% of MONTHLY

STEP CATEGORY ITEM AMOUNT GROSS CHOICE

2 INCOME Annual Gross Wage $41,285 Children Psychologist
3 Monthly Gross Wage $3,440
4 Net Wage (monthly) $26,319

5 SAVINGS Monthly Savings Account $2,632 10%

6 Monthly Retirement $3,750 10%
7 Total Monthly Savings $6,382 185

8 MONTHLY MONEY Monthly Amount for Budget $19,937

9 COST OF LIVING Monthly Rent $872 25 Aldan, PA 1

10 Renter's Insurance $22 1
11 Cable/Satellite $80 2 Verizon
Internet $50 1 1
Home Phone $20 1 1
Mobile Phone $75 2 Verizon
Electricity/Gas $163 5 1
12 Total Cost of Living $1,282 37

13 TRANSPORTATION Public Transportation $0 0 Record which city's example you used here
14 Car Payment $240 7 $4,543
15 Car Insurance $164 5
16 Car Maintenance $100 3
17 Gas $203 6 45 miles a day
18 Total Cost of Transportation $707 21

19 FOOD Groceries $167 5 Thrifty

20 Dining Out $40 1 1 meal a week
21 Total Cost of Food $207 6

22 HEALTH Health Insurance $83 2

23 Dental Insurance $25 1
24 Eye Insurance $25 1
25 Haircut $4 0
26 Other Grooming/Hygiene $25 1
27 Gym Membership $0 0
28 Total Cost of Health $162 5

29 EDUCATION Student Loan $460 13 $40,000

DISCRETIONARY
30 SPENDING "Wants" $200 6

31 MONTHLY SPENDING Total Costs $3,018 88

If you have a deficit, go

back and review your
MONTHLY budget to find ways to
32 BALANCE Balance $16,919 492 balance your budget