LA PRADERA CLUB CAMPESTRE C.A.

FLUJO DE CAJA PROYECTADO

AO 2004 - 2005
(Expresado en Bolvares)

CONCEPTO Julio Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo junio
Saldo inicial 2,650,000.00 85,950,000.00 16,350,000.00 3,883,334.00 31,416,668.00 65,050,002.00 81,416,670.00 92,783,337.00 84,150,004.00 64,350,005.00 66,550,005.00 74,750,005.00
Ingresos 0.00 20,000,000.00 60,000,000.00 100,000,000.00 120,000,000.00 125,000,000.00 130,000,000.00 135,000,000.00 140,000,000.00 150,000,000.00 155,000,000.00 160,000,000.00
Prestamos Bancario 200,000,000.00

Otros Ing. Intereses 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00
TOTAL INGRESOS 204,650,000.00 107,950,000.00 78,350,000.00 105,883,334.00 153,416,668.00 192,050,002.00 213,416,670.00 229,783,337.00 226,150,004.00 216,350,005.00 223,550,005.00 236,750,005.00

COSTOS/GASTOS
Compra mat. Const 50,000,000.00 30,000,000.00 15,000,000.00 20,000,000.00 25,000,000.00 35,000,000.00 50,000,000.00 80,000,000.00 80,000,000.00 85,000,000.00 80,000,000.00 85,000,000.00
Sueldos y salarios 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00
Contratista 5,000,000.00 20,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00
Impuestos 8,500,000.00 2,500,000.00 8,000,000.00 10,000,000.00 15,000,000.00 2,500,000.00 2,500,000.00 2,500,000.00 7,000,000.00 7,000,000.00 7,000,000.00 7,000,000.00
Amort. prest. Banc 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00
Prestaciones Socia 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00
Compra de Eq. 30,000,000.00 14,500,000.00 4,600,000.00 12,600,000.00 14,500,000.00 28,600,000.00 40,600,000.00 35,600,000.00 30,600,000.00 30,600,000.00 34,600,000.00 35,600,000.00
Gastos administr 2,700,000.00 2,100,000.00 2,700,000.00 4,700,000.00 6,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00
Gastos de intereses 4,000,000.00 4,000,000.00 4,000,000.00 3,666,666.00 3,666,666.00 3,666,666.00 3,333,333.00 3,333,333.00 3,333,333.00 3,000,000.00 3,000,000.00 3,000,000.00
Gastos Imprevisto 6,000,000.00 6,000,000.00 8,000,000.00 8,000,000.00 8,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00
TOTAL COSTOS/G 118,700,000.00 91,600,000.00 74,466,666.00 74,466,666.00 88,366,666.00 110,633,332.00 120,633,333.00 145,633,333.00 161,799,999.00 149,800,000.00 148,800,000.00 171,466,666.00

SALDO FINAL 85,950,000.00 16,350,000.00 3,883,334.00 31,416,668.00 65,050,002.00 81,416,670.00 92,783,337.00 84,150,004.00 64,350,005.00 66,550,005.00 74,750,005.00 65,283,339.00

a) El calculo de los salarios se estipulo en base del requerimiento de espectaculos

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacion de los prestamos se basa en el monto de capital mas los intereses

 causados en cada ao pagadero trimestralmente a una tasa vigente de 24% anual

d) La amortizacion del capital sera cancelada en el tercer mes y los intereses se cancelaran
mensualmente, la duracion de prestamo es por un periodo de tres aos
e) A partir del segundo mes se obtendran ingreso proveniente de la sala de juego
LA PRADERA CLUB CAMPESTRE C.A.

FLUJO DE CAJA PROYECTADO

AO 2005 - 2006
(Expresado en Bolvares)

CONCEPTO Julio Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo junio
Saldo inicial 65,283,339.00 52,616,673.00 58,350,007.00 66,216,675.00 74,083,342.00 68,050,009.00 54,750,010.00 41,450,010.00 38,150,010.00 23,683,344.00 26,216,678.00 49,750,012.00
Ingresos 160,000,000.00 165,000,000.00 165,000,000.00 170,000,000.00 175,000,000.00 180,000,000.00 185,000,000.00 190,000,000.00 195,000,000.00 200,000,000.00 220,000,000.00 200,000,000.00
Prestamos Bancarios

