CAPTULO IV: CONSTRUCCIN DE LA TABLA DE MORTALIDAD

4.1 Generalidades

Es un hecho bien conocido que la probabilidad de que un individuo fallezca en un periodo

determinado de tiempo depende de muchos factores, entre lo que podemos mencionar: la

edad, sexo, estado de salud, factores genticos, ambientales, etctera.

Una tabla de mortalidad (o tabla de vida) contiene los elementos bsicos que permiten

calcular las probabilidades de muerte y supervivencia en una poblacin homognea 1 a

2
partir de las cuales se llevan a cabo los clculos actuariales .

Consideremos un grupo inicial l0 recin nacidos, por ejemplo: l0 = 1,000,000 (la eleccin

del valor es arbitraria). De esta forma, una tabla de mortalidad tpica suele tener la siguiente

estructura:

x qx dx lx ex

0 .0112964 12,964 1,000,000 72.80

1 .001011 997.893 987036 72.75

2 .000704 694.171 986038.107 71.82

...... ...... ......

1
Poblacin Homognea: Poblacin en la que la edad es el principal factor determinante en la mortalidad de
los individuos.
2
Jos Antonio Gil Fana, Antonio Heras Martnez, Jos Luis Vilar Zann. Matemticas de los Seguros de
Vida. Editorial Mapfre. Profesores Titulares de Universidad. Departamento de Economa Financiera y
Actuarial. Universidad Complutense de Madrid. Pg. 23.
 99 1 4396 4396 .5

100 1 0 0 0

Donde:

x: Representa las edades de los individuos que nicamente toman valores enteros.

qx : Representa las probabilidades de que los individuos de edades x = 0,1,2,... mueran

antes de un ao.

lx : Nmero esperado de recin nacidos que sobreviven a las distintas edades

x = 0,1,2,... Vemos, as, que el nmero esperado de recin nacidos que llegan a
cumplir un ao de edad es de 987036, el de los que llegan a cumplir dos aos de

edad es 986038.107, etc. Obviamente los valores de lx decrece segn aumenta la

edad x hasta llegar a la edad (100 aos en nuestro ejemplo) en donde

evidentemente se tiene que l = 0 .

dx: Representa el nmero de individuos del grupo inicial l0 recin nacidos que mueren

entre las edades x x +1

ex Representa la esperanza de vida (abreviada) a las distintas edades.

En el presente estudio y con la ayuda del Instituto Mexicano del Seguro Social (IMSS) se

recopilo la siguiente informacin para los aos 1999, 2000 y 2001:

Mortalidad General (Todas las Causas) por Grupo de Edad y Ao (ambos sexos);

Mortalidad General (Causa Diabetes Mellitus) por Grupo de Edad y Ao (ambos

sexos);
1
 Mortalidad General (Todas las Causas sin Diabetes Mellitus) por Grupo de Edad y

Ao (ambos sexos).

Nmero de Afiliados por Grupo de Edad y Ao (Censo Junio, ambos sexos).

Datos obtenidos:

Tabla 4.1

Mortalidad Por Todas las Causas Por Grupo de Edad y Ao

Ambos Sexos

Ao 1999 2000 2001

Total 3870 3549 3897
<1 414 336 336
1 a4 54 49 54
5 a9 31 27 28
10 a14 27 36 29
15 a19 38 47 43
20 a24 56 44 51
25 a29 68 67 65
30 a34 71 67 70
35 a39 102 81 88
40 a44 132 115 115
45 a49 176 150 159
50 a54 210 190 229
55 a59 275 242 283
60 a64 341 333 331
65 a69 387 371 417
70 a74 416 365 438
75 a79 385 378 396
80 a84 295 261 345
85 + 389 383 415
Ignorado 3 7 5
2
 Tabla 4.2

Mortalidad X Diabetes Mellitus Por Grupo de Edad y Ao

Ambos Sexos

Ao 1999 2000 2001

Total Defunciones 636 605 770
<1 0 0 0
1 a4 0 0 0
5 a9 0 0 0
10 a14 0 0 1
15 a19 1 0 0
20 a24 0 1 2
25 a29 1 1 3
30 a34 3 0 3
35 a39 9 4 10
40 a44 12 13 19
45 a49 30 25 22
50 a54 46 37 66
55 a59 66 72 78
60 a64 97 97 113
65 a69 102 101 124
70 a74 109 84 112
75 a79 76 81 84
80 a84 41 49 62
85 + 43 40 71

Tabla 4.3

Nmero de Afiliados Por Grupo de Edad y Ao

CENSO JUNIO 30
Ambos Sexos

Ao 1999 2000 2001

Total Afiliados 922,299 948,483 994,485
<1 12,078 12,706 14,227
1 a4 74,119 71,694 75,610
5 a9 93,935 95,910 96,706
10 a14 81,586 83,348 82,846
15 a19 57,269 52,865 53,626
20 a24 86,037 83,616 86,376
25 a29 90,636 92,744 100,720
30 a34 75,398 78,010 82,667
35 a39 63,737 66,518 69,100
40 a44 54,141 56,840 60,694
45 a49 45,042 48,032 51,157
50 a54 38,877 41,650 44,282
55 a59 32,946 34,756 37,569
60 a64 31,093 31,795 33,016
65 a69 27,654 29,254 31,019
70 a74 21,439 23,825 24,932
75 a79 15,712 17,775 19,342
80 a84 8,548 10,545 11,827
85 + 12,052 16,600 18,769
3
 Tabla 4.4

Mortalidad X Todas las Causas Sin Diabetes Mellitus Por Grupo de Edad y Ao
Ambos Sexos

