POJECTION OF TOTAL INFRASTRUCTURE COST (TIC) OF BUILDING

Invesment Building and Facilites

Unit/Dimension/
No

Description

Estimate of Cost

Lines/Specs

Unit

Excluding Taxes &

Charges

Land

m2

Utilities and ect

m2

Building Structure

2,785

m2

40,000,000,000

Major Equipments

Plumbing System

Fire Safety

Water line

Electrical power plant

Electricity installation costs

Landscaping

11

Office equipment & furnitures

12

Engineering / planning & controlling

13

Contigency & reserve funds

Total Projected TIC Building

Annual cash flows after loan repayment

EBITDA/sales
Return on investment
Internal rate of return (IRR)
Annual income before annual loan payment (EBITDA)
Annual income after annual loan payment

2,785

10

m2

40,000,000,000

POJECTION OF TOTAL INFRASTRUKTUR COST (TIC) OF BUILDING

Cash Flow Annual Operations & Financing

No

Deskription

Quantity

Unit/Dimension/

Estimate of Cost

Lines/Specs

Excluding Taxes
(IDR Rp.)

Loan For Invesment

years

15.00

40,000,000,000

Equity

years

2.00

12,000,000,000

200,000

Sales :
1

Building Charge :

m2

2,785.00

Rent Space Build

m2

512.00

Floor

lt

Occupancy

Persen

Utilities

Persen

8.00
85.00
80.00

Service Charge

m2

4,096.00

150,000

Others

m2

4,096.00

Total Potential Sales

Fixed Operational Cost :
1

Loan Payment (Interest % Amortitation Capital Cost (15 years)

years

15.00

Insurance (break down/Income Replacement)

persen

0.00%

0.00%

General Managing & Maintenance Cost

persen

24.00%

24.00%

Operational Personnel (Salary & Wages) in # People

persen

40.00%

40.00%

Overhead Building
Total Fixed Cost

m2

4,096.00

10.00%

50,000

No

Deskription

Quantity

Unit/Dimension/

Estimate of Cost

Lines/Specs

Excluding Taxes
(IDR Rp.)

Variable Operating Cost

1

Operating Electricity Consumption

m2

4,096

2
3

50,000

Maintenance Facilities

persen

2.00%

20,807,680

Others Operational Expenses

persen

1.00%

10,403,840

15

1,866,666,667

Total Variable Operating Cost

Total Cost Fixed and variable Cost
Total Annual Net Profits
Add Back Loan Repayments

Total Annual Net Profits Before Loan Repayments (EBITDA)

Assumptions :
Bank

40,000,000,000

SKBDN

12,000,000,000

Revolving Loan

28,000,000,000

10%
Loan + Interest
Month

2,800,000,000
4,666,666,667
388,888,889

Part

Amount

( %)

IDR Rp.
-

100.00%

0%
0%
-

Month Amount

Annual Amount

( IDR Rp.)

2,666,666,667

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 3

Years 4

Years 5

Years 6

Years 7

Years 8

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

28,000,000,000

26,133,333,333

24,266,666,667

22,400,000,000

20,533,333,333

18,666,666,667

425,984,000.00

5,111,808,000.00

5,111,808,000.00

5,111,808,000.00

5,111,808,000

5,111,808,000

5,111,808,000

614,400,000.00

7,372,800,000.00

7,372,800,000.00

7,372,800,000.00

7,372,800,000

7,372,800,000

7,372,800,000

500,000,000

1,040,384,000.00

12,484,608,000.00

12,484,608,000.00

12,484,608,000.00

12,484,608,000

12,484,608,000

12,484,608,000

388,888,889

4,581,111,111

4,394,444,444

4,207,777,778

4,021,111,111

3,834,444,444

3,647,777,778

100,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

170,393,600

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

204,800,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

864,082,488.89

10,283,434,311.11

10,096,767,644.44

9,910,100,977.78

9,723,434,311

9,536,767,644

9,350,100,978

Month Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

( IDR Rp.)

Years 3

Years 4

Years 5

Years 6

Years 7

Years 8

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

204,800,000

2,457,600,000.00

2,457,600,000.00

2,457,600,000.00

2,457,600,000

2,457,600,000

2,457,600,000

20,807,680

249,692,160.00

249,692,160.00

249,692,160.00

249,692,160

249,692,160

249,692,160

10,403,840

124,846,080.00

124,846,080.00

124,846,080.00

124,846,080

124,846,080

124,846,080

236,011,520

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

1,100,094,009

13,115,572,551

12,928,905,884

12,742,239,218

12,555,572,551

12,368,905,884

12,182,239,218

115,702,116

302,368,782

(59,710,009)

(630,964,551)

15

155,555,556

10%

233,333,333

Month

388,888,889

(444,297,884)