Otros Ing. Intereses 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00
TOTAL INGRESOS 227,283,339.00 219,616,673.00 225,350,007.00 238,216,675.00 251,083,342.00 250,050,009.00 241,750,010.00 233,450,010.00 235,150,010.00 225,683,344.00 248,216,678.00 251,750,012.00

COSTOS/GASTOS
mat. Consumo 90,000,000.00 100,000,000.00 100,000,000.00 110,000,000.00 120,000,000.00 120,000,000.00 130,000,000.00 130,000,000.00 130,000,000.00 135,000,000.00 130,000,000.00 135,000,000.00
Sueldos y salarios 15,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00 10,000,000.00
limpiezay adornos 6,000,000.00 20,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00
Impuestos 8,000,000.00 2,500,000.00 8,000,000.00 10,000,000.00 15,000,000.00 2,500,000.00 2,500,000.00 2,500,000.00 7,000,000.00 7,000,000.00 7,000,000.00 7,000,000.00
Amort. prest. Banc 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00
Prestaciones Socia 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00 3,500,000.00
Compra de Eq. 40,000,000.00 14,500,000.00 4,600,000.00 12,600,000.00 14,500,000.00 28,600,000.00 40,600,000.00 35,600,000.00 30,600,000.00 30,600,000.00 34,600,000.00 35,600,000.00
Gastos administr 3,500,000.00 2,100,000.00 2,700,000.00 4,700,000.00 6,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00
Gastos de intereses 2,666,666.00 2,666,666.00 2,666,666.00 2,333,333.00 2,333,333.00 2,333,333.00 2,000,000.00 2,000,000.00 2,000,000.00 1,666,666.00 1,666,666.00 1,666,666.00
Gastos Imprevisto 6,000,000.00 6,000,000.00 8,000,000.00 8,000,000.00 8,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00
TOTAL COSTOS/G 174,666,666.00 161,266,666.00 159,133,332.00 164,133,333.00 183,033,333.00 195,299,999.00 200,300,000.00 195,300,000.00 211,466,666.00 199,466,666.00 198,466,666.00 221,133,332.00

SALDO FINAL 52,616,673.00 58,350,007.00 66,216,675.00 74,083,342.00 68,050,009.00 54,750,010.00 41,450,010.00 38,150,010.00 23,683,344.00 26,216,678.00 49,750,012.00 30,616,680.00

a) El calculo de los salarios se estipulo en base del requerimiento de espectaculos

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacion de los prestamos se basa en el monto de capital mas los intereses

causados en cada ao pagadero trimestralmente a una tasa vigente de 24% anual

d) La amortizacion del capital sera cancelada en el tercer mes y los intereses se cancelaran
mensualmente, la duracion de prestamo es por un periodo de tres aos
e) A partir del segundo mes se obtendran ingreso proveniente de la sala de juego
LA PRADERA CLUB CAMPESTRE C.A.

FLUJO DE CAJA PROYECTADO

AO 2006 - 2007
(Expresado en Bolvares)

CONCEPTO Julio Agosto Septiembre Octubre Noviembre Diciembre Enero Febrero Marzo Abril Mayo junio
Saldo inicial 30,616,680.00 44,583,347.00 27,650,014.00 52,850,015.00 80,050,015.00 104,350,015.00 93,883,349.00 97,416,683.00 90,950,017.00 83,816,685.00 82,683,352.00 88,550,019.00
Ingresos 200,000,000.00 200,000,000.00 220,000,000.00 210,000,000.00 215,000,000.00 210,000,000.00 215,000,000.00 210,000,000.00 215,000,000.00 210,000,000.00 215,000,000.00 220,000,000.00
Prestamos Bancarios

Otros Ing. Intereses 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00
TOTAL INGRESOS 232,616,680.00 246,583,347.00 249,650,014.00 264,850,015.00 297,050,015.00 316,350,015.00 310,883,349.00 309,416,683.00 307,950,017.00 295,816,685.00 299,683,352.00 310,550,019.00