Ao 1999 2000 2001

Total 3234 2944 3127
<1 414 336 336
1 a4 54 49 54
5 a9 31 27 28
10 a 14 27 36 28
15 a 19 37 47 43
20 a 24 56 43 49
25 a 29 67 66 62
30 a 34 68 67 67
35 a 39 93 77 78
40 a 44 120 102 96
45 a 49 146 125 137
50 a 54 164 153 163
55 a 59 209 170 205
60 a 64 244 236 218
65 a 69 285 270 293
70 a 74 307 281 326
75 a 79 309 297 312
80 a 84 254 212 283
85 + 346 343 344
Ignorado 3 7 5

Como se menciono en la seccin 3.5.1, el paso fundamental en la construccin de una tabla

de mortalidad es aquel en el que se convierten las tasas centrales de mortalidad ( n mx ) en
sus correspondientes tasas de mortalidad o probabilidades de muerte ( n qx ).

En la prctica, casi todas las tablas de mortalidad se construyen estimando en primer lugar

las probabilidades asignadas de muerte ( qx ) y posteriormente se procede a calcular las

funciones restantes. Como es natural, las probabilidades qx se estiman a partir de las

frecuencias relativas de los mismos sucesos. Es necesario, por lo tanto, considerar para
4
cada edad x un gran nmero de individuos de esa edad, y contabilizar cuntos de ellos

fallecen en el transcurso de un ao y cuntos estuvieron expuestos al riesgo de morir3.

Para comenzar con la construccin de nuestra tabla de vida haremos referencia a las tablas

4.1, 4.2, 4.3 y 4.4. Como tenemos los datos de 3 aos (1999, 2000, 2001) y los pasos a

seguir son exactamente los mismos para la construccin de la tabla de vida (nicamente

cambian los datos entre los aos) tomaremos de referencia los datos del ao 1999. El

clculo para la construccin de los dos aos restantes (2000, 2001) es anlogo al

procedimiento presentado a continuacin.

Al finalizar se presentarn 9 tablas de vida:

1.- Tabla de Mortalidad Causa Diabetes Mellitus, 1999

2.- Tabla de Mortalidad Causa Diabetes Mellitus, 2000

3.- Tabla de Mortalidad Causa Diabetes Mellitus, 2001

4.- Tabla de Mortalidad Por Todas las Causas, 1999

5.- Tabla de Mortalidad Por Todas las Causas, 2000

6.- Tabla de Mortalidad Por Todas las Causas, 2001

7.- Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 1999

8.- Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 2000

9.- Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 2001

3
Jos Antonio Gil Fana, Antonio Heras Martnez, Jos Luis Vilar Zann. Matemticas de los Seguros de
Vida. Editorial Mapfre. Profesores Titulares de Universidad. Departamento de Economa Financiera y
Actuarial. Universidad Complutense de Madrid. Pg. 33.
5
4.2 Clculo de las Funciones de la Tabla de Mortalidad.

4.2.1 Clculo de n mx

n mx : Se define como la tasa central de mortalidad observada a una edad especfica.

La frmula est dada por: Muertes Por Diabetes Mellitus / Personas Afiliadas

Tabla 4.5. Clculo de n mx

Edad Muertes X Diabetes Mellitus Personas Afiliadas m

n x

<1 0 12,078 0
1a4 0 74,119 0
5a9 0 93,935 0
10 a 14 0 81,586 0
15 a 19 1 57,269 0.000017461
20 a 24 0 86,037 0
25 a 29 1 90,636 0.00001103
30 a 34 3 75,398 0.00003979
35 a 39 9 63,737 0.00014121
40 a 44 12 54,141 0.00022164
45 a 49 30 45,042 0.00066605
50 a 54 46 38,877 0.00118322
55 a 59 66 32,946 0.00200328
60 a 64 97 31,093 0.00311967
65 a 69 102 27,654 0.00368844
70 a 74 109 21,439 0.00508419
75 a 79 76 15,712 0.00483707
80 a 84 41 8,548 0.00479644
85 + 43 12,052 0.4

Fuente: Elaboracin Propia

6
 4.2.2 Clculo de n qx :

n q x : Se define como la probabilidad de que una persona de edad x fallezca antes

de alcanzar la edad x + n .

La frmula est dada por:

q = 2*n*mx
4

n x

2 + (n * m x )

Tabla 4.6. Clculo de n qx

Edad m q
n n x n x

<1 1 0 0
1a4 5 0 0
5a9 5 0 0
10 a 14 5 0 0
15 a 19 5 0.000017461 0.00008730
20 a 24 5 0.00000000 0
25 a 29 5 0.00001103 0.00005516
30 a 34 5 0.00003979 0.00019892
35 a 39 5 0.00014121 0.00070578
40 a 44 5 0.00022164 0.00110760
45 a 49 5 0.00066605 0.00332469
50 a 54 5 0.00118322 0.00589865
55 a 59 5 0.00200328 0.00996648
60 a 64 5 0.00311967 0.01547765
65 a 69 5 0.00368844 0.01827368
70 a 74 5 0.00508419 0.02510190
75 a 79 5 0.00483707 0.02389637
80 a 84 5 0.00479644 0.02369805
85 + 0.4 1

Fuente: Elaboracin Propia

4
Ver demostracin en Anexo 2.
7
 4.2.3 Clculo de n p x

n px : Se define como la probabilidad de que una persona de edad x llegue con

vida a la edad x + n .

