COST

ITEM COST
APARTMENT 3503500
GARAGE 100000
GARDEN 379800

KEB/BWSSB 105000
50000
REGN 37000
STAMP DUTY 336000 (14% OF 2400000)
TOTAL 4511300

LOAN AMOUNT CALCULATIONS

THE LOWER OF THE FOLLOWING

70% OF MARKET VALUE

I.E 70% OF 4511300 =====> 3157910

85% OF AGREEMENT VALUE

I.E 85% OF 3603500 3062975

LOAN REQUIRED 3000000

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Customer Name XYZ

Loan amount 1162759
Int rate 8.75%
Tenure( in months) 66
EMI 22258
Proc Fees 5814

MONTH EMI EMI INT EMI PRIN PREPAY PRIN O/S EMI
0 1162759 EMI Int
1 22258 8478 13780 1148979 EMI Prin
2 22258 8378 13880 1135099 Prin o/s
3 22258 8277 13982 1121117
4 22258 8175 14084 1107034
5 22258 8072 14186 1092847 Amort
6 22258 7969 14290 1078557
7 22258 7864 14394 1064164
8 22258 7760 14499 1049665
9 22258 7654 14605 1035060
10 22258 7547 14711 1020349
11 22258 7440 14818 1005530
12 22258 7332 14926 990604
13 22258 7223 15035 975569
14 22258 7114 15145 960424
15 22258 7003 15255 945168
16 22258 6892 15367 929802
17 22258 6780 15479 914323
18 22258 6667 15592 898732
19 22258 6553 15705 883027
20 22258 6439 15820 867207
21 22258 6323 15935 851272
22 22258 6207 16051 835220
23 22258 6090 16168 819052
24 22258 5972 16286 802766
25 22258 5854 16405 786361
26 22258 5734 16525 769837
27 22258 5613 16645 753191
28 22258 5492 16766 736425
29 22258 5370 16889 719536
30 22258 5247 17012 702525
31 22258 5123 17136 685389
32 22258 4998 17261 668128
33 22258 4872 17387 650741
34 22258 4745 17513 633228
35 22258 4617 17641 615587
36 22258 4489 17770 597817
37 22258 4359 17899 579917

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38 22258 4229 18030 561888

39 22258 4097 18161 543726
40 22258 3965 18294 525432
41 22258 3831 18427 507005
42 22258 3697 18562 488444
43 22258 3562 18697 469747
44 22258 3425 18833 450914
45 22258 3288 18971 431943
46 22258 3150 19109 412834
47 22258 3010 19248 393586
48 22258 2870 19389 374198
49 22258 2729 19530 354668
50 22258 2586 19672 334995
51 22258 2443 19816 315180
52 22258 2298 19960 295219
53 22258 2153 20106 275113
54 22258 2006 20252 254861
55 22258 1858 20400 234461
56 22258 1710 20549 213912
57 22258 1560 20699 193213
58 22258 1409 20850 172364
59 22258 1257 21002 151362
60 22258 1104 21155 130208
61 22258 949 21309 108899
62 22258 794 21464 87434
63 22258 638 21621 65813
64 22258 480 21779 44035
65 22258 321 21937 22097
66 22258 161 22097 0
67 22258 0 22258 -22258

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Equated Monthly Installments

EMI Interest
EMI Principal
Principal outstanding

Amortization

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