AWOL Geordie

EmbracingminimalismandearlyretirementinChiangMai,Thailand.

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Monday,27October2014

HowIlost$250,000withCentaurLitigation.
+3RecommendthisonGoogle

Thismonth'staleshinesalightonthedarkersideofhumanity.It'sastoryofdeceptionthatledafoolishman
toloseeverything.Asequenceofeventsshowinghowthingsareneverastheyseem.

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Youreworkingclasstrash.Howdidyoueveraccruesuchanamount?
Firstoffitwasonly$225,000(140,000or7.3MTHB).Iroundedtothenearest$50,000foreffect.However,
withinterestitwouldvebeenalmost$0.25M.

Go!

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In1991IjoinedtheRoyalNavyaged17.Myparentsgaveme10forthe8hrtrainjourneyfromNewcastleto
Plymouth.Mynetworthwas10.BythetimeIdarrivedinPlymouthmynetworthwasbackto0.
Forthenext22yearsIneverearnedmorethananaveragesalary.However,throughacombinationofhard

Comments

UniTEFL

work,frugalliving,luckyhouseflips,eschewingmarriage,diligentsavingandcompoundinterestIdmanaged
toachieveasubstantialnetworth.Thepurposeofwhichwastorealiseadream.Adreamtobefreefromthe
bondsofmoderndaywageslavery.Inessence,Ilongedtobeafreeman.
OK.Sowhathappened?
BeingariskaverseladIwashappytoleavethecashsittinginastandardUKsavingsaccount.Thethoughtof
losingdecadesofhardearnedsavingsterrifiedme.ThenPhukethappened.Togettotherootofthisdisaster
wehavetoturntheclockbacktoPhuket,2011.
Phuket?Thailand?

Yes.IwasworkingtherewhenImetBarryPayne,aQPRsupporterfromthesouthofEngland.Wesharedan
interestinglobaleconomicsanddiscussedmanytopicsaroundtheswimmingpool.Atthattimehistoricallylow
BankofEnglandbaserates(0.5%)andmeagersavingsrates(1%)werehurtingsavers.TheUKsinflationrate

Archive

(5%)meantpeoplessavingswerelosing4%paand(usingbasiclogarithms)wouldlosehalftheirvaluein17

2015(1)

years.

2014(12)
December(1)

Overthecourseof2011Barry(afinancialadviserwithwww.easyqrops.com)startedhintingatanew
investmentvehiclehewastouting.ThirdPartyLitigationFunding(TPLF)namely:CentaurLitigationandGrowth
SeriesII.TPLFbasicallyfundscourtcasesandtakesasliceofthewinnings.Theproposedproducthada100%
capitalguaranteebackedbyacomprehensiveinsurancepackage.Thiswasvital.Ididnotwanttoexposemy
hardearnedtoanyrisk.

November(1)
October(1)
HowIlost$250,000with
CentaurLitigation.
September(1)

ItoyedwiththeideaforsixmonthsbeforeplunginginNovember2011.Iscrutinisedthebrochurewitha
feverishintensitysatisfiedtherewasnosleightofhand.IwasshakingasItransferredmostofmylifesavings
toanHSBCaccountinHongKong.Happily,everythingwenttoplanandIinvestedmore(therestofmy

August(1)
July(1)

savings)intoCentaurIncomeAcceleratorIII(PrincipalProtectedShares)inMay2013.IretiredinJuly2013

June(1)

confidentIwassetforlife.

May(1)

Soundsgood.Sowhatwentwrong?
IwasenjoyingearlyretirementinChiangMaiwhenIstumbledacrossthisinFebruary2014:

April(1)
March(1)
February(1)
January(1)

http://www.offshorealert.com/brendanterrillargentumlitigationfundbuttonwoodlegalcapitalsuspected
ponzischeme.aspx

2013(16)
2012(19)

Ishatmyself.Ponziisahorriblewordthatnoinvestorwantstohear.Irefusedtobelievethiscouldbetrue.Im

2011(6)

suretheresapsychologicalexplanationformyrefusaltofacerealityinthesecircumstances.Denial?

