BKSW Bank QNB Kesawan Tbk.

COMPANY REPORT : JANUARY 2014 As of 30 January 2014

Development Board Individual Index : 655.057
Industry Sector : Finance (8) Listed Shares : 6,096,747,212
Industry Sub Sector : Bank (81) Market Capitalization : 2,499,666,356,920
183 | 2.50T | 0.06% | 95.26%

409 | 0.001T | 0.00010% | 99.998%

COMPANY HISTORY SHAREHOLDERS (January 2014)

Established Date : 28-Apr-1913 1. Qatar National Bank 4,285,720,767 : 69.59%
Listing Date : 21-Nov-2002 2. PT Bosowa Kapital 1,238,770,615 : 20.12%
Under Writer IPO : 3. Public (<5%) 572,255,830 : 10.29%
PT Victoria Sekuritas
PT Kapita Sekurindo DIVIDEND ANNOUNCEMENT
Securities Administration Bureau : Bonus Cash Recording Payment
F/I
PT Adimitra Transferindo Year Shares Dividend Cum Date Ex Date Date Date
Plaza Property 2nd Fl. Komp. Pertokoan Pulomas Blok VIII No. 1 -
Jln. Perintis Kemerdekaan Jakarta 13210
Phone : (021) 478-81515 (Hunting) ISSUED HISTORY
Fax : (021) 470-9697 Listing Trading
No. Type of Listing Shares Date Date
BOARD OF COMMISSIONERS 1. First Issue 78,800,000 21-Nov-02 21-Nov-02
1. Ali Ahmed Z. A Al-Kuwari 2. Company Listing 317,200,000 21-Nov-02 30-Jun-03
2. Grant Eric Lowen 3. Warrant 32,500 10-Jun-03 10-Jun-03
3. M. Chidambaram 4. Warrant 170,000 17-Jun-03 17-Jun-03
4. Muhammad Anas Malla *) 5. Warrant 180,000 23-Jun-03 23-Jun-03
5. Nasrul Husin *) 6. Warrant 425,000 04-Jul-03 04-Jul-03
6. Suroto Moehadji *) 7. Warrant 190,000 10-Jul-03 10-Jul-03
*) Independent Commissioners 8. Warrant 25,000 16-Jul-03 16-Jul-03
9. Warrant 5,000 04-Aug-03 04-Aug-03
BOARD OF DIRECTORS 10. Warrant 7,000 12-May-05 12-May-05
1. Andrew McGregor Duff 11. Warrant 10,000 26-Sep-05 26-Sep-05
2. Azhar bin Abdul Wahab 12. Warrant 10,000 11-Oct-05 11-Oct-05
3. Hery Syafril 13. Warrant 100,000,000 13-Oct-05 13-Oct-05
4. Lloyd Rolston 14. Warrant 10,000 28-Oct-05 28-Oct-05
5. Rusli 15. Warrant 4,500 01-Nov-05 01-Nov-05
6. Windiartono Tabingin 16. Warrant 128,000 17-Nov-05 17-Nov-05
17. Warrant 22,000 23-Nov-05 23-Nov-05
AUDIT COMMITTEE 18. Right Issue I 123,039,512 29-Jul-09 29-Jul-09
1. Nasrul Husin 19. Right Issue II 2,905,911,131 24-Jan-11 24-Jan-11
2. Irzal Zaini 20. Right Issue III 16,503 18-Jun-13 18-Jun-13
3. Wayan Suryadarma 21. Right Issue III 1,852,386,930 20-Jun-13 20-Jun-13
22. Right Issue III 714,963,966 21-Jun-13 21-Jun-13
CORPORATE SECRETARY 23. Right Issue III 3,210,170 24-Jun-13 24-Jun-13
Maria Suci Rahayu

HEAD OFFICE
Office Park Tower D, Lot. 18 SCBD
Jln. Jend. Sudirman Kav. 52-53
Jakarta - 12190
Phone : (021) 515-5155
Fax : (021) 515-5388

Homepage : www.bankqnbkesawan.co.id
Email : msuci@qnbkesawan.co.id
 BKSW Bank QNB Kesawan Tbk.
TRADING ACTIVITIES
Closing Price* and Trading Volume
Bank QNB Kesawan Tbk. Closing Price Freq. Volume Value

