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SUMMARY:
Inaccessible, inefficient and inadequate health services are harsh realities that
continue to confront our people, particularly the poor segment of the population.
Realizing this, the government, which has the primary task of financing and
delivering health services to the people, reviewed and studied current financing
schemes to be more efficient and generate more revenue for health care.
Trying different approaches and strategies, the government has come up with the
Medicare I Program a compulsory health insurance scheme which was
implemented in 1972 under the Philippine Medical Care Commission (PMCC),
now Philippine Health Insurance Corporation (PHIC), popularly known as
PhilHealth. Its coverage included the formal salaried-sector and their
dependents. The non-formal sector was being left out.
To fill in the gap, a parallel program was conceptualized which was called the
Medicare II. This program was implemented in pilot provinces to test its viability
and one of the chosen sites was the Province of Guimaras, thus the birth of the
Guimaras Health Insurance Project (GHIP).
GHIP was implemented in the province with the hope of providing adequate,
affordable and accessible medical health services to the low-income
Guimarasnons. This project, being an integral part of the health delivery system
(curative aspect) is consistent with the Provinces economic and social
development thrust.
To support this project, cost-sharing scheme in the payment system for annual
contribution of Php 150.00 was established. The 85-65 sharing (85 by the
members, 25 by the municipality and 40 by the province) was adopted. This
program was able to give the population benefits and security in terms of medical
intervention/hospitalization. Strengthening the project through various activities
like intensified information campaign, orientation and networking with other line
agencies are being planned to support the future plans and directions of the
project.
This project aims to recruit and renew a total of 20,000 members by the end of
2010 and full support and commitment of the LGUs and NGOs in the recruitment
and membership renewal drives are needed.
For technical support, the project established working relationship with GTZ,
through them, the MIS was installed and upgraded both hardware and software.
Data encoding for membership, premium payment and claims are being updated.
This project was able to receive technical and equipment assistance from
SHINE-GTZ (MIS software, Iomega Zip Driver and disks, 1 UPS) and ICHSP
(Laser Printer). Likewise, documentation and other office equipment were
procured through the utilization of Galing Pook Awards prize.
PROJECT HISTORY
1972MedicareIProgramwasimplementedunderthePMCC(nowPhil
Health)
1976MedicareIIpilotedinNuevaValencia
1992MedicareIIreplicatedprovincewideandstartedwithseedcapital
ofP50,000.00
1993Projectlaunching;CreationofGHIPCouncil;SigningofMOA
betweentheProvinceofGuimaras&PMCC
1994InstallationofMISatGHIP
1995Increaseinthebenefitpackagefromamin.Of400.00to600.00&
max.of900.00to1,500.00
1996AcquiredassistancefromSHINEGTZ;Mun.ofSanLorenzo&
Sibunagautomaticallyparticipatedintheproject
1997WonGalingPookAwardssponsoredbyAIM
1998SavetheChildrenparticipated&financedPhp60.00ofmembers
share
1999IdentifiedfortechnicalassistancebyICHSP
2000ImprovementandupgradingofGHIP
2001MOUwassignedontheincreasepremium/benefitsofGHIP
2002GTZSHIconductedsurveyonthepossibilityofIntroducingthe
RaffleSchemeinGuimaras&theInstituteofPublicHealth
ManagementofUPconductedabaselinestudyonSocialHealth
Reinsurance
2003PSWDOfinancedmembersshareofPhp85.00forindigents
2004IntensifiedGHIPcampaign
2005SeveralBrgys.SubsidizedformembershipCreationofProject
ManagementOfficeIntroductionandimplementationof 2in1
HealthPackageinMun.OfBuenavista
2006Proposed3in1packagebythemunicipalityofJordan.(Philhealth,
GHIPandRedCross);ProposedtheIssuanceofIds;Maximizationof
BenefitstoMembers
2007Implementationofthe3in1PackageinJordanandNuevaValencia;
IssuanceofIdsinJordanandNuevaValencia.
2008ImplementationofNoGHIPnoPhilheathintheMun.of
Buenavista.Purchaseof1unitIsuzuDmax.
2009ContinuoussupportofMayorsandBrgy.Captainsthrough
Subsidizing.ConstitutingtheGHIPBOD.RevisedManualOperations.
2010Increasingofmembershipstatusforupto20,000members
ConsultationmeetingandtrainingofILHZinPalawan
PROJECTRESULTS
KEYIMPLEMENTATIONSTEPS
ANALYSISANDLESSONSLEARNED
1. EffectiveServiceDelivery
Contributedtothecomprehensivehealthserviceprogramoftheprovince
by enhancing medical coverage for the low income households, mostly
farmersandfisherfolks.
Mobilizedlocalhumanresourcesatthebarangay,municipalandprovincial
levels to implement the recruitment, conduct information dissemination
and provide medical care services through barangay health workers,
barangaynutritionscholarsandkeycommunityleaders.
2. PositiveSocioEconomicImpact
Derivedsavingsbymembersthroughlocallowcostmedicalcareservices.
Developed a feeling of security among members especially in time of
hospitalization.
3. Peopleempowerment
TheGHIPisanchoredontheconceptofpartnershipamongLGU,NGOsand
NGAsindeliveringbasichealthservices.
Active participation of municipalities, barangay officials and community
healthvolunteersinrecruitment,renewalandinformationdissemination.
An NGO is adequately represented in the GHIP coordinating council, the
programspolicymakingbody.TheNGOwithacomprehensivenetworkof
peoples organizations all over the province is adequately represented in
theprogramplanning,implementationandevaluation.
4. Replicability
GHIPcanbeeasilyreplicatedconsideringthefollowing:
GHIPisacomponentofthecomprehensivehealthprogramwith
following major componentspreventive/promotive health,
curativeandrehabilitativehealthservices.
Theprogramrequiresminimalresourcestostartwith.Whenthe
program started in 1993, the initial seed capital was only
P50,000.00fromthe3municipalitiesandprovincialgovernment.
Costsharingschemeformembersisaffordable(P85.00fromthe
members,P25.00fromthemunicipalityand40fromtheprovince)
as it takes into account the socioeconomic conditions of the
Guimarasnons.
GHIP requires simple multistakeholder and participatory project
managementstructureandoperatingsystems.
5. Sustainability
Since the program beneficiaries are low income members, mostly fisher
folks and farmers, GHIP is partly dependent on the resources of the local
governmentunit.
The continuity of the GHIP is supported by a multistakeholders group as
shown by the Memorandum of Agreement among participating
government agencies (Philippine Medical Care Commission and the LGUs
ofGuimaras)
6. CreativeuseofPowersprovidedbythelocalGovernmentCode
ThelocalGovernmentCodeprovidesthelegalbasisfortheimplementation
ofGHIP.TheCodeexpresslygrantedpowersnecessaryfortheefficientand
effective governance and essential for the promotion of the general
welfare.
7. FutureDirection
WiththesuccesswehaveinGuimarasprovince,wearecertainthatinthe
coming years, with the Guimaras Health Insurance Project, the
Guimarasnonswillbecome:
SelfReliantandempowered
Managersoftheirownhealth