2010(14)

Rationalisation?IcalledBarryandhetoldmeitwasmerelymaliciouspressspeculation.Mentalgymnasticstold
methatthe100%capitalguaranteewouldprotectmeandthisjournalistmustbewrong.

2009(24)
2008(31)

Hewasnt.

2007(24)
2006(18)

InJune2014thefundswentintoProvisionalLiquidation:
http://www.scmp.com/business/money/marketsinvesting/article/1524093/litigationinvestmentfundcentaur
litigationput
InSeptember2014www.grantthornton.com.autheprovisionalliquidatorsproducedareportdetailingthescale
ofincompetence,embezzlementandlieswe'dbeensold.Itwaslikereadingyourownobituary.It'ssupposedto
beconfidentialbuttheSouthChinaMorningPostgivesanoverview:
http://www.scmp.com/business/money/marketsinvesting/article/1595379/centaurlitigationfunds
misappropriatedbacked
Thispassageisincredible:
"capitalguaranteestructuresthatinvestorsweretoldwouldprotectthemintheeventofalosseitherdidnot
existorwereforthemostpartissuedbyfirmsconnectedtothefunds'foundersandformerdirectorsandshow
littlelikelihoodofbeinghonoured."
Sotheentirehouseofcardswasbuiltonlies?Additionally,itappearsScottWilliamsandBrendanTerrill,the
formerdirectorsandallegedbeneficiariesof"irregulartransactions"havedonearunner:
http://www.smh.com.au/business/liquidatorshuntforallegedcentaurlitigationponzischemebossscott
williams201407133buza.html
Jeez.Whydidyouinvestinthatshite?
Simple.
1.NegativeinterestratesinUKbanks.
2.100%capitalguarantee.
3.Decentreturnsnotlinkedtovolatilestockmarkets.
4.ArgentumCapital(fundedbyCentaur)waschairedbyretiredLondonHighCourtjudgeSirDavidKeene
lendingthewholeenterpriseacomfortingairofcredibilityandlegitimacy.
5.AsafewayoffundinganearlyretirementdreamIdworkedhardtoachieve.
Itsabundantlyclearnowthatinvestingeverythingwasirrationaleasytoseeinhindsight.However,back
thenIwassureofmydecisionsasIwas100%convincedbythe100%capitalguarantee.Thisillusionof
securitywasmyAchillesheel.
Lookslikeyourefucked.Whatwillyoudo?
Yes,Iagree.Imfucked.Imanagedtoretireat39onlytohavetherugpulledfromunderneathayearlater.
Imskintagain.ThesameasIwasat17onthetraintoPlymouth.RetirementsoverbeforeitbeganandIllbe
lookingforfulltimeworkagainverysoon.
Funny,Irodea9,000Ducatilastmonthandcouldvebought15ofthem.NowIcanbarelyfilloneupwith
petrol.Lifecanchangeinabreath.Richtopoorinaday.
Howdoyoufeel?
Likearollingstone.WhenIfirstlearnedofthesituationIexperiencedawaterfallofnegativeemotions.For
48hrsIwantedrevengetopunishthoseresponsible.Tortureandmurdertantalisedmythoughts.
Theemotionalpendulumswungfromsuicidetoshame.HowcouldIhavebeensostupid?Angerandgrief
overwhelmedme.ThiswastheworstIdfeltsincemyMotherpassedawayin2008.Decadesofworkand
sacrificefornothing.Itwasaterriblecoupleofdays.

