Instructions

You may move from worksheet to worksheet by clicking on the dark blue buttons
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders:

Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 create aa budget
or create
or month
by month
budget by

Quick Budget
Chart: Yearly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 37000.00 444000.00
Salary/Wages Monthly 30000.00 30000.00 360000.00
Salary/Wages (Spouse) Monthly 5000.00 5000.00 60000.00
126655
Other Monthly 1000.00 1000.00 12000.00
Other Monthly 1000.00 1000.00 12000.00
Other Monthly 0.00 0.00
444000

Spending Total: 26445.42 317345.00

Transportation 2126.08 25513.00 317345

Auto Loan/Lease Monthly 1000.00 1000.00 12000.00
Insurance Yearly 700.00 58.33 700.00
Gas Monthly 600.00 600.00 7200.00 $0 $50,000 $100,000 $150,000
Balance$200,000 $250,000 Expense
Income $300,000 $350,000 $400,000 $450,000

Maintenance Quarterly 500.00 166.67 2000.00

Registration/Inspection Yearly 625.00 52.08 625.00
Wan's train pass Monthly 90.00 90.00 1080.00
Spending Summary
Parking Monthly 120.00 120.00 1440.00
KTM Kommuter Weekly 9.00 39.00 468.00
11720
25513
Home 7217.33 86608.00
Astro Monthly 34.00 34.00 408.00
Rent Monthly 0.00 0.00 0.00
Maintenance Monthly 1000.00 1000.00 12000.00
108700 86608
Insurance Monthly 150.00 150.00 1800.00
Furniture Yearly 10000.00 833.33 10000.00
Household Supplies Monthly 5000.00 5000.00 60000.00
Groceries Monthly 200.00 200.00 2400.00
Real Estate Tax Monthly 0.00 0.00 0.00
Monthly 0.00 0.00
24240
Other Monthly 0.00 0.00 60564

Utilities 5047.00 60564.00

Phone - Home Monthly 200.00 200.00 2400.00 Transportation Home Utilities Health
Phone - Cell Monthly 400.00 400.00 4800.00 Entertainment Miscellaneous
Cable Monthly 77.00 77.00 924.00
Gas Monthly 50.00 50.00 600.00
Water Monthly 1200.00 1200.00 14400.00
Electricity Monthly 3000.00 3000.00 36000.00
Internet Monthly 120.00 120.00 1440.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 2020.00 24240.00

Dental Semi-Annually 500.00 83.33 1000.00
Medical Monthly 200.00 200.00 2400.00
Medication Monthly 900.00 900.00 10800.00
Vision/contacts Semi-Annually 2020.00 336.67 4040.00
Life Insurance Monthly 500.00 500.00 6000.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 9058.33 108700.00

Memberships Monthly 2000.00 2000.00 24000.00
Dining out Monthly 3000.00 3000.00 36000.00
Events Yearly 5000.00 416.67 5000.00
Subscriptions Monthly 200.00 200.00 2400.00
Movies Monthly 100.00 100.00 1200.00
Music Monthly 300.00 300.00 3600.00
Hobbies Monthly 3000.00 3000.00 36000.00
Travel/ Vacation Yearly 500.00 41.67 500.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 976.67 11720.00

Dry Cleaning Monthly 10.00 10.00 120.00
New Clothes Semi-Annually 300.00 50.00 600.00
Donations Monthly 100.00 100.00 1200.00
Child Care Monthly 0.00 0.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 50.00 216.67 2600.00
Gifts Monthly 0.00 0.00
Credit Card Monthly 400.00 400.00 4800.00
Parents Monthly 200.00 200.00 2400.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 create aa quick
or create
or budget
quick budget

Budget By Month
Chart: March
9

Income Apr May Jun Jul Aug 0 Months Budget Summary

Apr to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

Salary/Wages 0.00 0

Salary/Wages (Spouse) 0.00 0

0
Other 0.00 0

Other 0.00 0

Other 0.00 0
0

Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00

0 0
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

Auto Loan/Lease 0.00 0

Insurance 0.00 0
0 0 0 0 0 1 1 1 1 1 1
Gas 0.00 0
Balance Income Expense
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other 0.00 0

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0

Phone - Home 0.00 0

Transportation Home Utilities Health Entertainment
Phone - Cell 0.00 0

Miscellaneous
Cable 0.00 0

Gas 0.00 0

Water 0.00 0 Budget by Month

Electricity 0.00 0

Internet 0.00 0
1
Other 0.00 0

1
Other 0.00 0

Health 0.00 0.00 0.00 0.00 0.00 0.00 0

1
Dental 0.00 0
1
Medical 0.00
1
0

Medication 0.00 0

Vision/contacts 0.00 0
0

Life Insurance 0.00 0 0

Other 0.00 0

0
Other 0.00 0

0
Expense Income
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0
0
Memberships 0.00 0
Apr May Jun Jul Aug
Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
 Tracking
Chart: September
Income Apr May Jun Jul Apr to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00
0
Other 0.00
Other 0.00
Other 0.00
0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 1 1 1 1 1 1
Insurance 0.00 Balance Income Expense
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Wan's train pass 0.00
Parking 0.00
KTM Kommuter 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

