Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Y
ER GM
JUNE
2015
RJ and Vanessa
Ledesma:
co-founders of
Mercato Centrale
ENTREPRENEURSHIP:
THE LONG-TERM
SOLUTION TO POVERTY
Do the basics: the 4Cs of successful
entrepreneurs
find your reasons for going into business
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PUBLICATIONS, INC.
www.kerygmabooks.com
Today, many homes are haunted by ghosts of their familys past.Some people are haunted by the horrible way they
were parented. Unfortunately, they find themselves repeating the same terrible mistakes with their own children.
Does history have to repeat itself? How do you break the cycle of brokenness, pain and abuse in your family? How
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This book has the power to transform your families from horror families to
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Yes, the cycle of broken families can stop. This book will change your family life
forever. There is hope.And starts with you.
PUBLICATIONS, INC.
Welcome back
to school!
Time to learn new things, make new friends and have fun!
As you feed your mind with new knowledge, dont forget to feed your soul with wisdom.
Find inspiration for achieving your dreams this year and grow closer to God.
Make K-F-A-M your companion in learning!
Kerygma Inspiring you to live a fantastic life!
FiSH The zany side of loving God.
All Stars The generation that shines for Christ.
Mustard Sowing seeds of fun and faith.
PUBLICATIONS, INC.
the Boss
One early dawn, I woke up terrified that I was going to
address a crowd of 10,000 people.No, the size didnt bother
me.I was already used to speaking to large crowds.What
bothered me was that the organizers wanted me to speak
in pureFilipino.
Im ashamed to say this, but they could have asked me
to speak in ancient Greek, and I would have had a similar
reaction.Yes, I speakFilipinoconversationally,but I suck
at it. (Why?Long story: My family migrated to Cebu when
I was one year old.So as a kid, I grew up speaking English
and Cebuano, not Filipino.But we moved back to Manila
when I was eight, so I forgot my Cebuano. And growing up,
I had such a hard time speaking in Filipino, so I just ended
up speaking in English.)
Boy, was I petrified that day. But as a public speaker,
I also knew that it would be a complete disaster to go up
the stage in the state of mind I was in. If I stood in front of
them doubting my ability, Id never be able to impart my
message. Id stutter, fumble with the microphone wire,
and drown in my own sweat. And my audience would fall
asleep.
I knew this rule: If I wont believe in my product, no
one else will. So I closed my eyes and began to imagine
myself giving that talk in Filipino with awesome fluency.
I pictured in my mind the audience being inspired and
moved by my stories.I mentally told myself, Gosh, youre a
greatFilipinospeaker, Bo. I then prayed and believed that
this would be my reality.
A few minutes later, I was on stage.And my vision
did become reality! I was more dynamic than usual.
Ten thousand people were at the edge of their seats,
listening to me.More importantly, I found myself fluent
inFilipino.Sure, I made a lot of grammatical mistakes.(Only
practice can cure that one.) But the important thing was
that my listeners and I werent distracted by them.
Why?Along the way, Ive learned a secret about our
minds that I want to share with you.Our subconscious
By Bo Sanchez
mailroom
Jessa Logronio
Silliman University, Dumaguete City
Tarhata
Via email
just breathe
Living by Grace
By Rissa Singson Kawpeng
What to Expect:
This is an article from the One True
Love Club Newsletter that members
get regularly. OneTrueLoveClub.
com has tons of resources to help
the single person find his or her
lifetime partner. Sign up now!
ON THE COVER:
RJ (aka Mr. Royal True Orange) and
VANESSA LEDESMA
Gracing our issue on entrepreneurship are no less than the Mercato
Centrale co-founders and organizers, RJ and Vanessa Ledesma. RJ, who
became famous in the 90s because of a soft drink commercial, is now
a man who wears many hats. He is a newspaper columnist, lifestyle
magazine editor-in-chief, professional events and wedding host, bestselling author of five books, a real estate developer, and the honorary Vice
Consul of Monaco to the Philippines. He was named Best Male Emcee
during the 2012 Aliw Awards.
He and Vanessa initially got the inspiration to put up Mercato
Centrale from their honeymoon trip to Florence, Italy. They went to Italys
Mercato Centrale and feasted on a great variety of food while savoring
a high-spirited atmosphere. Vanessa thought it would be great to bring
that ambiance to the Philippines. The flame was fanned when their friend,
Anton Diaz, held his Ultimate Taste Test event where food vendors were
invited to present their products to the readers of Antons blog, www.
ourawesomeplanet.com. Upon attending that event, RJ realized that
Anton would make a perfect partner to the food business that he and
Vanessa were cooking up. Anton and his wife, Rache, agreed, and so the
Mercato Centrale became what it is today.
Growing up, RJ has always been an active servant at the San Antonio
Parish Church in Makati. After taking a masters degree in real estate
development in Massachusetts Institute of Technology, he joined the
Single Young Adults (SYA) group where he met his lovely wife, Vanessa,
who was also on fire with her love for God.