Cruelworld
Itseemseveryoneisenrichedbutthemugsinvestors.Barrygainedcommissionforhookingme.Theelusive
fundmanagersScottWilliamsandBrendanTerrill(iftheyretheirrealnames)arelikelymillionaireslivingin
opulentluxury.TheliquidatorsearninanhourwhatIspendinamonth.
Ivemetalotoffolkwhovelostonthestockmarkets(hencemyreluctancetogothere)buttheyveall,
withoutexception,gotsomethingback.We,ontheotherhand,havelostthelot(despitethe100%capital
guarantee).Istilldontunderstandhowthatcanbe?However,factsarefactsandwevereceivednointerest
paymentsin2014.ThecapitalisduebackinNovember2014(withinterest)butwe'regettingthesquareroot
ofFA.
Doyoublameyourself?Haveyoulearnedanything?
Iblamemyselfforbelievingthe100%capitalguaranteeliesthatledmetobecomeentangledinthiswebof
bullshit.Iblamemyselfforbeinggreedy.IblamemyselfforlisteningtoaFinancialAdviserworkingon
commission.IblamemyselffornotactinginFebruarywhensuspicionswerefirstaroused.Iblamemyselffor
puttingallmyeggsinonebasketaclassicblunder.Iblamemyselfforbecominganinadvertentvictim.
WhathaveIlearned?Nothinginlifeispermanent.Securityisanillusionitcanbesnappedawayinaninstant.
IvelearnedtobehumbleasevidenceclearlyshowsImnotascleverasIthoughtIwas.Ittakesaspecialkind
ofdumbasstolosequarterofamillion.
Poorlifechoicesleadtopeoplebeingpoor
IbelievethismaximistrueandImnotimmunetoitsmechanics.Thiswas,byfar,thepoorestdecisionI've
evermade.Whatafuckup.
Future
AftertheinitialshockoflearningthatI'mtotallyskintIvehadtoregroupandconsidermypredicament.The
onlythingIownofanyvalueisamotorbike.ItsunlikelyIlleveraccumulatethatmuchwealthagain.However,
thisragstorichestoragsstorywillnotdestroyme.Iwillberesolute.Iwillcontinuetoliveamodestlife,
adheringtothetenetsofminimalism,squirrelingbitsawaywhenIcan.
Thinkingpositively,I'mhealthy,debtfreeandhaveanuncannyabilitytolivehappilyonverylittle.Obviously
I'llhavetochangethisblog'ssubheadingto'EmbracingminimalismandearlyretirementinChiangMai,
Thailand.'
Justice
IwouldliketobelieveScottWilliamsandBrendanTerrillwillreceivejusticeatsomepointinthefuture.
However,justliketheirfunds,thiscantbeguaranteed.Perhapskarmicjusticewillprevailwherehuman
systemsarefoundwanting.
Areyoulookingforsympathy?
Notreally.Ipennedthisaswritinghelpstogalvanisemythoughts.Anyexservicemanwilltellyouthat
sympathycomesbetweenshitandsyphilisinthedictionary.
Instead,IdliketotakethisopportunitytowarnpeopleabouttheperilsofFinancialAdvisers,glossybrochures
promisingthemoononastickand,mostimportantlyofall,areminderthatthebestcriminalswearsuits.
ThisscamwassowellexecutedIalmostwanttoapplaudthem.Nigerianinternetscammershavenothingon
whitemeninArmarni.Iwonderifthey'llevadethelawinperpetuity?Theyreobviouslysmartguys.Do
yourselvesafavourandleaveanysavingsinthebank.Atleastyoullstillhavethemattheendofthe
day.Failingthat,gofortangibles(eg.property,gold).
Ifyoumustinvest,onlyinvestwhatyoucanaffordtolose.Dont,whateveryoudo,goballsdeeplikeIdid
itsfinancialsuicideandafutureofimpoverishedwageslavery.
It'stoolateformebutifjustonepersonbenefitsfrommyexperiencesomethingpositivewillemergefromthis
cesspitofgloom.
Mylifedestructioninpictures

Aquartercenturyofhardworkgone.Iwant
tocrywhenIthinkofthecondos,motorbikes
andwomenthiscouldvebought.
Infact,thinkingaboutit,that'sexactlywhatI
shouldhavespentiton.IwishIcouldgobackin
time.

CentaurII.Hilarious.
Youtrytodotherightthingbybeingfinancially
responsiblebutendupwithnowt.
IwonderifBrendanTerrillandScottWilliams
havesinceinvestedinTPLF?Theyshoulddo
basedonironcladguaranteeslikethese.

CentaurIII.Itookaleapoffaithbasedonthis?
Doh!
Ishouldhaveaskedforproofofallthisfancy
soundingBSbeforecommitting.HowcouldIfall
forsuchlies?Wherewasthedue
diligence?Caveatemptor.