Day
Closing Volume
Price* January 2010 - January 2014 (Mill. Sh) Month High Low Close (X) (Thou. Sh.) (Million Rp)
660 240 Jan-10 830 700 830 426 1,753 1,299 10
Feb-10 850 760 780 656 1,294 1,027 13
578 210 Mar-10 840 760 810 4,197 12,179 9,831 22
Apr-10 880 760 800 1,646 5,275 4,247 21
May-10 800 700 770 507 31,177 10,906 15
495 180
Jun-10 820 730 800 391 31,626 19,113 16
Jul-10 820 710 820 187 404 311 11
413 150
Aug-10 810 730 800 191 372 289 12
Sep-10 850 750 800 117 270 215 9
330 120
Oct-10 880 750 820 142 13,272 8,219 18
Nov-10 920 800 900 54 162 143 13
248 90 Dec-10 1,040 820 1,040 345 14,450 9,659 14

165 60 Jan-11 1,050 370 690 2,247 43,333 21,929 21

Feb-11 720 590 700 422 3,369 2,370 17
83 30 Mar-11 750 660 690 105 638 444 19
Apr-11 730 680 720 3,377 25,595 18,255 20
May-11 740 710 740 264 14,883 10,546 21
Jun-11 740 700 710 177 12,962 9,157 17
Jan-10 Jan-11 Jan-12 Jan-13 Jan-14
Jul-11 730 700 730 71 1,075 759 13
Aug-11 730 660 680 29 1,983 1,389 9
Sep-11 710 680 680 62 119 82 7
Closing Price*, Jakarta Composite Index (IHSG) and Oct-11 700 670 700 103 398 273 9
Finance Index Nov-11 710 670 690 118 70,513 39,542 11
January 2010 - January 2014 Dec-11 720 690 710 178 386,834 205,095 10
245%
Jan-12 710 550 690 70 11,641 8,116 7
210% Feb-12 710 690 690 56 40,107 27,205 11
Mar-12 - - 690 - - - -
175% Apr-12 750 700 700 6 7 5 4
May-12 - - 700 - - - -
140% Jun-12 - - 700 3 2,689 1,892 3
Jul-12 700 700 700 3 8,355 5,016 3
Aug-12 670 640 660 17 48 31 3
105%
96.6% Sep-12 710 650 650 5 7,470 5,005 4
87.8%
Oct-12 670 660 670 15 57 38 6
70% 71.6%
Nov-12 - - 670 4 42,739 28,635 4
Dec-12 690 670 690 7 602 403 6
35%

Jan-13 710 700 700 10 11,721 7,036 6

- Feb-13 700 700 700 10 9,011 6,308 7
Mar-13 710 680 680 14 294 202 6
-35% Apr-13 700 690 690 22 3,927 2,742 11
Jan 10 Jan 11 Jan 12 Jan 13 Jan 14 May-13 720 690 720 12 118 82 9
Jun-13 720 415 455 24 3,146 813 9
Jul-13 455 440 440 4 5 2 4
SHARES TRADED 2010 2011 2012 2013 Jan-14 Aug-13 405 400 400 4 9,002 6,553 2
Volume (Million Sh.) 112 562 114 130 0.005 Sep-13 400 400 400 4 10,001 5,000 4
Value (Billion Rp) 65 310 76 66 0.002 Oct-13 405 350 400 20 1,653 1,176 9
Frequency (Thou. X) 9 7 0.2 0.1 0.009 Nov-13 405 400 405 3 33 13 2
Days 174 174 51 75 7 Dec-13 450 400 450 18 81,211 36,360 6

Price (Rupiah) Jan-14 450 350 410 9 5 2 7

High 1,040 1,050 750 720 450
Low 700 370 550 350 350
Close 1,040 710 690 450 410
Close* 293 515 501 450 410

PER (X) 537.38 498.19 -83.30 -57.71 -52.58

PER Industry (X) 16.00 6.61 6.58 17.01 18.74
PBV (X) 3.66 2.83 2.85 1.88 1.71
* Adjusted price after corporate action
 BKSW Bank QNB Kesawan Tbk.
Financial Data and Ratios Book End : December
Public Accountant : Purwantono, Suherman & Surja (Member of Ernst & Young Global Limited)

