What is KADS1M Debit?

For the past few years, students in tertiary education have been receiving the 1Malaysia Book
Voucher or Bantuan Buku 1Malaysia (BB1M) as the government aims to reduce the burden of
academic book costs.

However, starting this year, eligible students will be receiving the RM250 assistance through
a bank account instead of receiving them in the form of vouchers. The RM250 assistance
will be debited directly inside a Bank Rakyat account and students will obtain a card known
as KADS1M (Kad Diskaun Siswa 1Malaysia).

Criteria to apply for the KADS1M Debit

1. Malaysian
2. An active student studying at a public or private institution as of 31 December 2016.
3. Studying full-time or part-time.
4. Not a BR1M (Bantuan Rakyat 1 Malaysia) recipient
5. Be in Malaysia during the implementation of KADS1M Debit card programme

How to apply?
1. Visit the http://www.bankrakyat.com.my/bppt/ and fill in the online application form.

Note: If the server is slow, it is probably because many users are also trying to access the
website. Keep trying at different times of the day.

Students who already have existing account with Bank Rakyat will also be required to open a new
account for KADS1M Debit.
2. Please ensure all information is correct before you submit the application.

3. You will receive a notice at the end of the application that your registration was successful.

3. Remember to check your email regularly as you will receive an email from Bank Rakyat to
inform you of when the card is ready for collection.

4. Once you have received the notification from Bank Rakyat, please bring the following items
when collecting your KADS1M Debit:

For students above 18 years old:

1. MyKad (original and 1 copy)
2. Student card (original and 1 copy)

For students below 18 years old:

1. MyKad (original and 1 copy)
2. Student card (original and 1 copy)
3. A letter of authorisation from parents/guardian
4. Parent's/guardian's MyKad (1 copy)
3. Birth certificate/adoption certificate (original and 1 copy)

5. The online application closes on 31 March 2017.

Do students need to pay a fee to obtain this KADS1M?
Students will need to pay an annual fee of RM5.00 for the subsequent years for the
KADS1M Debit card. This card has to be renewed every three years. Minimum amount of
RM10.00 need to be remained in the account if the student want to keep the account. Students
have the option to withdraw a total amount of RM250.00 and close the account at any Bank
Rakyat branch. Any KADS1M Debit replacement will be charged at a cost of RM 12.00.