Conclusion
IvebeenspendingtimeinTemplestryingtoreconcilewhathappenedwhilereflectingontheBuddhas
teachings.Ivefoundenormouscomforthere.IenvisageBuddhistspiritualitycomplementingaminimalist
approachtolifeinthefuture.
Finally,I'llfinishwithacoupleofquotesIcantseemtogetoutofmymind:
Whenyouain'tgotnothingyougotnothingtolose.Bob
Dylan
Youonlylosewhatyouclingto.GautamaBuddha
Lettinggogivesusfreedom,andfreedomistheonly
conditionforhappiness.If,inourheart,westillclingto
anythinganger,anxiety,orpossessionswecannotbe
free.ThchNhtHnh
Lifegoeson.Peace.

38comments:
Anonymous 28October2014at09:21
Hi,
Ihavelivedinphuket10years,amarineengworkingoffshore.

Metoputawhackinandnowthinkingexactlythesameclingingontosomehopeof
gettingsomethingback.
Justenjoythailifestyleandputitdowntoexperienceaveryexpensiveone,nearlyasbadasmythreedivorces
thoughtihadtogetsomeluckinlifebutnohitbynumberfourfinancialdisaster.
Iwouldntcaremostinfluentialpeopleispoketosaiddonttouchitsoundslikeaponzi,wishedidlistened.
arniewilloughby@yahoo.co.uk
Reply

AWOLGeordie

28October2014at10:51

HiArnie,
Sorrytohearthat.IfIcouldbuildaDeloreanI'dtakeyoubackto2011withme.Wejustneedafluxcapacitor.
Steve
Reply

johnmarks 28October2014at11:04
Unfortunatelyweliveinaworldwheredeceptionisthenorm'Alotofpeoplearerobbedwithpistols,morearerobbedwiththe
pen' I have spoken to Stephen and a thousand others in the same boat over the years and it destroys peoples lives .
expatinvestmentclub.comwasformedtoeducateinvestorssotheycannotmakethesemistakes,itsfreeandtheirisnoselling
.Wheretheirismoniesleftinthesetoxicinvestmentsweformactiongroupstogetthemoniesreleasedbacktoclientsquickly
.Thisnoeasytask.AtthemomentthegroupsformedareforBrandeauxfunds,MansionfundsandPremierNewEarth.John
Marks
Reply

AWOLGeordie

28October2014at11:46

IwishyouallthebestJohn.Ifhttp://www.expatinvestmentclub.com/cansavejustoneinnocentpersonfromthesharksout
hereinSoutheastAsiayoureffortsaretobeapplauded.You'dbasicallybepreemptivelysavingpeople'slives.IwishI'dheard
ofitfouryearsago.Ihopethisarticlewillhelpotherstoo.
Reply

Anonymous 28October2014at11:58
HiGordie,
I'm also a Centaur investor, and noticed that you have just joined the action group that I too belong too. I did not lost
everythinginCentaur.Sadly,forme,IlostalotinanotherThaiscam.I'lldefinitelybeworkingmyretirement.Ispendtimein
CM,somaybeI'llrunintoyousometime.Goodluck!
Reply
Replies
AWOLGeordie

28October2014at12:02

Sorrytohearthere'ssomanyofus.Perhapswecancommiserateoverbeersaswebustourballsintooldage.
Reply

Frank 29October2014at00:45
Hey Stephen I'm so sorry to hear your story. Motherfuckers. Lots of stories of this sort in Canada where these financial
advisors,someofwhowereatitforover20years,ranawayfromtheirinvestorswhenthemarketscrashedandtheycouldn't
covertheirdebts.
You'reasmartguyandhaveanincredibleabilityforlanguages.Maybethiscouldbemotivationforanewcareer?Iknowit
reallysucksbutmaybethere'sasilverlining,evenifit'stheslimmestofsilverlinings?
I'll be thinking of this story as I go to bed tonight. So sorry about the news, I've been following your blog for years and it
saddensme.
Frank*bbqboy)
Reply

Dan 29October2014at01:21
Thissucks.Eventhoughyougotskint,awolGeordie,IwouldstillratherbelivingwhereyouarethanwhereIamandyouhave
ajoborcangetanothermathjob,sokeepyourchinup!Enjoyyourlifeandkeepusallpostedonyourblog.
Reply