Vanessa is a graduate of the Ateneo Law School and was a former
model of an international clothing brand. She is also a licensed real
estate broker and is now fully hands-on in co-managing their
entrepreneurial ventures. Its not easy to juggle the roles of a
wife, mother, entrepreneur, and church community member, but
Vanessa takes everything one step at a time, listing her daily
priorities and taking them in stride. Even though Vanessas day
usually ends late because of the seemingly endless to-do list
glaring at her, she never says no to their two kids, Fortune
and R3, whenever they want to play with her at any time of
the day. Having a break with them is not only a breather for
her but also bonding time for the whole family. Among
the virtues that she wants their children to emulate is
dedication for work.
Both RJ and Vanessa continue to be involved
in serving God through the Couples for Christ
community. RJ is an Extraordinary Minister of
the Holy Eucharist (a lay minister) in their parish.
Despite their busy schedules, RJ and Vanessa
make sure that their children get the best of
their attention. Sunday is Holy Mass and family
day. The Ledesma couple sees to it that they
teach Fortune and R3 not just to know God,
but to have a relationship with Him in a
personal way.
The Bo Files
1
23
The Boss
Believe in Your Product
Or No One Else Will
Introduction
ENTREPRENEURSHIP:
The Long-Term Solution
to Poverty
48
Point of Contact
Just Breathe
When Do You
Raise the
White Flag?
Columns
Seasons
26
3
32
41
RECALIBRATE
THE KIDS
FOR THE NEW
SCHOOL YEAR
Faith @ Work
Passing Down
Values from
Generation to
Generation
K Preacher
TURN YOUR
TRIALS INTO
BLESSINGS
Teaching
DO THE
BASICS
Teaching
Compelling
Reasons to Get
into Business
Special
Section
30
Testimony
The Spark
of Dreams
43
Testimony
Where Broken
Hearts Go
36
45
Y
ER GM
JUNE 2015
17
Mailroom
New You
Dear K
Real Stuff
12
9
10
Kfam Insider
THE GUARANTOR
KERYGMA NIGHT:
SILVER ANNIVERSARY,
GOLDEN RELATIONSHIPS
Departments
47
One Last Story
Angels in
a Foreign
Land
Special Feature
Daily Pause
14
Feast Snapshots
FOREVER
It Happened
19
founder and publisher BO SANCHEZ editor-in-chief RISSA SINGSON KAWPENG managing editor TESS V. ATIENZA creative director MIKE CORTES graphics director REY DE GUZMAN assistant graphics
artist JAP TARECTECAN staff writers MAYMAY SALVOSA, MARJORIE ANN DUTERTE, KARREN RENZ SEA, DINA PECAA contributing writers BELLA ESTRELLA, OSY ERICA, LELLA SANTIAGO, REY ORTEGA
photographers DANIEL SORIANO, DAVE APALLA columnists MICHELE ALIGNAY, JOEL SALUDARES, DEAN PAX LAPID production assistant ANGIE ESPUERTA
chairman of the board and CEO BO SANCHEZ president HERMIE R. MORELOS vice-president for corporate services WENG CEQUEA assistant vice-president for production RISSA KAWPENG production
manager TESS V. ATIENZA sales and marketing manager JOSEPH MARTINEZ
Kerygma. A Greek word meaning Proclamation of the Gospel. It is a Catholic inspirational magazine. It aims to be an evangelistic tool to all nations, providing Scriptural, practical
and orthodox teachings to Catholics, particularly those in the Catholic Renewal, as an alternative to present-day magazines. It is also committed to fostering the renewal and
unity of the whole Christian people. Philippine copyright Shepherds Voice Publications, Inc. 2015. No part of this magazine may be reproduced without permission. Published
monthly by Shepherds Voice Publications, Inc., whose editorial and business offices are located at 60 Chicago St., Cubao, 1109 Quezon City. Tel.: (632) 725-9999, 411-7874, 7251190, 470-4091 (Production Department). Fax: 727-5615. Email: editsvp@shepherdsvoice.com.ph. Website: www.kerygmabooks.com
No one can
grow if he does
not accept his
smallness.
2
9
13
To be faithful, to be creative,
we need to be able to change.
To change! And why must I
change? So that I can adapt
to the situations in which I
must proclaim the Gospel. To
stay close to God, we need
to know how to set out; we
must not be afraid to set out.
19
25
14
20
Frequently, we act as
arbiters of grace rather
than its facilitators. But the
Church is not a tollhouse;
it is the house of the
Father, where there is a
place for everyone, with
all their problems.
26
This is the
struggle of every
person: Be free or
be a slave.
15
21
27
19
10
16
22
28
Living together is
an art. Its a patient
art, its a beautiful
art, its fascinating.