(257,631,218)

(70,964,551)

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 9

Years 10

Years 11

Years 12

Years 13

Years 14

Years 15

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

10

11

12

13

16,800,000,000

14,933,333,333

13,066,666,667

11,200,000,000

9,333,333,333

7,466,666,667

5,600,000,000

5,111,808,000

5,111,808,000

5,111,808,000

5,111,808,000

5,111,808,000

5,111,808,000

5,111,808,000

7,372,800,000

7,372,800,000

7,372,800,000

7,372,800,000

7,372,800,000

7,372,800,000

7,372,800,000

12,484,608,000

12,484,608,000

12,484,608,000

12,484,608,000

12,484,608,000

12,484,608,000

12,484,608,000

3,461,111,111

3,274,444,444

3,087,777,778

2,901,111,111

2,714,444,444

2,527,777,778

2,341,111,111

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

1,200,000,000

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,044,723,200

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

9,163,434,311

8,976,767,644

8,790,100,978

8,603,434,311

8,416,767,644

8,230,100,978

8,043,434,311

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 9

Years 10

Years 11

Years 12

Years 13

Years 14

Years 15

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

2,457,600,000

249,692,160

249,692,160

249,692,160

249,692,160

249,692,160

249,692,160

249,692,160

124,846,080

124,846,080

124,846,080

124,846,080

124,846,080

124,846,080

124,846,080

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

2,832,138,240

11,995,572,551

11,808,905,884

11,622,239,218

11,435,572,551

11,248,905,884

11,062,239,218

10,875,572,551

489,035,449

675,702,116

862,368,782

1,049,035,449

1,235,702,116

1,422,368,782

1,609,035,449

Annual Amount

Annual Amount

Annual Amount

Years 16

Years 17

Years 18

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

14

15

16

3,733,333,333

1,866,666,667

5,111,808,000

5,111,808,000

5,111,808,000

7,372,800,000

7,372,800,000

7,372,800,000

12,484,608,000

12,484,608,000

12,484,608,000

2,154,444,444

1,967,777,778

1,200,000,000

1,200,000,000

1,200,000,000

2,044,723,200

2,044,723,200

2,044,723,200

2,457,600,000

2,457,600,000

2,457,600,000

7,856,767,644

7,670,100,978

5,702,323,200

Annual Amount

Annual Amount

Annual Amount

Years 16

Years 17

Years 18

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

2,457,600,000

2,457,600,000

2,457,600,000

249,692,160

249,692,160

249,692,160

124,846,080

124,846,080

124,846,080

2,832,138,240

2,832,138,240

2,832,138,240

10,688,905,884

10,502,239,218

8,534,461,440

1,795,702,116

1,982,368,782

3,950,146,560

POJECTION OF TOTAL INFRASTRUCTURE COST (TIC) OF BUILDING

Invesment Building and Facilites

Unit/Dimension/
No

Description

Estimate of Cost

Lines/Specs

Unit

Excluding Taxes &

Charges

Land

m2

Utilities and ect

m2

Building Structure

2,785

m2

40,000,000,000

Major Equipments

Plumbing System

Fire Safety

Water line

Electrical power plant

Electricity installation costs

Landscaping

11

Office equipment & furnitures

12

Engineering / planning & controlling

13

Contigency & reserve funds

Total Projected TIC Building

Annual cash flows after loan repayment

EBITDA/sales
Return on investment
Internal rate of return (IRR)
Annual income before annual loan payment (EBITDA)
Annual income after annual loan payment

2,785

10

m2

40,000,000,000

POJECTION OF TOTAL INFRASTRUKTUR COST (TIC) OF BUILDING

Cash Flow Annual Operations & Financing

No

Deskription

Quantity

Unit/Dimension/

Estimate of Cost

Lines/Specs

Excluding Taxes
(IDR Rp.)

Loan For Invesment

years

15

40,000,000,000

Equity

years

12,000,000,000

250,000

Sales :
1

Building Charge :

m2

2,785

Rent Space Build

m2

512

Floor

lt

Occupancy

persen

85

Utilities

persen

80

persen

30

75,000

Service Charge

Others

unit

Total Potential Sales

Fixed Operational Cost :
1

Loan Payment (Interest % Amortitation Capital Cost (15 years)

Insurance (break down/Income Replacement)

persen

0.00%

0.00%

General Managing & Maintenance Cost

persen

24.00%

10.00%

Operational Personnel (Salary & Wages) in # People

persen

40.00%

20.00%

Operating Electricity Consumption

Total Fixed Cost

years

m2

15

4,096.00

10.00%

32,000

No

Deskription

Quantity

Unit/Dimension/

Estimate of Cost

Lines/Specs

Excluding Taxes
(IDR Rp.)