COSTOS/GASTOS
mat. Consumo 120,000,000.00 125,000,000.00 130,000,000.00 125,000,000.00 130,000,000.00 135,000,000.00 130,000,000.00 140,000,000.00 135,000,000.00 140,000,000.00 135,000,000.00 140,000,000.00
Sueldos y salarios 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00 12,000,000.00
Limpieza y Adorno 5,000,000.00 20,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00 3,000,000.00
Impuestos 8,500,000.00 15,000,000.00 16,000,000.00 16,000,000.00 15,000,000.00 15,000,000.00 16,000,000.00 16,000,000.00 15,000,000.00 16,000,000.00 15,000,000.00 16,000,000.00
Amort. prest. Banc 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00 0.00 0.00 16,666,666.00
Prestaciones Socia 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00 2,500,000.00
Compra de Eq. 30,000,000.00 35,000,000.00 4,600,000.00 12,600,000.00 14,500,000.00 28,600,000.00 40,600,000.00 35,600,000.00 30,600,000.00 30,600,000.00 34,600,000.00 35,600,000.00
Gastos administr 2,700,000.00 2,100,000.00 2,700,000.00 4,700,000.00 6,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00 2,700,000.00
Gastos de intereses 1,333,333.00 1,333,333.00 1,333,333.00 1,000,000.00 1,000,000.00 1,000,000.00 666,666.00 666,666.00 666,666.00 333,333.00 333,333.00 333,333.00
Gastos Imprevisto 6,000,000.00 6,000,000.00 8,000,000.00 8,000,000.00 8,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00 6,000,000.00
TOTAL COSTOS/G 188,033,333.00 218,933,333.00 196,799,999.00 184,800,000.00 192,700,000.00 222,466,666.00 213,466,666.00 218,466,666.00 224,133,332.00 213,133,333.00 211,133,333.00 234,799,999.00

SALDO FINAL 44,583,347.00 27,650,014.00 52,850,015.00 80,050,015.00 104,350,015.00 93,883,349.00 97,416,683.00 90,950,017.00 83,816,685.00 82,683,352.00 88,550,019.00 75,750,020.00

a) El calculo de los salarios se estipulo en base del requerimiento de espectaculos

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacion de los prestamos se basa en el monto de capital mas los intereses

causados en cada ao pagadero trimestralmente a una tasa vigente de 24% anual

d) La amortizacion del capital sera cancelada en el tercer mes y los intereses se cancelaran
mensualmente, la duracion de prestamo es por un periodo de tres aos
e) A partir del segundo mes se obtendran ingreso proveniente de la sala de juego
 COOPERATIVA POSADA TURISTICA EL DESTINO
Tabla de Amortizacion de Intereses

