Dhananjayra o Gadgil Institute of Co-op

erative Management, Nagpur

(An Institution of National Council for Co-

operative Training, New Delhi.)

A STUDY OF

NON PERFORMING ASSETS ON IN DIAN

PRIVAITE BANK

A PROJECT REPORT
Submitted
In partial fulfillment of the Requirement for Higher Diplom a in
co-operative Management

By
Mr. Vikas S. Jadhav
(B.Com.)

I
 DECLARATION

I Vikas S. Jadhav have undersigned, here by declare that

the Project entitled NON PERFORMING ASSETS ON
INDIAN PRIVAITE BANK is written by me and submitted
to the Diploma of HDCM (Higher Diploma in Co-operative
Management.) the present research work is of original
nature and has not been submitted for the award of any
Diploma of any Institutions.

Vikas S. Jadhav
Date : 11/02/2015
Place : Osmanabad

II
 TO WHOM SO EVER IT MAY CONCERN

This is to Certify that the Project Report titled NON

PERFORMING ASSETS ON INDIAN PRIVAITE BANK carried out
by Mr. Mayur Dabade, S/o Pralhad has been accomplishe.

The Project and research work will be benefit we to our

organization as well as other organization too. We thanks to DGICM,
Nagpur for such efforts taken to Improve the working pattern of Special
issues.
Thanking you

Managing Director

Date : 11/02/2015
Place : Osmanabad

III
 ACKNOWLEDGEMENT
It is often said that journey of a thousand miles begins
with the first, uncertain if we may add, step. My journey was
not too different. It involved the help, support and constitution
of several people.

It is difficult to ascertain the starting point for such thanks

giving, and yet one usually starts with the most significant
contributor. In my case let us begin with the persons who
directly affected the course and scope of events.

I gratefully acknowledgement the whole hearted support

of my mother Kamalbai my wife Vidya who encouraged me for
performing the task.

I would like to extend our sincerest gratitude to Mr. M. P.

Dabade for her unrelenting support and an uncanny habit of
pointing out the flaws in the scheme of things at the most crucial
juncture, hence causing several opportunities for learning. I do
not think it would be just to end such thanks giving without
thanking our respondents for co-operating with us.

Finally I also extend my heartiest thanks to all my friends

and well wishers for being with me and extending
encouragement throughout the project.

IV
 Page
Sr. No. PARTICULARS
No.
TITLE I
DECLARATION II
CERTIFICATE III
1. ACKNOWLEDGEMENT IV
V TO
LIST OF TABLE & FIGURE
VII
CONTENT VIII
Chapter 1
INTRODUTION
1.1 Introduction To Non Performing Assets
2. 11-15
1.2 Types of Banks
1.3 Non Performing Assets
1.4 Beneficiaries of the study
Chapter 2
3. 16-19
Review of Literature
Chapter 3
4. 20-23
Research Design & Methodology
Chapter 4
5. 24-41
Data Analysis and Interpretation
Reasons for an account becoming NPAs impact of
NPAS on bank Performance Consequences of 42-49
NPAs Measures to Control NPAS
Chapter 6
6. 50-52
Suggestions & Conclusion
Chapter 7
7. 53-54
Bibliognphy
8. Appendix 55-60