i

ii

BIOGRAPHICAL SKETCH
Name: Briones, Ermin May P.
Birthdate: August 3, 1995
Birthplace: Sta.Cruz, Laguna
Permanent Address: 019 Brgy. Oples, Liliw Laguna
Contact number: 09058972947
Email Address: ermin_briones18@yahoo.com

Educational Background:
School University

Inclusive Years

Liliw Elementary School

2002-2008

Rizal Standard Academy

2008-2012

Southern Luzon State University

2012-Present

Awards

Academic Affiliations
JUNIOR CONFEDERATION OF FINANCE ASSOCIATION-PHILIPPINES
Member
2014-Present
JUNIOR FINANCIAL EXECUTIVES
Southern Luzon State University
2014-Present
ASSOCIATION OF BUSINESS ADMINISTRATION STUDENTS
Member
2012-2014

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BIOGRAPHICAL SKETCH
Name: Kathleen R. Dean
Birthdate: May 11, 1995
Birthplace: Lucena City
Permanent Address: 1393 Josephine Subd. Gulang-Gulang
Lucena City
Contact number: 09082041372
Email Address: dean.kath@yahoo.com

Educational Background:
School University

Inclusive Years

Saint Philomena School

2001-2007

Saint Philomena School

2007-2011

Southern Luzon State University

2012-Present

Awards

Academic Affiliations
JUNIOR CONFEDERATION OF FINANCE ASSOCIATION-PHILIPPINES
Member
2014-Present
JUNIOR FINANCIAL EXECUTIVES
Southern Luzon State University
2014-Present
ASSOCIATION OF BUSINESS ADMINISTRATION STUDENTS
Member
2012-2014

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APPROVAL SHEET
In partial fulfilment of the requirements for the Bachelor of Science in Business
Administration major in Financial Management, this research paper entitled, The Level
of Awareness of selected SLSU employees on fraud prevention practices of
Landbank of the Philippines-Lucban Branch has been prepared and submitted by
Ermin May P. Briones and Kathleen R. Dean who are hereby recommended for the oral
examination.

BUENAVENTURA A. SAN JUAN, MBA

Research Adviser
Approved in partial fulfilment of the requirements for the subject Research 2 for
the Degree of Bachelor of Science in Business Administration major in Financial
Management by the Oral Examination Committee.

MELANIE S. CADAO, MM
Member

CHONA V. CAYABAT, MBA

Member

JOANNA PAULA A. ELLAGA, DBA

Chairman

Accepted as partial fulfilment of the requirements for the Degree of Bachelor of Science
in Business Administration major in Financial Management.

Date Signed

JOANNA PAULA A. ELLAGA, DBA

Dean, College of Business Administration

DEDICATION

Despite all the hindrances and consequences I have encountered, my family, friends
and God serve as my strength as the struggle of my life continues. Those
consequences served as my basis to overcome obstacles and pursue
my goal. For their great encouragement, affection, love and
support,I extend my sincerest gratitude and appreciation
to my family especially to my mother Mrs. Rosemarie
Panahon Briones for always being there for me in times
of needs and above all, to the ALMIGHTY GOD.

EMPB

This piece of work is for those who give strength, courage, support and love
despite failures and hardships. To my friends and classmates; family;
brothers and sister; my parents for their encouragement, guidance
and wisdom theyve shared to complete this work
and lastly to God Who strengthens me
and with Him, nothing is impossible.

KRD

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ACKNOWLEDGEMENT
The researchers would like to extend their gratitude and appreciation to all the
persons who have helped them in making this research possible. Special recognition is
addressed to the following:
Prof. Benjamin San Juan, our beloved adviser, for patiently giving advice and
suggestions to make this study successful and also for the motivation and help during the
time of needs;
Dr. Joanna Paula Ellaga, chairman of the panel for her guidance and effort in
giving comments, suggestions and recommendations;
Prof. Chona Cayabat the panel member during the oral examination, for her
expertise through intelligent comments, suggestions and pieces of advice;
To Ms. Marcelina U. Bababan, the Manager of Landbank-Lucban, for the time
we have shared, for the knowledge about this study and giving information to make this
study possible;
To Teaching and Non-teaching SLSU Employees, who spend their time,
cooperation, and for trusting the researchers in giving their answers;
To our Family, for giving financial support and inspiration to finish this study
and for the help and understanding during the time of needs;
To our Friends and Classmates for the encouragement during difficult times and
for the happy moments we have shared and for inspiration to finish this research, and for
putting spices in bittersweet lives;

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And above all, to the Almighty God, for the wisdom and knowledge, strength,
patience and abilities needed for the realization of this work and for all the resources He
has extended to the researchers.

viii

TABLE OF CONTENTS
Page

Title page............