Indifference is
dangerous, whether
innocent or not.
Whenever we encounter
another person in love,
we learn something new
about God.
11
17
23
29
30
12
18
23
24
30
new you
Family
And They
call it
Papsy
Love
Fathers: providers, silent encouragers, disciplinarians,
protectors, listeners. They wear several hats in their role as our
dad. Most of them seem reserved and, while we know them
as men-of-few-words, we take their every word with respect.
Others can be really cool, but we can be sure that behind their
humor is a genuine love for us. Thus we want to give back such
love to them. So what makes their heart smile? Lets make time
and listen to them:
Pope Francis
Declares Holy
Year of Mercy
Beginning December 8, 2015, Solemnity of the
Immaculate Concepcion, to November 20, 2016,
Solemnity of Christ the King, the Church will observe
the Holy Year of Mercy. Pope Francis made this
announcement during his homily for the Lenten
prayer, 24 Hours for the Lord, in St. Peters Basilica.
Quoting the words of the Holy Father, he said,
Dear brothers and sisters, I have often thought about
how the Church might make clear its mission of being
a witness to mercy. It is a journey that begins with a
spiritual conversion. For this reason, I have decided to
callan extraordinary Jubileethat is to have the mercy
of God at its center. It shall be a Holy Year of Mercy.
We want to live this year in the light of the Lords
words: Be merciful, just as your Father is merciful (cf.
Luke 6:36).
Living through his resounding call of mercy and
compassion, Pope Francis once again invites all the
faithful lay and religious to reach out to those in
need and be a reflection of Gods boundless love.
J-Ronn
real stuff
Manila Archbishop
Cardinal Tagle Now
CBF President
Aside from being a member of the Pontifical Commission for
the Family, Pontifical Council for the Laity and Pastoral Ministry to
Migrants and Travelers, Manila Archbishop Cardinal Luis Antonio
Tagle has another key role in the central governing body of the
Catholic Church. He has been appointed by Pope Francis as the
President of the Catholic Biblical Federation (CBF), which was
previously handled by Archbishop Vincenzo Paglia.
Cardinal Tagle will formally begin with his new post during the
9th CBF Plenary Assembly on June 18 to 23, 2015 to be conducted in
Nemi, Italy. He will serve as CBF President until 2021.
CBF assists local and international organizations that are
involved in biblical-pastoral ministry. It helps the Catholic
hierarchy to promote and encourage Bible reading and study
groups, as well as translates the Sacred Scripture in adapting to our
present times.
Source: www.cbcpnews.com
Source: www.cbcpnews.com
Saints-at-a-Glance
St. John Rigby
Feast Day: June 21 | Death: 1600
St. John Rigby was a layman born near Wegan, England. When John Rigby confessed to be
a Catholic before the Old Bailey, he was arrested and brought to Newgate Prison for refusal
to submit to authority. He received the sacrament of reconciliation from then priest, St. John
Jones. John Rigby was asked to deny his faith several times but he refused until he was
sentenced to death. He was steadfast to the end. He was hanged, drawn, and quartered on June
21, which later on became his feast day.
Source: www.catholic.org
Kfam insider
THE
GUARANTOR
By Joanna* as told to Bella Estrella
10
11
special section
A
Y
ER GM
KERYGMA NIGHT:
SILVER ANNIVERSARY,
GOLDEN RELATIONSHIPS
By Maymay Salvosa
12
awakened his desire to reach out and extend help, and this
he now does by heading some of the mercy ministries of
LOJ.
Aside from breathing in inspiration from all the
testimonies, the guests also enjoyed world-class
entertainment provided by the young professional
saxophonist Joshua Espinosa, 5th Gen band composed of
World Championships of the Performing Arts awardees, and
singer-songwriter Annia Steen.
Through It All
Current Kerygma editor-in-chief Rissa Singson Kawpeng
emphasized the importance of all the hard work not just of
the present writers, employees and volunteers of Kerygma,
but most importantly of the people who wrote the 25-year
history of the magazine. We stand on the shoulders of the
people who were here before us, Rissa said, sending her
message of gratitude across the hearts of every person in
the room. She also relayed SVPs vision of reaching out to
more and more readers worldwide and being in sync with
the LOJ Family in delivering one message through its One
Voice, One Message initiative. Starting this year, the monthly
topics of Kerygma have been aligned to the talk series of The
Feast (the weekly prayer meeting of the LOJ Family held in
different locations).
Extending SVPs gratitude to the employees who have
been working faithfully and dedicatedly with the company
for more than 20 years now, plaques of appreciation were
given to Rey G. de Guzman, graphic and lay-out artist; Tess
Foronda, billing and collection officer, and Rowena Cequena,
SVP Vice-President for Finance. A tribute was also awarded
to the late Eugenio and Pilar Sanchez, which were received
by their children present during the Kerygma Night: Chelle,
Tina, Pinkie, Beckie, and Bo Sanchez.