Variable Operating Cost

1

Overhead others

ls

4,096

2
3

10,000

Maintenance Facilities

persen

2.00%

13,971,400

Others Operational Expenses

persen

1.00%

6,985,700

15

1,866,666,667

Total Variable Operating Cost

Total Cost Fixed and variable Cost
Total Annual Net Profits
Add Back Loan Repayments

Total Annual Net Profits Before Loan Repayments (EBITDA)

Assumptions :
Bank

40,000,000,000

SKBDN

12,000,000,000

Revolving Loan

28,000,000,000

10%
Loan + Interest
Month

2,800,000,000
4,666,666,667
388,888,889

Part

Amount

( %)

IDR Rp.
-

100.00%

0%
0%
-

Month Amount

Annual Amount

( IDR Rp.)

2,666,666,667

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 3

Years 4

Years 5

Years 6

Years 7

Years 8

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

28,000,000,000

26,133,333,333

24,266,666,667

22,400,000,000

20,533,333,333

18,666,666,667

696,320,000.00

8,355,840,000.00

8,355,840,000.00

8,355,840,000.00

8,355,840,000

8,355,840,000

8,355,840,000

2,250,000.00

27,000,000.00

27,000,000.00

27,000,000.00

27,000,000

27,000,000

27,000,000

500,000,000

698,570,000.00

8,382,840,000.00

8,382,840,000.00

8,382,840,000.00

8,382,840,000

8,382,840,000

8,382,840,000

388,888,889

4,581,111,111

4,394,444,444

4,207,777,778

4,021,111,111

3,834,444,444

3,647,777,778

69,632,000

835,584,000

835,584,000

835,584,000

835,584,000

835,584,000

835,584,000

139,264,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

131,072,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

728,856,888.89

8,660,727,111.11

8,474,060,444.44

8,287,393,777.78

8,100,727,111

7,914,060,444

7,727,393,778

Month Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

( IDR Rp.)

Years 3

Years 4

Years 5

Years 6

Years 7

Years 8

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

40,960,000

491,520,000.00

491,520,000.00

491,520,000.00

491,520,000

491,520,000

491,520,000

13,971,400

167,656,800.00

167,656,800.00

167,656,800.00

167,656,800

167,656,800

167,656,800

6,985,700

83,828,400.00

83,828,400.00

83,828,400.00

83,828,400

83,828,400

83,828,400

61,917,100

743,005,200

743,005,200

743,005,200

743,005,200

743,005,200

743,005,200

790,773,989

9,403,732,311

9,217,065,644

9,030,398,978

8,843,732,311

8,657,065,644

8,470,398,978

(92,203,989)

(1,020,892,311)

Month

15

155,555,556

10%

233,333,333
388,888,889

(834,225,644)

(647,558,978)

(460,892,311)

(274,225,644)

(87,558,978)

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 9

Years 10

Years 11

Years 12

Years 13

Years 14

Years 15

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

10

11

12

13

16,800,000,000

14,933,333,333

13,066,666,667

11,200,000,000

9,333,333,333

7,466,666,667

5,600,000,000

8,355,840,000

8,355,840,000

8,355,840,000

8,355,840,000

8,355,840,000

8,355,840,000

8,355,840,000

27,000,000

27,000,000

27,000,000

27,000,000

27,000,000

27,000,000

27,000,000

8,382,840,000

8,382,840,000

8,382,840,000

8,382,840,000

8,382,840,000

8,382,840,000

8,382,840,000

3,461,111,111

3,274,444,444

3,087,777,778

2,901,111,111

2,714,444,444

2,527,777,778

2,341,111,111

835,584,000

835,584,000

835,584,000

835,584,000

835,584,000

835,584,000

835,584,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,671,168,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

1,572,864,000

7,540,727,111

7,354,060,444

7,167,393,778

6,980,727,111

6,794,060,444

6,607,393,778

6,420,727,111

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Annual Amount

Years 9

Years 10

Years 11

Years 12

Years 13

Years 14

Years 15

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

491,520,000

491,520,000

491,520,000

491,520,000

491,520,000

491,520,000

491,520,000

167,656,800

167,656,800

167,656,800

167,656,800

167,656,800

167,656,800

167,656,800

83,828,400

83,828,400

83,828,400

83,828,400

83,828,400

83,828,400

83,828,400

743,005,200

743,005,200

743,005,200

743,005,200

743,005,200

743,005,200

743,005,200

8,283,732,311

8,097,065,644

7,910,398,978

7,723,732,311

7,537,065,644

7,350,398,978

7,163,732,311

99,107,689

285,774,356

472,441,022

659,107,689

845,774,356

1,032,441,022

1,219,107,689

Annual Amount

Annual Amount

Annual Amount

Years 16

Years 17

Years 18

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

14

15

16

3,733,333,333

1,866,666,667

8,355,840,000

8,355,840,000

8,355,840,000

27,000,000

27,000,000

27,000,000

8,382,840,000

8,382,840,000

8,382,840,000

2,154,444,444

1,967,777,778

835,584,000

835,584,000

835,584,000

1,671,168,000

1,671,168,000

1,671,168,000

1,572,864,000

1,572,864,000

1,572,864,000

6,234,060,444

6,047,393,778

4,079,616,000

Annual Amount

Annual Amount

Annual Amount

Years 16

Years 17

Years 18

(IDR Rp.)

