0 1 2 3 4

Ingresos 25,000.00 27,500.00 30,250.00 33,275.00

Costos -4,500.00 -4,950.00 -5,445.00 -5,989.50
Utilidad bruta 20,500.00 22,550.00 24,805.00 27,285.50
gastos -2,000.00 -2,000.00 -2,000.00 -2,000.00
Depreciacion -10,750.00 -10,750.00 -10,750.00 -10,750.00
Utilidad operativa 7,750.00 9,800.00 12,055.00 14,535.50
Depreciacion 10,750.00 10,750.00 10,750.00 10,750.00
Vehiculos -50,000.00
Local -25,000.00
FLUJO DE CAJA ECONOMICO -75,000.00 18,500.00 20,550.00 22,805.00 25,285.50
Prestamo 37,500.00
Amortizacion -10,799.14 -12,419.01 -14,281.86
Interes -5,625.00 -4,005.13 -2,142.28
FLUJO DE CAJA FIANCIERO -37,500.00 2,075.86 4,125.86 6,380.86 25,285.50

TMAR 13.50%
VAN ECONOMICO 90,778.01
VAN FINANCIERO 89,825.00
TIR ECONOMICO 33.93%
TIR FINANCIERO 39.39%

DEPRECIACION DE LOS VEHICULOS DEPRECIACION DEL LO

DepreciacionDepreciacion a Valor el libros
0 50,000.00 0
1 10,000.00 10,000.00 40,000.00 1
2 10,000.00 20,000.00 30,000.00 2
3 10,000.00 30,000.00 20,000.00 3
4 10,000.00 40,000.00 10,000.00 4
5 10,000.00 50,000.00 - 5
6
7
8
9
10
CUADRO DE AMORTIZACION
Cuota Interes Amortizacion Saldo
0 37,500.00
1 ### 5,625.00 S/.10,799.14 26,700.86
2 ### 4,005.13 S/.12,419.01 14,281.86
3 ### 2,142.28 S/.14,281.86 -
 5 6 7 8 9 10
36,602.50 40,262.75 44,289.03 48,717.93 53,589.72 58,948.69
-6,588.45 -7,247.30 -7,972.02 -8,769.23 -9,646.15 -10,610.76
30,014.05 33,015.46 36,317.00 39,948.70 43,943.57 48,337.93
-2,000.00 -2,000.00 -2,000.00 -2,000.00 -2,000.00 -2,000.00
-10,750.00 -750.00 -750.00 -750.00 -750.00 -750.00
17,264.05 30,265.46 33,567.00 37,198.70 41,193.57 45,587.93
10,750.00 750.00 750.00 750.00 750.00 750.00
25,000.00
20,000.00
53,014.05 31,015.46 34,317.00 37,948.70 41,943.57 66,337.93

53,014.05 31,015.46 34,317.00 37,948.70 41,943.57 66,337.93

DEPRECIACION DEL LOCAL

DepreciacionDepreciacionValor el libros
25,000.00
750.00 750.00 24,250.00
750.00 1,500.00 23,500.00
750.00 2,250.00 22,750.00
750.00 3,000.00 22,000.00
750.00 3,750.00 21,250.00
750.00 4,500.00 20,500.00
750.00 5,250.00 19,750.00
750.00 6,000.00 19,000.00
750.00 6,750.00 18,250.00
750.00 7,500.00 17,500.00
TECNOLOGIA 1
0 1 2 3 4
Unidades 34,440.00 36,162.00 39,778.20 43,756.02
Precio 10.82 10.82 10.82 10.82
Total ingresos 372,640.80 391,272.84 430,400.12 473,440.14
Costo variables -90,000.00 -90,000.00 -90,000.00 -90,000.00
Utilidad bruta 282,640.80 301,272.84 340,400.12 383,440.14
Costo fijo -120,000.00 -120,000.00 -120,000.00 -120,000.00
Utilidad operativa 162,640.80 181,272.84 220,400.12 263,440.14
Inversion -480,000.00
FLUJO DE CAJA ECONOMICO -480,000.00 162,640.80 181,272.84 220,400.12 263,440.14

