A plan that gains you much more

than what you pay for.

Secure Stream of Income with

Annual Cash Payouts & Future Savings

Greater Life Protection

Potential Investment Returns

Here is how PruBSN Platinum rewards YOU

DID YOU KNOW? 1

Age 60
Coverage
ends

Year 30

Total cash
payout:
RM 13,200
Contribution
term ends
First cash
payout:
RM1,200

About 4/5 Malaysian workers are

concerned about not having enough
money to live on a day-to-day in
retirement.

WHAT IF you can go on

vacation, secure your
childrens education fees
and fulfil your Hajj or
Umrah trip, worry-free?
PruBSN Platinum provides
a yearly annual cash
payout from the end of
2nd certificate year. The annual cash
payout doubles from the end of 11th
certificate year onwards, to satisfy
your life-long bucket list and
desired plan.

WHAT IF you can have more

cash when you retire?
PruBSN Platinum allows you
to have spending power in
RM
your golden age through
maturity benefit at ages 55, 60, 70
or 80 years. It also allows you to
enjoy the potential returns 3 through
investments from our range of
market leading Takafulink Funds.

WHAT IF you can secure the future of your

loved ones before you depart this life?
PruBSN Platinum covers loss of life or Total and Permanent Disability
(TPD)2 with the basic sum covered which helps provide your loved
ones the support they need to continue as a family in your absence.
The sum covered even doubles in the event of loss of life or TPD due to
accidental causes before age 70. You can also increase your life
coverage from minimum of RM300,000 with the Term Protector rider.

x2

2
3

The Star, Over 80% of Malaysians worry about not having

enough for retirement, published on 27 Jan 2015 & The Future
of Retirement in East Asia Balancing Tradition and Modernity,
published in 2012 by Prudential plc (UK).
The expiry age for TPD coverage is 70.
Please note that investment returns are not guaranteed.

For All. For Life

Year 2

1/5 retired Malaysians reported

having a lot less income than
before they retired.

WHAT IF you can pay for

shorter years and enjoy
the same benefits for
longer years?

Monthly
contributions:
RM936

Year 10

Choose either 5,
10, 15 or 20 years of
contribution term

Cash payout
doubled to
RM2,400/year
until maturity

Total Cash Payout:

RM58,800
+ Maturity Benefit:
RM30,000
+ Remaining Balance in
MaxiShield Account (MSA) &
Investment Unit Account (IUA):
Scenario 1 = RM35,899
Scenario 2 = RM142,611

Auto transfer
to preferred
savings account
or Tabung
Haji account

80
max

PruBSN Platinum is uniquely

designed as such that you
may pay for a minimum of
5 years but enjoy the benefits of up to
a maximum age of 80!

The above diagram is for illustration purposes only, based on the following - Gender: Male, Non-smoker,
Age Next Birthday: 30 years old, Contribution term: 10 years, Expiry age: 60 years old, Sum covered: RM30,000
and Cash payout plan: Vantage with cash payout option which equals to 4% of sum covered. Scenario 1 and 2 for
MSA are based on a gross investment return of 3% and 4.49% respectively. Scenario 1 for IUA is based on a gross
investment return of 2% for Takafulink Dana Ekuiti. Scenario 2 for IUA is based on a gross investment return of
9% for the first 20 years and 6% thereafter for Takafulink Dana Ekuiti.

You are eligible for

this plan if your age
is between 19 and 65
years. Choose expiry
age of either 55, 60,
70 or 80 years old.

Important Note:
All information given in this flyer is non-exhaustive. You may refer to
PruBSN Platinum brochure, Product Disclosure Sheet, Fund Profiles as
well as Plan Illustration for further information about this product.
The contribution and Tabarru rates are not guaranteed. PruBSN
reserves the right to revise the contribution rates and / or Tabarru
by giving 90 days written notice even after the contribution term.

www.prubsn.com.my

Age 30
Coverage
begins

Year 11

facebook.com/prubsn

Underwritten by:
Prudential BSN Takaful Berhad (740651-H)
Level 8A, Menara Prudential
No. 10, Jalan Sultan Ismail
50250, Kuala Lumpur

Meet our agents

for full consultation:

03 2053 7188
Prudential BSN Takaful Berhad (740651-H)