Astro 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
Furniture 0.00 1
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00
0
0 0.00
Other 0.00 0

0 Expense Income
Utilities 0.00 0.00 0.00 0.00 0.00 Apr May Jun Jul
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Parents 0.00
Other 0.00
Other 0.00
 Comparison Compare Apr to Date to Budget April to Date

Income Apr to Date Tracking vs Budget Summary

Budget Vs Budget
Actual
Total Income (net) 333,000 0 -333,000
Salary/Wages 270000 0.00 -270,000.00 94 91.25
Salary/Wages (Spouse) 45000 0.00 -45,000.00
Other 9000 0.00 -9,000.00 30 Budget
Other 9000 0.00 -9,000.00
2380 9
Other 0 0.00 0.00

Spending 0

Total Spending: 238,009 0 -238,009 0

Tracking
Transportation 19,135 0 -19,135
0
Auto Loan/Lease 9,000.00 0.00 -9,000.00
Insurance 525.00 0.00 -525.00
Gas 5,400.00 0.00 -5,400.00 0 50, 0 10 , 0 150, 0 20, 0 250, 0 30, 0 350, 0
Bal nce(Savings) Income Expens
Maintenance 1,500.00 0.00 -1,500.00
Registration/Inspection 468.75 0.00 -468.75
Wan's train pass 810.00 0.00 -810.00
Parking 1,080.00 0.00 -1,080.00 Spending Comparison
KTM Kommuter 351.00 0.00 -351.00

81525
Home 64,956 0 -64,956
Astro 306.00 0.00 -306.00
Rent 0.00 0.00 0.00 64,956
Maintenance 9,000.00 0.00 -9,000.00
Insurance 1,350.00 0.00 -1,350.00
45,423
Furniture 7,500.00 0.00 -7,500.00
Household Supplies 45,000.00 0.00 -45,000.00
Groceries 1,800.00 0.00 -1,800.00
Real Estate Tax 0.00 0.00 0.00 19,135 18180
0 0.00 0.00 0.00 8790
Other 0.00 0.00 0.00
0 0 0 0 0 0
Budget Tracking
Utilities 45,423 0 -45,423
Phone - Home 1,800.00 0.00 -1,800.00 Transportation Home Utilities Health
Phone - Cell 3,600.00 0.00 -3,600.00 Entertainment Miscellaneous
Cable 693.00 0.00 -693.00
Gas 450.00 0.00 -450.00
Water 10,800.00 0.00 -10,800.00
Electricity 27,000.00 0.00 -27,000.00
Internet 1,080.00 0.00 -1,080.00
Other 0.00 0.00 0.00
Other 0.00 0.00 0.00

Health 18,180 0 -18,180

Dental 750.00 0.00 -750.00
Medical 1,800.00 0.00 -1,800.00
Medication 8,100.00 0.00 -8,100.00
Vision/contacts 3,030.00 0.00 -3,030.00
Life Insurance 4,500.00 0.00 -4,500.00
Other 0.00 0.00 0.00
Other 0.00 0.00 0.00

Entertainment 81,525 0 -81,525

Memberships 18,000.00 0.00 -18,000.00
Dining out 27,000.00 0.00 -27,000.00
Events 3,750.00 0.00 -3,750.00
Subscriptions 1,800.00 0.00 -1,800.00
Movies 900.00 0.00 -900.00
Music 2,700.00 0.00 -2,700.00
Hobbies 27,000.00 0.00 -27,000.00
Travel/ Vacation 375.00 0.00 -375.00
Other 0.00 0.00 0.00
Other 0.00 0.00 0.00

Miscellaneous 8,790 0 -8,790

Dry Cleaning 90.00 0.00 -90.00
New Clothes 450.00 0.00 -450.00
Donations 900.00 0.00 -900.00
Child Care 0.00 0.00 0.00
Tuition 0.00 0.00 0.00
College Loans 0.00 0.00 0.00
Pocket Money 1,950.00 0.00 -1,950.00
Gifts 0.00 0.00 0.00
Credit Card 3,600.00 0.00 -3,600.00
Parents 1,800.00 0.00 -1,800.00
Other 0.00 0.00 0.00
Other 0.00 0.00 0.00
 Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Wan's train pass 0.00
Parking 0.00
KTM Kommuter 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Astro 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
0 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Parents 0.00
Other 0.00
Other 0.00