Good Morning!

May I request everyone to please rise as we give our praise and

thanksgiving to our Lord Jesus Christ, may I call on Ms Marie to lead us in prayer.

Thank you, Ms Marie. Thank you Ladies & Gentlemen, please be seated.

Magandang umaga po muli sa inyong lahat and we welcome all of you today to our
Skills Training Seminar & Workshop. The objective of this seminar is to continuously
support our sales force to be more effective and result-oriented sales person. But
before that, we would like to formally open this seminar by hearing a few words
from our President and Chief Executive Officer, BGEN RICARDO C MORALES AFP
(Ret), FICD.

Thank you very much, Sir for your words of wisdom and encouragement and for
formally opening todays seminar.

To discuss insurance code/insurance businesses and practices, please welcome our

Head, Actuarial, Sir Gerald Agbay.

Thank you, Sir Gerald.

Ok lets have our fifteen (15) minutes coffee break.

For our next speaker, may I call on our Head, UPSD, Maam Annie Arce for the
update on Basic underwriting.

Thank you, Maam Annie.

LUNCH BREAK - Lets have our lunch and please be back at 1:00. Thank you

Good afternoon! Our activity for this afternoon will be facilitated by our AI,
Supervisor, Maam Leah Joya.

Thank you Maam Leah.

And thank you to all of you for your participation in todays seminar. May the
matters discussed serves as a means to move us forward and see growth in all
areas of our lives. But, before we go please be reminded that tomorrow we will be
having an invited speaker from Insight Specialist with the topic creative selling so
please be here at 8:00 sharp! Good afternoon and God bless us all!
 PRAYER

Heavenly Father, we are gathered this morning to discuss matters of mutual

concern. We thank you for being our source of strength and guidance today

and we acknowledge that without you we are nothing. Lord, we ask that you

will bless our speakers, participants and everyone present in this place so

that we may learn and grow from this experience. Bless this gathering with

your divine intelligence and help us make the best use of our own. Lord,

impart your supreme wisdom upon our activities so that these may reach a

successful conclusion and that in all things God may be glorified. With much

love and thanksgiving, we give you back all the honor and glory through the

mighty name of your son, Jesus Christ, our Lord and Savior. Amen.