BALANCE SHEET Dec-09 Dec-10 Dec-11 Dec-12 Dec-13 TOTAL ASSETS AND LIABILITIES (Bill. Rp)
(Million Rp except Par Value) Assets Liabilities
Cash on Hand 34,368 37,124 37,131 43,671 56,633 11,250

Placements with Other Banks 95,915 206,526 711,339 469,495 1,242,652

520,028 180,732 208,426 - 441,562 9,000
Marketable Securities
Loans 1,417,669 1,682,307 1,983,974 3,168,908 8,197,682
6,750
Investment - - - 365,827 -
Fixed Assets 39,069 34,962 23,211 118,302 111,225
4,500
Other Assets 10,873 15,935 34,190 13,980 70,847
Total Assets 2,347,783 2,589,915 3,593,817 4,644,654 11,047,615 2,250
Growth (%) 10.31% 38.76% 29.24% 137.86%
-
Deposits 2,143,856 2,384,067 1,659,553 3,669,440 9,097,934 2009 2010 2011 2012 2013
Taxes Payable 4,156 5,038 - 25 -
Fund Borrowings - - - - -
Other Liabilities 12,943 13,804 - 23,709 88,645 TOTAL EQUITY (Bill. Rp)
Total Liabilities 2,169,291 2,411,792 2,701,244 3,781,586 9,534,587 1,513
Growth (%) 11.18% 12.00% 39.99% 152.13% 1,513

Authorized Capital 250,000 250,000 2,500,000 2,500,000 2,500,000

1,204

Paid up Capital 156,631 156,631 890,447 890,447 1,539,583 893 863

896

Paid up Capital (Shares) 627 627 3,562 3,562 6,158

Par Value 250 250 250 250 250 587

Retained Earnings 14,777 13,211 19,029 -7,929 -4,572

Total Equity 178,493 178,123 892,573 863,068 1,513,028 278 178 178

Growth (%) -0.21% 401.10% -3.31% 75.31%

-30

2009 2010 2011 2012 2013

INCOME STATEMENTS Dec-09 Dec-10 Dec-11 Dec-12 Dec-13
Total Interest Income 217,220 231,272 294,564 336,359 506,437
Growth (%) 6.47% 27.37% 14.19% 50.56%
TOTAL INTEREST INCOME (Bill. Rp)

Interest Expenses 132,286 120,274 131,185 163,850 275,492 506

13,619 12,937 4,829 4,129 155,870

506

Other Operating Revenue

Other Operating Expenses 90,222 103,974 158,367 252,476 392,278 403

336
Income from Operations 8,330 11,179 13,224 -43,485 -5,463
295
Growth (%) 34.19% 18.30% N/A 87.44% 300

217 231

Non-Operating Revenues -1,943 103,975 1,206 9,061 10,550

196

Income Before Tax 6,388 115,153 14,430 -34,424 5,087

Provision for Income Tax 2,399 1,468 9,368 -4,925 1,730
93

Profit for the period 3,988 1,213 5,062 -29,499 3,357 -10

Growth (%) -69.60% 317.48% N/A N/A 2009 2010 2011 2012 2013

Period Attributable - - - -29,499 3,357

Comprehensive Income 3,988 113,686 5,076 -29,505 3,349 PROFIT FOR THE PERIOD (Bill. Rp)
Comprehensive Attributable - - - - 3,349
4.0 5.1
3.4
1.2
5

2012
RATIOS Dec-09 Dec-10 Dec-11 Dec-12 Dec-13
Dividend (Rp) - - - - - -2

2009 2010 2011 2013

EPS (Rp) - - - -8.28 0.55
284.89 284.30 250.60 242.31 245.69
-9

BV (Rp)
DAR (X) 0.92 0.93 0.75 0.81 0.86 -16

DER(X) 12.15 13.54 3.03 4.38 6.30

ROA (%) 0.17 0.05 0.14 -0.64 0.03 -23

ROE (%) 2.23 0.68 0.57 -3.42 0.22

OPM (%) 3.83 4.83 4.49 -12.93 -1.08
-29

-29
NPM (%) 1.84 0.52 1.72 -8.77 0.66
Payout Ratio (%) - -
Yield (%) - - - - -