Meses Capital Tasa Cuota Intereses Cuota + Intereses

1 300,000.00 0.26 5,000.00 6,500.00 11,500.00
2 295,000.00 0.26 5,000.00 6,391.67 11,391.67
3 290,000.00 0.26 5,000.00 6,283.33 11,283.33
4 285,000.00 0.26 5,000.00 6,175.00 11,175.00
5 280,000.00 0.26 5,000.00 6,066.67 11,066.67
6 275,000.00 0.26 5,000.00 5,958.33 10,958.33
7 270,000.00 0.26 5,000.00 5,850.00 10,850.00
8 265,000.00 0.26 5,000.00 5,741.67 10,741.67
9 260,000.00 0.26 5,000.00 5,633.33 10,633.33
10 255,000.00 0.26 5,000.00 5,525.00 10,525.00
11 250,000.00 0.26 5,000.00 5,416.67 10,416.67
12 245,000.00 0.26 5,000.00 5,308.33 10,308.33
1 240,000.00 0.26 5,000.00 5,200.00 10,200.00
2 235,000.00 0.26 5,000.00 5,091.67 10,091.67
3 230,000.00 0.26 5,000.00 4,983.33 9,983.33
4 225,000.00 0.26 5,000.00 4,875.00 9,875.00
5 220,000.00 0.26 5,000.00 4,766.67 9,766.67
6 215,000.00 0.26 5,000.00 4,658.33 9,658.33
7 210,000.00 0.26 5,000.00 4,550.00 9,550.00
8 205,000.00 0.26 5,000.00 4,441.67 9,441.67
9 200,000.00 0.26 5,000.00 4,333.33 9,333.33
10 195,000.00 0.26 5,000.00 4,225.00 9,225.00
11 190,000.00 0.26 5,000.00 4,116.67 9,116.67
12 185,000.00 0.26 5,000.00 4,008.33 9,008.33
1 180,000.00 0.26 5,000.00 3,900.00 8,900.00
2 175,000.00 0.26 5,000.00 3,791.67 8,791.67
3 170,000.00 0.26 5,000.00 3,683.33 8,683.33
4 165,000.00 0.26 5,000.00 3,575.00 8,575.00
5 160,000.00 0.26 5,000.00 3,466.67 8,466.67
6 155,000.00 0.26 5,000.00 3,358.33 8,358.33
7 150,000.00 0.26 5,000.00 3,250.00 8,250.00
8 145,000.00 0.26 5,000.00 3,141.67 8,141.67
9 140,000.00 0.26 5,000.00 3,033.33 8,033.33
10 135,000.00 0.26 5,000.00 2,925.00 7,925.00
11 130,000.00 0.26 5,000.00 2,816.67 7,816.67
12 125,000.00 0.26 5,000.00 2,708.33 7,708.33
1 120,000.00 0.26 5,000.00 2,600.00 7,600.00
2 115,000.00 0.26 5,000.00 2,491.67 7,491.67
3 110,000.00 0.26 5,000.00 2,383.33 7,383.33
 4 105,000.00 0.26 5,000.00 2,275.00 7,275.00
5 100,000.00 0.26 5,000.00 2,166.67 7,166.67
6 95,000.00 0.26 5,000.00 2,058.33 7,058.33
7 90,000.00 0.26 5,000.00 1,950.00 6,950.00
8 85,000.00 0.26 5,000.00 1,841.67 6,841.67
9 80,000.00 0.26 5,000.00 1,733.33 6,733.33
10 75,000.00 0.26 5,000.00 1,625.00 6,625.00
11 70,000.00 0.26 5,000.00 1,516.67 6,516.67
12 65,000.00 0.26 5,000.00 1,408.33 6,408.33
Meses Capital Tasa Cuota Intereses Cuota + Intereses
2 250,000.00 0.24 20,833.33 5,000.00 25,833.33
3 229,166.67 0.24 20,833.33 4,583.33 25,416.67
4 208,333.33 0.24 20,833.33 4,166.67 25,000.00
5 187,500.00 0.24 20,833.33 3,750.00 24,583.33
6 166,666.67 0.24 20,833.33 3,333.33 24,166.67
7 145,833.33 0.24 20,833.33 2,916.67 23,750.00
8 125,000.00 0.24 20,833.33 2,500.00 23,333.33
9 104,166.67 0.24 20,833.33 2,083.33 22,916.67
10 83,333.33 0.24 20,833.33 1,666.67 22,500.00
11 62,500.00 0.24 20,833.33 1,250.00 22,083.33
12 41,666.67 0.24 20,833.33 833.33 21,666.67
1 20,833.33 0.24 20,833.33 416.67 21,250.00

60.00 36.00
12.00
12.00
60.00
Cuota + Intereses

173,750.00
 COOPERATIVA POSADA TURISTICA EL DESTINO
FLUJO DE CAJA PROYECTADO
AO 2012 - 2013
(Expresado en Bolvares)
CONCEPTO septiembre octubre noviembre diciembre enero febrero marzo abril mayo junio julio
Saldo inicial 367,851.00 555,041.00 948,511.92 1,346,782.64 1,749,899.34 2,157,908.68 2,570,857.77 2,988,794.23 3,411,766.10 3,839,821.94 4,273,010.78
VENTAS 945,620.00 1,163,500.00 1,175,135.00 1,186,886.35 1,198,755.21 1,210,742.77 1,222,850.19 1,235,078.70 1,247,429.48 1,259,903.78 1,272,502.81
Prest. Bancarios 300,000.00

TOTAL INGRESOS 1,613,471.00 1,718,541.00 2,123,646.92 2,533,668.99 2,948,654.55 3,368,651.44 3,793,707.97 4,223,872.92 4,659,195.58 5,099,725.71 5,545,513.59

