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PRUlink exact protector 10 is a ten-pay variable life insurance product that Proposed Life Insured : MARIA CORAZON P. JALANDONI
provides living, disability, and death benefits. The living benefits are the Age : 31
partially and fully withdrawable values, subject to decreasing Surrender
Charges for Top-ups (if applicable), which are taken from the Policy's Sex : Female
share in the separate fund(s). The Total and Permanent Disability Benefit Total Annual Premium : PhP 63,000.00
accelerates a percentage of the Sum Assured while the Accidental Death
and Disablement Benefit is on top of the Sum Assured. The Death Benefit Basic Cover : PhP 1,000,000.00
is the total of the Sum Assured and the Policy's Full Withdrawal Value.
Accelerated Total &
Optional benefits can be attached to this product. : PhP 500,000.00
Permanent Disability Benefit
Accidental Death
This product is a variable contract. The benefits, namely the Partial and
& Disablement Benefit : PhP 180,000.00
Full Withdrawal Values and the actual Death Benefit at time of death, all
depend on the investment experience of separate account(s) linked to the
Policy. If the Fund Value becomes insufficient to pay for applicable
charges, the Policy automatically terminates, and all benefits end. The
applicable charges are explained in the Illustration of Benefits for each
fund.

THE INVESTMENT RISKS ASSOCIATED WITH THIS PRODUCT ARE

BORNE SOLELY BY THE POLICYOWNER.
If, after buying the Policy, you decide it is not suitable to your
needs, simply return the Policy Booklet with your Policy Data
Page to us within fifteen (15) days from the date you received
them. We will refund the Regular Premium you paid in full.
PRUlink bond fund
The PRUlink bond fund seeks to achieve an optimal level of income in
the medium term together with long-term capital growth through
investments in fixed income securities and money market instruments.

PRUlink managed fund

The PRUlink managed fund seeks to optimize medium- to long -term

I have read and understood the disclosures and the contents of this
Sales Illustration. My agent has explained to my satisfaction the
principal features of the Policy plus the contents of this Sales Illustration
and the manner in which the variable benefits will reflect the investment
experience of the separate account(s). I fully understand the terms and
conditions of this Policy and that when buying this Policy, I am assuming
all investment risks associated with it.
I have read and understood my Investment Risk Profile in the Suitability
Assessment Form and have made an assessment of my risk appetite
with the help of my agent. I have taken my Investment Risk Profile into
consideration in my choice of fund allocation.
I also understand that in the event of claim, my Policy, including any
optional benefits, will terminate if the aggregate amount of claim on
Accelerated Total and Permanent Disability Benefit and/or Accelerated
Crisis Cover Benefit and/or Accelerated Life Care Benefit is equal to the
Sum Assured on the basic Policy exclusive of any optional benefits.
I have been provided all relevant sales materials which will help me
assess the suitability of this product to my needs.
In addition, I understand that the Company has the right to vary the
Insurance Charge, Policy Fee, Annual Management Charge, and any
Rider Charge and Extra Charge in the future.
MARIA CORAZON P. JALANDONI
Applicant-owner
capital and income growth through investment in fixed income
securities, money market instruments, and shares listed on the
Philippine Stock Exchange.
100 % PRUlink growth fund
The PRUlink growth fund seeks to optimize medium- to long -term
capital and income growth, with an emphasis on strong capital
growth, through a greater focus of investment in shares of stocks
listed in the Philippines. The fund also invests in fixed income
securities, and money market instruments.
PRUlink equity fund
The PRUlink equity fund seeks to optimize medium- to long -term capital
growth through investments in shares of stocks listed in the
Philippines.
PRUlink proactive fund
The PRUlink proactive fund seeks to optimize medium- to long -term
capital and income growth with emphasis on dynamic asset allocation
by fund managers through investment in fixed income securities ,
money market instruments, and shares of stocks listed in the
Philippines.
Eastspring Investments (Singapore) Limited ("Eastspring Investments") is an ultimately wholly
owned subsidiary of Prudential plc of the United Kingdom ("Ultimate Parent Company").
Eastspring Investments and its Ultimate Parent Company are not affiliated in any manner with
Prudential Financial, Inc., a company whose principal place of business is in the United
States of America. Eastspring Investments is the asset management arm of Prudential plc in
Asia, and has been managing Pru Life Insurance Corporation of U.K.'s ("Pru Life UK")
underlying funds for its unit-linked or investment-linked product portfolio since Pru Life UK
pioneered the PRUlink product line in 2002.