In his closing remarks, Bo Sanchez pointed out that
everything is about and because of Jesus. The success,
graces, renewed lives, and ministries born would not have
been possible without Gods providence. It is His hands
working mightily through Kerygma. It is all about Jesus
His love reflected in every relationship, His hope ignited in
every story.
During the powerful worship led by two of the Kerygma
Five preachers, Arun Gogna and Alvin Barcelona, Arun shared
his encounter with an Overseas Filipino Worker who told him
how she found hope amidst all the hardship of living alone
in the US by reading Kerygma. It was a testimony that God is
moving His way through the years. His faithfulness brought,
and continues to bring forth, encouragement to His children.
Its still a long way to go for Kerygma. There are
challenges today as there will always be in the coming 25
years and more, but God surely will never let go through
it all.
And we look forward to Kerygmas golden anniversary,
shining ever brightly as the love poured in every issue.
13
dear K
I am having difficulty dealing
with a friend of mine. She is very
pessimistic and every time we are
together, her attention focuses only
on the negative side. If theres none,
then she makes a big deal out of
very small mistakes. I have no idea
why shes like that because to my
judgment, shes living a beautiful
life.
I talked to her about it, but she
said shes just being outspoken. She
thinks that the reason why some
people do not understand her is
because they simply want to be
nice and phony with everyone.
Most of our friends are already
avoiding her and I am at the verge
of doing the same.
Ive read somewhere that we
should love people the way they
are until they change, but I am
afraid I might just burst with my
complaints against her when she
gets too burdensome.
How can I remain a friend to
her while helping her to be positive
at the same time?
Concerned Friend
Email your questions to editsvp@shepherdsvoice.com.ph. Or if you need to talk to someone, call (632) 7264709 or 726-6728 to contact a Light of Jesus Pastoral Care Center counselor. Pastoral counseling by telephone
is 24 hours from Monday to Friday, and 8 a.m. to 5 p.m. on Saturdays. Face-to-face pastoral counseling is
by appointment. For correspondence pastoral counseling, email lojcounseling@yahoo.com or go to www.
kerygmafamily.com.
Or Call
(632) 725-9999
Pregnant? Confused? Abortion is not the answer. Contact Grace to Be Born at 0917-816-4700 or email
reylindo.ortega@gmail.com. You may also contact Pro-life Philippines at (632) 733-7027.
HOW DO
I DEAL WITH
MY PESSIMISTIC
FRIEND?
14
Alex Joseph
Reng
I WANT TO STOP
MY SCHOOLING
IN FAVOR OF
MY BUSINESS
15
Mechanics
How to Qualify:
1. Subscribe to Kerygma magazine for one year and
automatically get the Kerygma Grace card with your
first issue.
2. The Kerygma Grace card will automatically have one
stamp upon issuance.
it N
rm
. Pe
.T.I
__
___
o. _
D
Per
2.
Feast snapshots
FOREVER
By Osy Erica
17
it Happened
Lord, pagod na pagod na po ako, I
prayed to God as the nurses and the
resident doctor pushed the syringe into
my arm. For the nth time that night, they
tried hard to find a vein where blood could
flow, but to no avail. I didnt seem to have
enough blood in circulation. Pain was all
over my body and my mind was cloudy
because of the high dose of medications I
took every single day.
I covered my face with a towel in an
attempt to hold back my tears. The doctor
patted me gently as she told me to bear the
twinge a little longer. My hands tightened
on the cloth. I wanted to tell her that the
physical torture paled in comparison to my
hearts suffering, but I could not verbalize it.
I knew that if I utter even just a single word,
all of my deep-seated hurts, frustrations
and weariness would come rushing out.
It was my third emergency
confinement in the last six months because
of three consecutive life-threatening
illnesses. I was drained physically,
emotionally, spiritually and financially. I
was at the edge of giving up.
With closed eyes and a tired heart, I
saw my late fathers face and I missed him.
Slowly, all the people who love me came to
mind. As more faces joined in, my strength
gradually came back. With so many people
praying for me, how could I just give up?
Resolved to put up a good battle for my
life, I declared: Lord, I know that this, too,
shall pass. I believe that something bigger
and beautiful will happen after this. I will
overcome. I did. But it was not easy.
My Health Set Aside
When I first came to CDO in 2011 as a sales
manager, I had with me a prayer in my
Novena to Gods Love booklet that nobody
else knew about: to find a Feast nearby
(The Feast is the weekly gathering of the
Light of Jesus Family). Since I would be
living on my own, I could only hope for a
place that I could run to and call a home.
I had been attending The Feast since
2004 from Camp Aguinaldo to Valle
Verde but I never joined any caring
group or ministry. I considered myself
as unchurched and was not comfortable
opening up to others.