(IDR Rp.)

(IDR Rp.)

491,520,000

491,520,000

491,520,000

167,656,800

167,656,800

167,656,800

83,828,400

83,828,400

83,828,400

743,005,200

743,005,200

743,005,200

6,977,065,644

6,790,398,978

4,822,621,200

1,405,774,356

1,592,441,022

3,560,218,800

SKALA ANGSURAN
Jangka waktu angsuran

: 180 bulan

Grace period selama

Bunga
Angs
Ke-

: 10 % per p.a

Saldo Awal

Angs. Pokok

Bunga

28,000,000,000.00

155,555,555.56

233,333,333.33

27,844,444,444.44

155,555,555.56

232,037,037.04

27,688,888,888.89

155,555,555.56

230,740,740.74

27,533,333,333.33

155,555,555.56

229,444,444.44

27,377,777,777.78

155,555,555.56

228,148,148.15

27,222,222,222.22

155,555,555.56

226,851,851.85

27,066,666,666.67

155,555,555.56

225,555,555.56

26,911,111,111.11

155,555,555.56

224,259,259.26

26,755,555,555.56

155,555,555.56

222,962,962.96

10

26,600,000,000.00

155,555,555.56

221,666,666.67

11

26,444,444,444.44

155,555,555.56

220,370,370.37

12

26,288,888,888.89

155,555,555.56

219,074,074.07

13

26,133,333,333.33

155,555,555.56

217,777,777.78

14

25,977,777,777.78

155,555,555.56

216,481,481.48

15

25,822,222,222.22

155,555,555.56

215,185,185.19

16

25,666,666,666.67

155,555,555.56

213,888,888.89

17

25,511,111,111.11

155,555,555.56

212,592,592.59

18

25,355,555,555.56

155,555,555.56

211,296,296.30

19

25,200,000,000.00

155,555,555.56

210,000,000.00

20

25,044,444,444.44

155,555,555.56

208,703,703.70

21

24,888,888,888.89

155,555,555.56

207,407,407.41

22

24,733,333,333.33

155,555,555.56

206,111,111.11

23

24,577,777,777.78

155,555,555.56

204,814,814.81

24

24,422,222,222.22

155,555,555.56

203,518,518.52

25

24,266,666,666.67

155,555,555.56

202,222,222.22

26

24,111,111,111.11

155,555,555.56

200,925,925.93

27

23,955,555,555.56

155,555,555.56

199,629,629.63

28

23,800,000,000.00

155,555,555.56

198,333,333.33

29

23,644,444,444.44

155,555,555.56

197,037,037.04

30

23,488,888,888.89

155,555,555.56

195,740,740.74

31

23,333,333,333.33

155,555,555.56

194,444,444.44

32

23,177,777,777.78

155,555,555.56

193,148,148.15

33

23,022,222,222.22

155,555,555.56

191,851,851.85

34

22,866,666,666.67

155,555,555.56

190,555,555.56

35

22,711,111,111.11

155,555,555.56

189,259,259.26

36

22,555,555,555.56

155,555,555.56

187,962,962.96

Angs
Ke-

Saldo Awal

Angs. Pokok

Bunga

37

22,400,000,000.00

155,555,555.56

186,666,666.67

38

22,244,444,444.44

155,555,555.56

185,370,370.37

39

22,088,888,888.89

155,555,555.56

184,074,074.07

40

21,933,333,333.33

155,555,555.56

182,777,777.78

41

21,777,777,777.78

155,555,555.56

181,481,481.48

42

21,622,222,222.22

155,555,555.56

180,185,185.19

43

21,466,666,666.67

155,555,555.56

178,888,888.89

44

21,311,111,111.11

155,555,555.56

177,592,592.59

45

21,155,555,555.56

155,555,555.56

176,296,296.30

46

21,000,000,000.00

155,555,555.56

175,000,000.00

47

20,844,444,444.44

155,555,555.56

173,703,703.70

48

20,688,888,888.89

155,555,555.56

172,407,407.41

49

20,533,333,333.33

155,555,555.56

171,111,111.11

50

20,377,777,777.78

155,555,555.56

169,814,814.81

51

20,222,222,222.22

155,555,555.56

168,518,518.52

52

20,066,666,666.67

155,555,555.56

167,222,222.22

53

19,911,111,111.11

155,555,555.56

165,925,925.93

54

19,755,555,555.56

155,555,555.56

164,629,629.63

55

19,600,000,000.00

155,555,555.56

163,333,333.33

56

19,444,444,444.44

155,555,555.56

162,037,037.04

57

19,288,888,888.89