This Sales Illustration shall form part of the Insurance Contract once
MARIA CORAZON P. JALANDONI the Policy has been issued. For more information on what
constitutes the entire Insurance Contract, please ask your servicing
Proposed Life Insured
agent or refer to your Policy Booklet.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.
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PROTECTION BENEFITS PAGE

Enjoy the advantage of having a comprehensive plan complete with additional protection benefit(s) which enhance(s) the PRUlink exact
protector 10 policy you are going to purchase.

You have chosen the benefits below:

Benefit Benefit Protection Benefit

Benefit Type Amount (in PhP)
(in PhP)

Basic Cover (Sum Assured) Lump Sum 1,000,000.00 1,000,000.00

Accelerated Total and Permanent Disability Lump Sum 500,000.00 Included in Basic Cover
Accidental Death and Disablement Lump Sum 180,000.00 180,000.00
*Your Basic Cover (Sum Assured) shall not be less than six (6) times the required annual premium for the basic cover, which is PhP 62,234.00.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.
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ILLUSTRATION OF BENEFITS - PRULINK GROWTH FUND
The values below are based on the projected performance of the Fund where The HIGH and LOW investment returns, at 10.00% and 4.00%, are those
your Policy is linked. Because fund performance is not guaranteed, the prescribed by the Insurance Commission. The illustrated CURRENT
values are also not guaranteed. In addition, the assumed investment returns investment return is based on the actual average investment return
used in projecting the LOW, CURRENT, and HIGH values represent a range experienced by the Fund in the last thirty-six (36) months, as indicated in the
of possible returns that may be achieved by the Fund. The HIGH and LOW Historical Unit Fund Performance page, except that if the average exceeds
assumptions are only for illustration purposes and do not represent the upper 10.00%, the illustrated investment return is capped at 10.00%.
and lower limit of the actual investment return that may occur.
PROJECTED BENEFITS
Policy Attained Top-up Withdrawal Fund
FULL WITHDRAWAL VALUE
Year Age Amount Amount Allocation**
LOW (4.00%)* CURRENT (4.75%)* HIGH (10.00%)*
1 32 - - 4,410.00 2,148.92 2,164.48 2,272.94
2 33 - - 18,900.00 19,387.10 19,543.71 20,642.39
3 34 - - 63,000.00 83,099.88 83,865.36 89,276.55
4 35 - - 63,000.00 149,271.19 151,153.37 164,680.18
5 36 - - 63,000.00 217,977.40 221,526.59 247,506.94
6 37 - - 63,000.00 289,292.45 295,103.94 338,470.08
7 38 - - 63,000.00 363,293.22 372,010.04 438,354.11
8 39 - - 63,000.00 440,065.15 452,380.90 548,027.81
9 40 - - 63,000.00 519,691.63 536,353.52 668,441.02
10 41 - - 63,000.00 602,264.82 624,076.88 800,644.31
11 42 - - - 622,554.56 649,908.20 876,697.17
12 43 - - - 643,348.64 676,657.53 960,029.68
13 44 - - - 664,639.87 704,340.91 1,051,340.73
14 45 - - - 686,415.25 732,969.60 1,151,393.29
15 46 - - - 708,666.80 762,560.96 1,261,032.40
16 47 - - - 731,380.68 793,127.60 1,381,181.79
17 48 - - - 754,548.02 824,688.30 1,512,863.35
18 49 - - - 778,148.63 857,251.67 1,657,189.56
19 50 - - - 802,156.03 890,821.22 1,815,378.32
20 51 - - - 826,515.35 925,373.08 1,988,740.37
29 60 - - - 1,046,891.07 1,271,412.54 4,519,233.02
34 65 - - - 1,150,072.70 1,477,357.52 7,131,978.55
*Investment returns used are net of final tax, Annual Management Charge and other investment expenses.
**Fund allocation illustrated are inclusive of loyalty bonus, if any.
Notes:
1. The projected benefits are already net of charges, as specified below. These remaining balance of your units which are no longer sufficient to pay off
charges may vary. the outstanding charges will just be refunded to you.
a. Annual Insurance Charge, inclusive of premium tax and Documentary 5.a. If Full Withdrawal Value is positive from year 1: The Fund has no policy
Stamp Tax, which starts at PhP 1.60 per 1,000 of the Sum Assured. All debt. The rest of Note 5 does not apply.
Top-ups shall also be subject to Insurance Charge. While the Insurance 5.b. If the Full Withdrawal Value is zero (0) in the early years: When the Full