La frmula est dada por:

n p x = 1 n q x

Tabla 4.7. Clculo de n px

Edad m q p
n x n x n x

<1 0 0 1
1a4 0 0 1
5a9 0 0 1
10 a 14 0 0 1
15 a 19 0.00001746 0.00008730 0.999912697
20 a 24 0 0 1
25 a 29 0.00001103 0.00005516 0.999944836
30 a 34 0.00003979 0.000198924 0.999801076
35 a 39 0.00014121 0.000705777 0.999294223
40 a 44 0.00022164 0.001107604 0.998892396
45 a 49 0.00066605 0.003324689 0.996675311
50 a 54 0.00118322 0.005898646 0.994101354
55 a 59 0.00200328 0.009966476 0.990033524
60 a 64 0.00311967 0.015477653 0.984522347
65 a 69 0.00368844 0.018273675 0.981726325
70 a 74 0.00508419 0.025101905 0.974898095
75 a 79 0.00483707 0.023896365 0.976103635
80 a 84 0.00479644 0.023698052 0.976301948
85 + 0.4 1 0
Fuente: Elaboracin Propia
8
 4.2.4 Clculo de lx y n d x
lx : Se define como el nmero de personas que alcanzan la edad exacta x .

Tambin se la conoce como el radix (poblacin inicial) en la tabla de

mortalidad. Generalmente se asume en 100,000. Esto es, lo = 100,000.
d : Representa el nmero de individuos del grupo inicial l0 que mueren entre las
n x

edades x y x + n .
De esta manera, si conocemos lo (se asume en 100,000) podemos empezar

a calcular n d x mediante la siguiente frmula: n d x = (lx )(n qx ) .

Eventualmente, calculamos lx empleando la siguiente frmula:

l =l d
x x1 x1

Tabla 4.8. Clculo de lx y n d x

m q p d
Edad n x n x n x lx n x

<1 0 0 1 100000 0
1a4 0 0 1 100000 0
5a9 0 0 1 100000 0
10 a 14 0 0 1 100000 0
15 a 19 0.00001746 0.00008730 0.999912697 100000 8.730345809
20 a 24 0 0 1 99991.26965 0
25 a 29 0.00001103 0.00005516 0.999944836 99991.26965 5.51593802
30 a 34 0.00003979 0.00019892 0.999801076 99985.75372 19.88961423
35 a 39 0.00014121 0.00070578 0.999294223 99965.8641 70.55362549
40 a 44 0.00022164 0.00110760 0.998892396 99895.31048 110.6444154
45 a 49 0.00066605 0.00332469 0.996675311 99784.66606 331.7529957
50 a 54 0.00118322 0.00589865 0.994101354 99452.91307 586.6375155
55 a 59 0.00200328 0.00996648 0.990033524 98866.27555 985.3484018
60 a 64 0.00311967 0.01547765 0.984522347 97880.92715 1514.96704
65 a 69 0.00368844 0.01827368 0.981726325 96365.96011 1760.960251
70 a 74 0.00508419 0.02510190 0.974898095 94604.99986 2374.765674
75 a 79 0.00483707 0.02389637 0.976103635 92230.23418 2203.967362
80 a 84 0.00479644 0.02369805 0.976301948 90026.26682 2133.447165
85 + 0.4 1 0 87892.81966 87892.81966
Fuente: Elaboracin Propia
9
 4.2.5 Clculo de n Lx :

n Lx : Se define como el tiempo vivido entre las edades exactas x y x + n 1 .

La frmula est dada por:

L = d
n x n x

m
n x

Tabla 4.9. Clculo de n Lx

m q p d L
Edad n x n x n x lx n x n x

<1 0 0 1 100000 0 0
1a4 0 0 1 100000 0 0
5a9 0 0 1 100000 0 0
10 a 14 0 0 1 100000 0 0
15 a 19 0.00001746 0.00008730 0.999912697 100000 8.730345809 499978.1741
20 a 24 0 0 1 99991.26965 0 0
25 a 29 0.00001103 0.00005516 0.999944836 99991.26965 5.51593802 499942.5584
30 a 34 0.00003979 0.00019892 0.999801076 99985.75372 19.88961423 499879.0445
35 a 39 0.00014121 0.00070578 0.999294223 99965.8641 70.55362549 499652.9364
40 a 44 0.00022164 0.00110760 0.998892396 99895.31048 110.6444154 499199.9413
45 a 49 0.00066605 0.00332469 0.996675311 99784.66606 331.7529957 498093.9478
50 a 54 0.00118322 0.00589865 0.994101354 99452.91307 586.6375155 495797.9715
55 a 59 0.00200328 0.00996648 0.990033524 98866.27555 985.3484018 491868.0067
60 a 64 0.00311967 0.01547765 0.984522347 97880.92715 1514.96704 485617.2181
65 a 69 0.00368844 0.01827368 0.981726325 96365.96011 1760.960251 477427.3999
70 a 74 0.00508419 0.02510190 0.974898095 94604.99986 2374.765674 467088.0851
75 a 79 0.00483707 0.02389637 0.976103635 92230.23418 2203.967362 455641.2525
80 a 84 0.00479644 0.02369805 0.976301948 90026.26682 2133.447165 444797.7162
85 + 0.4 1 0 87892.81966 87892.81966 219732.0491
Fuente: Elaboracin Propia
10
 4.2.6 Clculo de Tx

Tx : Representa el tiempo vivido entre las edades exactas x y (edad en la cual

no quedan sobrevivientes). Se expresa en aos-persona.