COSTOS / GASTOS
Ampliacion del Local 300,000.00
Compra de Mercancia 694,630.00 701,576.30 708,592.06 715,677.98 722,834.76 730,063.11 737,363.74 744,737.38 752,184.75 759,706.60 767,303.67
Nomina 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00 30,000.00
Gastos mantenimiento 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00
Impuestos 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00 1,000.00
Amort. prest. prestamo 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33 8,333.33
Prestaciones Sociales 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00 3,300.00
Servicios Publicos 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00 500.00
Gastos administr 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00
Gastos de intereses Prestamo 10,000.00 6,319.44 6,138.89 5,958.33 5,777.78 5,597.22 5,416.67 5,236.11 5,055.56 4,875.00 4,694.44
Gastos Imprevisto 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
TOTAL COSTOS/GASTOS 1,058,430.00 770,029.08 776,864.29 783,769.65 790,745.87 797,793.67 804,913.74 812,106.82 819,373.64 826,714.93 834,131.44

SALDO FINAL 555,041.00 948,511.92 1,346,782.64 1,749,899.34 2,157,908.68 2,570,857.77 2,988,794.23 3,411,766.10 3,839,821.94 4,273,010.78 4,711,382.15

a) El calculo de la nomina se estipulo en base a una persona el primer ao

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacin de los prestamos se basa en el monto de capital mas los intereses

causados en cada ao pagadero mensualmente a una tasa vigente del 26%

d) La amortizacin del capital ser cancelada en el segundo mes y los intereses se cancelaran
mensualmente, la duracin de prstamo es por un periodo de tres aos

e)El total del prstamo ser utilizado para la ampliacion del local.
f) Las prestaciones sociales se calcula en base de 5 dias a un solo trabajador

g) Los gastos de mantenimiento se basa en los insumos necesarios para el mantenimiento de equipos y del local.

COOPERATIVA POSADA TURISTICA EL DESTINO

FLUJO DE CAJA PROYECTADO
AO 2013 - 2014
(Expresado en Bolvares)
CONCEPTO mayo junio julio agosto septiembre octubre noviembre diciembre enero febrero marzo
Saldo inicial 5,154,986.07 5,597,949.44 6,023,617.11 6,442,774.09 6,855,342.60 7,261,244.10 7,660,399.23 8,052,727.82 8,438,148.91 8,816,580.69 9,187,940.55
VENTAS 1,285,227.84 1,286,513.07 1,287,799.58 1,289,087.38 1,290,376.47 1,291,666.85 1,292,958.51 1,294,251.47 1,295,545.72 1,296,841.27 1,298,138.11
Prest. Bancarios

TOTAL INGRESOS 6,440,213.91 6,884,462.51 7,311,416.69 7,731,861.47 8,145,719.07 8,552,910.95 8,953,357.74 9,346,979.30 9,733,694.63 10,113,421.96 10,486,078.66

COSTOS / GASTOS
Ampliacion del Local
Compra de Mercancia 782,726.47 790,553.74 798,459.27 806,443.87 814,508.30 822,653.39 830,879.92 839,188.72 847,580.61 856,056.41 864,616.98
Nomina 30,300.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00 35,000.00
Gastos mantenimiento 6,060.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00 6,500.00
Impuestos 1,010.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00 1,600.00
Amort. Prestamo 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
Prestaciones Sociales 3,333.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00
Servicios Publicos 505.00 600.00 600.00 600.00 600.00 600.00 600.00 600.00 600.00 600.00 600.00
Gastos administr 8,080.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00 9,000.00
Gastos de intereses 5,200.00 5,091.67 4,983.33 4,875.00 4,766.67 4,658.33 4,550.00 4,441.67 4,333.33 4,225.00 4,116.67
Gastos Imprevisto 5,050.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00
TOTAL COSTOS/GASTOS 842,264.47 860,845.40 868,642.61 876,518.87 884,474.97 892,511.72 900,629.92 908,830.39 917,113.94 925,481.41 933,933.64

SALDO FINAL 5,597,949.44 6,023,617.11 6,442,774.09 6,855,342.60 7,261,244.10 7,660,399.23 8,052,727.82 8,438,148.91 8,816,580.69 9,187,940.55 9,552,145.02

a) El calculo de la nomina se estipulo en base a una persona el primer ao

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacin de los prestamos se basa en el monto de capital mas los intereses

causados en cada ao pagadero mensualmente a una tasa vigente del 26%

d) La amortizacin del capital ser cancelada en el segundo mes y los intereses se cancelaran
mensualmente, la duracin de prstamo es por un periodo de tres aos

e)El total del prstamo ser utilizado para la ampliacion del local.