Biographical Sketch

ii

Approval Sheet.......

iv

Dedication .....

Acknowledgements....

vi

Table of Contents...........

viii

List of Tables..

ix

List of Figures.............................................................................................................

Abstract......

xi

Chapter I- Introduction

Background of the Study

Objectives of the Study...................................................................................

Significance of the Study................................................................................

Scope and Limitation........................................................................................

Definition of Terms..........................................................................................

Chapter II Review of Related Literature and Studies.

10

Related Literature...........................................................................................

10

Related Studies...............................................................................................

57

Synthesis and Relevance of the Reviewed Literature and Studies

59

Conceptual Framework..................................................................................

59

Research Paradigm.........................................................................................

60

Chapter III Research Methodology.

62

ix

Research Locale..............................................................................................

62

Research Design.............................................................................................

62

Respondents of the Study...............................................................................

62

Research Instrument..

63

Data Gathering Procedure..............................................................................

64

Statistical Treatment ......................................................................................

64

Chapter IV- Presentation, Analysis and Interpretation of Data.

67

Chapter V- Summary, Conclusions and Recommendations..

92

Summary.........................................................................................................

92

Findings..........................................................................................................

93

Conclusions....................................................................................................

94

Recommendations..

96

Bibliography..

97

Appendices

98

A. Letter of Requests

99

Letter of Request to Conduct the Study

99

Letter of Request for the Population.

100

Letter of Request to Conduct Survey

101

B. Interview Guide Questionnaire

103

C. Survey Questionnaire..

104

D. Tabular Computation...

105

F. Certification for English Critic.

106

E. Photo for Documentation.

107

List of Tables
Table

Page

1 Frequency and Percentage Distribution of the Respondents as

to Teaching Personnel.............................................................................

82

2 Frequency and Percentage Distribution of the Respondents as

to Non-Teaching Personnel.....................................................................

83

3 Level of Awareness on Different Types of Bank Fraud................................

85

4 Level of Awareness on Different Causes of Bank Fraud.............................

87

5 Level of Awareness on the Fraud Prevention Measures of

Landbank of the Philippines-Lucban Branch.
89
6 Summary of the Level of Awareness on Fraud Prevention
Practices of Land Bank..

Figure
Figure
1 Research Paradigm...............................................................................
61

91

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Abstract

Title:

LEVEL OF AWARENESS OF SELECTED SLSU EMPLOYEES ON

FRAUD PREVENTION PRACTICES OF LANDBANK OF THE
PHILIPPINES- LUCBAN BRANCH

Researchers: Ermin May P. Briones

Kathleen R. Dean
Adviser:
Keywords:

Prof. Buenaventura San Juan

Level of Awareness, Fraud Prevention Practices, Landbank of the
Philippines- Lucban Branch

This study aims to determine the level of awareness of selected SLSU employees on
the fraud prevention practices of Landbank of the Philippines-Lucban Branch. The
researchers seek to determine profile of Landbank of the Philippines in terms of historical
background, services, corporate governance and fraud prevention practices, to determine
the level of awareness of selected SLSU employees on bank fraud in terms of different
types and different causes and lastly to determine the level of awareness of SLSU
employees on Fraud Prevention Practices of Landbank of the Philippines-Lucban Branch.
There were 85 SLSU employees as respondents who were selected through random
sampling. The research was descriptive method using questionnaire in order to determine
the data needed for the output of the study. The researchers used mean, percentage and
Likerts scale in determining the answers for the objectives. The findings revealed that
there are more teaching personnel than non-teaching personnel respondents. The
respondents are aware on the different types of bank fraud having a weighted mean of 3.1

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and causes of fraud having a weighted mean of 3.20 and lastly, they are highly aware on
the fraud prevention practices of Landbank of the Philippines-Lucban Branch with a
weighted mean of 3.51. Based on the findings, the following conclusions were made.
First, Landbank of the Philippines offers a wide range of services, financial products and
programs that cater their clients. Second, there are more teaching personnel than nonteaching personnel at Southern Luzon State University. Third, SLSU employees are
aware on the different types and causes of bank fraud and lastly, they are highly aware of
the fraud prevention measures of Landbank of the Philippines-Lucban Branch.