APPLICATION

FOR PTPTN LOAN

1.0 PIN NUMBER
Applicants are required to obtain a PIN NUMBER at a cost of RM 5.00 from BSN (Bank
Simpanan Nasional) to apply for the PTPTN Loan using the online system
(http://epinjaman.ptptn.gov.my). The PIN number will only be valid for a period of 6
months. You can choose the following options to purchase the PIN NUMBER.

1.1 Over Counter Automated Teller Machine (ATM)
1.2 Cash Deposit Machine (CDM)

*Please mark sure your name, IC number, Date, Time and Pin Number are stated
clearly
*Please noted that applicants are required to have BSN GIRO / GIRO-i account if
wish to purchase PIN NUMBER from ATM and CDM.

2.0 ONLINE APPLICATION
Log in http://www.ptptn.gov.my/gateway/

First Time Application
Please fill in the IC Number, Pin Number, Date and Time at PENDAFTARAN KALI PERTAMA
column.

Existing Application
Just log in, then fill in the IC Number and Password at the top right corner.

Before the applicants begin the online application, please study all the terms & conditions
carefully on left.

2.1 BUTIRAN PERIBADI (APPLICANT INFORMATION)
IC Number, Contact Number, Email, Address and etc.
*Please provide valid email address as all important information will be send to
the email that the applicants had provided.

2.2 BUTIRAN PEKERJAAN PEMOHON (APPLICANT WORKING INFORMATION)
*Please skip this question if applicants answer is TIDAK (NO) at the ADAKAH
PEMOHON MASIH BEKERJA? on the Applicant Information part.

2.3 BUTIRAN IBU BAPA KANDUNG (PARENTS INFORMATION)

2.4 BUTIRAN PENJAGA (GUARDIAN INFORMATION)
Full Name, IC Number, KWSP Number, Monthly Income and etc.

PTPTN Guide 2016/2017 (USM) | www.myusminfo.com

APPLICATION FOR PTPTN LOAN

Guardian must not be applicants parents. Applicants other family
members and relatives can become guardian.
GAJI KASAR is a monthly income while GAJI BERSIH is a monthly net
income after deducted KWSP, Insurance, Income Tax, Loan and etc.
The income that stated will decide which PTPTN loan you are entitled to
get. There are (FULL Loan / 50% Loan / etc).

2.5 BUTIRAN KURSUS (COURSES INFORMATION)
University Name, Courses, Duration of Courses and etc.
*FULL TIME STUDENT is recommending filling as below:-
MOD PENGAJIAN: SEPENUH MASA
TAHAP PENGAJIAN: SARJANA MUDA SEPENUH MASA
(SARJANA: Postgraduates [Master / PhD] | SARJANA MUDA:
Undergraduates [Degree])
*NOMBOR MATRIK is students ID that you can get from the University
Offer Letter.
*Applicants are required to open personal account at the participated bank.
For USM, all PTPTN transactions will be using BANK ISLAM only.

2.6 BUTIRAN KELAYAKAN (ELIGIBLE INFORMATION)
Applicants are advised to check the details thoroughly before submission. Please
click PENGESAHAN PERMOHONAN) (YA) before the closing date.

Applicants are allowed to update (Kemaskini) online application for unlimited
number of times before submission.

Therefore, once the applicants clicked PENGESAHAN PERMOHONAN (YA),
applicants are not allowed to make any changes on the information anymore.

Closing Date for PTPTN Application in USM:-
1st Semester (Kelompok 1) 31 August 2016
1st Semester (Kelompok 2) 30 September 2016
2nd Semester (Kelompok 1) 31 Jan 2017
2nd Semester (Kelompok 2) 28 Feb 2017

You are required to print out Maklumat Permohonan Pembiayaan (Online
Application).
After finishing PENGESAHAN, kindly log on to the PTPTN website to check the
status of your application again.
PTPTN Guide 2016/2017 (USM) | www.myusminfo.com

APPLICATION FOR PTPTN LOAN

3.0 WAITING FOR APPROVAL AND PREPARE DOCUMENTS
Please prepare all documents that required by PTPTN authority.

3.1 Maklumat Permohonan Pembiayaan
3.2 Photocopy IC of Applicant (Front and Back)
3.3 Photocopy of SPM / SPMV result
3.4 Photocopy of Offer Letter (Surat Tawaran)
3.5 Photocopy of STPM / Matrikulasi result
3.6 Photocopy of income slip for Guardian 1
3.7 Photocopy of income slip for Guardian 2
*Income slip can be one of the list below:-
Slip Gaji / Borang Cukai Pendapatan (Individu) / Kad Pesara / Penyata Pencen /
Surat Pengesahan Pendapatan / Surat Pengesahan / Tidak Bekerja
Borang Pengesahan Pendapatan can be obtain from:
http://goo.gl/9u7h9Q
3.8 2 pieces of RM 10 Setem Hasil
Note:
1.

Each Dokumen Sokongan must be print out by using 80 grams A4 size paper
and verify by Certified Officer.
2. Please photocopy 3 sets. 2 sets to be submitted to the PTPTN officer and 1 set
(non-certified) for your own copy.
3. In case the certified documents are not accepted by PTPTN authority. Please
photocopy again by using the non-verified documents and let PTPTN officer to
stamp and certify for you.

4.0 AFTER ONLINE APPLICATION IS SUCCESSFUL
Applicants may check the PTPTN account on whether the application is approved or
rejected. Applicant will be informed if application is approved via email notification.

Applicants are advised to print out following documents:-
1. Senarai Semak Dokumen
2. Surat Tawaran PembiayaanPendidikan
2.1 Akaun Penerimaan
2.2 Surat Kebenaran 1 / 2 / 3 / 4 (mengikut yang berkenaan)
3. Dokumen Perjanjian Pembiayaan Pendidikan
4. Dokumen Lampiran Pembiayaan Pendidikan

Sample of Documents:
http://goo.gl/3bYZe

PTPTN Guide 2016/2017 (USM) | www.myusminfo.com

APPLICATION FOR PTPTN LOAN

Note:
1.
2.
3.
4.

All documents must be printed in 80 grams A4 size paper.

Please use Capital Letter (Huruf Besar) when filling in the forms.
Please use either blue or black pen only.
No correction by using liquid paper / tape. Applicants are advised to print out
and fill it in again.

5.0 SUBMIT UP DOCUMENTS
University authority will make arrangements for the PTPTN officers to collect the
hardcopies of the applications & the required documents from successful applicants.
Announcements on Sesi Serahan dan Penerimaan Dokumen Perjanjian will be made.

Note:
1. During the session, there will be a PTPTN Officer to certify applicants documents.
2. Please be alert and keep updating with the university authority regarding the latest
update and news.
After submit up all the documents, please wait for the money to be credited to your bank
account.
For applicant that received WPP (Wang Pendahuluan Pembiayaan) before, your account
will be deducted RM 500 for the first 3 semester.
Besides, USM Bursary Department will take the PTPTN loan and deducted the school fees
from applicants account. The rest of the money will be credited to the applicants account
after all school fees are settled.

PTPTN Guide 2016/2017 (USM) | www.myusminfo.com