Prepared by

T Rathnam
7207862317
rathnam.lic@insurer.com
 This is proposed to Kashyap Krishna

Proposer Details
Child Name Kashyap Krishna
Child Age 3
Plan Name 834-Jeevan Tarun
Sum Assured 300000
Policy Term 22
Prem Paying Term 17
Proposer Age 32
PWB Rider yes

First Year Premium

Premium S.Tax(3.75%) Payable Prem
YLY 15317 574 15891
HLY 7740 290 8030
QLY 3911 147 4058
MLY 1304 49 1353
2nd year onwards
Premium S.Tax(1.875%) Payable Prem
YLY 15317 287 15604
HLY 7740 145 7885
QLY 3911 73 3984
MLY 1304 24 1328

Pay Rs.15604 every year for 17 yrs and get a bulk

amount of Rs.661800 at Child Age:25
Year Age Premium Natural Accidntl Returns Surrendr Loan

2016 3 15891 15317 15317 0 0 0

2017 4 15604 30634 30634 0 0 0
2018 5 15604 418200 418200 0 20576 18518
2019 6 15604 432600 432600 0 39809 35828
2020 7 15604 447000 447000 0 49971 44973
2021 8 15604 461400 461400 0 60277 54249
2022 9 15604 475800 475800 0 70777 63699
2023 10 15604 490200 490200 0 84144 75729
2024 11 15604 504600 504600 0 97625 87862
2025 12 15604 519000 519000 0 111866 100679
2026 13 15604 533400 533400 0 126959 114263
2027 14 15604 547800 547800 0 142970 128673
2028 15 15604 562200 562200 0 159990 143991
2029 16 15604 576600 576600 0 180199 162179
2030 17 15604 597000 597000 0 198506 178655
2031 18 15604 612900 612900 0 219417 197475
2032 19 15604 628800 628800 0 241811 217629
2033 20 0 644700 644700 0 265898 239308
2034 21 0 663600 663600 0 292634 263370
2035 22 0 684000 684000 0 322138 289924
2036 23 0 707400 707400 0 357053 321347
2037 24 0 736800 736800 0 378127 340314
2038 25 0 0 0 661800 0 0
0 0 265555 0 0 661800 0 0
You have to pay the premium for 17 yrs
(from Age:3 - Age:19)

If you take the payment mode as yly then you have

to pay Rs.15891 for the first year,from 2nd year
onwards Rs.15604

Totally you will pay Rs.265555

At Child Age:25, you will receive Rs.661800

Natural Risk Cover is Rs.15317-Rs.736800 as

shown in the above table

Accidental Risk Cover is Rs.15317-Rs.736800 as

shown in the above table

If you close the policy you will receive the amount

as shown in the above table under Surrender
Column

You can take the loan as shown in the above table

under Loan Column

Medical Report: Not Applicable