INFLUENCE OF LIQUIDITY RATIO, ASSET QUALITY, SENSITIVITY

MARKET,EFICIENCY AND SOLVABILITY TOWARD ROE IN

REGIONAL DEVELOPMENT BANKS

ABSTRACT

This research aims to analyze whether the LDR, LAR, IPR, APB,
NPL, IRR, BOPO, FBIR, PR, FACR and APYDM simultaneously and partially
have significant influence to ROE on Regional Development Banks. Sampel in
this research are Banks Sulawesi Tenggara, Banks Bengkulu and Banks Sulawesi
Tengah. Collection data method is using secondary data which is taken from
financial report of Regional Development Banks start form first quarter of 2009
until second quarter of 2013. Technique of data analyzing in this research is
descriptive analyze and using multiple linier regression analyze.
Based on the calculation and result of using SPSS 11.5 for windows,
state that LDR, LAR, IPR, APB, NPL, IRR, BOPO, FBIR, PR, FACR, and
APYDM simultaneously have significant influence to ROE on Regional
Development Banks. IRR partially have an significant positive influence to ROE
on Regional Development Banks. LAR, IPR, APB, BOPO, FBIR, PR and
APYDM partially have an unsignificant negative influence to ROE on Regional
Development Banks. LDR, NPL, and FACR partially have an unsignificant
positve influence to ROE on Regional Development Banks.

Keyword :

Liquidity Ratio, Asset Quality Ratio, Sensitivity Market Ratio, Eficiency Ratio
And Solvability Ratio

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