AWOLGeordie

29October2014at08:52

@Frank @Dan. Thanks lads. I appreciate the support. Aye, it looks like I'll be back to work likely teaching maths again. I

reallythoughtI'dmadeittoo.Aahwell.It'sanunjustworld.They'rereallynobetterthanstreetmuggers.Infactworsegiven
themagnitudeofpeople'smoniestaken.Iwonderhowmanylivesthey'vedestroyed?
Anyway,lifegoeson.Bikestoride,lingotolearnandmarathonstorun.Thanksagainlads.
Reply

AWOLGeordie

29October2014at23:40

Ifyouareaninvestorandinterestedinjoiningwithustopursueourrightsandremediesasinvestorspleasevisit:
http://www.centaurinvestors.com/
Reply

cenmethop 30November2014at18:04
ThispostsendashiverdownmyspinebecauseI'm30nowandhavesavedupabout$350,000.Themoneyisalloverthe
placeanddiversified,butlargeamountsareinmutualfunds.Ialwaystrytodiversifybutsometimeswhenyou'rereallyintoan
investmentit'shardtostopputtingmoneyintoit.
"Investinsevenoreightdifferentventuresforyoudonotknowwhatdisasterwillbefallyou."
Ecclesiastes11:2
Reply
Replies
AWOLGeordie

30November2014at23:47

Goodluckbutbeveryverycareful.Ialwaysconsideredmyselfacautioussoulandlookwhathappened.Therewill
be wankers trying to rid you of that hardearned cash. Never trust IFAs either it's not their skin in the game.
They'recrooks.Atleastyouhadthesensetodiversify.Toolateformebutifyoumanagetoinventtimetravelgive
meashout!
Also,considerleavingitinabank?????IwishIhad.
Reply

Pete 9December2014at09:34
Wellyournottheonlyone,ItoliveinPhuketandformeanevenbiggerlossasIputinatotalof200,000GBPintoCentaur
Litigation,100,000inDecember2012and100,000inOctober2013.AndtomakethingworseIlost65,000intheGlanmore
property fund and now have 750,000 GBP locked in Brandeaux Student funds that are still suspended. All this nightmare
becauseItrustedawellknownfinancialadviserwhoalsolivesinPhuket,whomademassivecommissionsfromme.
Reply

AWOLGeordie

9December2014at10:37

SorrytohearthatPete.ThemoreIhearaboutpeople'slivesbeingdestroyedbyIFAstheangrierIget.
TobefairCentaurmentioned'capitalgrowth'buttheyneglectedtoexplainhowthatgrowthcouldbenegative,asmuchas
100%.Somuchforcapitalguarantees.Wankers.Theliquidatorswilllikelyhooverupwhatremains.Nightmare.
Reply

johnmarks 27December2014at18:06
If anybody is concerned and wants to search their portfolio for potential 'toxic investments' They should ask
www.expatinvestmentclub.com.fortheirfreeportfoliocheck.RegardsJohnMarks
Reply

mimi 31December2014at11:37
Chiang Mai expat investors are suffering from the collapse of the Australian LM Ponzi scheme, with many in the same
situationasyou,Geordie.ThemainIFAherewhowasresponsibleforsellingthetoxicinvestmentswasworkinghandinhand
withoffshoreproductproviderssuchasFriendsProvident,Skandiaandthelike,allofwhomwerepushingthecraprightup
until its collapse.in spite of online warnings going back as afar as 2009. The FA was earning at least 15 per cent on
commissions,anddidarunnertotheUKshortlyafterthecollapse.
A BKK LM victim group is attempting to start legal action, as are other groups in Thailand hit by the toxic investments
mentioned above. However, while the offshore product providers are allowed to continue ripping off expats in this manner,
these ongoing scandals will continue. Surely it would be possible for victims of all such IFA frauds to get together in large
numbers and hit out at financial jurisdiction regulators and the governments behind them which are simply ignoring the
wreckingofexpatlives.
Itcanbedonegoogle'therapeofHongKong'fraveryeffectiveLMvictimsgroupwhichhasalreadyforcedtheHongKong

governmenttooutlawthesellingofILASproducts,anotherscamwhichmadefortunesforIFAsandtheproductproviders.
Mimi
Reply
Replies
AWOLGeordie

