xfn;fn} lvr]sf]

kf;kf]6{ ;fOhsf] k'/}

g]kfn ;/sf/ d'vfs[lt b]lvg]
u[x dGqfno t:jL/ oxf 6f:g] /
l;= g+= M /fli6o cg';Gwfg ljefu kmf/fddf ;d]t kg]{
u/L pDd]bjf/n]
b/vf:t kmf/fd b:tvt ug]{ .

-cg';Gwfg clws[t, cg';Gwfg ;xfos kbsf] v'nf k|ltof]lutfTds k/LIffsf] nflu _

sfof{no b/vf:t btf{ g+= /f]n gDa/

k|of]hgsf] nflu btf{ ldlt
lj1fkg g+=
efu -s_ j}olQms ljj/0f
-lj1fkgdf plNnlvt ljj/0f ;lxt cfkm\gf] ;Dk"0f{ j}olQms ljj/0f :ki6 a'lemg] cIf/df n]Vg'x]f;\_
!= lj1fkg g+= M @= kb M #= ;]jf M
$= >]0fLtx M %= k/LIff s]Gb| M
^= v'nf k|ltof]lutff/f k"lt{ x'g] kbx? dWo] lgodf/f tf]lsPsf] s_ cflbjf;Lhghflt v_ dw]zL
;d"xsf pDd]bjf/x? aLr dfq k|lt:kwf{ u/fpg egL 5'6\ofO{Psf u_ dlxnf 3_ blnt
kbk"lt{sf nflu ePsf] lj1fkgdf b/vf:t lbg' ePsf] eP ;d"xdf _ lk5l8Psf] If]q
lrGx -)_ nufpg'xf];\ .
&=pDd]bjf/sf] k'/f b]jgfu/Ldf M
gfd, y/M c+u|hL 7'nf] cIf/dfM
*=:yfoL 7]ufgfM != lhNNffM @= g= kf=uf=lj=;=M #= j8f g+=M
$= 6f]nM %= x'nfsM ^= kmf]g g+=M
df]= g+= M
(=kqfrf/ ug]{ 7]ufgfM O{d]nM
!)=pDd]bjf/sf] != afa'sf] gfd, y/M #=cfdfsf] gfd, y/M gful/stfM

@= afh]sf] gfd, y/M gful/stfM

!!=ljjflxtf != kltsf] k'/f gfd,y/M gful/stfM
dlxnfsf] lgldQ
!@=pDd]bjf/sf] != hGd ldltM@) ;fn dlxgf ut] @= xfnsf] pd]/M
O:jL ;gdfM
#= gful/stfM $= lnM %= wd{M
^= dft[ efiffM &= x'lnofM
efu -v_ z}lIfs of]Uotfsf] ljj/0f M
s|= cWoog u/]sf] z}lIfs ;+:yfsf] gfd ptL0f{ k/LIff ptL0f{ >]0fL s'n d'Vo ljifox?
;+= u/]sf] u/]sf] ;fn k|fKtf
k/LIff k|ltzt
!=
@=
#=
$=
%=
efu -u_ tflnd eP tflndsf] ljj/0f M
s|=;= tflnd lbg] ;+:yfsf] gfd / k|df0fkqsf] tflnd tflndsf] d'Vo s}lkmot
7]ufgf gfd / lnPsf] cjlw ljifo
lsl;d ;fn
!=
@=
efu -3_ g]kfn ;/sf/sf] @ hgf /fhkqf+lst clws[taf6 /fd|f] rl/qsf] l;kmfl/z M
l;kmfl/z stf{sf] gfd, y/ kb b:tvt l;kmfl/zsf] ljj/0f sfo{fnosf] 5fk

1
efu -_ gf]s/L ljj/0f M -jxfnjfnf sd{rf/Ln] clgjfo{ ?kdf eg'{kg]{_
sfof{no kb ;]jf;d"x >]0fL :yfoL s'g s'g xfn c:yfoL ;f] kbdf
/ pk ;d"x jf tx c:yfoL ldlt ldlt eP s'g /x]/ ug'{ kg]{
s/f/ jf b]lv ;Dd ldlt;Dd sfdsf]
Hofnfbf/L jxfn /xg]] xf] ljj/0f

ljj/0f eg]{ sd{rf/Lsf] sfof{nodf /x]sf] clen]v cg';f/ pko'Qm ljj/0f 7Ls 5 elg k|dfl0ft ug]{
b:tvtM k|d'vsf]
gfd, y/M b:tvtM
ldltM gfd, y/M
ldltM sfof{nosf] 5fk

