Credit Card Management System

Abstract:

The Card Management System is a Windows based application that takes care of the
complete internal Card Processing activities of a Bank (management and maintenance of
cards). It is suitable for the management of Debit Cards, Credit Cards as well as Smart
Cards. It mainly involves the maintenance and management of card – related information
in a Bank. This product caters to all the Credit, Debit and Smart Card based functions of a
bank like Registration of Customers for card issue, Opening Card Accounts for the registered
customer, Creation of Cards for registered customers, Hot Carding, making the Card ready
for Embossing by creation of Card Data file etc. The Card Management System could
interact with an external Card Transaction System, thereby making the Card-related
information maintained by the bank, up-to-date. The purpose is to build a Card
Management System which provides complete card processing, to meet the needs of full-
fledged Credit card and Debit card based ATM or Point of Sale network.

EXISTING SYSTEM
Existing system is slow process. Person has to go to the bank and wait to know the
eligibility criteria. He has to wait for the concern person to know the details of the loan.
Customer need to cancel all his appointments for applying loan.

DRAWBACK OF THE EXISTING SYSTEM

 Canceling all his appointments and traveling in traffic to go to the bank.

 No proper customer service. Customer may feel irritated to submit the
documents and to go to the bank to know the feedback.
 Delay in process.
 Customer has to spend more time for getting loan.

2.3 PROPOSED SYSTEM

The proposed system is designed to change the existing system into more effective. It
makes the customer easier to get a cash. The Card Management System could interact with
an external Card Transaction System, thereby making the Card-related information
maintained by the bank, up-to-date. The purpose is to build a Card Management System
which provides complete card processing, to meet the needs of full-fledged Credit card and
Debit card based ATM or Point of Sale network. Customer can apply for credit card and
know his eligibility from his own place just by giving his personal details. Everything comes
to his door. Person comes to collect the required documents. Verification and other process
will be finished within 5 days and customer is intimated about the sanctioned loan amount
and EMI that he has to pay.

Module Description:

1. Admin Module
2. Employee Module
3. Credit Card Creation
4. Loan Module

Admin Module:
Administrator controls the entire application. Administrator can add, delete, edit and
view all employee details and admin can create Employee Credit card. Administrator also
manages the data related to organizations and businesses. Administrator generates reports
abased on various criteria.
Loan Module:
Load Module for Users can add, delete, edit and view all Loan details. Administrator
also manages the data related to organizations and businesses.
Credit Card Management System:
Credit card Creation for Users

Employee Module:
Employees must have valid login information to access the application. Each
employee can view the details of Mail to admin,Card Details.

3. SYSTEM CONFIGURATION

3.1 H/W System Configuration

Processor - Pentium –III

 Speed - 1.1 Ghz
RAM - 256 MB(min)
Hard Disk - 20 GB
Floppy Drive - 1.44 MB
Key Board - Standard Windows Keyboard
Mouse - Two or Three Button Mouse
Monitor - SVGA

Software Requirements :-

OPERATING SYSTEM :Windows 2000.

Technology : .NET
DATABAS : SQLServer 7.1