La frmula est dada por:

T = L
x n x
k >x

Tabla 4.10. Clculo de Tx

Edad m q p d L
n x n x n x lx n x n x Tx
<1 0 0 1 100000 0 0 6534716.302
1a4 0 0 1 100000 0 0 6534716.302
5a9 0 0 1 100000 0 0 6534716.302
10 a 14 0 0 1 100000 0 0 6534716.302
15 a 19 0.00001746 0.00008730 0.999912697 100000 8.730345809 499978.1741 6534716.302
20 a 24 0 0 1 99991.26965 0 0 6034738.128
25 a 29 0.00001103 0.00005516 0.999944836 99991.26965 5.51593802 499942.5584 6034738.128
30 a 34 0.00003979 0.00019892 0.999801076 99985.75372 19.88961423 499879.0445 5534795.569
35 a 39 0.00014121 0.00070578 0.999294223 99965.8641 70.55362549 499652.9364 5034916.525
40 a 44 0.00022164 0.00110760 0.998892396 99895.31048 110.6444154 499199.9413 4535263.588
45 a 49 0.00066605 0.00332469 0.996675311 99784.66606 331.7529957 498093.9478 4036063.647
50 a 54 0.00118322 0.00589865 0.994101354 99452.91307 586.6375155 495797.9715 3537969.699
55 a 59 0.00200328 0.00996648 0.990033524 98866.27555 985.3484018 491868.0067 3042171.728
60 a 64 0.00311967 0.01547765 0.984522347 97880.92715 1514.96704 485617.2181 2550303.721
65 a 69 0.00368844 0.01827368 0.981726325 96365.96011 1760.960251 477427.3999 2064686.503
70 a 74 0.00508419 0.02510190 0.974898095 94604.99986 2374.765674 467088.0851 1587259.103
75 a 79 0.00483707 0.02389637 0.976103635 92230.23418 2203.967362 455641.2525 1120171.018
80 a 84 0.00479644 0.02369805 0.976301948 90026.26682 2133.447165 444797.7162 664529.7653
85 + 0.4 1 0 87892.81966 87892.81966 219732.0491 219732.0491
Fuente: Elaboracin Propia
11
 o

4.2.7 Clculo de ex

ex : Se define como la esperanza de vida o promedio de aos que restan por vivir

a los componentes del grupo lx .

La frmula est dada por:

o
Tx
ex =
l
x
0

Tabla 4.11 Clculo de ex

Edad m q p d L o
n x n x n x lx n x n x Tx e x
<1 0 0 1 100000 0 0 6534716.302 65.34716302
1a4 0 0 1 100000 0 0 6534716.302 65.34716302
5a9 0 0 1 100000 0 0 6534716.302 65.34716302
10 a 14 0 0 1 100000 0 0 6534716.302 65.34716302
15 a 19 0.00001746 0.00008730 0.999912697 100000 8.730345809 499978.1741 6534716.302 65.34716302
20 a 24 0 0 1 99991.26965 0 0 6034738.128 60.35265027
25 a 29 0.00001103 0.00005516 0.999944836 99991.26965 5.51593802 499942.5584 6034738.128 60.35265027
30 a 34 0.00003979 0.00019892 0.999801076 99985.75372 19.88961423 499879.0445 5534795.569 55.35584184
35 a 39 0.00014121 0.00070578 0.999294223 99965.8641 70.55362549 499652.9364 5034916.525 50.36635826
40 a 44 0.00022164 0.00110760 0.998892396 99895.31048 110.6444154 499199.9413 4535263.588 45.4001651
45 a 49 0.00066605 0.00332469 0.996675311 99784.66606 331.7529957 498093.9478 4036063.647 40.44773417
50 a 54 0.00118322 0.00589865 0.994101354 99452.91307 586.6375155 495797.9715 3537969.699 35.57431945
55 a 59 0.00200328 0.00996648 0.990033524 98866.27555 985.3484018 491868.0067 3042171.728 30.77057076
60 a 64 0.00311967 0.01547765 0.984522347 97880.92715 1514.96704 485617.2181 2550303.721 26.05516514
65 a 69 0.00368844 0.01827368 0.981726325 96365.96011 1760.960251 477427.3999 2064686.503 21.42547535
70 a 74 0.00508419 0.02510190 0.974898095 94604.99986 2374.765674 467088.0851 1587259.103 16.7777507
75 a 79 0.00483707 0.02389637 0.976103635 92230.23418 2203.967362 455641.2525 1120171.018 12.14537757
80 a 84 0.00479644 0.02369805 0.976301948 90026.26682 2133.447165 444797.7162 664529.7653 7.381509739
85 + 0.4 1 0 87892.81966 87892.81966 219732.0491 219732.0491 2.5
Fuente: Elaboracin Propia
12
 Tabla 4.12. Tabla de Mortalidad Causa Diabetes Mellitus, 1999