Unbelievably, The Feast CDO began
Living Through
Gods Healing
Providence
By Alvin Garlan
as told to Maymay R. Salvosa
19
it Happened
Alvin during his third confinement,
fighting death with faith.
it Happened
pain pierced my head almost every
second of the day. The doctor even
warned me that I had a 60-40 chance
of surviving. I understood he meant
worse than that but I chose to face it
positively.
My daily expense on medicines
alone amounted to almost P9,000.
I was taking six to seven kinds of
pills, excluding the IV fluids. On my
third week of confinement, I could
already sense my familys burden
with my hospital bills. Since I was in
CDO and theyre in Luzon, I suggested
that they just send me money than
visit me. The financial support that
friends extended to me, as well as my
personal savings, had been depleted
already. One afternoon, when we
were thinking of how I could buy
my medicine for the next day, my
former boss came to the hospital and
handed me a brown envelope which
contained a large amount of money
contributed by the bosses and
employees. It was enough to buy my
medicines for the next few days.
On my 27th day in the hospital,
I received a discharge clearance.
However, I didnt have P163,000 to
pay for my hospital bills and doctors
professional fees, not to mention the
money that I had to shell out for my
take-home medicines. I had nothing.
Fortunately, we had invested in
a property in Bulacan. I called my
mom if we could use the land as
collateral so I could be discharged. To
my surprise, Mom decided not just
to rent out the land but to sell it. And
more surprisingly, we immediately
found a buyer the following day who
readily paid half of the selling price
in cash. Praise God! Soon I found
myself out of the hospital. Days after,
I was able to fly back to Bulacan to
recuperate at home.
Months passed and I thought
I was recuperating well. I noticed
though that I couldnt understand
any of the television shows I was
watching. I thought it was just
because I was not used to watching
anymore, but I realized that my mind
was processing everything slowly.
My vision would also either be far or
nearsighted.
When June came, I was
extremely nauseous again that
my family rushed me to a nearby
hospital. We found out that I was yet
again on the verge of death as my
hemoglobin dropped to 2.8, which
was way out of the normal range of 14
to 18. The least that I needed for blood
transfusion was 10 bags. The doctor
already advised that nobody could
possibly survive my condition.
From the provincial hospital,
we hopped from one hospital to
another looking for a sufficient blood
supply until we reached Manila
Central University at past midnight.
From MCU, I was transferred to San
Lazaro Hospital then to Medical
Center Manila, where I was finally
given the complete treatment. My
family members and I were all so
weary not just of the trip but also with
everything that we had to go through.
That was when I broke down.
I cried to God for strength, and His
answer came through the faces of
the people who were untiringly
extending their love and prayers.
After pouring out my emotions to
Rudy Mallari, one of my mentors in
the Light of Jesus Family, I made a
decision to live. After a few days, I
recuperated. In my heart, I claimed
that I was on my way to total healing.
Though the journey still had
its humps and bumps, like having
seizure attacks once in a while during
my recovery period, painful herpes
zoster (shingles), and a lump like a
table tennis ball in my neck (which,
thankfully, was not cancerous), I
kept the faith. I re-learned how to
shrug them off not because of
negligence this time, but because
after all that Ive gone through, how
could I still doubt Gods power and
faithfulness? Hes the greatest holistic
Healer, and He restored every broken
and bandaged piece of my life to let
me enjoy His call for me my own
Abentures.
My Greatest Abenture
I have come to fully embrace the
mission that God has prepared for
21
special section |
Introduction
23
24
25
special section
DO THE
4 Cs of Successful
f you think Ive always been successful in my businesses, let me tell you Im not. In
my past articles, Ive shared how Ive lost almost my entire savings in bad business
ventures.
But thats nothing compared to the millions that some of my mentors in the
Mastermind Circle lost when they were also starting to engage in business.
Im excited to share with you now the foundational ingredients for
entrepreneurial success that Ive learned through the years. You cant go far
without them. Ive realized that all financial success comes from 4 Cs:
1. Character
2. Connections
3. Competence
4. Consciousness
1. Character
One day, a man heard about my real estate investments. He was intrigued that I had bought foreclosed
properties from banks and flipped them to sell or rent out. He said, Bo, youre so lucky. Because of your
reputation, banks know you. So they trust you. I dont have that edge.
I laughed. I said, My partners are the ones who buy the properties from the banks. So the banks dont
see me or meet me.
Really? He was shocked. So you dont use your reputation in your real estate deals?
No, I dont, I smiled. Anyone can do it.
When he left, I realized I was wrong and he was right. I had forgotten one
important detail. Yes, I used my reputation in my real estate deals but in a totally
different way.
When I started in real estate almost 10 years ago, I didnt have money to
invest. Sure, the banks only needed 20 percent downpayment to control the
property. But 20 percent of a P1 million property was already P200,000. And at
that time, I didnt even have that kind of money.
So how did my reputation for integrity help me in looking for money?