31December2014at12:05

ThanksfortheinfoMimi.It'strulyheartbreakingtohearofalltheselives/dreamsbeingsystematicallydestroyed.
MyhopeisthatpeoplereadingthismaythinktwiceBEFOREplunging.
Reply

Anonymous 1January2015at09:19
Sorrytohearaboutyourfateandcongratulationsforhavingthegutstotelltheworldaboutit.
I've gone through a similar ordeal. It was not a small Ponzi scheme like yours but the biggest one in the world US stock
market.ThenIRSshaftedmetotopitoff.Inmycase,Ilostalotmoremoneyandendedupin10,000USDhole.ButIlearned
valuable lessons (you listed the identical points). People carrying guns on streets are dangerous, but they are toddlers
comparedtobanksters.
Weareofsimilarage.EventhoughIhad10yearstorecoverandstillretireearly,Ihopeyouwillhaveyourchancetogetyour
lifetowhereitshouldbe.Thereislittlewecandobutgetup,dustoffandgoahead,butneverforgetthelessonslearned.
Bestoflucktoyou!
Reply
Replies
AWOLGeordie

1January2015at10:24

Thanksandwelldoneforgettingbackupandsucceeding.
Reply

johnny 1January2015at10:50
OncetherewasaChinesefarmerwhoworkedhispoorfarmtogetherwithhissonandtheirhorse.Whenthehorseranoffone
day,neighborscametosay,Howunfortunateforyou!Thefarmerreplied,Maybeyes,maybeno.
Whenthehorsereturned,followedbyaherdofwildhorses,theneighborsgatheredaroundandexclaimed,Whatgoodluck
foryou!Thefarmerstayedcalmandreplied,Maybeyes,maybeno.
Whiletryingtotameoneofwildhorses,thefarmerssonfell,andbrokehisleg.Hehadtorestupandcouldnthelpwiththe
farmchores.Howsadforyou,theneighborscried.Maybeyes,maybeno,saidthefarmer.
Shortlythereafter,aneighboringarmythreatenedthefarmersvillage.Alltheyoungmeninthevillageweredraftedtofightthe
invaders. Many died. But the farmers son had been left out of the fighting because of his broken leg. People said to the
farmer,Whatagoodthingyoursoncouldntfight!Maybeyes,maybeno,wasallthefarmersaid.
Reply
Replies
AWOLGeordie

1January2015at11:29

Thoughtprovoking.
Liveinthemoment.Don'tregretthepastorworryaboutthefuture.Enjoythenow.

Anonymous 1January2015at20:39
Youseemwiserthanyouryearsfriend.
Thesetwobookschangedmylife:
"AManualforLife"Epictetus
and"ThePowerofNow"availablesasaudiobook.Readandunderstandthemandmoneyistotallyinsignificant.
Reply

tourotales 1January2015at15:42
HisawyourlinkonThaivisa,sorryforwhathappenedtoyou,mademeabitsadreally.
Youwritewell,Takecare&AlltheBest(Paul)

Reply

Anonymous 1January2015at23:25
I really feel sorry for you and all that get ur retirement funds and life savings stolen by unscruplous bastards. what all of u
shoudl do is that another time an IFA pops up, simply get all teh guys togther and put him in a sack and beat the living
daylights out of him. For those guys that ran away, pull all ur resources togther and find them and their families and finish
thesescumoffbeforetheydoittoothersagain.
Reply

Anonymous 1January2015at23:38
Verysadstory.Haveyoutriedfilingacomplaintwiththelocalregulator,theThaiSEC?Notsurethatit'llhelpyourecoverany
funds,howeverifyoucangettheIFAsontheSEC'sInvestorAlertlistitmayhelpwarnoffothers.
Reply

supergirl 2January2015at07:47
Thankyouforsharingyourstory.Youwritewellandthispostishelpfultomeasaveryconservative(andperhapsgullible)
investormyself.OnesentimentItakeissuewithisthatwomenareobjectslikecondosormotorbikestobeboughtandsold.
Womenarepeoplewhoarealsotryingtomakeitinthisdifficultworld.
Reply
Replies
AWOLGeordie