Charge is quoted at an annual rate, deductions from the Fund shall be Withdrawal Value is zero (0), the Fund Value may be insufficient to cover
made monthly. Rider Charges, if any, are also deducted each month . the charges. To provide you with insurance coverage(s), we shall create a
Monthly deductions may change within one Policy Year as monthly policy debt corresponding to the monthly charges while there is no Fund
Insurance Charges and Rider Charges are based on the attained age Value, provided that Premiums are paid on time and there are no Fund
of the Proposed Life Insured. Withdrawals. This policy debt, accumulated in your account without
b. Policy Fee, deducted monthly from the total fund, amounting to PhP interest, is extinguished if, and as, the Fund Value grows. The Policy will
33.33, if within the premium paying period and PhP 16.67 after the not be terminated on account of an outstanding policy debt within the
premium paying period. The Policy Fee is guaranteed not to exceed first three (3) years, provided that Premiums are paid on time and there
PhP 50.00 per month. are no Withdrawals from your account.
The annual Insurance Charge, Rider Charge (if any), and Policy Fee 6. The above illustration assumes that all Premiums are paid in full when
are to be deducted proportionately based on the particular funds due and as planned with no premium holiday, and assuming that the
share in the Policys total Fund Value. It may happen that the LOW current scale of charges remain unchanged.
and CURRENT, or CURRENT and HIGH investment returns are the 7. In this illustration, Top-ups are made at the beginning of the Policy Year,
same for a particular fund, but their year-on-year Full Withdrawal and Partial Withdrawals are made at the end of the Policy Year.
Values differ, because these charges are allocated to each fund
8. Partial Withdrawals are funded by selling the number of units in your
based on the weight of the Fund to the Policys total Fund Value.
Fund that will cover the amount of your Partial Withdrawal. Partial
c. Annual Management Charge (AMC) of 2.25% of the Fund Value for
Withdrawals will first be drawn from the units in accordance with the
this particular fund. The rate is guaranteed not to exceed 2.50%.
order of Regular Premiums and/or Top-ups paid, on a first-in-first-out
d. For Fund Withdrawals on Top-ups, a Surrender Charge will be applied
basis. No Surrender Charge will be applied on the portion of Partial
based on the amount withdrawn, at the following rates: 5% on the first
Withdrawals drawn from units created from the Regular Premiums.
Policy Year, 4% on the second Policy Year, 3% on the third Policy
Surrender Charge will only be applied to the portion of Partial
Year, 2% on the fourth Policy Year, and 1% on the fifth Policy Year.
Withdrawals drawn from units created from Top-ups where the
The Policy Year will be counted from the date the Top-up is made.
percentage applied will be based on item 1.d. The Surrender Charge
2. All Top-ups shall be subject to an initial charge of 3% of the Top-up
shall be based on the Policy Year counted from the date the Top-up is
amount.
made. Because the performance of the Fund is not guaranteed, the
3. The Loyalty Bonus is available only for the 15 pay variant.
sufficiency of the Fund Value to support your Partial Withdrawal is also
4. The Fund Value may run out due to Partial Withdrawals and deduction of
not guaranteed.
charges. If the Fund Value is no longer sufficient to pay for the Policy Fee,
9. Values illustrated in this page are Full Withdrawal Values net of
Insurance Charge, Rider Charge (if any) or other applicable charges
Withdrawals plus Top-ups indicated in this page. If Full Withdrawal
(including any policy debt), the Policy automatically terminates on the day
Value is withdrawn, your Policy automatically terminates, and all future
any such charges are due, subject to Note 5.b. below. In such an event, the
Withdrawals no longer apply.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.
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ILLUSTRATION OF DEATH BENEFITS