I talked to my favorite mother-in-law. (Smile.) She had P200,000 in the
26
BASICS
Entrepreneurs
By Bo Sanchez
27
Why?
Because I lacked the
fourth C: wealth consciousness.
I never wanted to become
rich. I thought wealth was for greedy people who
were going to hell.
And then I learned two very important laws in this universe.
Heres the first one: You will gravitate towards what you
unconsciously desire. I realized that I unconsciously wanted to
remain poor so that people will like me, love me, and help me.
I imagined that theyd respect me for being pure in heart.
I imagined them saying, Oh, Bo is like Mother Teresa. He
remains poor so he can serve the poor.
Today, I realize that Mother Teresa had a special call to serve
the poor the way she did. But not all people can serve in that way.
Imagine if Mother Teresa hadnt had wealthy donors to help
her ministry.
The Two Seasons of Life
Heres the second law: What you can see, you can create.
But alas, competence isnt enough.
What you cannot see, you cannot create.
To become wealthy, you need wealth competence
Because everything is created twice. First in the mind, next
and something else. Its what I call wealth consciousness.
in reality.
Wealth competence is your ability to create that
Before your house was built with wood and stone, it was
wealth.
first built with dreams and imagination and then with pen and
Wealth consciousness is your inner belief that you
paper.
can really be wealthy.
Your wealth consciousness is the blueprint of your wealth.
Remember that there are two seasons in your
Before you create it with real money, stocks and property you
life the planting season and the harvest season.
create it first with your emotion, your vision, your expectation,
In the planting season, you especially need wealth
your spirit, your imagination and yes, with pen and paper, too.
competence. In the harvest season, you especially need
Write it down. Draw it.
wealth consciousness.
Print it. And pray for it again and again.
With your wealth consciousness,
4. Consciousness
itll be easy to grow in financial literacy.
Take the first 30 years of my life,
Spontaneously, youll discover how
for example. Ever since I started
money works. Youll learn how to
serving God at age 13, I was
attract more money into your life.
day by day acquiring the first
Thats the good news.
1. How do you assess your personal
3 Cs character, connections
Wealth consciousness is exciting!
character? In what areas can you
and competence.
Friend, aim to have the 4Cs and
improve?
I had character. I wasnt
success wont be far behind not just in
2. Do you genuinely love people? Do you
perfect, but people trusted me.
business but in everything you do.
go out of your way to meet with people
Because I centered my life on
and spend time with them?
love and God and service and
Email Bo at bosanchez@
3. Define where you are most competent.
generosity.
kerygmafamily.com.
Define your niche.
I had connections. I built a
4. Create in your mind the success you
network of friends that
Editors Note: This article is taken from the
want to achieve. Write it down now.
spanned the globe. (Thank you
book, How to Turn Your Passion into Profit,
for being one of them.)
which Bo co-authored with Dean Pax Lapid.
I had competence. I
Available at www.kerygmabooks.com. The
Bo Sanchez-Dean Pax Lapid tandem was
preached almost every day for
named Influential Author of the Year in the 1st Angat Pilipinas Financial
30 years. I got very good at what I was doing.
Literacy Awards held in April 2015.
But for the longest time, I was materially poor.
Spiritually rich, emotionally rich, relationally rich,
but materially poor.
29
special section
Testimonial
The
Spark of
Dreams
By Patch Dulay as told to Lella M. Santiago
Photos from The Spark Project
ilipinos are creative, innovative and passiondriven. Take these ideas broached to us:
A civic-oriented travel enterprise with its own
boat to cruise around scenic Culion, Palawan.
Their attractive tour packages will delight visitors,
promote tourism, and increase local economic activities.
A community of mothers at the foot of Mayon Volcano
hand-weaving textile for fashionable, functional backpacks.
This project, blending traditional weaving and modern
lifestyle, hopes to raise the income of the weavers.
But theyre just bright ideas without the funding to
start them. Rates for tour packages were constrained by
boat rentals. The weavers income remained a paltry P35
per day.
Until The Spark Project came along.
special section |
Testimonial
31
special section
cOMPELLING Reasons
to Get into Business
By Dean Pax Lapid
32
33
In a Tight Spot
Basilisa was in a big dilemma. Without a
degree, no one could offer her a job. She had
finished only one semester in college. She
never returned to school after getting married
since she got pregnant every year and took
care of her kids. She got an offer for a parttime job as a saleslady near Carriedo, but the
meager wage wasnt enough to sustain the
daily needs of a growing family. She wouldnt
be able to send her kids to school.
Basilisa had no choice but to pursue
a small meat retailing business, building it
from the part-time hog trading business of
Benjamin. She teamed up with her mother,
Aling Julia. What she lacked in capital, she
made up for in character. Based on her
trustworthiness, her godmother supplied her
with meat carcass every morning in Quiapo
with the promise to pay her by the end of the
day.
