Agent Outlets :

No.Of Agent
Outlets :
189 Bank Asia limited a 3rd Generation Commercial Bank
Division : 7
established by renowned businessman and dedicated
District : 38 Upazila : 91 experience Bankers with a vision to provide state of art
banking service for mass people. They have successfully acquired the business of
2(two) foreign Banks, The Muslim Commercial Bank and Scotia Bank. Bank Asia has
expanded its Branch network all over Bangladesh and have foreign correspondent
net work all over the world including own Exchange House abroad.

Till now all Banks are operating their business in Urban and semi urban area leaving
large numbers of un-banked rural people. Bank Asia introduced Agent Banking
Services as the pioneer in Bangladesh with the objective of ensuring greater
financial inclusion and increasing the outreach of the services to the unbanked
population. At present, Bank Asia Agent Banking has a agent network of 228 in 36
districts as on May 2016 across the country and have been offering wide range of
banking products and services through individual Agents, NGOs and UDCs with a
vision to bring low cost, secured financial services at the doorstep of the
undeserved people of Bangladesh as part of financial inclusion for empowerment.

Happy agent banking day. With the initiative of our honorable Managing Director Arfan Ali (Pioneer of
agent banking in Bangladesh) Bank Asia Ltd started agent banking on 17 January 2014. Today we
are celebrating 3rd anniversary of Bank Asia Agent Banking. Our heartiest felicitation and gratitude
to all our Clients and Well wishers on this occasion. All of you are invited to join with us at Joynshar
Agent Outlet, Shirajdikhan, Munshiganj.

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AGENT BANKING
Bangladesh has witnessed a high rate of economic growth in recent years. However,
a vast section of its population is still financially excluded - they do not have access
to services of formal financial institutions. Due to the strong correlation between
financial exclusion and poverty and inequality, the Government of Bangladesh has
made financial inclusion an integral part of its growth strategy. Banks operate a
number of channels through which they deliver financial services: branches, ATMs
and the Internet are the traditional channels. But none of these formal channels can
offer banking services to a large number of unbanked areas. The Agent Banking
option offers a new and convenient channel through which banks can extend
services at an affordable cost. Bangladesh Bank has issued a set of agent banking
guidelines allowing banks to employ agents to expand their outreach. The objective
behind the Agent Banking model is to ensure greater financial inclusion and
increasing the outreach of the banking sector.

Mr. Ahsan Ul Alam, Vice President and Head of Agent Banking Division of Bank Asia
are, among others, seen in the picture.

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Published : Wednesday, 18 January, 2017 at 12:00 AM, Count : 82
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- See more at: http://www.shokalerkhobor24.com/details.php?
id=57350#sthash.iklzkqAP.dpuf

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Debit cards for farmers

Facilitating access to inputs and fairer prices
A farmer receiving his A-card at a programme in Faridpur recently. Photo: Star

A-CARDS, as they are being called is a project financed by the USAID Agriculture Extension Support
Activity and facilitated by non-government organisations Dhaka Ahsania Mission (DAM) and CARE
Bangladesh, and Bank Asia, a leading commercial bank. The cards are going to be introduced to 110,000
farmers initially in 12 south central and southern districts. Every farmer can recharge these cards up to Tk.
20,000 and purchase required agro-inputs like fertiliser, pesticides, fuel, etc. from designated sellers. The good
news is that the interest will be a nominal 10 percent on the amount they spend, which is much lower than
traditional microfinance institutions who charge cumulative interest of up to 31 percent. The programme is an
initiative that will help farmers' access microfinance through banking institutions.

While the cost of taking loans just became much cheaper, the other major advantage of using the system from
the farmers' perspective is that repayment of debt on the cards starts only after 6 months. This means farmers
who now are forced to sell their produce like rice, wheat, jute, etc. at throwaway prices at the beginning of
harvest season to repay traditional moneylenders, can afford to wait it out for prices to rebound at a later stage.

We believe that the digitisation of procurement and finance for farmers is a very important development. It is
good to see non-state actors collaborating with mainstream financial institutions working with the government
to bring the benefits of technology to those who need it the most. We would like to congratulate this multi-
actor initiative and hope for its successful implementation so that the project can be expanded nationwide.
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Bank of Asia's corporate vision from the grassroots

7 Nov, 00:00 016 Share ShareComments ()Print

Bank of Asia's corporate vision from the grassroots

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The country's financial sector, Bank of Asia in the last 17 years as the top bank in
Qatar, took place gradually, as the talent and ability, he has gradually led to the
bank. Asia's contribution to the success of the Bank since the beginning of the play
said. Arfan Ali, currently President and Managing Director of Bank Asia (MD). The
journey took a long time to fight kanthara recently talked with the reporter Hussain
Sheikh intercession experience officer

While speaking about the progress of the company's President and Managing
Director of Bank Asia said. Arfan Ali, 001 in Novo Scotia, Bank of Asia, foreign banks
have been taken over the management activities. It's the first event of the
acquisition of local banks by foreign banks. Soon after, Muslim Commercial Bank
acquired the bank. This is an important acquisition for the two bank 'development
milestones as "works. The customers of the bank increased acceptability, as well as
banks to be established and strengthened a position to help.

