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1 5 August, 2016
DISCLAIMER: This presentation does not necessarily reflect the views of ADB or the Government concerned, and ADB and the Government cannot be held liable for its contents.
Requirements?
Quicky develop, test, & deploy a mechanism for Govt.
& AID agencies to be able to deliver emergency CASH
assistance to the the Earthquake affected persons /
families
Key Parameters
Quick & Efficient
Ability to disburse funds to large groups at a time
Transparent & Highly accountable
FRAUD control: Right person + correct amount
High transaction processing capability
Online monitoring capability (from anywhere)
Reports for monitoring / auditing + BI
Very Reliable
Solution:
e-Vouchers
61%
[Voucher on Mobiles]
Types:
Single Use / 1 off
70%
30%
39%
[Printed Vouchers]
99%
01%
offline / other
mobile!
To deliver assistance
130,000+
[ Households serviced]
138+
[Villages served]
09
[Districts]
redemption
@ merchant!
redemption
@ merchant!
CASH
received!
Goods
delivered!
Android APPs |
APP for:
- Cash Out Agents
- Bank Tellers
- Field Cash team
APP for:
- Merchants
3 Financial Facts
# 2:
# 1:
# 3:
3
4
SMS Cash Transfer details
Beneficiaries visit
the Agent or Bank
Branch to encash
their Vouchers
- AS per agreed
modality
& All Rights Reserved. finaccess Pvt. Ltd.
++ BONUS:
350+ branches of current
Hello Paisa partner banks
n BFIs / branches
Govt.:
National Reconstruction Authority
(Illustrative Only)
Agents / Merchants
Beneficiary(s) visit
Bank branch(s) to
withdraw cash
SMS confirmation(s)
(-) Debit
(+) Credit
Beneficiary
Account
Relevant
account
SMS confirmation(s)
SMS confirmation(s)
(-) Debit
(+) Credit
Beneficiary
Account
AGENT
Account
Merchant transactions:
All concerned parties: Agency / Bank etc
have access to comprehensive set of
reports for monitoring (& evaluations) of
transactions, handling of grievances /
complaints & settlement purposes
SMS confirmation(s)
SMS confirmation(s)
(-) Debit
(+) Credit
Beneficiary
Account
Merchant
Account
Overall Summary
fast (very fast), efficient, effective