - -
1 Referral (B) - - - - - -
Grand Total (A+B) 1 50 1 - - -
FORM L-38: BUSINESS ACQUISITION THROUGH DIFFERENT CHANNELS (INDIVIDUAL)
Date: 30-Jun-17
(Rs in Lakhs)
Business Acquisition through different channels (Individuals)
Sl.No. Quarter ended June 30, 2017 Quarter ended June 30, 2016
Channels
No. of Policies Premium No. of Policies Premium
1 Individual agents (22) (1) 1,693 433
2 Corporate Agents-Banks 61 7 - -
3 Corporate Agents -Others 1,085 291 314 179
4 Brokers 135 (87) 266 (121)
5 Micro Agents - - - -
6 Direct Business 9,481 1,903 4,482 930
7 IMF - - 2 1
Total (A) 10,740 2,113 6,757 1,422
1 Referral (B) 2 (6) 9 1
Grand Total (A+B) 10,742 2,108 6,766 1,423
FORM L-39: DATA ON SETTLEMENT OF CLAIMS (INDIVIDUAL)
(Rs in Lakhs)
Ageing of Claims *
No. of claims paid
Total No. of Total amount of
Sl.No. Types of Claims On or before 1-3 3-6 6 months -
1 month > 1 year claims paid claims paid
maturity months months 1 year
1 Maturity Claims - - - - - - - 0.80
2 Survival Benefit # 4 293 - 1 1 - 299 63
3 For Annuities / Pension - - - - - - -
4 For Surrender 1 4,372 19 11 13 - 4,416 8,395
5 Other benefits ## 81 250 - - - - 331 205
1 Death Claims - 101 - - - - 101 761

This data is for quarter ended June 30, 2017
*Ageing is computed from the date of completion of all necessary documentation in case of death claims and date of accounting
in case of Survival / Surrender/Maturity/Annuity/Other benefits
# Rider Claims (Critical Illness) and money backs are reported in Survival Benefit
## Rider Claims (Accident, income Benefit & Waiver Premium), Partial withdrawals and Health Claims are reported in Other Benefits
FORM L-39: DATA ON SETTLEMENT OF CLAIMS (GROUP)
(Rs in Lakhs)
Ageing of Claims *
No. of claims paid
Total No. of Total amount of
Sl.No. Types of Claims On or before 1-3 3-6 6 months -
1 month > 1 year claims paid claims paid
maturity months months 1 year
1 Maturity Claims - - - - - - - -
2 Survival Benefit - - - - - - - -
3 for Annuities / Pension - - - - - - - -
4 For Surrender - - - - - - - -
5 Other benefits - - - - - - - -
1 Death Claims - 1 - - - - 1 8
This data is for quarter ended June 30, 2017
*Ageing is computed from the date of completion of all necessary documentation.
FORM L-40: QUARTERLY CLAIMS DATA FOR LIFE (INDIVIDUAL)
No. of claims only
For
For Survival For Other
Sl. No. Claims Experience For Death Annuities
Maturity Benefit # Surrender Benefits ##
/ Pension
1 Claims o/s at the beginning of the period * - 3 145 - 780 22
2 Claims reported during the period ** 130 - 171 - 3,804 335
3 Claims settled during the period 101 - 299 - 4,416 331
4 Claims repudiated during the period 2 - - - - 3
a Less than 2 years from the date of acceptance of risk - - - - - -
b Greater than 2 year from the date of acceptance of risk - - - - - -
5 Claims written back - - - - - -
6 Claims o/s at end of the period 27 3 17 - 168 19
a Less than 3 months 27 - 6 - 124 19
b 3 months to 6 months - 1 5 - 7 -
c 6 months to 1 year - - 2 - 7 -
d 1 year and above - 2 4 - 30 -
* Opening balance is the closing balance as on 31/03/2017
** In case of Health claims reported under Other Benefits, Claims reported includes net of claims reopened and claims closed due to other reason
# Rider Claims (Critical Illness) and money backs are reported in Survival Benefit
## Rider Claims (Accident, income Benefit & Waiver Premium), Partial withdrawals and Health Claims are reported in Other Benefits
FORM L-40: QUARTERLY CLAIMS DATA FOR LIFE (GROUP)
No. of claims only
For
For Survival For Other
Sl. No. Claims Experience For Death Annuities
Maturity Benefit Surrender Benefits
/ Pension
1 Claims o/s at the beginning of the period * - - - - - -
2 Claims reported during the period 1 - - - - -
3 Claims settled during the period 1 - - - - -
4 Claims repudiated during the period - - - - - -
a Less than 2 years from the date of acceptance of risk - - - - - -
b Greater than 2 year from the date of acceptance of risk - - - - - -
5 Claims written back - - - - - -
6 Claims o/s at end of the period - - - - - -
Less than 3 months - - - - - -
3 months to 6 months - - - - - -
6 months to 1 year - - - - - -
1 year and above - - - - - -
FORM L-41: GRIEVANCE DISPOSAL
GRIEVANCE DISPOSAL
Sl No. Particulars Opening Balance * Additions Complaints Resolved/ settled during Complaints Total complaints
as at the beginning the quarter Pending at the registered upto the
of the quarter Fully Partial Rejected end of the quarter during the
Accepted Accepted quarter financial year
1 Complaints made by customers

