Requirement

Document Upload in SBI Card Application Result Page

Screen
- A new component (Appendix C) for doc upload will be displayed on result page
- The Doc Upload Component will have below two block & a submit button and will be
displayed basis on soft decision status

- KYC Doc This block will be displayed always and will give provision to upload document for ID Proof &
Address Proof. There will be a Help option at the top right corner of this block. A div will be displayed upon
clicking on this Help option to display the list of acceptable KYC documents (Refer Appendix A).

- Surrogate Doc This block will be displayed if soft decision status is Referred (please show surrogate docs
only for Referred Cases with status code 120). This block will consist of a drop down for the acceptable doc
type and two consecutive file browse field beside doc type to select two files. The list of value for the doc
type will derived from a decision table (Refer Appendix A). There will be a - label at the top of each browse
field to display a message about the document required to upload. The verbiage will be dynamic basis on
the doc type selected.

- Success or Failure message of document upload will be displayed in another page.

Please note:

1. Show only KYC Doc component for Approved cases. The surrogate doc component should not
visible
2. Show both KYC and Surrogate doc component for Referred cases. Show doc type as per the
decision table below.
3. Do not show doc upload component for Declined cases.
 Backend
- Post login application will act as a decision engine running basis the decision table (Ref. to
Appendix A) and help to dynamically identify the applicable List of acceptable surrogate
documents
- With the help of post login application, pre-login application will render the updated thank
you message and Doc Upload Component.
- Submitted document will be scanned and uploaded to specific folder in the LMS.
- Document will be uploaded in a source code specific folder basis the application sourcing.
The document will be uploaded in a fashion so that the latest document can be traced by
the Back Officers. (Refer to Appendix C for Document upload folder hierarchy example)
- The Post Login Application will write the uploaded files inside lead reference number folder
and the file name will be
<<timestamp>>_<<leadReferenceNumber>>_<<doctype>>_<<docname>>
- Example : 12042017202830_1804100000BANEAP0003_KYC-ID-PROOF_voterId.pdf
- The Post Login Application will trigger an email to respective team (as per email ID list
shared) & specific recipient basis source code as a notification of document upload. (Refer
the mail for the email addresses)
- Notification mail subject will contain lead reference number and source code.
- The email must have the following details:

Doc Type 1/2/3/4 - <Doc file name>

File Upload Location: <link>
Application Details:
Lead Reference No : xxxxxxxxxxxxx
Application Status :

Assumption
1. File size and extension will be as per website existing feature.
2. Company category will not be determined in decision of surrogate doc list for the unlisted companies.

Appendix A | KYC Doc List

S. No KYC Document Accepted As ID Proof Accepted as Address

proof

1 Copy of Passport YES YES

2 Copy of Voters ID card YES YES

3 Driving License * YES YES

4 Copy of PAN Card YES NO

5 UID /Aadhar Card YES YES

6 Letter issued by the No YES
Unique Identification
Authority of India
containing details of
name, address and
Aadhar number

7 Identity card with YES NO

applicant's Photograph
issued by Central /
State Government
Departments,
Statutory/Regulatory
Authorities, Public
Sector Undertakings,
Scheduled Commercial
Banks, and Public
Financial Institutions;

8 Letter issued by a YES NO

gazetted officer, with a
duly attested
photograph of the
person;

9 Overseas Citizen of YES YES

India Card issued by
Government along with
the passport to NRIs
and PIOs

10 Electricity bill, NO YES

Telephone bill, Postpaid
mobile phone bill, Piped
gas bill, Water bill

11 Property or Municipal NO YES

Tax receipt

12 Bank account or Post NO YES

Office savings bank
account statement
Appendix A | Surrogate Doc List

Income Document /Surrogate Doc

Document Type Description

Salary Slip Applicant & employer name on the salary slip to

match with application form

Salary slip should be of consecutive 2 months

ITR Name on the ITR should match with application

form
ITR for the last year (latest) will be considered

Acknowledgement Slip and IT seal stamp are

mandatory
Form-16 Form 16 for the last year (latest) will be
considered. This should have the applicant name,
company name and stamp.
Bank Statement Name on the bank statement should match with
the one on application form
Last 2 months will be considered

Other Bank Credit Card Holder

Other Bank Credit Card Photo Copy of Card Face should be attached along
Statement with the card statement.

Only Personal Credit cards are allowed. Corporate

Credit cards are not allowed.
Name on the card must match the applicant's.

The statement date should be maximum 60 days

old.
E statements are accepted only with card face
imprint.

The applicant must be the primary owner.

Statement should not have late payment charges,

cheque bounce fee levied
or over limit charges.
 Statement should not have immediate payments
and past dues mentioned.

Address on the card statement has to match

current/permanent address of the applicant.

Appendix A | Decision Table for Surrogate Doc

Soft Decision Card Type Occupation Company Doc Set

Status Type Category

Referred - Salaried A 1

Referred Not Simply Salaried B 1

Click / Simply
Save

Referred Simply Salaried B 2

Click/Simply
Save

Referred - Salaried C 3

Referred - Salaried - 3

Referred - Self Employed - 4

Appendix B | Doc Set

Surrogate Doc List:

1. Credit card statement of 1 month along with card face copy.

2. Payslip of atleast 2 consecutive months
3. ITR statement along with Acknowledge slip and bank statement.

Doc Set 1 Doc Set 2 Doc Set 3 Doc Set 4

Pay Slip/Salary Slip Pay Slip/Salary Slip Credit Card Statement Credit Card Statement
+ Card Face copy + Card Face copy
Credit Card Statement Credit Card Statement ITR +Ack slip and Bank ITR +Ack slip and Bank
+ Card Face copy + Card Face copy Statement Statement
ITR +Ack slip and Bank ITR +Ack slip and Bank
Statement Statement
Form 16 and Bank
Statement
Appendix C | Document Upload Folder Hierarchy

Appendix C | Document Upload Component

Report Requirements

1. Document Upload Success Report to be sent every day as per the attached email.

2. Document Upload Status email to be sent to the attached email addresses as per the source code
whenever applicant uploads the documents. This will be sent as a notification individually to the SBI Card
manager about a successful upload in that specific source code folder.

Doc Upload Verbiages:

After the application status and thank you message/Above the doc upload component.

To help us process your application faster, please upload the below mentioned documents. You may either
upload the documents in the section below OR through the link shared on your email to upload your
documents later in case you do not have the scanned documents at the moment.

Static Text above the upload section

Do ensure you SIGN on the copy of your documents before uploading.

Acceptable file formats are GIF, JPG (JPEG), TIF (TIFF), PNG and PDF and should not
exceed (size) in total.
Please ensure to remove the additional security or password protection on the
document before uploading.

Page after submission of documents

Banner: Thank you for uploading your documents. An SBI Card representative will get in touch with you to
finalise and process your application.