Edad m q p lx d L Tx eox
n x n x n x n x n x

<1 0 0 1 100000 0 0 6534716.302 65.34716302

1a4 0 0 1 100000 0 0 6534716.302 65.34716302
5a9 0 0 1 100000 0 0 6534716.302 65.34716302
10 a 14 0 0 1 100000 0 0 6534716.302 65.34716302
15 a 19 0.00001746 0.00008730 0.999912697 100000 8.730345809 499978.1741 6534716.302 65.34716302
20 a 24 0 0 1 99991.26965 0 0 6034738.128 60.35265027
25 a 29 0.00001103 0.00005516 0.999944836 99991.26965 5.51593802 499942.5584 6034738.128 60.35265027
30 a 34 0.00003979 0.00019892 0.999801076 99985.75372 19.88961423 499879.0445 5534795.569 55.35584184
35 a 39 0.00014121 0.00070578 0.999294223 99965.8641 70.55362549 499652.9364 5034916.525 50.36635826
40 a 44 0.00022164 0.00110760 0.998892396 99895.31048 110.6444154 499199.9413 4535263.588 45.4001651
45 a 49 0.00066605 0.00332469 0.996675311 99784.66606 331.7529957 498093.9478 4036063.647 40.44773417
50 a 54 0.00118322 0.00589865 0.994101354 99452.91307 586.6375155 495797.9715 3537969.699 35.57431945
55 a 59 0.00200328 0.00996648 0.990033524 98866.27555 985.3484018 491868.0067 3042171.728 30.77057076
60 a 64 0.00311967 0.01547765 0.984522347 97880.92715 1514.96704 485617.2181 2550303.721 26.05516514
65 a 69 0.00368844 0.01827368 0.981726325 96365.96011 1760.960251 477427.3999 2064686.503 21.42547535
70 a 74 0.00508419 0.02510190 0.974898095 94604.99986 2374.765674 467088.0851 1587259.103 16.7777507
75 a 79 0.00483707 0.02389637 0.976103635 92230.23418 2203.967362 455641.2525 1120171.018 12.14537757
80 a 84 0.00479644 0.02369805 0.976301948 90026.26682 2133.447165 444797.7162 664529.7653 7.381509739
85 + 0.4 1 0 87892.81966 87892.81966 219732.0491 219732.0491 2.5

Fuente: Elaboracin Propia

13
 Tabla 4.13. Tabla de Mortalidad Causa Diabetes Mellitus, 2000

Edad nmx n qx n px lx n dx n Lx Tx o
e x

<1 0 0 1 100000 0 0 6059614.933 60.59614933

1 a4 0 0 1 100000 0 0 6059614.933 60.59614933

5 a9 0 0 1 100000 0 0 6059614.933 60.59614933

10 a14 0 0 1 100000 0 0 6059614.933 60.59614933

15 a19 0 0 1 100000 0 0 6059614.933 60.59614933

20 a24 0.00001196 0.00005980 0.999940205 100000 5.979538021 499985.0512 6059614.933 60.59614933

25 a29 0.00001078 0.00005391 0.99994609 99994.02046 5.390716656 499956.6255 5559629.882 55.59962342

30 a34 0 0 1 99988.62975 0 0 5059673.256 50.6024862

35 a39 0.00006013 0.00030063 0.999699375 99988.62975 30.05911188 499868.0009 5059673.256 50.6024862

40 a44 0.00022871 0.00114291 0.998857093 99958.57063 114.2433881 499507.2447 4559805.255 45.61695137

45 a49 0.00052049 0.00259905 0.99740095 99844.32725 259.5003775 498572.8853 4060298.011 40.66628644

50 a54 0.00088836 0.00443193 0.995568066 99584.82687 441.3533682 496820.7509 3561725.125 35.765741

55 a59 0.00207158 0.01030456 0.989695443 99143.4735 1021.629564 493163.2936 3064904.375 30.91382888

60 a64 0.00305079 0.01513851 0.98486149 98121.84394 1485.418472 486895.6735 2571741.081 26.2096693

65 a69 0.00345252 0.01711487 0.982885127 96636.42546 1653.920148 479047.3269 2084845.407 21.57411553

70 a74 0.00352571 0.01747452 0.982525484 94982.50531 1659.77334 470763.0932 1605798.081 16.90625105

75 a79 0.00455696 0.02252816 0.97747184 93322.73197 2102.389456 461357.6862 1135034.987 12.16247064

80 a84 0.00464675 0.02296696 0.977033044 91220.34252 2095.053566 450864.0787 673677.3011 7.385165221

85 + 0.4 1 0 89125.28895 89125.28895 222813.2224 222813.2224 2.5

14
 Tabla 4.14. Tabla de Mortalidad Causa Diabetes Mellitus, 2001

Edad m q p lx d L Tx eox
n x n x n x n x n x

<1 0 0 1 100000 0 0 6998625.329 69.98625329

1a4 0 0 1 100000 0 0 6998625.329 69.98625329

5a9 0 0 1 100000 0 0 6998625.329 69.98625329

10 a 14 0.00001226 0.00006128 0.999938717 100000 6.128314652 499984.6792 6998625.329 69.98625329

15 a 19 0 0 1 99993.87169 0 0 6498640.65 64.99038932

20 a 24 0.00002325 0.00011622 0.999883778 99993.87169 11.62151876 499940.3046 6498640.65 64.99038932

25 a 29 0.00003310 0.00016548 0.999834517 99982.25017 16.54540869 499869.8873 5998700.345 59.99765294

30 a 34 0.00003979 0.00019892 0.999801076 99965.70476 19.885626 499778.8097 5498830.458 55.00716942

35 a 39 0.00015689 0.00078417 0.999215834 99945.81913 78.37412497 499533.1603 4999051.648 50.01761646

40 a 44 0.00035094 0.00175314 0.99824686 99867.44501 175.081563 498899.5211 4499518.488 45.05490741

45 a 49 0.00048843 0.00243919 0.997560813 99692.36344 243.1682812 497853.8965 4000618.967 40.12964312

50 a 54 0.00169766 0.00845244 0.991547564 99449.19516 840.5879413 495144.506 3502765.07 35.22165327

55 a 59 0.00236751 0.01176790 0.988232099 98608.60722 1160.416307 490141.9953 3007620.564 30.50058863

60 a 64 0.00363426 0.01800768 0.981992319 97448.19091 1754.815951 482853.9147 2517478.569 25.83402057