Expansion of banking services and one and a half times the bank's acquisition of
pathacalaya Bank said, "Our early goal was a big corporate banking. At that time,
there was the need for more corporate banking. Done all the banks were not ready.
Our large corporate was preparing to serve. I like that we have taken. Then we
started 003 online banking. It was in response prayukticalita sarbadhikare. From the
very beginning of our Bank's private sector banks have a computer on every official.
There is a software company of our own. The bank thus has progressed too far with
success. We have served many large companies. Garment, nirmanapratisthana,
company in that we have funding. We are proud that our funding of the institutions
of the employees are working. We have a much bigger role in the creation of
dynamism in the economy, we think. "

Md. Arfan Ali said, "We have a great partnership SME banking reserve demand. The
Bangladesh Bank, Ministry of Finance, the Ministry of Agriculture that the bank is
asking people to come into the service. We are fulfilling the purpose of the SME
loans to customers are common. Guccharna (cluster) said. Cluster Jamdani
Narayanganj, Munshiganj bus-cane cluster, the cluster fabric of Bogra Jute we have
funding. In addition, different types of SME loans have silpate. SMEs and the retail
front, we will be a major force. In addition, we are moving towards digital
phinyansinyera. We poured continuation retail banking restructuring. Skimaguloke
housing loans and private debt restructuring. It's a golden opportunity for middle-
class customers. "

This is an official said, "Since we are the 01 'One House One Farm' project are
working as a banking partner. It is a major role in the development of rural
economic units. Contributing to poverty alleviation. Bank of Asia, this project has
created free software. The bank operates 400 people in Asia, 5 upazilas. Bank Asia
alone, 11 million in the project, 1 million customer service to customers. Online
banking is a great achievement. "

Arfan Ali said, "013 we have introduced such a service. We are proud to pioneer the
agent banking services to banks in Asia. This feature adds a different dimension to
the country's banking service. Where we are and where bank branches are not
disadvantaged populations, rural banking services to the customers at the end of a
model that we raised. Through this service, account opening, deposits, as well as to
collect the debt, we are rural people. This model is now considered to be followed
by many banks. Access to the project we are working with the Ministry of
Information. 9 thousand 400 bank branches in the country since independence have
been developed. And we want the next two or three years to set up booths at four
and a half thousand agents in banking. Different types of allowance from the Social
Security program, FFW, different types of services to be provided. We believe that
every citizen of the country should have at least one bank account. Only then, they
will be able to contribute effectively to economic development. "
Arfan Ali said the bank's internal control, internal control and risk management skills
early on, we're working with. For this reason, the control of the bank loan is in
default. 50 exchange houses for remittance to have a contract with the bank. We're
trying to bring remittance via the web. Bank profits from the country's education
and health sector development banks working in Asia. "The financial sector is an
experienced officer. Arfan Ali. In 1999, he was involved from the beginning of the
trading activities of banks in Asia.

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Bank Asia Commercial Bank started operations in November 1999 7. At the

beginning, there was more focus on corporate customers. Vision and expansion of
innovative financial inclusion was prayukticalita stay on top of banks operating in
the country. Government to boost the rural economy is a house of a farm project
financing and banking activities and a wide range of different types of networks is
trying to gramamukhi service. Gradually, the country's top banks pathaparikramaya
long position taken by the bank in Qatar. The bank is going to celebrate its 17th
pratisthabasirki today on November 7.

Lending to large corporate companies are ahead of the Bank of Asia. The bank also
has a good operating profit investment drought. There are strict rules as to protect
customer deposits.

Bank Asia ardhabarsiki financial report, in June this year, the amount of deposits,
the bank has collected 17 thousand 880 crore. Loans and advances the status of 16
thousand 653 crore. The paid up capital of Rs 881 crore. Seyaragrahitadera total
capital (equity) of Rs 747 crore. The bank's operating profit in the first six months of
the year was Rs 295 crore. Net profit after tax of Rs 7 crore.
The Bank 111 branches spread across the country in Asia. These six SME Service
Centre, a aphasora Islamic banking unit, and five windows. Remittances to banks in
Asia, London and New York for the two separate subsidiary. The bank's mobile
banking technology service, internet banking has established its own 117 ATMs.

There are 500 booths in 47 districts of the country's banking agent bank. In this
case, several NGOs are working with the bank. Garment workers' salaries through
the banking services provided to facilitate the bank's agent has launched a pilot
project. Sancayaprabanata school students to build a school banking program has
been launched.