155,555,555.56

160,740,740.74

58

19,133,333,333.33

155,555,555.56

159,444,444.44

59

18,977,777,777.78

155,555,555.56

158,148,148.15

60

18,822,222,222.22

155,555,555.56

156,851,851.85

61

18,666,666,666.67

155,555,555.56

155,555,555.56

62

18,511,111,111.11

155,555,555.56

154,259,259.26

63

18,355,555,555.56

155,555,555.56

152,962,962.96

64

18,200,000,000.00

155,555,555.56

151,666,666.67

65

18,044,444,444.44

155,555,555.56

150,370,370.37

66

17,888,888,888.89

155,555,555.56

149,074,074.07

67

17,733,333,333.33

155,555,555.56

147,777,777.78

68

17,577,777,777.78

155,555,555.56

146,481,481.48

69

17,422,222,222.22

155,555,555.56

145,185,185.19

70

17,266,666,666.67

155,555,555.56

143,888,888.89

71

17,111,111,111.11

155,555,555.56

142,592,592.59

72

16,955,555,555.56

155,555,555.56

141,296,296.30

73

16,800,000,000.00

155,555,555.56

140,000,000.00

74

16,644,444,444.44

155,555,555.56

138,703,703.70

75

16,488,888,888.89

155,555,555.56

137,407,407.41

76

16,333,333,333.33

155,555,555.56

136,111,111.11

77

16,177,777,777.78

155,555,555.56

134,814,814.81

78

16,022,222,222.22

155,555,555.56

133,518,518.52

79

15,866,666,666.67

155,555,555.56

132,222,222.22

80

15,711,111,111.11

155,555,555.56

130,925,925.93

81

15,555,555,555.56

155,555,555.56

129,629,629.63

82

15,400,000,000.00

155,555,555.56

128,333,333.33

83

15,244,444,444.44

155,555,555.56

127,037,037.04

84

15,088,888,888.89

155,555,555.56

125,740,740.74

Angs
Ke-

Saldo Awal

Angs. Pokok

Bunga

85

14,933,333,333.33

155,555,555.56

124,444,444.44

86

14,777,777,777.78

155,555,555.56

123,148,148.15

87

14,622,222,222.22

155,555,555.56

121,851,851.85

88

14,466,666,666.67

155,555,555.56

120,555,555.56

89

14,311,111,111.11

155,555,555.56

119,259,259.26

90

14,155,555,555.56

155,555,555.56

117,962,962.96

91

14,000,000,000.00

155,555,555.56

116,666,666.67

92

13,844,444,444.44

155,555,555.56

115,370,370.37

93

13,688,888,888.89

155,555,555.56

114,074,074.07

94

13,533,333,333.33

155,555,555.56

112,777,777.78

95

13,377,777,777.78

155,555,555.56

111,481,481.48

96

13,222,222,222.22

155,555,555.56

110,185,185.19

97

13,066,666,666.67

155,555,555.56

108,888,888.89

98

12,911,111,111.11

155,555,555.56

107,592,592.59

99

12,755,555,555.56

155,555,555.56

106,296,296.30

100

12,600,000,000.00

155,555,555.56

105,000,000.00

101

12,444,444,444.44

155,555,555.56

103,703,703.70

102

12,288,888,888.89

155,555,555.56

102,407,407.41

103

12,133,333,333.33

155,555,555.56

101,111,111.11

104

11,977,777,777.78

155,555,555.56

99,814,814.81

105

11,822,222,222.22

155,555,555.56

98,518,518.52

106

11,666,666,666.67

155,555,555.56

97,222,222.22

107

11,511,111,111.11

155,555,555.56

95,925,925.93

108

11,355,555,555.56

155,555,555.56

94,629,629.63

109

11,200,000,000.00

155,555,555.56

93,333,333.33

110

11,044,444,444.44

155,555,555.56

92,037,037.04

111

10,888,888,888.89

155,555,555.56

90,740,740.74

112

10,733,333,333.33

155,555,555.56

89,444,444.44

113

10,577,777,777.78

155,555,555.56

88,148,148.15

114

10,422,222,222.22

155,555,555.56

86,851,851.85

115

10,266,666,666.67

155,555,555.56

85,555,555.56

116

10,111,111,111.11

155,555,555.56

84,259,259.26

117

9,955,555,555.56

155,555,555.56

82,962,962.96

118

9,800,000,000.00

155,555,555.56

81,666,666.67

119

9,644,444,444.44

155,555,555.56

80,370,370.37

120