65 a 69 0.00448398 0.02217136 0.977828637 95693.37496 2121.65257 473162.7434 2034624.654 21.26191761

70 a 74 0.00522412 0.02578388 0.974216124 93571.72239 2412.641675 461827.0078 1561461.911 16.6873268

75 a 79 0.00534623 0.02637860 0.973621404 91159.08072 2404.64853 449783.7823 1099634.903 12.06281255

80 a 84 0.00725316 0.03561990 0.964380099 88754.43219 3161.424104 435868.6007 649851.1209 7.321900494

85 + 0.4 1 0 85593.00808 85593.00808 213982.5202 213982.5202 2.5

15
 Tabla 4.15. Tabla de Mortalidad Por Todas las Causas, 1999

Muertes X Todas las

Causas / Personas

Afiliadas

Edad nmx n qx n px n dx n Lx o
lx Tx e x

<1 0.034277198 0.033699634 0.966300366 100000 3369.96337 98315.01832 7605111.524 76.05111524

1a4 0.000728558 0.003636168 0.996363832 96630.03663 351.3630227 482271.7756 7506796.506 77.68595323

5a9 0.000330015 0.001648717 0.998351283 96278.67361 158.7362788 480996.5273 7024524.73 72.96033968

10 a 14 0.000330939 0.001653328 0.998346672 96119.93733 158.9177627 480202.3922 6543528.203 68.07670068

15 a 19 0.000663535 0.003312182 0.996687818 95961.01957 317.8403479 479010.497 6063325.811 63.18530001

20 a 24 0.000650883 0.003249127 0.996750873 95643.17922 310.7568166 477439.004 5584315.314 58.38696873

25 a 29 0.000750254 0.003744246 0.996255754 95332.4224 356.9480389 475769.7419 5106876.31 53.56914449

30 a 34 0.00094167 0.004697289 0.995302711 94975.47436 446.1272952 473762.0536 4631106.568 48.76107857

35 a 39 0.001600326 0.007969746 0.992030254 94529.34707 753.3749063 470763.2981 4157344.514 43.9794058

40 a 44 0.002438078 0.012116539 0.987883461 93775.97216 1136.240231 466039.2602 3686581.216 39.31264194

45 a 49 0.003907464 0.019348314 0.980651686 92639.73193 1792.422587 458717.6032 3220541.956 34.76415453

50 a 54 0.005401651 0.026648393 0.973351607 90847.30934 2420.934846 448184.2096 2761824.353 30.40072813

55 a 59 0.008346992 0.040881859 0.959118141 88426.3745 3615.034562 433094.2861 2313640.143 26.1645935

60 a 64 0.010967099 0.053372149 0.946627851 84811.33993 4526.563509 412740.2909 1880545.857 22.17328318

65 a 69 0.013994359 0.06760652 0.93239348 80284.77643 5427.774309 387854.4464 1467805.566 18.2824893

70 a 74 0.01940389 0.092530807 0.907469193 74857.00212 6926.57878 356968.5636 1079951.12 14.42685506

75 a 79 0.024503564 0.115445741 0.884554259 67930.42334 7842.278025 320046.4216 722982.5562 10.64298617

80 a 84 0.034510997 0.15884982 0.84115018 60088.14531 9544.991044 276578.2489 402936.1346 6.705750902

85 + 0.4 1 0 50543.15427 50543.15427 126357.8857 126357.8857 2.5

16
 Tabla 4.16. Tabla de Mortalidad Por Todas las Causas, 2000

Muertes X Todas

las Causas /
Personas Afiliadas
Edad nmx n qx n px lx n dx n Lx Tx o
e x
<1 0.0264442 0.026099114 0.973900886 100000 2609.911449 98695.04428 7771476.145 77.71476145
1 a4 0.00068346 0.003411472 0.996588528 97390.08855 332.2435888 486119.8338 7672781.1 78.78400374
5 a9 0.000281514 0.00140658 0.99859342 97057.84496 136.5195913 484947.9258 7186661.266 74.04513534
10 a14 0.000431924 0.00215729 0.99784271 96921.32537 209.087449 484083.9082 6701713.341 69.14591103
15 a19 0.000889057 0.004435427 0.995564573 96712.23792 428.9600512 482488.7895 6217629.432 64.28999645
20 a24 0.000526215 0.002627619 0.997372381 96283.27787 252.9957377 480783.9 5735140.643 59.56528246
25 a29 0.000722419 0.003605582 0.996394418 96030.28213 346.2450236 479285.7981 5254356.743 54.7156233
30 a34 0.000858864 0.00428512 0.99571488 95684.03711 410.0176193 477395.1415 4775070.945 49.90457227
35 a39 0.001217716 0.006070098 0.993929902 95274.01949 578.3226728 474924.2908 4297675.803 45.10858077
40 a44 0.002023223 0.010065205 0.989934795 94695.69682 953.1316033 471095.6551 3822751.513 40.36879859
45 a49 0.003122918 0.015493627 0.984506373 93742.56521 1452.412335 465081.7952 3351655.857 35.75383125
50 a54 0.004561825 0.022551929 0.977448071 92290.15288 2081.320955 456247.462 2886574.062 31.277162
55 a59 0.006962827 0.034218489 0.965781511 90208.83192 3086.80995 443327.1347 2430326.6 26.94111595
60 a64 0.010473345 0.051030572 0.948969428 87122.02197 4445.886647 424495.3933 1986999.466 22.80708621
65 a69 0.012682026 0.061461491 0.938538509 82676.13533 5081.398573 400677.1802 1562504.072 18.89909423
70 a74 0.015320042 0.073774634 0.926225366 77594.73675 5724.523277 373662.3756 1161826.892 14.97301158
75 a79 0.021265823 0.100961538 0.899038462 71870.21348 7256.127322 341210.7491 788164.5165 10.9664975
80 a84 0.024751067 0.116543871 0.883456129 64614.08615 7530.375747 304244.4914 446953.7674 6.917280643
85 + 0.4 1 0 57083.71041 57083.71041 142709.276 142709.276 2.5
17
 Tabla 4.17 Tabla de Mortalidad Por Todas las Causas, 2001