TMAR 10.02%
VAN 1,036,347.11
TIR 44.87%

TECNOLOGIA 2
0 1 2 3 4
Unidades 34,440.00 36,162.00 39,778.20 43,756.02
Precio 10.82 10.82 10.82 10.82
Total ingresos 372,640.80 391,272.84 430,400.12 473,440.14
Costo variables -118,000.00 -118,000.00 -118,000.00 -118,000.00
Utilidad bruta 254,640.80 273,272.84 312,400.12 355,440.14
Costo fijo -190,000.00 -190,000.00 -190,000.00 -190,000.00
Utilidad operativa 64,640.80 83,272.84 122,400.12 165,440.14
Inversion -508,750.00
FLUJO DE CAJA ECONOMICO -508,750.00 64,640.80 83,272.84 122,400.12 165,440.14

TMAR 10.02%
VAN 485,154.78
TIR 25.62%
 5 6 7 8
48,131.62 53,907.42 60,376.31 67,621.46
10.82 10.82 10.82 10.82
520,784.15 583,278.25 653,271.64 731,664.23
-90,000.00 -90,000.00 -90,000.00 -90,000.00
430,784.15 493,278.25 563,271.64 641,664.23
-120,000.00 -120,000.00 -120,000.00 -120,000.00
310,784.15 373,278.25 443,271.64 521,664.23

310,784.15 373,278.25 443,271.64 521,664.23

5 6 7 8
48,131.62 53,907.42 60,376.31 67,621.46
10.82 10.82 10.82 10.82
520,784.15 583,278.25 653,271.64 731,664.23
-118,000.00 -118,000.00 -118,000.00 -118,000.00
402,784.15 465,278.25 535,271.64 613,664.23
-190,000.00 -190,000.00 -190,000.00 -190,000.00
212,784.15 275,278.25 345,271.64 423,664.23

212,784.15 275,278.25 345,271.64 423,664.23

 DEPRECIACION DE 3 LAPTOP INTEL CORE i7
Aos Depreciacion Depreciacion acumulada Valor el libros
0 12,163.44
1 3,040.86 3,040.86 9,122.58
2 3,040.86 6,081.72 6,081.72
3 3,040.86 9,122.58 3,040.86
4 3,040.86 12,163.44 -
 AOS 0 1 2 3 4 5
Ingresos 7,000.00 7,000.00 7,000.00 7,000.00 7,000.00
Costos -4,200.00 -4,200.00 -4,200.00 -4,200.00 -4,200.00
Inversion -9,000.00
Valore residual
FLUJO DE CAJA ECONOMICO -9,000.00 2,800.00 2,800.00 2,800.00 2,800.00 2,800.00
Prestamo 1,918.73
Amortizacion -460.74 -502.21 -547.41 -596.67 -650.37
Interes -630.00 -588.53 -543.33 -494.07 -440.37
FLUJO DE CAJA FIANCIERO -7,081.27 1,709.26 1,709.26 1,709.26 1,709.26 1,709.26

TMAR 12.00%
VAN ECONOMICO 7,400.18
VAN FINANCIERO 3,155.98
TIR ECONOMICO 29.15%
TIR FINANCIERO 21.47%

CUADRO DE AMORTIZACION
Aos Cuota Interes Amortizacion Saldo
0 7,000.00
1 1,090.74 630.00 460.74 6,539.26
2 1,090.74 588.53 502.21 6,037.05
3 1,090.74 543.33 547.41 5,489.65
4 1,090.74 494.07 596.67 4,892.97
5 1,090.74 440.37 650.37 4,242.60
6 1,090.74 381.83 708.91 3,533.69
7 1,090.74 318.03 772.71 2,760.99
8 1,090.74 248.49 842.25 1,918.73
9 1,090.74 172.69 918.05 1,000.68
10 1,090.74 90.06 1,000.68 -
TOTALES 10,907.41 3,907.41 7,000.00
 6 7 8 9 10
7,000.00 7,000.00 7,000.00 7,000.00 7,000.00
-4,200.00 -4,200.00 -4,200.00 -4,200.00 -4,200.00

