1. Banks whose assets cross 2% of the GDP are considered DSIBs.

DSIBs are
also referred to as “Too Big To Fall” (TBTF) because of their size.Recently
RBI listed HDFC as Domestic – Systematically Important Bank
(DSIB).Already SBI,ICICI.
2. World Economic Forum’s global competitiveness index (GCI). India rank -
40
3. World Bank has released Ease of Doing Business report for 2018, which
placed India at 100th rank.
4. Basel III standards by 2019.
5. the gross NPA of PSBs have grown exponentially over the last 10 years
(from 2.9 per cent in 2013 to 13.8 per cent in 2016). The recapitalisation
plan is a three-part package: Rs. 18000 crore from the budget, Rs. 58000
crore that banks can raise by diluting their equity and Rs. 1.35 lakh crore
through issuance of recap bonds.( Recapitalisation Bonds)
6. Recently, Uday Kotak panel on corporate governance has submitted its
report to SEBI,
7. Gold options were launched for the first time in India on Multi Commodity
Exchange (MCX).
Difference between Options and Futures -- Under both futures and
options, an investor enters into a contract to buy (or sell) an asset at a
predetermined price within a certain time frame. However, under a
future, an investor is obligated to buy or sell (as the case maybe) within
the time frame while under options, he has the option not to.
8. A five member panel of RBI headed by Dr. Janak Raj has recommended
linking the bank lending rates to a market benchmark in order to hasten
the monetary policy transmission. Currently, the banking lending rates are
determined by the MCLR or marginal cost of funds lending rate introduced
in 2016. MCLR replaced the base rate system (introduced in 2010). Both
the base rate and the MCLR were internally determined by the banks
themselves. MCLR: It refers to the minimum interest rate of a bank below
which it cannot lend. It is calculated on the basis of marginal cost of
arranging one more rupee to the prospective borrower.
9. Repo rate: it is the rate at which banks borrow money from the RBI against
the pledge of government securities
 10.A Non-Banking Financial Company (NBFC) is a company registered under
the Companies Act, 1956 engaged in the business of loans and advances,
Difference between Banks and NBFCs
a.NBFC cannot accept demand deposits
b.They are not part of the payment and the settlement system and thus
cannot issue cheques drawn on itself.
c.Deposit insurance facility of Deposit Insurance and Credit Guarantee
Corporation is not available to depositors of NBFCs

11. Peer to peer lending classified as NBFC by RBI-

Peer to peer lending refers to a crowd-funding platform (mostly

online)

11.State government of Odisha is creating a 1.2 lakh acre land bank across the
state for allocation to the industrial sector. What is Land Bank? Land bank
is a pool of land which allows government to offer land to investors
without waiting for the process of land acquisition.
12.Government has constituted a six member penal headed by Arbind Modi,
to draft a new direct tax law to replace the existing Income Tax Act, 1961.
13.BHARAT 22- ETF OF CPSEs
Government of India is set to launch its second ETF (Exchange Traded
Fund) Bharat 22 which will comprise 22 stocks including those of central
public sector enterprises (CPSEs), public sector banks and GOI’s holdings
14.Indian economy at present is grappling with a banking sector crisis
situation known as the Twin Balance Sheet Syndrome in which o
Corporate sectors have a high debt burden which they are unable to pay
AND on other hand Banks have mounting NPAs.
At present there are four private credit databases which are regulated
by RBI under
Credit Information Companies (Regulation) Act, 2005 (CICRA 2005)
namely
o Credit Information Bureau (India) Limited (CIBIL),
o Equifax
o Experian
o CRIF Highmark
 RBI has proposed the creation of an integrated facility as PCR(Public
Credit Registry.) which will help to remove inconsistencies such as
information asymmetry and data fragmentation.

15.RBI maintains status quo in fifth bimonthly MPC in Dec 2017

Repo rate unchanged at 6%, reverse repo rate at 5.75%, bank rate
at 6.25%.
15. Agriculture---- 18 percent target , a sub target of 8 percent for
Small and Marginal Farmers.
Micro Enterprises: 7.5 percent
Advances to Weaker Sections: 10 percent
For Foreign banks with 20 branches and above, the sub-target for Small and
Marginal farmers would be made applicable post 2018 after a review in 2017.