Muertes X Todas

las Causas /
Personas Afiliadas
Edad nmx n qx n px lx n dx n Lx Tx o
e x
<1 0.027819175 0.027437531 0.972562469 100000 2743.753062 98628.12347 7643112.487 76.43112487
1 a4 0.000728558 0.003636168 0.996363832 97256.24694 353.6400285 485397.1346 7544484.364 77.5732624
5 a9 0.000298078 0.001489282 0.998510718 96902.60691 144.3153552 484152.2462 7059087.229 72.8472376
10 a14 0.000355453 0.001775688 0.998224312 96758.29155 171.8125152 483361.9265 6574934.983 67.95216077
15 a19 0.000750843 0.003747179 0.996252821 96586.47904 361.9267992 482027.5782 6091573.057 63.06859011
20 a24 0.000592768 0.002959455 0.997040545 96224.55224 284.7722765 480410.8305 5609545.478 58.2964051
25 a29 0.000717154 0.003579354 0.996420646 95939.77996 343.4024625 478840.3937 5129134.648 53.46202222
30 a34 0.000928407 0.004631284 0.995368716 95596.3775 442.733941 476875.0527 4650294.254 48.64508861
35 a39 0.001380674 0.006879622 0.993120378 95153.64356 654.621123 474131.665 4173419.202 43.85979397
40 a44 0.002124083 0.010564318 0.989435682 94499.02244 998.3177545 469999.3178 3699287.537 39.14630481
45 a49 0.003530039 0.017495791 0.982504209 93500.70468 1635.868797 463413.8514 3229288.219 34.53758161
50 a54 0.005890372 0.029024449 0.970975551 91864.83588 2666.326242 452658.3638 2765874.367 30.10808587
55 a59 0.008589814 0.042046147 0.957953853 89198.50964 3750.453627 436616.4141 2313216.004 25.93334813
60 a64 0.010645483 0.051847559 0.948152441 85448.05602 4430.273107 416164.5973 1876599.589 21.96187575
65 a69 0.015079193 0.072656944 0.927343056 81017.78291 5886.504534 390372.6532 1460434.992 18.02610414
70 a74 0.020430057 0.097186474 0.902813526 75131.27837 7301.744015 357402.0318 1070062.339 14.24256797
75 a79 0.025203666 0.118548677 0.881451323 67829.53436 8041.101547 319044.9179 712660.3071 10.50663717
80 a84 0.040360318 0.183305882 0.816694118 59788.43281 10959.57139 271543.2356 393615.3891 6.583470591
85 + 0.4 1 0 48828.86142 48828.86142 122072.1535 122072.1535 2.5
18
 Tabla 4.18 Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 1999

Muertes X Otra
Causa / Personas
Afiliadas
Edad nmx n qx n px n dx tL x o
lx Tx e x

<1 0.034277198 0.033699634 0.966300366 100000 3369.96337 98315.01832 7757038.761 77.57038761

1 a4 0.000728558 0.003636168 0.996363832 96630.03663 351.3630227 482271.7756 7658723.742 79.25821007
5 a9 0.000330015 0.001648717 0.998351283 96278.67361 158.7362788 480996.5273 7176451.967 74.53833438
10 a 14 0.000330939 0.001653328 0.998346672 96119.93733 158.9177627 480202.3922 6695455.44 69.65730134
15 a 19 0.000646074 0.00322516 0.99677484 95961.01957 309.4896162 479031.3738 6215253.047 64.76851825
20 a 24 0.000650883 0.003249127 0.996750873 95651.52995 310.7839491 477480.6899 5736221.674 59.96999396
25 a 29 0.000739221 0.003689285 0.996310715 95340.746 351.7391941 475824.382 5258740.984 55.15732994
30 a 34 0.000901881 0.004499259 0.995500741 94989.00681 427.3801386 473876.5837 4782916.602 50.3523172
35 a 39 0.001459121 0.007269089 0.992730911 94561.62667 687.3768968 471089.6911 4309040.018 45.56859024
40 a 44 0.002216435 0.011021105 0.988978895 93874.24977 1034.598003 466784.7538 3837950.327 40.88395205
45 a 49 0.003241419 0.016076816 0.983923184 92839.65177 1492.566031 460466.8438 3371165.573 36.31169989
50 a 54 0.004218432 0.020872044 0.979127956 91347.08574 1906.60041 451968.9277 2910698.729 31.86416628
55 a 59 0.006343714 0.031223389 0.968776611 89440.48533 2792.63508 440220.8389 2458729.802 27.49012142
60 a 64 0.007847425 0.038482163 0.961517837 86647.85025 3334.39666 424903.2596 2018508.963 23.29554579
65 a 69 0.010305923 0.050235313 0.949764687 83313.45359 4185.2774 406104.0744 1593605.703 19.12783151
70 a 74 0.014319698 0.069123905 0.930876095 79128.17619 5469.648547 381966.7596 1187501.629 15.00731706
75 a 79 0.019666497 0.093724408 0.906275592 73658.52764 6903.601881 351033.6335 805534.869 10.93607074
80 a 84 0.029714553 0.138299031 0.861700969 66754.92576 9232.141535 310694.275 454501.2355 6.808504846
85 + 0.4 1 0 57522.78423 57522.78423 143806.9606 143806.9606 2.5
19
 Tabla 4.19 Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 2000