-dGqfnosf] xsdf ;lrj jf sd{rf/L k|zf;g x]g]{ dxfzfvf k|d'v, ljefusf] xsdf dxf lgb]{zs, If]qLo lgb]{zgfnosf]
xsdf If]qLo lgb]{zs / sfof{nosf] xsdf ;DalGwt sfof{nosf] k|d'v4f/f k|dfl0ft x'gk' g]{ / /fli6o cg';Gwfg ljefusf
sd{rf/Lx?sf] xsdf sdz M ljefluo k|d'v, If]qLo k|d'v, lhNnf k|d'v jf tf]lsPsf] clws[taf6 k|dfl0ft x'g'kg]{ 5 ._

d}n] o; b/vf:tdf v'nfPsf ;Dk'0f{ ljj/0fx? ;To 5g\ . k|rlnt sfg"g jdf]lhd ;/sf/L] ;]jfsf] lgldQ cof]Uo
7xl/g] u/L ;]jfaf6 jvf{:t ePsf] 5}g / d]/f] lgo'lQmsf] ;DaGwdf c;/ kg{ ;Sg] sfdsf] cg'ej, j}olQms ljj/0f, z}lIfs
of]Uotf cflbsf ;DaGwdf s'g} s'/f 9+f6]sf] jf n'sfPsf] 5}g . s'g} s'/f 9f+6]sf] jf n'sfPsf] 7x/]df k|rlnt sfg"g jdf]lhd
;xg]5', a'emfpg]5' . ;fy} /fli6o cg';Gwfg ljefusf] k/LIff ;+rfng ;DaGwL lgb]{lzsf / k/LIffyL{n] kfng ug'{kg]{ zt{x?
ljk/Lt x'g] u/L k/LIff ejgleq s'g} sfo{ u/]df tTsfn k/LIffaf6 lgisf;g ug]{ jf 5gf}6 ;ldltaf6 d]/f] ;Dk"0f{ k/LIff
/2 ug]{ jf o;kl5 ;+rfng x'g] k/LIffdf a9Ldf b'O{ jif{;Dd ;xefuL x'g gkfpg] u/L lg0f{o ePdf d]/f] k"0f{ d~h'/L 5 .

pDd]bjf/n] kfngf ug'{ kg]{ elg o; b/vf:t kmf/fdsf k[i7x?df plNnlvt ;j} lgb]{zgx? d}n] /fd|/L k9]+ / d
tL ;a}sf] kfngf ug{ d~h'/ ub{5' .

NofKr] ;xL5fk
bfofF afofF ==============================
pDd]bjf/sf] b:tvt
ldlt M

/fli6o cg';Gwfg ljefusf] sd{rf/Ln] eg]{ M

!= /fh:j afkt b:t'/ a'emfPsf] k|df0f M @=/l;b ef}r/ g+=/ ldlt M
#= k|ltlnlkx?sf] ;+nUg k|lt M $= b/vf:t a'em\g]sf] b:tvt / ldlt M
%= b/vf:t :jLs[t c:jLs[t ug]{ clws[tsf] b:tvt M ldlt M

b|i6Jo M b/vf:t ;fy lgDglnlvt sfuhftx? clgjfo{ ?kdf ;+nUg x'g'kg]{5 .

-s_ pd]/ v'n]sf] k|df0fkqsf] k|dfl0ft k|ltlnlk .
-v_ g]kfnL gful/stfsf] k|df0fkqsf] k|ltlnlk .
-u_ lj1fkg ePsf] kbsf] nflu tf]lsPsf] Go"gtd\ z}lIfs of]Uotfsf] k|df0fkqsf] k|dfl0ft k|ltlnlkx?
-tflnd / cg'ej ;d]t cfjZos kg]{df ;f] sf] k|dfl0ft k|ltlnlk ;d]t_ .
-3_ dfly -u_ dxndf pNn]lvt ljj/0f k|dfl0ft sfuhftsf] k|dfl0ft k|ltlnkL ;+nUg ug'{ kg]{5 .
-_ pDd]bjf/n] b:tvt / NofKr] ;xL5fk cfkm}n] ug'{ kg]{5 . cGoyf k|rlnt sfg"g adf]lhd sf/jfxL
x'g]5 .
-r_ g]kfn ljz]if ;]jf lgodfjnL @)$$ sf] lgod $=$ -s_ sf] k|of]hg cg';f/ cflbjf;L hghflt,
dw]zL, dlxnf, blnt / lk5l8Psf] If]qsf pDd]bjf/n] cfly{s / ;dflhs ?kdf k5fl8 k/]sf] eGg]
k|df0fsf] k|ltlnlk k]z ug'{ kg]{5 .