9,488,888,888.89

155,555,555.56

79,074,074.07

121

9,333,333,333.33

155,555,555.56

77,777,777.78

122

9,177,777,777.78

155,555,555.56

76,481,481.48

123

9,022,222,222.22

155,555,555.56

75,185,185.19

124

8,866,666,666.67

155,555,555.56

73,888,888.89

125

8,711,111,111.11

155,555,555.56

72,592,592.59

126

8,555,555,555.56

155,555,555.56

71,296,296.30

127

8,400,000,000.00

155,555,555.56

70,000,000.00

128

8,244,444,444.44

155,555,555.56

68,703,703.70

129

8,088,888,888.89

155,555,555.56

67,407,407.41

130

7,933,333,333.33

155,555,555.56

66,111,111.11

131

7,777,777,777.78

155,555,555.56

64,814,814.81

132

7,622,222,222.22

155,555,555.56

63,518,518.52

Angs
Ke-

Saldo Awal

Angs. Pokok

Bunga

133

7,466,666,666.67

155,555,555.56

62,222,222.22

134

7,311,111,111.11

155,555,555.56

60,925,925.93

135

7,155,555,555.56

155,555,555.56

59,629,629.63

136

7,000,000,000.00

155,555,555.56

58,333,333.33

137

6,844,444,444.44

155,555,555.56

57,037,037.04

138

6,688,888,888.89

155,555,555.56

55,740,740.74

139

6,533,333,333.33

155,555,555.56

54,444,444.44

140

6,377,777,777.78

155,555,555.56

53,148,148.15

141

6,222,222,222.22

155,555,555.56

51,851,851.85

142

6,066,666,666.67

155,555,555.56

50,555,555.56

143

5,911,111,111.11

155,555,555.56

49,259,259.26

144

5,755,555,555.56

155,555,555.56

47,962,962.96

145

5,600,000,000.00

155,555,555.56

46,666,666.67

146

5,444,444,444.44

155,555,555.56

45,370,370.37

147

5,288,888,888.89

155,555,555.56

44,074,074.07

148

5,133,333,333.33

155,555,555.56

42,777,777.78

149

4,977,777,777.78

155,555,555.56

41,481,481.48

150

4,822,222,222.22

155,555,555.56

40,185,185.19

151

4,666,666,666.67

155,555,555.56

38,888,888.89

152

4,511,111,111.11

155,555,555.56

37,592,592.59

153

4,355,555,555.56

155,555,555.56

36,296,296.30

154

4,200,000,000.00

155,555,555.56

35,000,000.00

155

4,044,444,444.44

155,555,555.56

33,703,703.70

156

3,888,888,888.89

155,555,555.56

32,407,407.41

157

3,733,333,333.33

155,555,555.56

31,111,111.11

158

3,577,777,777.78

155,555,555.56

29,814,814.81

159

3,422,222,222.22

155,555,555.56

28,518,518.52

160

3,266,666,666.67

155,555,555.56

27,222,222.22

161

3,111,111,111.11

155,555,555.56

25,925,925.93

162

2,955,555,555.56

155,555,555.56

24,629,629.63

163

2,800,000,000.00

155,555,555.56

23,333,333.33

164

2,644,444,444.44

155,555,555.56

22,037,037.04

165

2,488,888,888.89

155,555,555.56

20,740,740.74

166

2,333,333,333.33

155,555,555.56

19,444,444.44

167

2,177,777,777.78

155,555,555.56

18,148,148.15

168

2,022,222,222.22

155,555,555.56

16,851,851.85

169

1,866,666,666.67

155,555,555.56

15,555,555.56

170

1,711,111,111.11

155,555,555.56

14,259,259.26

171

1,555,555,555.56

155,555,555.56

12,962,962.96

172

1,400,000,000.00

155,555,555.56

11,666,666.67

173

1,244,444,444.44

155,555,555.56

10,370,370.37

174

1,088,888,888.89

155,555,555.56

9,074,074.07

175

933,333,333.33

155,555,555.56

7,777,777.78

176

777,777,777.78

155,555,555.56

6,481,481.48

177

622,222,222.22

155,555,555.56

5,185,185.19

178

466,666,666.67

155,555,555.56

3,888,888.89

179

311,111,111.11

155,555,555.56

2,592,592.59

180

155,555,555.56

155,555,555.56

1,296,296.30

Saldo Akhir

Total/Bln

27,844,444,444.44

388,888,888.89

27,844,444,444.44

387,592,592.59

27,688,888,888.89

386,296,296.30

27,533,333,333.33

385,000,000.00

27,377,777,777.78

383,703,703.70