The Rest of the Story
Eventually, Basilisas business prospered. She
was able to send all her children to college.
Four graduated from the University of the
Philippines with degrees in BS Business
Administration, BS Mechanical Engineering,
BS Biology and BS Food Service, another from
34
makes it half a battle won meaning you will fight it out and
make it successful in spite of the odds. Remember, even your
friends and family will discourage you from bringing your
passion into a business.
Your compelling reasons will push you to move forward
in spite of all the negative comments from your loved ones.
Finally, I always say that business is many things, the
least of which is the balance sheet. The soul of business is
a curious blend of passion, desires and gratifications mixed
together with sacrifices and personal contributions far
beyond material rewards.
In anything that you do, you need to know why you are
doing what you are doing.
The more personal and emotional your reasons are,
the more you are committed to take action to make things
happen.
Editors Note: This article is taken from the book, How to Turn Your
Passion into Profit, authored by Bo Sanchez and Dean Pax Lapid,
published by Shepherds Voice Publications and available at www.
kerygmabooks.com. This tandem was named Influential Author of
the Year in the 1st Angat Pilipinas Financial Literacy Awards held in
April 2015.
35
special section
Testimonial
WHERE
BROKEN HEARTS GO
Finding Light in Baguio
36
Photos show the different corners of Lucias bed-and-breakfast inn in Baguio City.
special section |
Testimonial
God Is Restorer
I shipped my stuff from Bangkok and Singapore,
including my comfortable sofa and the things I bought
from my travels, and placed them in Baguio.
We started painting the walls in bright colors. I would
tell the painter to try this color and it would work. I
bought placemats and gave it to a sewer and she turned it
into a chair cover. I posted it on Facebook and people said
it was beautiful.
It was a daunting task. We started renovations in
April and opened on December 4, 2013. Our bed-andbreakfast place is called Lucias from my name, Lucille,
and Lias. Each room has a theme and we had fun naming
the rooms, all starting with the letter L: Learn, Listen,
Live, Looney, Luscious.
Of the five rooms that can accommodate up to 19
guests, two are family rooms. Each room has a bathroom.
If I didnt leave, none of this would have happened.
If I didnt have the guts to go, I would still be a teacher in
Bangkok, and I would still be stuck in a bad marriage. I
think it was Gods way of helping me.
Because of Lucias, I am able to provide for Lia. I was
worried before that I wouldnt be able to provide for her
education and other lessons that she might want to take,
like violin or piano and other extracurricular activities. I
asked God to help me afford it. I am no longer afraid of the
future, I know I can provide for Lia.
I didnt have any prayer but, Ikaw na ang bahala,
Lord. And He helped me.
From Darkness to Light
I didnt like Baguio before because when I used to visit
here, we would to stay in places that were dimly lit. My
memories of Baguio were dark buildings while I liked
bright places.
Now, I love Baguio and I am no longer afraid. I am
happy and grateful for Gods blessings. Who knew I could
have a bed-and-breakfast place that easily?
Sunshine started to come when we opened Lucias
Bed and Breakfast. Since then, we would be fully booked
as I started promoting it on Facebook and Agoda.com. I
am happy about the reviews. I love this business because
I meet a lot of interesting people and they have become
my friends.
I learned that if something bad happens, I just
have to accept it because God will not forsake me. Its a
learning experience all the time and there is always a
beautiful exchange.
One thing I realized about Baguio, if one is starting
anew, its a good place to be in. Youre not forced to work
when youre still emotionally unwell. Baguio is beautiful
and, quoting from a movie that became a hit in recent
months, its where broken hearts go.
37
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seasons
faith @ work
By Dean Pax Lapid
41
Train a Child
The valuable lesson that I can share to parents is: Do not
just teach your children how to survive. Instead, teach
them skills and knowledge that add value, for them to
earn, save and invest for themselves.
A parent becomes fulfilled as he sees his children
prosper in their chosen career. I have mentored my
sons to become a retail trainer, a stock broker and a
physical therapist. I have also taught them life values
to become responsible, productive, engaging and Godfearing.
By the way, my sons have outdone their father.
Francis is a training manager at 27 years old, while I
became a manager at 28.
Franklin is a multimillionaire at age 25, while I got
my first million at 32.
Cisco will become a doctor (of medicine) at
age 30, while Ill become a doctor (of organization
development) at age 59. I did not receive any academic
awards in college while he was awarded Most
outstanding PT Intern.
I have shown them these life values, since values
are not just taught but they are caught from the parents.
From my beloved mother to me, then from The
Dean to my sons, and hopefully from my sons to my
grandchildren.
Train a child in the way he should go, and when he is old he will
not turn from it. (Proverbs 22:6)
Email Dean Pax at happyretiree40@gmail.com. His latest book,
How to Be a Happy Retiree, is available at www.kerygmabooks.
com.