2
 g]kfn ;/sf/ xfn;fn} lvr]sf]
u[x dGqfno kf;kf]6{ ;fOhsf] k'/}
d'vfs[lt b]lvg] t:jL/
l;=g+= /fli6o cg';Gwfg ljefu oxf 6f:g] /
k|j]zkq kmf/fddf ;d]t kg]{
u/L pDd]bjf/n]
k/LIffyL{n] eg]{ M b:tvt ug]{ .
-s_ gfd, y/ M
-v_ lj1fkg gDa/ M -r_ ;]jf M
-u_ kb M -5_ v'Nnf ;lxtsf] ;dfj]zL ;d"x M-
-3_ >]0fLtx M -h_ k/LIff s]Gb| M
-_ pDd]bjf/sf] b:tvt gd"gf M

/fli6o cg';Gwfg ljefusf sd{rf/Ln] eg]{ M

o; ljefuaf6 lnOg] pQm kbsf] k/LIffdf tkfO{+nfO{ lgDg s]Gb|af6 ;lDdlnt x'g cg'dlt lbOPsf] 5 .
lj1fkgdf tf]lsPsf] zt{ gk'u]sf] 7x/ ePdf h'g;'s} cj:yfdf klg of] cg'dlt /2 x'g]5 .

k/LIff s]Gb| M /f]n gDa/ M

================================
b|i6Jo M s[kof k5f8L x]g'{xf]nf . -clws[tsf] b:tvt_

g]kfn ;/sf/ xfn;fn} lvr]sf]

kf;kf]6{ ;fOhsf] k'/}
u[x dGqfno d'vfs[lt b]lvg] t:jL/
l;=g+= /fli6o cg';Gwfg ljefu oxf 6f:g] /
kmf/fddf ;d]t kg]{
k|j]zkq u/L pDd]bjf/n]
k/LIffyL{n] eg]{ M b:tvt ug]{ .

-s_ gfd, y/ M
-v_ lj1fkg gDa/ M -r_ ;]jf M
-u_ kb M -5_ v'Nnf ;lxtsf] ;dfj]zL ;d"x M-
-3_ >]0fLtx M -h_ k/LIff s]Gb| M
-_ pDd]bjf/sf] b:tvt gd"gf M

/fli6o cg';Gwfg ljefusf sd{rf/Ln] eg]{ M

o; ljefuaf6 lnOg] pQm kbsf] k/LIffdf tkfO{+nfO{ lgDg s]Gb|af6 ;lDdlnt x'g cg'dlt lbOPsf] 5 .
lj1fkgdf tf]lsPsf] zt{ gk'u]sf] 7x/ ePdf h'g;'s} cj:yfdf klg of] cg'dlt /2 x'g]5 .

k/LIff s]Gb| M /f]n gDa/ M

================================
b|i6Jo M s[kof k5f8L x]g'{xf]nf . -clws[tsf] b:tvt_

3
pDd]bjf/n] kfngf ug'{ kg]{ lgodx? M
!= pDd]bjf/n] k/LIffxndf k/LIff lbg cfpFbf clgjfo{ ?kdf k|j]zkq Nofpg' kg]{5 . k|j]zkq ljgf k/LIffdf a:g
lbOg] 5}g .
@= lnlvt k/LIffsf] glthf k|sflzt ePkl5 cGtjf{tf{ x'g] lbgdf klg k|j]zkq Nofpg' clgjfo{
5.
#= k/LIff xn leq df]jfONf kmf]gsf] k|of]u lgif]w ul/Psf] 5 .
$= k/LIff z'? x'g] !% ldg]6 cufl8 k/LIff xndf k|j]z ug{ lbOg]5 . j:t'ut k/LIff z'? ePsf] !% ldg]6 kl5 /
ljifout k/LIff z'? ePsf] cfwf 306f kl5 cfpg] / j:t'ut tyf ljifout b'j} k/LIff ;Fu} x'g]df @) ldg]6
kl5 cfpg] pDd]bjf/n] k/LIffdf a:g kfpg] 5}g .
%= k/LIff xndf k|j]z ug{ kfpg] ;dosf] #) ldg]6 k5f8L dfq pDd]bjf/nfO{ k/LIff ejg aflx/ hfg] cg'dlt
lbOg]5 .
^= k/LIff xndf lstfa, sfkL, sfuh, lr6 cflb Nofpg' n}hfg' x'Fb}g . pDd]bjf/n] cfk;df s'/fsfgL / ;+s]t
ug'{ x'Fb}g .
&= k/LIff xndf k/LIffsf] dof{bf ljkl/t pDd]bjf/n] s'g} sfd u/]df s]Gb|fWoIfn] k/LIff xnaf6 lgisfzg u/L
t'?Gt sfg"g adf]lhdsf] sf/jfxL ug]{ 5 / To;/L lgisfzg ul/Psf] pDd]bjf/sf] ;f] lbgsf] k/LIff :jtM /2
ePsf] dflgg] 5 .
*= pDd]bjf/n] cfkm"n] k/LIff lbPsf] lbgdf cfkm\gf] xflh/ ug{ 5'6 ePsf] eP t'?Gt s]Gb|fWoIfnfO{ va/ u/L
xflh/ ug'{ kg]{5 .
(= ljefun] ;"rgff/f lgwf{/0f u/]sf] sfo{qmd cg';f/ k/LIff ;~rfng x'g]5 .
!)= k/LIff xnleq xNnf x'g lbg' x'Fb}g . s'g} pDd]bjf/n] k|Zgkqdf /x]sf] c:ki6tfsf] ;DaGwdf ;f]Wg' kbf{ klg
k/LIffdf ;lDdlnt cGo pDd]bjf/x?nfO{ afwf gkg]{ u/L ;f]Wg' kg]{5 .
!!= k|j]zkq x/fPdf tf]lsPsf] b:t'/ lt/L csf]{ k|j]zkq lng' kg]{ 5 .

