Monthly Budget Template

This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a
budget can help you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create
a budget for the whole year on the Yearly Budget. Need a hand? Click on the Help tab below.

Starting Balance
$1,500.00
Total Income $3,715.98
Total Expenses $2,276.00
NET (Income - Expenses) $1,439.98
Projected End Balance $2,939.98

THIS MONTH

INCOME
Net Income (Partner 1) $1,857.99
Net Income (Partner 2) $1,857.99
Other
Other
Total INCOME $3,715.98

HOME EXPENSES
Mortgage/Rent $1,300.00
Homel Insurance
Electricity
Gas/Oil
Water/Sewer/Trash
Phone $40.00
Cable/Satellite
Internet $96.00
Furnishings/Appliances $600.00
Lawn/Garden
Maintenance/Supplies
Improvements
Property Taxes
Other
 THIS MONTH
Total HOME EXPENSES $2,036.00

TRANSPORTATION
Car Payments
Car Insurance
Fuel/Gas
Bus/Taxi/Train Fare $93.00
Repairs/Maintenance
Registration/License
Parking
Other
Total TRANSPORTATION $93.00

HEALTH
Health Insurance
Doctor/Dentist
Medicine/Drugs
Health Club Dues
Life Insurance
Veterinarian/Pet Care
Other
Total HEALTH $0.00

CHARITY/GIFTS
Gifts
Donations
Other
Total CHARITY/GIFTS $0.00

DAILY LIVING
Groceries $130.00
Personal Supplies $60.00
Clothing $120.00
Cleaning $15.00
Education/Lessons
Dining/Eating Out/Coffee $60.00
Salon/Barber $25.00
Pet Food
Other
Total DAILY LIVING $410.00
 THIS MONTH

ENTERTAINMENT
Videos/DVDs $8.00
Music/Games $25.00
Movies/Theater
Concerts/Plays
Books
Hobbies $24.00
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Vacation/Travel
Other
Total ENTERTAINMENT $57.00

SAVING & INVESTING

Emergency Fund
Savings Account/Other Non-Registered Savings
Retirement (RRSPs, GIC)
Investments
Education (RESP)
Other
Total SAVING & INVESTING $0.00

LOANS & OTHER DEBTS

Loan/Line of Credit
Credit Card
Student Loan
Alimony/Child Support
Other
Total LOANS & OTHER DEBTS $0.00

SUBSCRIPTIONS
Newspaper
Magazines
Dues/Memberships
Other
 THIS MONTH
Total SUBSCRIPTIONS $0.00

MISCELLANEOUS
Postage
Other
Other
Total MISCELLANEOUS $0.00

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.
 Yearly Budget Template
This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a
budget can help you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create
a budget for the whole year on the Yearly Budget. Need a hand? Click on the Help tab below.

Starting Balance
### Total Average
Total Income $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Total Expenses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
NET (Income - Expenses) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Projected End Balance ### ### ### ### ### ### ### ### ### ### ### ###
Monthly
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average

INCOME
Net Income (Partner 1) $0.00 $0.00
Net Income (Partner 2) $0.00 $0.00
Other $0.00 $0.00
Other $0.00 $0.00
Total INCOME $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

HOME EXPENSES
Mortgage/Rent $0.00 $0.00
Homel Insurance $0.00 $0.00
Electricity $0.00 $0.00
Gas/Oil $0.00 $0.00
Water/Sewer/Trash $0.00 $0.00
Phone $0.00 $0.00
Cable/Satellite $0.00 $0.00
Internet $0.00 $0.00
Furnishings/Appliances $0.00 $0.00
Lawn/Garden $0.00 $0.00
Maintenance/Supplies $0.00 $0.00
Improvements $0.00 $0.00
Property Taxes $0.00 $0.00
Other $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average
Total HOME EXPENSES $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

TRANSPORTATION
Car Payments $0.00 $0.00
Car Insurance $0.00 $0.00
Fuel/Gas $0.00 $0.00
Bus/Taxi/Train Fare $0.00 $0.00
Repairs/Maintenance $0.00 $0.00
Registration/License $0.00 $0.00
Parking $0.00 $0.00
Other $0.00 $0.00
Total TRANSPORTATION $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