27,222,222,222.22

382,407,407.41

26,911,111,111.11

381,111,111.11

26,755,555,555.56

379,814,814.81

26,600,000,000.00

378,518,518.52

26,444,444,444.44

377,222,222.22

26,288,888,888.89

375,925,925.93

26,133,333,333.33

374,629,629.63

25,977,777,777.78

373,333,333.33

25,822,222,222.22

372,037,037.04

25,666,666,666.67

370,740,740.74

25,511,111,111.11

369,444,444.44

25,355,555,555.56

368,148,148.15

25,200,000,000.00

366,851,851.85

25,044,444,444.44

365,555,555.56

24,888,888,888.89

364,259,259.26

24,733,333,333.33

362,962,962.96

24,577,777,777.78

361,666,666.67

24,422,222,222.22

360,370,370.37

24,266,666,666.67

359,074,074.07

24,111,111,111.11

357,777,777.78

23,955,555,555.56

356,481,481.48

23,800,000,000.00

355,185,185.19

23,644,444,444.44

353,888,888.89

23,488,888,888.89

352,592,592.59

23,333,333,333.33

351,296,296.30

23,177,777,777.78

350,000,000.00

23,022,222,222.22

348,703,703.70

22,866,666,666.67

347,407,407.41

22,711,111,111.11

346,111,111.11

22,555,555,555.56

344,814,814.81

22,400,000,000.00

343,518,518.52

1,866,666,666.67

2,714,444,444.44

1,866,666,666.67

2,527,777,777.78

1,866,666,666.67

2,341,111,111.11

Saldo Akhir

Total/Bln

22,244,444,444.44

342,222,222.22

22,088,888,888.89

340,925,925.93

21,933,333,333.33

339,629,629.63

21,777,777,777.78

338,333,333.33

21,622,222,222.22

337,037,037.04

21,466,666,666.67

335,740,740.74

21,311,111,111.11

334,444,444.44

21,155,555,555.56

333,148,148.15

21,000,000,000.00

331,851,851.85

20,844,444,444.44

330,555,555.56

20,688,888,888.89

329,259,259.26

20,533,333,333.33

327,962,962.96

20,377,777,777.78

326,666,666.67

20,222,222,222.22

325,370,370.37

20,066,666,666.67

324,074,074.07

19,911,111,111.11

322,777,777.78

19,755,555,555.56

321,481,481.48

19,600,000,000.00

320,185,185.19

19,444,444,444.44

318,888,888.89

19,288,888,888.89

317,592,592.59

19,133,333,333.33

316,296,296.30

18,977,777,777.78

315,000,000.00

18,822,222,222.22

313,703,703.70

18,666,666,666.67

312,407,407.41

18,511,111,111.11

311,111,111.11

18,355,555,555.56

309,814,814.81

18,200,000,000.00

308,518,518.52

18,044,444,444.44

307,222,222.22

17,888,888,888.89

305,925,925.93

17,733,333,333.33

304,629,629.63

17,577,777,777.78

303,333,333.33

17,422,222,222.22

302,037,037.04

17,266,666,666.67

300,740,740.74

17,111,111,111.11

299,444,444.44

16,955,555,555.56

298,148,148.15

16,800,000,000.00

296,851,851.85

16,644,444,444.44

295,555,555.56

16,488,888,888.89

294,259,259.26

16,333,333,333.33

292,962,962.96

16,177,777,777.78

291,666,666.67

16,022,222,222.22

290,370,370.37

15,866,666,666.67

289,074,074.07

15,711,111,111.11

287,777,777.78

15,555,555,555.56

286,481,481.48

15,400,000,000.00

285,185,185.19

15,244,444,444.44

283,888,888.89

15,088,888,888.89

282,592,592.59

14,933,333,333.33

281,296,296.30

1,866,666,666.67

2,154,444,444.44

1,866,666,666.67

1,967,777,777.78

1,866,666,666.67

1,781,111,111.11

1,866,666,666.67

1,594,444,444.44

Saldo Akhir

Total/Bln

14,777,777,777.78

280,000,000.00

14,622,222,222.22

278,703,703.70

14,466,666,666.67

277,407,407.41

14,311,111,111.11

276,111,111.11

14,155,555,555.56

274,814,814.81

14,000,000,000.00

273,518,518.52

13,844,444,444.44

272,222,222.22

13,688,888,888.89

270,925,925.93

13,533,333,333.33

269,629,629.63

13,377,777,777.78

268,333,333.33

13,222,222,222.22

267,037,037.04

13,066,666,666.67

265,740,740.74

12,911,111,111.11

