Your Future Finances Project (Save this file in a Finance Folde

Projected Monthly Income (Use semi-monthly pay period)

Income Estimated
Net Wages (Gross Income - Taxes) 3,519.70
Interest/dividends 0.00
Capital Gains 0.00
Side Jobs 0.00
Entrepreneurial Ventures 0.00
Income totals 3,519.70

Home Estimated
Mortgage/rent (Include property tax) 450.00
Utilities(Gas, Electricity, Water, Sewage, Trash)
Home telephone 0.00
Mobile telephone 50.00
Home repairs 0.00
Home improvement 0.00
Home security 0.00
Homeowners/Renter's Insurance
Home totals 500.00

Daily living Estimated

Groceries 200.00
Housecleaning service 0.00
Dry cleaning 0.00
Dining out 50.00
Dog walker 0.00
Other 0.00
Daily living totals 250.00

Transportation (Choose A Vehicle) Estimated

Gas/fuel 160.00
Insurance 250.00
Repairs 50.00
Car Payment 230.00
Parking 0.00
Public transportation 0.00
Transportation (Choose A Vehicle) tot 690.00

Health Estimated
Health club dues 0.00
Insurance 0.00
Prescriptions 0.00
Over-the-counter drugs 10.00
Co-payments/out-of-pocket 0.00
Veterinarians/pet medicines 0.00
Life insurance 0.00
Health totals 10.00

Holidays Estimated
Air fare 0.00
Accommodations 0.00
Food 0.00
Souvenirs 0.00
Pet boarding 0.00
Rental car 0.00
Holidays totals 0.00
this file in a Finance Folder in your studentYour Name: Jaleesa Hetrick

Month Your Notes: (A good portion of your grade on this projec

based on the notes you write in this section. I will be loo
Month Total Estimated details and any other income potential you may have, wh
Starting Balance and why, renting or buying, and any noteworthy details o
Total Income 3,520
Total Expenses 2,465 Use the following labels as a guide to each section of your no
NET (Income - Expenses) 1,055 Your Job, Job Location, Buy/Rent?, Your Vehicle, Your Expen
and What You Have Learned.

Dues/subscriptions Estimated
Magazines 0.00 Job:RN
Newspapers 0.00 Job Location: DuBois, PA
Internet connection 80.00 Renting
Public radio 9.99 Your Vehicle: Jeep
Public television 0.00 Your Expenses:
Religious organizations 0.00
Charity 0.00
Dues/subscriptions totals 89.99 Rent, My morgage is the price it is because

Financial obligations Estimated

Long-term savings (10% PYF) 351.97
Retirement (401k, Roth IRA) 105.59
Credit card payments 0.00
College Loan Monthly Payment 152.18
Property Tax Estimate
Financial obligations totals 609.74

Personal Estimated
Clothing 100.00
Gifts 50.00
Salon/barber 30.00
Books 0.00
Music (CDs, etc.) 0.00
Personal totals 180.00

Entertainment Estimated
Cable TV 0.00
Video/DVD rentals 5.00
Movies/plays 0.00
Concerts/clubs 80.00
Entertainment totals 85.00

Recreation Estimated
Gym fees 0.00
Sports equipment 0.00
Team dues 0.00
Toys/child gear 50.00
Recreation totals 50.00

Unplanned Expenses Estimated

Examples: Pets, Car Accident/Repair, Appliance Repair, etc.

Unplanned Expenses totals 0.00

on of your grade on this project will be
rite in this section. I will be looking for your job
me potential you may have, where you are living
g, and any noteworthy details of your expenses.

a guide to each section of your notes:

/Rent?, Your Vehicle, Your Expenses, ????,

on: DuBois, PA

orgage is the price it is because that is what I will pay a month. I pay 50 dollars a month for my cell phone bill. I pay 200 a month for groceries because I eat a lot and I lik
eries because I eat a lot and I like to have people over as well. I got the price i did for dinning out becuase my boyfriend and I go out very rairly. I got the price of gas the
y rairly. I got the price of gas the way I did because that is what I pay a month now. Insurance is what I pay now and so is the car payment. The price I got for over the cou
nt. The price I got for over the counter drugs is so low because I barely use them. I will only use the internet and that is what I pay now for it. I pay for my spotify so that is
or it. I pay for my spotify so that is my public radio. Monthly I buy some clothes and they are exspensive. I buy people stuff but very rarely. I get my hair cut twice a month.
y. I get my hair cut twice a month. I rent movies atleast twice a month. I go to converts but very rarely. I buy my brother and nephew toys but not very much.
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