HEALTH
Health Insurance $0.00 $0.00
Doctor/Dentist $0.00 $0.00
Medicine/Drugs $0.00 $0.00
Health Club Dues $0.00 $0.00
Life Insurance $0.00 $0.00
Veterinarian/Pet Care $0.00 $0.00
Other $0.00 $0.00
Total HEALTH $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

CHARITY/GIFTS
Gifts $0.00 $0.00
Donations $0.00 $0.00
Other $0.00 $0.00
Total CHARITY/GIFTS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

DAILY LIVING
Groceries $0.00 $0.00
Personal Supplies $0.00 $0.00
Clothing $0.00 $0.00
Cleaning $0.00 $0.00
Education/Lessons $0.00 $0.00
Dining/Eating Out/Coffee $0.00 $0.00
Salon/Barber $0.00 $0.00
Pet Food $0.00 $0.00
Other $0.00 $0.00
Total DAILY LIVING $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average

ENTERTAINMENT
Videos/DVDs $0.00 $0.00
Music/Games $0.00 $0.00
Movies/Theater $0.00 $0.00
Concerts/Plays $0.00 $0.00
Books $0.00 $0.00
Hobbies $0.00 $0.00
Film/Photos $0.00 $0.00
Sports $0.00 $0.00
Outdoor Recreation $0.00 $0.00
Toys/Gadgets $0.00 $0.00
Vacation/Travel $0.00 $0.00
Other $0.00 $0.00
Total ENTERTAINMENT $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

SAVING & INVESTING

Emergency Fund $0.00 $0.00
Savings Account/Other Non-Registered Savings $0.00 $0.00
Retirement (RRSPs, GIC) $0.00 $0.00
Investments $0.00 $0.00
Education (RESP) $0.00 $0.00
Other $0.00 $0.00
Total SAVING & INVESTING $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

LOANS & OTHER DEBTS

Loan/Line of Credit $0.00 $0.00
Credit Card $0.00 $0.00
Student Loan $0.00 $0.00
Alimony/Child Support $0.00 $0.00
Other $0.00 $0.00
Total LOANS & OTHER DEBTS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

SUBSCRIPTIONS
Newspaper $0.00 $0.00
Magazines $0.00 $0.00
Dues/Memberships $0.00 $0.00
Other $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average
Total SUBSCRIPTIONS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

MISCELLANEOUS
Postage $0.00 $0.00
Other $0.00 $0.00
Other $0.00 $0.00
Total MISCELLANEOUS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.
Budget Categories
You have the ability to delete or insert entire rows when adding or removing categories that fit yo

Your Starting Balance

You will need to fill in your Starting Balance at the top left of your budget. To come up with
your Starting Balance, add the balances in your spending accounts (cash, chequing).
If you want to start your Yearly Budget with a month other than January, just edit the label as
needed.
Define Your Budget
Using knowledge of your income and expenses, fill in the budget amounts for each of the
categories. Past receipts, balance statements, bills, pay stubs, and other information can give
you a better idea of how much you should be spending towards certain categories. Dont worry if
you dont know the exact amount. This budget template allows you to change the amounts as
you figure out what works best for you.
Fixed Expenses
Fixed expenses, like mortgage or car payments, can be entered as the same amount each month

Variable Expenses
Expenses that vary, like utility bills, groceries, and birthday gifts, can be entered as estimated
amounts in the months that they happen. Or, you can enter an average of how much you think
youll spend every month. Or simply consider how much you might spend annually and divide by
12 to get the monthly average amount.

Examine Your End Balance

If you have money left over after paying your bills, consider contributing more towards your
savings. Visit your nearest TD Canada Trust branch to find out how you can use that money
towards your future financial goals.

If your end balance is less than what you feel is comfortable, for example, youre spending more
than you take in each month, then look for opportunities to cut back on some of your non-
essential expenses, like gifts or entertainment.

Talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to discuss your options.

`
Compatibility Report for rmi_personal_budget_worksheet_v05.xls
Run on 6/16/2017 9:50

The following features in this workbook are not supported by earlier versions of
Excel. These features may be lost or degraded when opening this workbook in an
earlier version of Excel or if you save this workbook in an earlier file format.

Minor loss of fidelity # of occurrences

Some cells or styles in this workbook contain formatting that is not supported by the 10
selected file format. These formats will be converted to the closest format available.
 Version

Excel 97-2003