Muertes X Otra
Causa / Personas

Afiliadas

Edad nmx n qx n px lx n dx tL x Tx e
o
x

<1 0.0264442 0.026099114 0.973900886 100000 2609.911449 98695.04428 7913332.141 79.13332141

1 a4 0.00068346 0.003411472 0.996588528 97390.08855 332.2435888 486119.8338 7814637.097 80.24057903
5 a9 0.000281514 0.00140658 0.99859342 97057.84496 136.5195913 484947.9258 7328517.263 75.50669672
10 a14 0.000431924 0.00215729 0.99784271 96921.32537 209.087449 484083.9082 6843569.338 70.6095311
15 a19 0.000889057 0.004435427 0.995564573 96712.23792 428.9600512 482488.7895 6359485.429 65.7567808
20 a24 0.000514256 0.002567977 0.997432023 96283.27787 247.2532173 480798.2563 5876996.64 61.03860161
25 a29 0.000711636 0.003551863 0.996448137 96036.02465 341.1067618 479327.3564 5396198.384 56.18931441
30 a34 0.000858864 0.00428512 0.99571488 95694.91789 410.0642447 477449.4288 4916871.027 51.38069122
35 a39 0.001157581 0.005771205 0.994228795 95284.85365 549.908465 475049.4971 4439421.598 46.59105229
40 a44 0.001794511 0.008932481 0.991067519 94734.94518 846.2180934 471559.1807 3964372.101 41.84698786
45 a49 0.002602432 0.012928048 0.987071952 93888.72709 1213.797938 466409.1406 3492812.921 37.20162185
50 a54 0.003673469 0.018200202 0.981799798 92674.92915 1686.702452 459157.8896 3026403.78 32.65612186
55 a59 0.004891242 0.024160769 0.975839231 90988.2267 2198.34549 449445.2698 2567245.89 28.21514369
60 a64 0.007422551 0.036436622 0.963563378 88789.88121 3235.203329 435861.3977 2117800.621 23.85182401
65 a69 0.009229507 0.045106753 0.954893247 85554.67788 3859.093693 418125.6552 1681939.223 19.65923155
70 a74 0.011794334 0.057282642 0.942717358 81695.58419 4679.738896 396778.5737 1263813.568 15.46979045
75 a79 0.016708861 0.080194411 0.919805589 77015.84529 6176.240327 369638.6256 867034.9941 11.25787805
80 a84 0.020104315 0.095711061 0.904288939 70839.60496 6780.133748 337247.6904 497396.3685 7.021444695
85 + 0.4 1 0 64059.47121 64059.47121 160148.678 160148.678 2.5
20
 Tabla 4.20 Tabla de Mortalidad Por Todas las Causas Sin Diabetes Mellitus, 2001

Muertes X Otra
Causa / Personas
Afiliadas
Edad nmx n qx n px lx ndx t Lx Tx o
e x

<1 0.027819175 0.027437531 0.972562469 100000 2743.753062 98628.12347 7821924.375 78.21924375

1 a4 0.000728558 0.003636168 0.996363832 97256.24694 353.6400285 485397.1346 7723296.252 79.41182695
5 a9 0.000298078 0.001489282 0.998510718 96902.60691 144.3153552 484152.2462 7237899.117 74.69251188
10 a14 0.000343196 0.00171451 0.99828549 96758.29155 165.8930246 483376.7252 6753746.871 69.80018728
15 a19 0.000750843 0.003747179 0.996252821 96592.39853 361.9489806 482057.1202 6270370.146 64.91577227
20 a24 0.000569522 0.002843563 0.997156437 96230.44955 273.6373835 480468.1543 5788313.026 60.15053502
25 a29 0.000684055 0.003414435 0.996585565 95956.81217 327.6383317 478964.965 5307844.872 55.31493546
30 a34 0.000888618 0.00443324 0.99556676 95629.17383 423.9470821 477086.0015 4828879.907 50.49588648
35 a39 0.001223779 0.006100231 0.993899769 95205.22675 580.7739228 474574.199 4351793.905 45.70961126
40 a44 0.001773148 0.008826612 0.991173388 94624.45283 835.2133532 471034.2308 3877219.706 40.97481772
45 a49 0.003041606 0.015093259 0.984906741 93789.23948 1415.585256 465407.2342 3406185.475 36.31744424
50 a54 0.00419271 0.020746096 0.979253904 92373.65422 1916.392679 457077.2894 2940778.241 31.83568157
55 a59 0.006222303 0.030634966 0.969365034 90457.26154 2771.155105 445358.4199 2483700.952 27.45717601
60 a64 0.007011224 0.034452241 0.965547759 87686.10644 3020.982869 430878.075 2038342.532 23.2459008
65 a69 0.010595212 0.05160904 0.94839096 84665.12357 4369.485707 412401.9036 1607464.457 18.9861467
70 a74 0.015205933 0.073245259 0.926754741 80295.63786 5881.274814 386775.0023 1195062.553 14.88328115
75 a79 0.019857434 0.094591317 0.905408683 74414.36305 7038.952604 354474.4337 808287.5509 10.86198306
80 a84 0.03310716 0.15288207 0.84711793 67375.41044 10300.49222 311125.8216 453813.1172 6.735589649
85 + 0.4 1 0 57074.91822 57074.91822 142687.2955 142687.2955 2.5
21