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Basic Details
Name of Life Assured Age Expected Comm. Date Quotation No. Gender Spouse
Danish Ali Khan 33 24-Apr-17 042017-10777 MALE N
Coverage Details
Mode Of Premium Level / Indexed
Currency of Plan Fund Cover Multiple
Payment Basis
Term
Plan/Benefits Initial Sum Assured Premium
Benefit Premium
Super Sarmaya Plan 5 1 PKR 437,500 PKR 350,000
Total Single Premium PKR 350,000
Illustrative Values Based on Annual Premium :
6% Rate of Return 8% Rate of Return 10% Rate of Return
Cumulative
Policy Premium for Main Plan
Main Plan Main Plan Main Plan
Year the Year Premium Paid Surrender Surrender Surrender
Death Benefit Death Benefit Death Benefit
Value Value Value
Notes :
Unit Allocation Table :
Policy Year 1
Allocation 100%
Expenses (*)
MANAGEMENT & ADMINISTRATION EQUIVALENT TO A REDUCTION IN ANNUAL YIELD OF 1.75%
MORTALITY, RIDER & OTHER RISK AS PER FILING WITH SECP
FUND SWITCHING IN ANY POLICY YEAR INITIAL TWO SWITCHES FREE, RS. 300 FOR
SUBSEQUENT SWITCHES
* These expenses are applicable for all unit linked investment funds available under this plan.
Policy Month 1 to 11 12 to 23 24 to 30 31 to 300
Surrender Charges as % Of Cash Value 3% 2% 1% 0%
A SURRENDER CHARGE OF 3% OF THE UNIT ACCOUNT VALUE WILL APPLY ON SURRENDER OR PARTIAL WITHDRAWAL IN THE FIRST 11
MONTHS FROM COMMENCEMENT. A SURRENDER CHARGE OF 2% OF THE UNIT ACCOUNT VALUE WILL APPLY ON SURRENDER OR
PARTIAL WITHDRAWAL FROM 12TH TO 23RD MONTH FROM COMMENCEMENT. A SURRENDER CHARGE OF 1% OF THE UNIT ACCOUNT
VALUE WILL APPLY ON SURRENDER OR PARTIAL WITHDRAWAL FROM MONTH 24TH TO 30TH MONTH FROM COMMENCEMENT.
ADDITIONALLY A FLAT SURRENDER CHARGE OF RS.350 WILL BE CHARGED ON PARTIAL WITHDRAWAL OR FULL SURRENDER AT
ANYTIME.
AN AGE BASED MORTALITY CHARGE APPLIES FOR THE BASIC POLICY LIFE INSURANCE RISK EACH YEAR AND IS DEPENDENT ON THE
SUM AT RISK. NO MORTALITY CHARGE APPLIES IN YEARS WHERE THERE IS NO SUM AT RISK.
ALL CHARGES MENTIONED IN THE ABOVE NOTES ARE REVIEWABLE AT THE DISCRETION OF THE COMPANY.
PARTIAL WITHDRAWALS CAN ONLY BE TAKEN AFTER THE POLICY HAS BEEN INFORCE FOR 6 MONTHS AND THEN UP TO FOUR TIMES IN
ANY POLICY YEAR.
PARTIAL WITHDRAWALS ARE LIMITED TO 50% OF THE NET CASH SURRENDER VALUE SUBJECT TO MAINTAINING A MINIMUM NET CASH
The Illustrative values above do not take into account any partial surrenders.
The rate of return assumptions stated in the tables(s) above are annual effective rates and are before deduction of Management &
Administration Charges. The Management & Administration Charge has been deducted from the Surrender Value prior to determining the
Illustrative values in the tables(s) above
The Surrender Values given above are based on assumptions. The actual values can be higher or lower than the ones illustrated above
depending upon the performance of the underlying investment of the Company.
You have an option to invest in any of the following investment funds namely Investment Secure Fund, Amaanat Fund and Investment
Multiplier Fund.
Surrender values given above are net of all charges.
Death Benefit is Sum Assured or Cash Value, whichever is higher.
For Illustration purpose, it is assumed that death occurs at the end of the year.
Cash Value is the policy Unit Account value at bid price. After 30 policy months, Surrender Value is equal to Cash Value.
This is an approved Illustration of the Company. Any other Illustration which contradicts this Illustration should not be given any consideration
and should be reported to the Company.
Please refer to the Policy Document for detailed Terms & Conditions.
In case the policyholder (owner) is a non-filer, an advance tax collection @1% of insurance premium, under section 236U of Income Tax
Ordinance, 2001, shall be made by deducting such amount from the aforementioned cash values.
Declarations:
Declaration by Sales Representative:
I confirm that I have not made any verbal, written or electronic presentation which is in contradiction to this Illustration. I also confirm that I have not
misled or deceived the prospective client in any way. In case of any misconduct on my part, the Company and I shall be responsible for any loss to
the prospective client. In such circumstances, SECP shall have the authority to take any action in light of the Insurance Ordinance 2000.
Signature : Date :
Name : Code :
Designation :
Signature : Date :
Name :
CNIC # :
Address :
Illustration Version No. 1.0 Illustration Report Prepared on 27-Apr-17 Time : 2:53 PM Page 3 of 3
ADAMJEE LIFE ASSURANCE COMPANY LTD.
Historical Investment Performance
(For Unit linked Products only)
Historical Performance:
The historical performance of ADAMJEE LIFE ASSURANCE COMPANY LTD.s Fund are as follows:
I confirm that I have not made any verbal, written or electronic presentation which is in contradiction to this funds historical
investment performance presentation. I also confirm that I have not misled or deceived the prospective client in any way.
Signature : Date :