Our vision is to be

the most trusted

retailer where
people love to
work and shop.
 Your C4 Benefits
Colleague Discount
One of the great things about being a permanent
member of the Sainsburys team is that when
you have completed 3 months service, you will
become eligible for a colleague discount card.
This entitles you and a nominated second user to
10% discount on shopping at Sainsburys stores
and through our online shopping channels. It will
also provide you with 10% discount at Argos
stores and 25% discount at Habitat stores.
As an additional benefit, we temporarily increase
discount at Sainsburys to 15% at certain times in
the year, so youll save even more money on
shopping.
Bonus
Our annual bonus scheme is a great opportunity
for you to earn a bonus payment of up to 4% of
your base salary by focusing on the things that
really matter to our business customer service,
sales and profit.
You must have completed one full financial years
service at the financial year end for a full annual
bonus. If you join part way through the year, you
could qualify for a bonus for the second half of the
year. Other eligibility rules may apply and full
details can be found in our scheme rules, which
are on Our Sainsburys (our Company intranet
site).
All bonus plans and payments are non-contractual
and the scheme content and/or rules may be
changed at the discretion of the Company.
Further Information
www.oursainsburys.co.uk
Holiday
At Sainsburys youll receive paid time off as your
holiday entitlement. If you joined us mid-way
through the year, or work part-time, your holiday
entitlement will be calculated on a pro-rata basis.
Your core holiday entitlement is 22 days which will
increase to 25 days after you have completed 5
years of service.
Holiday Buying
Although youll get a generous holiday allowance at
Sainsburys, you might choose to top this up. The
holiday buying scheme allows you to buy up to 5
days of additional holiday at the start of each
financial year (up to a maximum of 30 days holiday
in total), and spread the cost over 13 periods. If
you want to take part, you will pay for your extra
holiday through a salary sacrifice arrangement,
which is a reduction in your pre-tax salary.
Sainsburys Retirement
Savings Plan
Our Pension is an important part of our total
reward package and a great way to help you to
plan for the future. Through our pensions
provider, Legal and General, we offer you the
opportunity to join the Sainsburys Retirement
Savings Plan.
Government rules mean that Sainsburys will
automatically enrol you into the pension when you
meet certain conditions but you can join and get
the benefit of Sainsburys contributions at any time.
Theres more information about the pension,
how to join, the conditions for Pensions Automatic
Enrolment and the contribution options at
www.jspensions.com or in the Pensions
People Policy.
You can join online at www.jspensions.com
or call HRS Direct on 0800 707 6242.
Life cover
You could be eligible for life cover of six times your
annual contractual basic pay if you pay Step Up
contributions into the pension.
If you do not join Step Up within the first year
of being eligible, then cover may be restricted
by the insurer.
Youre eligible for life cover of one years basic pay
if you pay Start Up contributions or are not in any
Sainsburys pension arrangement.
Cover is subject to the terms and conditions of the
insurer. Further information on Step Up and Start
Up contributions can be found on the Pensions
Website www.jspensions.com
Sainsburys Share
Purchase Plan (SSPP)
Once youve completed 12 months continuous
service, youll have the opportunity to buy shares in
J Sainsbury plc. The Sainsburys Share Purchase
Plan (SSPP) enables you to buy shares from your
pre-tax salary (before income tax and national
insurance deductions), which remain tax free
provided they are held in the plan for at least five
years. You can choose how much you want to
contribute (between 8 and 115 every 4 weeks),
capped at 10% of your taxable pay.
Sainsburys Sharesave
Scheme (SAYE)
Every year, colleagues with at least 3 months
continuous service at the time of the scheme
invitation will have the chance to join our
Sharesave Plan. You can save between 5 and
250 every 4 weeks, for a term of three or five
years as decided by you. At the end of the savings
term (known as the maturity date) you can use
these savings to buy shares in J Sainsbury plc at
the discounted share price (option price) that is set
at the start, or you can take the money to spend on
anything you wish.
Employee Assistance Programme
Our Employee Assistance Programme (EAP) is
provided by Validium, an independent registered
EAP provider. The service is completely
confidential and free of charge to all colleagues
who have any personal issues and may need help
such as short term counselling, legal advice, or
debt advice.
Support can be accessed at all times through
a free phone number 0800 027 7777, or
0330 123 9653 from mobiles with contract minutes.
For online support colleagues can go to
www.validium.com and sign into vClub using
the Username: Colleague and the
Password: Sainsburys
Long Service
We like to celebrate and recognise your
contribution to the business when you reach
significant milestones in your career with us.
When an important anniversary is coming up, well
send you the details of the awards you can expect.
Colleague Recognition
Our colleague recognition scheme is designed to
celebrate the fantastic work of our colleagues
whove gone the extra mile. Youll receive a
Values card which can have Sainsburys
vouchers loaded onto it when youve been
recognised for really living our values.
SSA and Our Extra
Colleague Benefits
We want to help you enjoy social events and
services at discounted rates through our
Sainsburys Social Association (SSA) and Our
Extra Colleague Benefits scheme. SSA is open for
you and your partner to join for a very small
membership fee. Numerous outings and leisure
activities are organised at your location and are
usually discounted to members. Our Extra
Colleague Benefits Scheme provides discounts
across a whole range of services, including
reduced price gym memberships, motoring
association memberships, places of interest and
various shops.
Cycle to Work Scheme
Our Cycle to Work scheme gives you the
opportunity to hire a brand new bike and cycling
equipment from Sainsburys. This is a salary
sacrifice tax efficient scheme because youll pay
for the hire out of your pre-tax pay, which means
you can save money on tax and national
insurance. Sainsburys will also pass on a 10%
saving to you on the full price of the bike, saving
you even more money! This is a great way of
staying fit and healthy as well as choosing a
greener way to travel to work.
Sainsburys Bank
As a Sainsburys colleague you will not only enjoy
the benefits of the current product offers but you
will also get a unique colleague discount or
Sainsburys gift voucher when you buy a
Sainsburys Bank product online or over the phone.
For more information and for the latest offers
please visit www.oursainsburys.co.uk
Season Ticket Loan
We know how much it can cost to purchase a
public transport season ticket for travelling to work,
so once youve passed your probationary period
you can request an interest free loan, which means
instead of you having to pay the full cost up-front,
Sainsburys will give you a loan to buy your ticket
and youll pay us back directly from your pay every
4 weeks, helping you to spread the cost across
the year.
Other Benefits
We are committed to making Sainsburys a great
place to work by offering a broad range of non-
cash benefits such as: paid sickness if you are ill
and unable to attend work (after a qualifying period
and subject to policy), family friendly leave and
working arrangements.

Child Care Vouchers

We are pleased to offer a flexible way for you to
meet the cost of childcare. You can exchange a
portion of your salary for vouchers which can be Further Information
used to pay for various kinds of childcare. Within
certain limits, the vouchers are not taxable and are
exempt from national insurance. Therefore, if you
choose to receive childcare vouchers as part of
your total reward package, you will make a saving.

How we pay you www.oursainsburys.co.uk

We pay you every four weeks (called a pay
period) on a Friday. This means youll be paid
thirteen times a year. Your pay goes straight into
your bank account or building society and your
payslip is sent directly to your home address.

All schemes and plans are subject to their governing rules, qualifying periods and tax treatment,
where relevant. Benefits and incentives are non-contractual and varying terms may apply.

Print Ref: Central - C4 Benefits. January 2016