Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Determine cul es la opcin ms conveniente para el seor Vergara al vender su automvil, si se consideran
(a) Don Luis le ofrece $235,000 de contado.
(b) Un amigo le da $90,000 de contado y 5 abonos mensuales de $30,000 cada uno.
(c) Otro le ofrece 3 pagos de $80,000 cada uno a los 2, 3 y 5 meses de la compra-venta.
(d) Teresa se lo paga con $125,000 el da de la compra y 13 abonos quincenales de $8,750 cada uno.
(e) Rosala le da $60,500 en la compra, $120,000 a los 3 meses y $60,500 2 meses despus.
TEM 0.946%
TEQ 0.472%
Alt. B
Inicial S/. 90,000.00
Rentas (mes) S/. 30,000.00
Alt. C
Valor n (mes) VA
S/. 80,000.00 2 S/. 78,507.87
S/. 80,000.00 3 S/. 77,772.27
S/. 80,000.00 5 S/. 76,321.69
S/. 232,601.84
Alt. D
Valor n (mes) VA
Inicial S/. 125,000.00 0 S/. 125,000.00
Renta S/. 8,750.00 13 S/. 110,080.24
Alt. E
Valor n (mes) VA
S/. 60,500.00 0 S/. 60,500.00
S/. 120,000.00 3 S/. 116,658.41
S/. 60,500.00 5 S/. 57,718.28
S/. 234,876.69
VP (E ) S/. 234,876.69
nder su automvil, si se consideran intereses del 11.35% nominal mensual.
TES 7.38%
TEM 1.19%
TEQ 0.59%
Alt. B n (meses) VA
Inicial S/. 200,000.00 0 S/. 200,000.00
Rentas (mes) S/. 60,000.00 7 S/. 400,653.86
S/. 600,653.86
Alt. C n (quincena) VA
Inicial S/. 126,000.00 0 S/. 126,000.00
Rentas (quin) S/. 25,000.00 20 S/. 470,092.77
S/. 596,092.77
TEM1 1.48%
R1 S/. 5,059.35
TEM1 1.82%
R1 S/. 5,305.98
TET1 3.83% TES 8.16%
TEB1 2.53% TEM 1.32%
S S/. 583,081.33
I S/. 184,988.57
P(0) S/. 180,000.00
Rm (50 rentas S/. 9,200.00
TEM1 0.75%
TEM2 0.81%
TEM3 0.86%
I= S/. 348,781.76
TEM1 1.226%
TEM2 1.303%
TEM3 1.353%
X= S/. 2,567.78
b) I= S/. 11,333.27
c) TEMmor 2.10%
Pago (24) S/. 16,651.73
Pagos
S/50,000.00 S/50,000.00
S/6,000.00 S/5,318.68
S/8,000.00 S/6,312.74
S/9,000.00 S/6,796.01
S/3,500.00 S/12,102.35
S/3,500.00 S/28,349.01
P= S/108,878.79