The values below are based on the projected performance of the
Fund where your Policy is linked. Because fund performance is
not guaranteed, the values are also not guaranteed. In addition,
the assumed investment returns used in projecting the LOW,
CURRENT, and HIGH values represent a range of possible
returns that may be achieved by the Fund. The HIGH and LOW
assumptions are only for illustration purposes and do not
represent the upper and lower limit of the actual investment return
that may occur.
The illustrated CURRENT investment return for PRUlink bond
fund, PRUlink managed fund, PRUlink growth fund, PRUlink equity
fund, and PRUlink proactive fund are based on the actual average
investment return experienced by the Fund in the last thirty-six (36)
months, as indicated in the Historical Fund Performance page,
except that if the average exceeds the HIGH rate, the illustrated
investment return is capped at HIGH rate.

The HIGH and LOW investment returns, meet the requirements

prescribed by the Insurance Commission.

DEATH BENEFIT
Policy Attained
LOW CURRENT HIGH
Year Age
(4.00%)** (4.75%)** (10.00%)**
1 32 1,002,148.92 1,002,164.48 1,002,272.94
2 33 1,019,387.10 1,019,543.71 1,020,642.39
3 34 1,083,099.88 1,083,865.36 1,089,276.55
4 35 1,149,271.19 1,151,153.37 1,164,680.18
5 36 1,217,977.40 1,221,526.59 1,247,506.94
6 37 1,289,292.45 1,295,103.94 1,338,470.08
7 38 1,363,293.22 1,372,010.04 1,438,354.11
8 39 1,440,065.15 1,452,380.90 1,548,027.81
9 40 1,519,691.63 1,536,353.52 1,668,441.02
10 41 1,602,264.82 1,624,076.88 1,800,644.31
11 42 1,622,554.56 1,649,908.20 1,876,697.17
12 43 1,643,348.64 1,676,657.53 1,960,029.68
13 44 1,664,639.87 1,704,340.91 2,051,340.73
14 45 1,686,415.25 1,732,969.60 2,151,393.29
15 46 1,708,666.80 1,762,560.96 2,261,032.40
16 47 1,731,380.68 1,793,127.60 2,381,181.79
17 48 1,754,548.02 1,824,688.30 2,512,863.35
18 49 1,778,148.63 1,857,251.67 2,657,189.56
19 50 1,802,156.03 1,890,821.22 2,815,378.32
20 51 1,826,515.35 1,925,373.08 2,988,740.37
29 60 2,046,891.07 2,271,412.54 5,519,233.02
34 65 2,150,072.70 2,477,357.52 8,131,978.55

**Investment returns used are net of final tax, Annual Management Charge and other investment expenses.

The Death Benefit is comprised of the following:

1. Sum Assured;
2. Full Withdrawal Value; and
3. 125% of all Top-ups less 125% of all withdrawals on Top-up units, but not to fall below zero (0).

Any outstanding policy debt shall be deducted from the death benefits/supplemental benefits.

When the Fund Value is no longer sufficient to pay for the Policy Fee, Insurance Charge, Rider Charge (if any) or other applicable
charges (including any policy debt), the Policy automatically terminates on the day any such charges are due and all benefits end. In
such an event, the remaining balance of your units which are no longer sufficient to pay off outstanding charges will just be refunded
to you.