pDd]bjf/n] kfngf ug'{ kg]{ lgodx? M

!= pDd]bjf/ k/LIffxndf k/LIff lbg cfpFbf clgjfo{ ?kdf k|j]zkq Nofpg' kg]{5 . k|j]zkq ljgf k/LIffdf a:g
lbOg] 5}g .
@= k/LIff xn leq df]jfONf kmf]gsf] k|of]u lgif]w ul/Psf] 5 .
#= lnlvt k/LIffsf] glthf k|sflzt ePkl5 cGtjf{tf{ x'g] lbgdf klg k|j]zkq Nofpg' clgjfo{ 5 .
$= k/LIff z'? x'g] !% ldg]6 cufl8 k/LIff xndf k|j]z ug{ lbOg]5 . j:t'ut k/LIff z'? ePsf] !% ldg]6 kl5 /
ljifout k/LIff z'? ePsf] cfwf 306f kl5 cfpg] / j:t'ut tyf ljifout b'j} k/LIff ;Fu} x'g]df @) ldg]6
kl5 cfpg] pDd]bjf/n] k/LIffdf a:g kfpg] 5}g .
%= k/LIff xndf k|j]z ug{ kfpg] ;dosf] #) ldg]6 k5f8L dfq pDd]bjf/nfO{ k/LIff xn aflx/ hfg] cg'dlt
lbOg]5 .
^= k/LIff xndf lstfa, sfkL, sfuh, lr6 cflb Nofpg' n}hfg' x'Fb}g . pDd]bjf/n] cfk;df s'/fsfgL / ;+s]t
ug'{ x'Fb}g .
&= k/LIff xndf k/LIffsf] dof{bf ljkl/t pDd]bjf/n] s'g} sfd u/]df s]Gb|fWoIfn] k/LIff xnaf6 lgisfzg u/L
t'?Gt sfg"g adf]lhdsf] sf/jfxL ug]{ 5 / To;/L lgisfzg ul/Psf] pDd]bjf/sf] ;f] lbgsf] k/LIff :jtM /2
ePsf] dflgg] 5 .
*= pDd]bjf/n] cfkm"n] k/LIff lbPsf] lbgdf cfkm\gf] xflh/ ug{ 5'6 ePsf] eP t'?Gt s]Gb|fWoIfnfO{ va/ u/L
xflh/ ug'{ kg]{5 .
(= ljefun] ;"rgff/f lgwf{/0f u/]sf] sfo{qmd cg';f/ k/LIff ;~rfng x'g]5 .
!) k/LIff xnleq xNnf x'g lbg' x'Fb}g . s'g} pDd]bjf/n] k|Zgkqdf /x]sf] c:ki6tfsf] ;DaGwdf
;f]Wg' kbf{ klg k/LIffdf ;lDdlnt cGo pDd]bjf/x?nfO{ afwf gkg]{ u/L ;f]Wg' kg]{5 .
!!= k|j]zkq x/fPdf tf]lsPsf] b:t'/ lt/L csf]{ k|j]zkq lng' kg]{ 5 .