a) Death Claims - - - - - - -
b) Policy Servicing - 62 46 - 11 5 62
c) Proposal Processing - 24 4 - 18 2 24
d) Survival Claims - 7 3 - 3 1 7
e) ULIP Related - - - - - - -
f) Unfair Business Practices - 399 22 1 317 59 399
g) Others - 1 - - 1 - 1
Total Number of complaints: - 493 75 1 350 67 493
2 Total No . of policies during previous year 47,860

3 Total No. of claims during previous year ** 33,625
4 Total No. of policies during current year 10,743
5 Total No. of claims during current year ** 4,145
6 Total No. of Policy Complaints ( current year) 459
per 10, 000 policies ( current year)
7 Total No. of Claim Complaints (current year) 17
per 10,000 claims registered ( current year)
8 Duration wise Pending Status Complaints made by Complaints Total

customers made by
intermediaries
a) Upto 7 days 36 - 36
b) 7 - 15 days 30 - 30
c) 15-30 days 1 - 1
d) 30-90 days - - -
e) 90 days & Beyond - - -
Total No. of complaints 67 - 67
** Claims refer to Death Claims and Survival Claims (Classification as per IRDA IGMS Master). Partial withdrawals are not considered here.
FORM L-42: VALUATION BASIS (Life Insurance)
a. How the policy data needed for valuation is accessed.

The data used for valuation is obtained from the policy administration systems 'FFA' (Future First Asia) & 'HPMS' (Health Portfolio Management System) for base,
fund and rider coverage.
For group policies, member-wise data is maintained and provided in an MS Excel based system
b. How the valuation bases are supplied to the system
The liability valuation calculations have been carried out using actuarial software called 'MoSes'. The assumptions for each plan are fed in MoSes. Monthly cash
flows are then projected by MoSes to determine the reserves using the specific characteristics of each policy such as age at entry, sum assured, term, etc.
1) Interest : Maximum and minimum interest rate taken for each segment
i. Individuals Business
1. Participating policies Max: 6.74% and Min: 5.48%
2. Life - Non-participating Policies Max: 8.24% and Min: 5.48%
3. Annuities - Participating policies Not Applicable
4. Annuities - Non-participating policies Max: 5.24% and Min: 1.98%
5. Annuities - Individual Pension Plan Not Applicable
6. Unit Linked Max: 6.24% and Min: 5.48%
7. Health Insurance Max: 6.24% and Min: 5.48%
ii. Group Business Max: 6.24% and Min: 5.48%
2) Mortality Rates : the mortality rates used for each segment

1. Participating policies Max: 96.25% and Min: 74.25% of IAL 06-08
2. Life - Non-participating Policies Max: 181.5% and Min: 19.25% of IAL 06-08
4. Annuities - Non-participating policies 100% of Mortality for annuitants - LIC (a) (1996-98) Ultimate Rates
6. Unit Linked Max: 96.25% and Min: 74.25% of IAL 06-08
7. Health Insurance 60.75% of IAL 06-08
ii. Group Business Max: 181.5% and Min: 49.50% of IAL 06-08
3) Expense : (per policy & premium related maintenance expense)

1. Participating policies Rs.266 to Rs.651 p.a. & 1% of renewal premium
2. Life - Non-participating Policies Rs.266 to Rs.651 p.a. & 1% to 3% of renewal premium
4. Annuities - Non-participating policies Rs.266 p.a.
6. Unit Linked Rs.266 to Rs.651 p.a. & 0.5% of renewal premium
7. Health Insurance Rs. 613 to Rs.933 p.a. (Primary) & Rs.294 to Rs. 314 p.a. (Secondary)
ii. Group Business
Regular Premium : Rs.255 + 1% of Renewal Premium
1. Non Linked
Single Premium : 21% of Single Premium
2. Unit Linked 18% of Single Premium
4) Bonus Rates (Declared on 31st March 2017) :