264,444,444.44

12,755,555,555.56

263,148,148.15

12,600,000,000.00

261,851,851.85

12,444,444,444.44

260,555,555.56

12,288,888,888.89

259,259,259.26

12,133,333,333.33

257,962,962.96

11,977,777,777.78

256,666,666.67

11,822,222,222.22

255,370,370.37

11,666,666,666.67

254,074,074.07

11,511,111,111.11

252,777,777.78

11,355,555,555.56

251,481,481.48

11,200,000,000.00

250,185,185.19

11,044,444,444.44

248,888,888.89

10,888,888,888.89

247,592,592.59

10,733,333,333.33

246,296,296.30

10,577,777,777.78

245,000,000.00

10,422,222,222.22

243,703,703.70

10,266,666,666.67

242,407,407.41

10,111,111,111.11

241,111,111.11

9,955,555,555.56

239,814,814.81

9,800,000,000.00

238,518,518.52

9,644,444,444.44

237,222,222.22

9,488,888,888.89

235,925,925.93

9,333,333,333.33

234,629,629.63

9,177,777,777.78

233,333,333.33

9,022,222,222.22

232,037,037.04

8,866,666,666.67

230,740,740.74

8,711,111,111.11

229,444,444.44

8,555,555,555.56

228,148,148.15

8,400,000,000.00

226,851,851.85

8,244,444,444.44

225,555,555.56

8,088,888,888.89

224,259,259.26

7,933,333,333.33

222,962,962.96

7,777,777,777.78

221,666,666.67

7,622,222,222.22

220,370,370.37

7,466,666,666.67

219,074,074.07

1,866,666,666.67

1,407,777,777.78

1,866,666,666.67

1,221,111,111.11

1,866,666,666.67

1,034,444,444.44

1,866,666,666.67

847,777,777.78

Saldo Akhir

Total/Bln

7,311,111,111.11

217,777,777.78

7,155,555,555.56

216,481,481.48

7,000,000,000.00

215,185,185.19

6,844,444,444.44

213,888,888.89

6,688,888,888.89

212,592,592.59

6,533,333,333.33

211,296,296.30

6,377,777,777.78

210,000,000.00

6,222,222,222.22

208,703,703.70

6,066,666,666.67

207,407,407.41

5,911,111,111.11

206,111,111.11

5,755,555,555.56

204,814,814.81

5,600,000,000.00

203,518,518.52

5,444,444,444.44

202,222,222.22

5,288,888,888.89

200,925,925.93

5,133,333,333.33

199,629,629.63

4,977,777,777.78

198,333,333.33

4,822,222,222.22

197,037,037.04

4,666,666,666.67

195,740,740.74

4,511,111,111.11

194,444,444.44

4,355,555,555.56

193,148,148.15

4,200,000,000.00

191,851,851.85

4,044,444,444.44

190,555,555.56

3,888,888,888.89

189,259,259.26

3,733,333,333.33

187,962,962.96

3,577,777,777.78

186,666,666.67

3,422,222,222.22

185,370,370.37

3,266,666,666.67

184,074,074.07

3,111,111,111.11

182,777,777.78

2,955,555,555.56

181,481,481.48

2,800,000,000.00

180,185,185.19

2,644,444,444.44

178,888,888.89

2,488,888,888.89

177,592,592.59

2,333,333,333.33

176,296,296.30

2,177,777,777.78

175,000,000.00

2,022,222,222.22

173,703,703.70

1,866,666,666.67

172,407,407.41

1,711,111,111.11

171,111,111.11

1,555,555,555.56

169,814,814.81

1,400,000,000.00

168,518,518.52

1,244,444,444.44

167,222,222.22

1,088,888,888.89

165,925,925.93

933,333,333.33

164,629,629.63

777,777,777.78

163,333,333.33

622,222,222.22

162,037,037.04

466,666,666.67

160,740,740.74

311,111,111.11

159,444,444.44

155,555,555.56

158,148,148.15

1,866,666,666.67

661,111,111.11

1,866,666,666.67

474,444,444.44

1,866,666,666.67

287,777,777.78

(0.00)

156,851,851.85

1,866,666,666.67

101,111,111.11

4,581,111,111.11

1.00

4,394,444,444.44

2.00

4,207,777,777.78

3.00

4,021,111,111.11

4.00

3,834,444,444.44

5.00

3,647,777,777.78

6.00

3,461,111,111.11

7.00

3,274,444,444.44

8.00

3,087,777,777.78

9.00

2,901,111,111.11

10.00

2,714,444,444.44

11.00

2,527,777,777.78

12.00

2,341,111,111.11

13.00

2,154,444,444.44

14.00

1,967,777,777.78

15.00