Launching Standard Chartered Fixed Maturity Plan-Yearly Series 3(SCFMP-YS3)

A gateway to earn tax efficient returns

Indexation Benefit available!
NFO March 12, 2007
NFO Closes
March 15, 2007
Type of Scheme Close ended income scheme
New Fund Offer Price Rs. 10 per unit

Maturity Date April 03, 2008 *Quarterly redemptions possible subject to exit load.

Tenor of the scheme 12 months and 3 days

For Redemption / Repurchase request received -

From date of allotment to September 30,2007 - 2.00% (Applicable Nav date for quarterly redemptions
30-6-2007 for Q1,30-9-2007 for Q2)

Exit Load in SCFMP-YS3

October1, 2007 to March 31, 2008 - 1.50% (Applicable Nav date for quarterly redemptions 31-12-2007
for Q3, 31-03-2008 for Q4)

April 1, 2008 to date of Maturity - Nil

Minimum application amount Rs. 500 & in multiples of Re 1 thereafter.

The investment objective of the Scheme is to seek to generate income by investing in
a portfolio of debt and money market instruments normally in line with the duration of
Investment Objective
the scheme. There can be no assurance that the investment objective of the Scheme
will be realised.
Options available Growth and Dividend
Transparency NAV Declaration - Every Wednesday, Half Yearly disclosure of portfolio.

Example for computation of Double Indexation Benefit

Dividend Growth
Double
Individual & Indexation
Corporate Growth
HUF
A Purchase Price 100 100 100 100

B Post Expenses Yield 10.40-10.50% 10.40-10.50% 10.40-10.50% 10.40-10.50%

111.00 -111.11 111.00 -111.11 111.00 -111.11 111.00 -111.11

C Repurchase Price A = P*(1+R)^T
D GAIN = C-A 11.00 -11.11 11.00 -11.11 11.00 -11.11 11.00 -11.11

NA NA NA 110.00
E INDEXED COST @ 5%

F INDEXED GAIN = C-E NA NA NA 1.00 - 1.11

14.16% 22.66% 11.33% 22.66%

G Tax Rate

H Tax 1.36 - 1.38 2.03 - 2.05 1.25 - 1.26 0.23 - 0.25

9.64 - 9.73 8.97 - 9.05 9.75 - 9.85 10.77 - 10.86

I Post Tax Gains
109.64 - 109.73 108.97 - 109.05 109.75 - 109.85 110.77 - 110.86
J Value of Investment

9.11 - 9.20% 8.48 - 8.56% 9.22 - 9.31% 10.19 - 10.26%

K Post Tax CAGR
 IR - Indexation rate. In the above example indexation is assumed at 5.0% pa. Please note that this is
an assumed rate, as the actual indexation rate is announced by the Government in August every year
and can be higher or lower based on that year's inflation rate.
The Trustee reserves the right to extend the closing date, subject to the condition that the subscription
shall not be kept open for more than 30 days. The Trustee reserves the rights to close the subscription
earlier but not earlier than 1 Business Day after it opens. Any such extension or closure of the
subscription list shall be notified by a suitable display at the official point of acceptance of
transactions.
The above computation is an illustration only. Past performance is not indicative of future returns.
The above calculations are based on prevailing tax laws (Tax rates used for computation, are updated
as per Finance bill 2007), which can change in the future. In view of the individual nature of tax
consequences, each Unit holder is advised to consult his/ her own professional tax advisor.
Q1, Q2... Are the calendar quarters after the date of allotment

Copy of Offer Document(s) and key information(s) memorandum along with application form may be obtained from the office of
Standard Chartered Mutual Fund, 90, M G Road, Mumbai 400 001. Contact Call Free: 1-800-226622 Risk Factors: Mutual
Funds and securities investments are subject to market risks, reinvestment risk, changes in political, economic environment and
government policy and there is no assurance or guarantee that the objectives of the Scheme will be achieved. The NAV of the
Scheme can go up or down depending on factors and forces affecting the Securities Market including fluctuation in interest rates,
trading volumes and reinvestment risk. Past performance of the Sponsor/AMC/Mutual Fund is not necessarily indicative of the
future performance of the Scheme. Standard Chartered Fixed Maturity Plan Yearly Series 3 (SCFMP-YS3) is the name of
the Scheme and does not in any manner indicates either the quality of the Scheme, its future prospects or returns. The Sponsor or
any of its associates is not responsible or liable for any loss resulting from the operation of the Scheme beyond the corpus of the
Trust of Rs. 20,000/- Investors in the scheme are not being offered any guaranteed or assured rate of return. The scheme seeks to
have a minimum of 20 investors with no single investor accounting for more than 25% of the corpus of the scheme. In case of
non-fulfillment with either of the above two conditions, the investors money would be refunded, in full, immediately after the
close of the NFO. Scheme specific risk: The scheme may have market risk, credit risk & illquidity risk. Different types of
securities carry different levels and types of risk. Accordingly the schemes risk may increase or decrease depending upon
investment made by the scheme, e.g. corporate bonds carry a higher risk than Government securities as reflected by their
individual ratings.
Please read the Offer Document(s) carefully before investing.
Statutory Details: Standard Chartered Mutual Fund has been set up as a trust by Standard Chartered Bank (liability restricted to
corpus of Trust of Rs. 20,000) with Standard Chartered Trustee Company Private Limited (Company with limited liability) as the
trustee and Standard Chartered Asset Management Company Private Limited (Company with limited liability) as the investment
manager. Terms of Issue & Load Structure: SCFMP YS3 is a close-ended Income Scheme. The AMC will calculate and
publish the NAV on a weekly basis. The units issued under SCFMP YS3 will be redeemed on April 3, 2008. To give liquidity
to investors, repurchase facility is made available on quarterly basis on specified repurchase dates. The applicable exit load for
units repurchased on the stipulated Repurchase date(s) at the applicable NAV in the scheme for SCFMP YS3 is 2.00 % for
repurchases made on or upto September 30, 2007, 1.50% for repurchases made on or upto March 31, 2008 and Nil on maturity.
In case of an investor exiting the scheme before amortisation is completed, the AMC shall redeem the units only after recovering
the balance proportionate unamortised issue expenses, in accordance with SEBI Regulations. Please refer to the Offer document
for further details. Investment Objective: The investment objective of the Scheme is to seek to generate income by investing in
a portfolio of debt and money market instruments normally in line with the duration of the scheme. Asset Allocation of SCFMP
YS3: Debt and Money Market Instruments - 100% of the net assets of the scheme. Investments in Securitised Debt - Upto
50% of the Net Assets of the scheme. On January 26, 2007, Standard Chartered Bank (SCB) entered into an agreement with
Swiss Finance Corporation (Mauritius) Limited (UBS Mauritius) and UBS (India) Private Limited (UBS India) (jointly referred
to as UBS) to sell the equity and preference shares held by SCB in Standard Chartered Asset Management Company Private
Limited (SCAMC) and equity shares held by SCB in Standard Chartered Trustee Company Private Limited (SCTC), subject to
applicable regulatory approvals. The terms of the transaction are governed by the Sale Purchase Agreement signed between the
parties. Transfer of shareholding, when effected (on receipt of necessary approvals), will result in a change in controlling interest
of the AMC and would thus result in UBS being recognised as the sponsor of the Mutual Fund. Change in sponsor of the fund
will be carried out in accordance with the SEBI (Mutual Funds) Regulations 1996. Standard Chartered Bank will continue to be
the Sponsor of Standard Chartered Mutual Fund until the completion of the sale of shares held by SCB in SCAMC to UBS.
For other scheme specific risk factors and other details please read the Offer Document carefully before investing.