1. Life - Participating policies Min: 0.72% to Max: 7.5% (simple reversionary bonus)
2. (i) Pension - Participating policies Min: 1.6% to Max: 2.4% (simple reversionary bonus)
(ii) Pension - Participating policies 5% (terminal bonus) for policies maturing in FY 17-18.
ii. Group Business Not Applicable
5) Policyholders Reasonable Expectations:

Policyholders' reasonable expectations (PRE) are formed on the basis of the sales Illustrations and other policy communication provided by the company to its
participating policyholders. The company provides bonus rates under 6% and 10% interest rate scenarios for products launched uptil 2013 and provides bonus rates
under 4% and 8% interest rate scenarios for products launched post 2014. The company considers this PRE while declaring bonus rates to its participating
policyholders.
6) Taxation and Shareholder Transfers:
Mathematical reserves include allowance for shareholder share and taxes as applicable during the period of projection. The tax rate is as per prevailing laws.
Currently we have used a policyholder tax rate of 12.50% base plus applicable surcharge and cess. For shareholders’ share, we have considered 1/9th of the value of
bonus distributable to the policyholder
7) Basis of provisions for Incurred But Not Reported (IBNR):
IBNR reflects the total amount owed by the company to all valid claimants where the contingent event covered under the policy has occurred but has not been
reported. The delay in reported claims is analysed periodically and the same is explicitly provisioned while calculating Mathematical Reserves.
8) Change in Valuation Methods or Bases

i. Individuals Assurances
1. Interest No Change
2. Expenses No Change
3. Inflation No Change
4. Mortality No Change
ii. Annuities
a. Annuity in payment No Change
b. Annuity during deferred period Not Applicable
c. Pension : All Plans Not Applicable
iii. Unit Linked
iv. Health
v. Group
* All assumptions described above include margins for adverse deviations (MADs)

Financials - IRDA - PD For June 17

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Financials - IRDA - PD For June 17

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FORM L-1-A-RA

REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2017

Policyholders’ Account (Technical Account)

Income From Investments

Commission L-5 6,907 7,996

Operating Expenses related to Insurance Business L-6 320,346 547,660

Service Tax on Unit Linked Charges 8,982 9,716

Benefits Paid (Net) L-7 868,873 1,129,233

Transfer to Shareholders’ Account - -

Shareholders’ Account (Non-technical Account)

Income From Investments

Other Income 170 85

Profit/(Loss) before tax (224,399) (75,234)

Profit/ (Loss) carried forward to the Balance Sheet (3,738,222) (2,964,259)

BALANCE SHEET AS AT JUNE 30, 2017

Funds for Discontinued Policies

Funds For Future Appropriations

Loans L-15 484,080 359,193 483,884

Fixed Assets L-16 160,877 137,205 150,683

Current Liabilities L-19 1,152,863 1,123,996 1,188,141

Net Current Assets (C) = (A – B) (78,814) (409,520) (31,391)

Underwriting commitments outstanding - - -

FORM L-5 COMMISSION SCHEDULE

Break-up of Commission Expense (Gross) incurred to procure business

Agents 687 10,749

FORM L-6-OPERATING EXPENSES SCHEDULE

Employees’ remuneration and welfare benefits 207,842 247,009

FORM L-7-BENEFITS PAID SCHEDULE

(Amount ceded in reinsurance):

Amount accepted in reinsurance :

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-8-SHARE CAPITAL SCHEDULE

Authorised Capital 20,000,000 20,000,000 20,000,000

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

SCHEDULES FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-10-RESERVES AND SURPLUS SCHEDULE

FORM L-11-BORROWINGS SCHEDULE

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

LONG TERM INVESTMENTS

SHORT TERM INVESTMENTS

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

SHORT TERM INVESTMENTS

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

SHORT TERM INVESTMENTS

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-15-LOANS SCHEDULE

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-16-FIXED ASSETS SCHEDULE

As at Additions / As at As at Additions / On Sales / As at As at As at As at

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES

SCHEDULE FORMING PART OF THE BALANCE SHEET AS AT JUNE 30, 2017

FORM L-18-ADVANCES AND OTHER ASSETS SCHEDULE

SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2017

FORM L-19-CURRENT LIABILITIES SCHEDULE

Agents’ Balances 28,698 35,076 39,308

FORM L-20-PROVISIONS SCHEDULE

For taxation (less payments and taxes deducted at source) - - -