f) Las prestaciones sociales se calcula en base de 5 dias a un solo trabajador

g) Los gastos de mantenimiento se basa en los insumos necesarios para el mantenimiento de equipos y del local.
 COOPERATIVA POSADA TURISTICA EL DESTINO
FLUJO DE CAJA PROYECTADO
AO 2014 - 2015
(Expresado en Bolvares)
CONCEPTO mayo junio julio agosto septiembre octubre noviembre diciembre enero febrero marzo
Saldo inicial 9,909,109.78 10,774,842.62 11,111,089.37 11,439,850.04 11,761,036.86 12,074,561.17 12,380,333.42 12,678,263.15 12,968,258.97 13,250,228.58 13,524,078.75
VENTAS 1,312,430.61 1,313,743.04 1,315,056.79 1,316,371.84 1,317,688.21 1,319,005.90 1,320,324.91 1,321,645.23 1,322,966.88 1,324,289.85 1,325,614.13
Prest. Bancarios 500,000.00

TOTAL INGRESOS 11,721,540.40 12,088,585.66 12,426,146.15 12,756,221.88 13,078,725.07 13,393,567.07 13,700,658.33 13,999,908.38 14,291,225.85 14,574,518.43 14,849,692.88

COSTOS / GASTOS
Ampliacion del Local
Compra de Mercancia 881,995.78 890,815.74 899,723.89 908,721.13 917,808.34 926,986.43 936,256.29 945,618.85 955,075.04 964,625.79 974,272.05
Nomina 35,350.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00
Gastos mantenimiento 6,565.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00
Impuestos 1,616.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00 1,800.00
Amort. Prestamo 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89 13,888.89
Prestaciones Sociales 4,545.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
Servicios Publicos 606.00 700.00 700.00 700.00 700.00 700.00 700.00 700.00 700.00 700.00 700.00
Gastos administr 9,090.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Gastos de intereses 3,900.00 3,791.67 3,683.33 3,575.00 3,466.67 3,358.33 3,250.00 3,141.67 3,033.33 2,925.00 2,816.67
Gastos Imprevisto 3,030.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00
TOTAL COSTOS/GASTOS 946,697.78 977,496.29 986,296.12 995,185.02 1,004,163.90 1,013,233.65 1,022,395.18 1,031,649.41 1,040,997.27 1,050,439.68 1,059,977.61

SALDO FINAL 10,774,842.62 11,111,089.37 11,439,850.04 11,761,036.86 12,074,561.17 12,380,333.42 12,678,263.15 12,968,258.97 13,250,228.58 13,524,078.75 13,789,715.27

a) El calculo de la nomina se estipulo en base a una persona el primer ao

b) Los impuestos tanto municipales como nacionales, se calculan en base a los ingresos
brutos y la utilidad neta estimada.

c) La cancelacin de los prestamos se basa en el monto de capital mas los intereses

causados en cada ao pagadero mensualmente a una tasa vigente del 26%

d) La amortizacin del capital ser cancelada en el segundo mes y los intereses se cancelaran
mensualmente, la duracin de prstamo es por un periodo de tres aos

e)El total del prstamo ser utilizado para la ampliacion del local.
f) Las prestaciones sociales se calcula en base de 5 dias a un solo trabajador

g) Los gastos de mantenimiento se basa en los insumos necesarios para el mantenimiento de equipos y del local.
agosto
4,711,382.15
1,285,227.84

5,996,609.99

774,976.70
30,000.00
6,000.00
1,000.00
8,333.33
3,300.00
500.00
8,000.00
4,513.89
5,000.00
841,623.93

5,154,986.07
 abril
9,552,145.02
1,299,436.25

10,851,581.26

873,263.15
35,000.00
6,500.00
1,600.00
5,000.00
4,500.00
600.00
9,000.00
4,008.33
3,000.00
942,471.48

9,909,109.78
 abril
13,789,715.27
1,326,939.75

15,116,655.02

984,014.77
40,000.00
8,000.00
1,800.00
13,888.89
5,000.00
700.00
10,000.00
2,708.33
3,500.00
1,069,611.99

14,047,043.03