S TEPHANIE C HIN , CPA, CMA

230 Hamilton Street Toronto, ON M4M 2E2 647.208.6169 s7chin@hotmail.com

FINANCIAL ANALYST
Detail-oriented and self-motivated Financial Analyst seeking opportunities to elaborate on experience.
Highly skilled at applying analytical skills to monitor and review financial compliance as well as identifying
risks and inconsistencies. Leverages good communication skills in order to liaise effectively with clients and
harnesses problem solving skills to rectify concerns. Maintains a prior record of success in increasing
company revenues by identifying operational inconsistencies and implementing policies targeted towards
minimization of loss.
Core Competencies:
Financial Products Time Management Organization
Multitasking Problem Solving Strategic Planning
Oral/Written Communication Variance Analysis Forecasting
Analytical Skills Interpersonal Skills Ad Hoc Reports
Detail-Oriented Report Development Financial Models

Technical Proficiencies: MS Office (Word, Excel, PowerPoint), Hyperion, Essbase, SAP, Oracle-JDE
Edwards, ERP, Business Warehouse, Business Object and Oracle

PROFESSIONAL EXPERIENCE

Financial Analyst, Financial Planning & Analysis 2013 Present

Rexall Pharmacy Group
Managed business/financial quarterly and monthly forecasting, annual budgeting, 3 years strategic
plan in close collaboration with business partners to ensure aligning with targets and business strategy.
Analyzed operating results and variance analysis (price/volume/mix) for business units. Monitored
KPI, cost, expense drivers to identify trends and highlight areas of risks and opportunities.
Developed presentation to Senior Leadership to highlight results, trends, risks opportunities,
recommendation, and mitigation.
Financial management skills used to perform capital forecasting and manage capital expenditure
approvals in order to provide better investment solutions.
Built well-crafted business cases and insightful financial models in support of various projects with
business partners in making strategic decisions on cost reduction, revenue generation, and investment
feasibility (ROI/Margin).
Help business partners/leaders meet objectives by delivering insight and timely financial analysis.

Accomplishments:
Developed MS Excel financial models into standardized templates to decrease financial reporting times
and increase operational efficiencies.
Performed on Capital Spending Committee to analyze expenses and reduced annual spending budget
by over $2 million.
Fostered a collaborative environment that improved productivity, individual accountability and team
morale, played a key role in the green (paperless) initiative of the department

Sales Analyst 2011 2013

Rexall Pharmacy Group
Complete various ad hoc assignments and investigations, ensuring financial compliance.
STEPHANIE CHIN PAGE 2
PROFESSIONAL EXPERIENCE CONTINUED

Assessed weekly retail sales results using analytical skills in order to determine their impact on account
forecasts.
Applied process management skills to oversee and analyze business processes, resulting in the
identification of operational improvements.
Observed sales metrics including cost and margin of weekly, monthly, and year-end numbers in order
to determine cost and time efficiency of sales functions.
Established sales policies geared towards the reduction of fraud and wastages.

Accomplishments:
Improved accounting procedures by developing and improving Excel models and standard templates
(successfully streamlined month end close from 5 days to a consistent 4-day close)

Personal Banking Advisor 2009 2011

National Bank of Canada
Apply strategic planning skills in order to strategize actions geared towards revenue increase, client
profitability and loyalty.
Performed various analysis including risk management and credit authorization assignments using
financial management skills in order to secure company profits and reduce loss.
Compiled information and compose summary and profitability reports contributing to senior financial
decisions and investments.
Used communication skills to provide advisory and consultation services regarding client personal
banking inquiries.
Demonstrated strong negotiation and interpersonal skills to successfully sell client financial products
relevant to their banking needs.
Used organization and account management skills to set up and maintain client accounts.

Accomplishments:
Exceeded organizational targets related to sales, achieving new account growth of over $5 million in
investments and $10 million in mortgages.

ADDITIONAL EXPERIENCE

PROCESS ADMINISTRATOR| RBC Capital Markets 2008 2009

DIRECT BANKING MANAGER | BMO Bank of Montreal 2004 2008

EDUCATION

CERTIFIED PROFESSIONAL ACCOUNTANT (CPA) | Certified Professional Accountants of Ontario

BUSINESS MANAGEMENT PROGRAM FINANCE & ACCOUNTING (B.COMM)| Ryerson University

REFERENCES AVA ILABLE UPON REQU EST