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.
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VARIABLE LIFE INSURANCE PLAN

HISTORICAL UNIT FUND PERFORMANCE

The actual returns from Pru Life UKs unit funds, net of final tax, Annual Management Charge and other investment expenses, are
shown below. Please note that past performance is not necessarily indicative of the future or likely performance of the funds.

Peso Unit Fund Performance as of December 31, 2015

Bond Managed Growth Equity ProActive Money Market

Fund Fund Fund Fund** Fund Fund*

Fund Launch Date Sept. 24, 2002 Sept. 24, 2002 July 22, 2005 Oct. 1, 2007 Feb. 17, 2009 Feb. 17, 2009

Year 1 10.71 % 12.40 % 23.03 % 28.27 % 31.11 % 2.08 %

Year 2 4.02 % 9.71 % 61.44 % 80.90 % 19.32 % 1.76 %

Year 3 10.56 % 11.94 % -33.72 % -40.23 % 16.32 % 0.55 %

Year 4 18.49 % 21.36 % 12.49 % 11.25 % 12.62 % -0.58 %

Year 5 8.18 % 13.03 % 28.50 % 36.03 % -2.71 % -0.90 %

Year 6 1.59 % -4.36 % 27.47 % 32.36 % 11.76 % -0.26 %

Year 7 8.03 % 9.86 % 13.95 % 19.21 % N/A N/A

Year 8 8.54 % 16.78 % 21.71 % 26.11 % N/A N/A

Year 9 5.89 % 3.87 % 3.56 % 5.86 % N/A N/A

Year 10 10.86 % 12.65 % 9.38 % 10.67 % N/A N/A

Year 11 11.24 % 11.10 % N/A N/A N/A N/A

Year 12 -1.57 % 0.07 % N/A N/A N/A N/A

Year 13 5.73 % 2.96 % N/A N/A N/A N/A

Compound Annual Investment 7.76 % 9.13 % 14.31 % 17.21 % 14.29 % 0.44 %

Return based on completed
years
Average Annual Investment 2.85 % 2.57 % 4.75 % 6.49 % 1.95 % 0.00 %
Return for last 36 months
preceding December 31, 2015

*Money Market Fund performance has an interest rate floor at zero percent (0%).
**The Equity Fund has served as an underlying fund of the Managed and Growth Funds prior to its launch date.

The assets in our unit funds are valued on a daily basis using the marked-to-market valuation method.

The unit prices of Pru Life UKs unit funds are published every Friday on major newspapers, or you may log on to our website
www.prulifeuk.com.ph for the latest unit prices.

Certified true and correct:

Lee C. Longa
EVP and Chief Financial Officer

Date of Certification: June 22, 2016

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.
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VARIABLE LIFE INSURANCE PLAN

ACKNOWLEDGEMENT OF VARIABILITY

Applicant's name : MARIA CORAZON P. JALANDONI

Application number :

Agent's name : KRISEL ANNE M GARIN

Agent's code : 70017056

Agent's unit :

I acknowledge that:
I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustration(s) that
shows how a life insurance policy could perform using the Company's assumptions and based on Insurance
Commission's guidelines on investment returns.

I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend
on the actual performance at that given period and that the value of my Policy could be less than the capital
invested. The unit values of my Variable Life Insurance Policy are periodically published.

I understand that the investment risks under the Policy are to be borne solely by me, as the Policyowner.

I confirm that:
a. I have been furnished with copies of the sales illustration/quotation proposal, product summary and any
other relevant sales materials ("Materials");
b. the Materials have been properly, completely and satisfactorily explained to me; and
c. I have fully understood the Materials.

I hereby declare that I accept, agree with and understand the features, benefits, nature, limitations, exclusions,
risks, terms, and conditions of the Policy that I am applying to purchase.

Applicant's signature over printed name Date

Presented by : KRISEL ANNE M GARIN Agent's Code : 70017056

Presented to : MARIA CORAZON P. JALANDONI Agent's Signature :
This Sales Illustration was prepared on 6/2/2017.