2January2015at09:21

Mmmmm. But most poor men are single while millionaires have models on tap. Why is this? Could it be female
hypergamy?Arethesewomennotsellingthemselves?

supergirl 15January2015at14:04
Womenarepeople.Condosandmotorbikesareobjects.
WhatifIchangedyoursentenceto:"IwanttocrywhenIthinkofthecondos,motorbikesandpeoplethiscouldve
bought."

AWOLGeordie

15January2015at18:05

Womenarepeople.
Indeedtheyarebuttheycanstillbebought.Presumablyyouwouldnotmarryatramp?Iwonderwhy?Marriages
are simply contracts. Look at prostitutes and pornstars. Or even domestic maids. All bought to do someone's
bidding.Justlikeobjects.Justlikemebeingboughttoteachmaths.
Reply

Anonymous 4January2015at19:50
Heyman.IwaswatchingthemovieReignOverMeandforsomereasonIkeptthinkingaboutyouandthoughtIshouldreach
outtoyou.Staystrong.
Reply
Replies
AWOLGeordie

4January2015at22:25

Noworries.I'veacceptedit.Movedon.Let'shopethispiececansaveafewothers.
Allthebest.
Reply

Anonymous 4January2015at21:17
karma
Reply
Replies
AWOLGeordie

4January2015at22:29

Agreed. There were certainly some very strange forces acting within my consciousness when I decided to hand
overmyentirehardearnedlifesavingstothieves.PerhapsthatforcewasKarma.

Reply

Anonymous 28January2015at11:47
And what about the promoters? Chris Keats of Orion who made millions in commissions. He claims to be innocent. He's
apparentlyjustcompletedahugehouseintheislandresortofPhuket.
Reply

Iraya 17February2015at17:12
Greetingsfromthecoldhellinthewest.
Firstofall,mydeeplyfeltsympathyforyourloss.
Andquestion:Basicallyitwasthementionof"100%capitalguarantee"intheirownpromotionalmaterialsthatinciteyourtrust
andmadeyoutransfermostofyourlifesavingstothebankaccountofsomeunknowncrooks?Whydidyounotcheckedif
theyareregisteredandregulatedasfinancialinstitutionitwouldnottakemuchefforttoprotectyourlifetimesavingsoramI
missingsomethinghere?
Alinallitwasjustmoneygreatyoudidn'ttrytoearnitbackfasttoendupinBangkwangjailwithlifesentencelikemany
othersthatwouldbetrulyhorrible.Iadmirethewayyoudealtwithitinyourmind.
HaveanicedayinyoursunnyChiangMai!
Reply
Replies
AWOLGeordie

17February2015at18:49

HiIraya,
IguessItrustedmyIFA.Hewasafriend.Kindoftragicbutit'sthetruth.
Bestwishes.
Reply

Iraya 17February2015at20:37
IftheIFAwasrealregisteredUKIFA,didyouconsiderthis:
IfaclientbuysafinancialproductontheadviceofanIFAwhichturnsouttobeunsuitable,theyhavetherighttocomplain
and,ifthecomplaintisupheld,mayreceivecompensationIfacomplaintisnotdealtwithsatisfactorilyinternally,theclienthas
theoptionofgoingtotheFinancialOmbudsman.
CheckingiftheCentaurisregisteredandregulatedwouldtakejustfewminutesandifthetheIFArecommendedyouthose
unregulatedPonzicrookswithoutcheckingtheirlegalstatus,youshouldbeabletomakehimpayforitcomplaininUKFCA
http://fca.org.uk/consumers
HeisasresponsibleforyourlossastheWilliamsandTerrillthemselves.
Reply

Anonymous 26February2015at05:27
Barry Payne does not work for easyqurops he works for Montpellier who are based in the Isle of Man. Easyqurops doesn't
existasacompanyitismerelyawebsiteallthebusinessiswrittenthroughMontpellier.
Reply

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