Tenth Assignment
RA 1161 as amended by RA 8282; RA 8291
SSS (RA 1161)
First day of employment –
employee
Date of coverage First day of operation - employer
No more obligation to pay
contributions from that
employment
Effect of Separation - Still entitled to benefits with
all contributions paid already
- May choose to pay
contributions after
Choose between
- Php300 + 20% average
monthly salary credit + 2%
average monthly salary
credit for each credited year
of service in excess of 10
years
Monthly Pension - 40% of average monthly
salary credit
- 1k monthly pension (not less
than 60 months)
MINIMUM
1,200 – 10 years service
2,400 – 20 years service
Death, permanent disability,
retirement
- 10% monthly pension or
Php250
Dependent’s Pension
- To each dependent child,
conceived or born before
date of contingency but not
exceeding 5
N/A
Separation Benefit
Unemployment/Involuntary N/A
Separation Benefit
cdjmangaser
GSIS (RA 8291)
Date of original
appointment/election including
periods of service at different
times under one/more
employers
If not yet claimed for benefit –
may be included in computation
of service in case of
reinstatement
37.5% of revalued AMC + 2.5%
of revalued AMC for each year
of service in excess of 15 years
- Basic monthly pension must
not exceed 90% of AMC
MINIMUM
1,300 – for others
2,400 – 20 years
Survivorship benefits
- Basic survivorship pension
– 50% basic monthly
pension
- Dependent children’s
pension – not exceeding
basic monthly pension
100% AMC for each year of
service he paid contribution but
not less than 12k payable upon
reaching 60 or upon separation
- 3 years of service but not
greater than 15 years
18x basic monthly pension
payable at time of resignation +
old age pension benefit
- At least 15 years in service,
below 60 at time of
resignation
Monthly cash payment of 50%
AMC

Monthly pension (or option to
receive 18 pensions in lump
sum)
- At least 60 and is separated
from employment/not self-
employed anymore
Retirement Benefit - At least 120 monthly
contributions prior to
semester of retirement
Not qualified – lump sum to total
contributions paid by him and on
his behalf
Monthly pension to primary
beneficiaries
- At least 36 monthly
contributions prior to
semester of death
Death Benefit Not paid 36 – lump sum
equivalent (monthly pension x
number of contributions paid or
12x monthly pension)
At least 36 monthly contributions
prior to semester of disability –
monthly pension
Not 36 – lump sum equivalent
(same with death benefit)
Permanent partial disability –
before 36 contributions, lump
sum
Permanent Disability
After 36 – monthly pension no
longer than period designated
cdjmangaser
- Permanent employee
- Involuntarily separated from
service à abolition of his
office or position due to
reorganization
- 1 year contribution prior to
separation
Lump sum payment – basic
monthly pension payable
monthly for life upon expiration
of 5-year guaranteed period or
cash payment of 18 months of
basic monthly pension +
monthly pension for life with no
5 year guarantee
- 15 years of service
- At least 60
- Not receiving pension from
permanent total disability
Primary beneficiaries entitled to:
Survivorship pension and Cash
payment equal to 100% AMC
for every year of service
- In service at time of death,
if separated, 3 years
service, 36 contributions
within 5 years/180 total
If not qualified for the first 2, but
3 years service – 100% AMC
for each year of service he paid
contributions; not less than 12k
Total disability – monthly
income benefit for life equal to
basic monthly pension from
date of disability
- In service or separated (36
contributions within 5-year
period preceding
disability/180 total
contributions)
- In service + 180
contribution – cash
payment equal to 18x basic
pension
Does not satisfy condition but
rendered 3 years of service –
100% AMC for each year of
paid contributions
Partial Disability – cash
payment according to schedule
prescribed by GSIS
 N/A 75% current daily compensation
for each day/fraction thereof not
exceeding 120 days in 1
calendar year
Temporary Total Disability
- Exhausted sick leave
- 3 years service, 6/12
monthly contribution
preceding disability
12k Not less than 12k, increased to
Funeral Benefit
18k after 5 years
90% average daily salary credit
paid by employer
- 3 month contribution in the
12 months preceding
semester of injury
Sickness Benefit - Confined for more than 3
days in hospital

Employer shall be reimbursed by

SSS upon proper notice and
proof + claim
100% average daily salary credit N/A
to be paid by employer
- 3 month contribution in the
12 month preceding
semester of childbirth or
miscarriage
Maternity Leave Benefit
- 60/78 days

Employer to be reimbursed upon

notice and proper claim
- First 4
miscarriages/deliveries only
N/A - Except for AFP/PNP
- For judiciary, only life
Compulsory Life Insurance
insurance is applicable
- Automatically takes effect

RA 7699 – limited portability scheme in Social Security Insurance Systems by

totalizing workers’ creditable services or contribution in each of the systems
- Portability – transfer of funds for account and benefit of worker transferring from
one system to another (GSIS or SSS)
- Covered worker transferring from one sector to another – creditable services
or contributions shall be totalized for purposes of old-age, disability,
survivorship, and other benefits in case covered member does not qualify for
such benefits in either or both systems without totalization (overlapping periods
– credited only once for totalization)
- Contributions paid by such member personally, and those paid by employers
in both systems à considered in processing of benefits which he can claim
from either or both systems (amount paid by one system shall be in proportion
to number of contributions actually remitted to that system)

cdjmangaser