1,800.00
2,800.00 2,800.00 2,800.00 2,800.00 4,600.00

-708.91 -772.71 -842.25 -918.05 -1,000.68

-381.83 -318.03 -248.49 -172.69 -90.06
1,709.26 1,709.26 1,709.26 1,709.26 3,509.26
 AOS 0 1 2 3 4 5
Ingresos 94,500.00 94,500.00 94,500.00 94,500.00 94,500.00
Costos variables -38,475.00 -38,475.00 -38,475.00 -38,475.00 -38,475.00
Costos fijos -9,000.00 -9,000.00 -9,000.00 -9,000.00 -9,000.00
Inversion -300,000.00
FLUJO DE CAJA ECONOMICO -300,000.00 47,025.00 47,025.00 47,025.00 47,025.00 47,025.00
Prestamo 225,000.00
Amortizacion -46,734.28 -52,576.06 -59,148.07 -66,541.58
Interes -28,125.00 -22,283.22 -15,711.21 -8,317.70
FLUJO DE CAJA FIANCIERO -75,000.00 -27,834.28 -27,834.28 -27,834.28 -27,834.28 47,025.00

TMAR 15.00%
VAN ECONOMICO -65,560.24
VAN FINANCIERO -54,281.86
TIR ECONOMICO 8.94%
TIR FINANCIERO 6.86%

CUADRO DE AMORTIZACION
Aos Cuota Interes Amortizacion Saldo
0 225,000.00
1 74,859.28 28,125.00 46,734.28 178,265.72
2 74,859.28 22,283.22 52,576.06 125,689.66
3 74,859.28 15,711.21 59,148.07 66,541.58
4 74,859.28 8,317.70 66,541.58 -
TOTALES 299,437.12 74,437.12 225,000.00
 6 7 8 9 10
94,500.00 94,500.00 94,500.00 94,500.00 94,500.00
-38,475.00 -38,475.00 -38,475.00 -38,475.00 -38,475.00
-9,000.00 -9,000.00 -9,900.00 -10,890.00 -11,979.00

47,025.00 47,025.00 46,125.00 45,135.00 44,046.00

47,025.00 47,025.00 46,125.00 45,135.00 44,046.00

 MESES 0 1 2 3 4
Ingresos 12,000.00 12,000.00 12,500.00 12,000.00
Costos variables - - -
Costos fijos - - -
Inversion -3,600.00
FLUJO DE CAJA ECONOMICO -3,600.00 12,000.00 12,000.00 12,500.00 12,000.00

TMAR -4.33%
VAN ECONOMICO -0.00
TIR ECONOMICO -4.33%

TEM 3.80%
TET 11.84%

Inversion -3,600.00
VA S/.154,411.12
VA S/.2,065.13
FSA -10.11

COSTOS VARIABLES -15,120.21

 5 6 7 8 9 10 11 12
12,000.00 12,500.00 12,000.00 12,000.00 12,500.00 12,000.00 12,000.00 12,500.00
- -15,120.21 -15,120.21 -15,120.21 -15,120.21 -15,120.21 -15,120.21 -15,120.21
- - - - - - - -

12,000.00 -2,620.21 -3,120.21 -3,120.21 -2,620.21 -3,120.21 -3,120.21 -2,620.21

 13 14 15 16 17 18
12,000.00 12,000.00 12,500.00 12,000.00 12,000.00 12,500.00
-15,120.21 -15,120.21 -15,120.21 -15,120.21 -15,120.21 -15,120.21
- - - - - -

-3,120.21 -3,120.21 -2,620.21 -3,120.21 -3,120.21 -2,620.21