43
KE
RYG M
K preacher
Huge fights sometimes start from something trivial, like
our fourth major fight after eight years of marriage.
It started as a great day.
Agirl, my wife, decided to make salad for dinner
but she was already tired. So, she asked me to slice the
ingredients.
I wanted to have dinner already because I still had
to finish lots of things. I told her not to prepare the salad
anymore.
She got angry and thought that I was just lazy. So she
stood up and started slicing the ingredients while I went
to check my blood pressure (BP). To my surprise, the BP
monitor wasnt working because it lacked batteries.
A few days before that, I told Agirl to make sure that
the batteries were always complete. When I reminded her
about it, she got angrier and even shouted at me! I was hurt
at the things she said.
This happened at a time when almost everything in
my life was uncertain. We lost all our clients in our social
media business. The Feast Ortigas afternoon session,
which I was leading, was not growing. I was asking myself if
I made the right choices in the past.
Everything was uncertain except for the love of my
family. Then this?!? I felt like a total loser! The only thing
that was going great in my life was now in shambles.
I must admit that I was guilty of some of the things
that Agirl said. Im far from being the perfect husband that
she expects someone who knows what she needs even
before she asks, someone who can read her thoughts.
We are both imperfect individuals who sometimes
expect perfection from each other and our marriage.
A few days after that episode, we decided to turn
our huge fight into a big blessing. We talked about what
happened and why it happened. It made us realize so
many things and I want to share them with you.
1.
45
Angels
in a Foreign
Land
By Rey Ortega
An Angel in Disguise
Out of detention, I began wandering aimlessly in Detroit airport.
Suddenly, a man in his mid-forties approached me and asked,Sir,
you seem to have a problem. Is there anything wrong?
I told the guy what happened. I was so upset I did not even
get his name. He shook his head after hearing my short narration.
Then he led me to an airline counter and began issuing orders. He
told them to find me a seat at the next available flight to New York.
He just asked me to fill up some forms.
Dazed, I complied. They didnt ask for any money. They just
quietly issued a new ticket and told me what gate to go to. After I
got my ticket, I turned around to thank the man. He was gone.
I rushed to my designated gate and spent the whole flying
time thanking God and re-reading Psalms 23 and 91.
Then it hit me. My problems were far from over. How do I
go to New Jersey from New York? I was sure the company driver
assumed I was a no-show and must have left already many hours
ago. I wondered if my money was enough to travel to New Jersey.
My credit card was locally issued. No dollar denominations.
And soon I found myself wandering aimlessly again, this time,
at New Yorks La Guardia Airport.
A Second Angel?
At around two oclock in the morning, another miracle struck. I
saw a man in an all-white chauffeur uniform holding a bond paper
with Mr. Ortega written in bold letters.
I rushed to him and told him, I am Mr. Ortega! I forgot that
there must be millions out there named Mr. Ortega. He offered to
carry my luggage and carry-on bag. I followed him to the longest
and the most luxurious limousine Ive ever seen in my whole life.
Complete with a mini-bar, refrigerator, TV set, telephone, pillows
and blankets, seat long enough and wide enough to sleep on.
As soon as I met the first executive in my interview list the
following morning, I thanked him for sending a limousine for me
at the airport. His answer floored me.
Limousine? What limousine are you talking about? We sent a
Chevy sedan to pick you up but the poor chap didnt see you. We
never rent a limousine to pick up anybody
I didnt quite get his next words, as I was lost silently praying
and thanking God. Again and again and again, and I remember
the verse: God will put his angels in charge of you, to protect you
wherever you go (Psalm 91: 11).
Up to this very day, I never found out why I was detained in
Detroit, who gave me new plane tickets, who that limousine driver
was, and where that fancy car came from. What I know is that God
was with me all the time. He still is.
Thats all I know. And thats more than enough.
47
point of contact
I Pray That You
Receive Your
Miracles In
Jesus Name!
I pray that God lift your trials,
heal your diseases, bless your problems
and direct you to the path He wants you
to take. I pray that God remove your fears
and give you the courage to surrender
your burdens to Him.
So place your hand over my hand,
and let us pray with trust, together with
our prayer team of intercessors praying
for you right now
This page is our Point of Contact, our
spiritual connection.
Say after me
In the Name of the Father, of the Son,
and of the Holy Spirit.
Lord, I surrender to You my worries
and anxieties. I surrender to You my
needs, my problems, my trials. I place
them all in Your big hands. And I open
myself to all that You want to give to
me. On this day, I say yes to Your love, to
Your blessings, to Your healing, to Your
miracles. And Lord, specifically, I ask for
the following miracles for my life...
I believe that You answer my prayer
in the best way possible! And I thank
You in advance for the perfect answers
to my prayers. I also ask for the special
intercession of Mama Mary. I pray all this
in the Name of the Father, of the Son, and
of the Holy Spirit. Amen!
48