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On
Loans and Advances Operation of Sonali Bank Limited:
A Study on Mohammadpur Bazar Branch.
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Students Signature
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Supervisors Signature
Supervised By
Nazim Uddin
Lecturer in Accounting
Department of Business Administration
Northern University Bangladesh
Submitted To
Department of Business Administration
Northern University Bangladesh
Submitted By
Arif Hosen
ID: BBA 110103987
Major in Accounting
Arif3987@gmail.com
Department of Business Administration
Northern University Bangladesh
Sincerely Yours
(Arif Hosen )
(b)Introduction
The granting of advances is one of the most important functions of a bank and a Banks strength
depends considerably on the quality of its advances and the proportion they bear to the total
deposit.Bank is service as well as profit oriented organization. So, making of loans and advances
have always been prominent and profitable function of a bank.Sanctioning Credit to customers
and others out of the funds at its disposal is one of the Principle services of a modern Bank.
Advances made in Sonali Bank Limited in different natures, such as, Cash Credits (CC),
Overdrafts, Small loans, Demand Loans, Bills purchased & discounted, House building Loans
and Staff Loans etc. Sonali Bank Limited deals with the money from the depositors repayable on
demand. So, it cant afford to lend their funds for long periods.
2. Objectives
(a)Background:
This report will be prepared to complete the partial fulfillment of the BBA Degree.
The main objective of the report is to assess the Loans and Advances Operation of Sonali Bank
Limited of Mohammadpur Bazar Branch.
To gather information related to the strengths and weaknesses of the Bank and as well as
the branch.
To accomplish the partial requisite of BBA program and to achieve good judgment with
theoretical base.
Understand the real management situation and try to suggest for improving existing
problems.
To acquire knowledge about the everyday banking operation of Sonali Bank Limited.
To make myself more confident and active in future to finger my job.
4. Research Methodology:
(a) Topic Research:
This study is based on Loans and Advances Operation of Sonali Bank Limited and it is
descriptive and analytical research. To perform this study, data sources will be identified and
collected. This report is mainly based on primary and secondary data, which I will collect from
various sources. The secondary sources will mainly use to collect the data and information about
the Sonali Bank Limited.
Primary data:
Oral and informal interview of officers and employees in Sonali Bank and personal
observation.
Secondary Data:
(b)Data analysis:
Analysis of data is a process of inspecting, cleaning transforming, and modeling
data with the goal of highlighting useful information, suggesting conclusions,
and supporting decision making.
Techniques:
Data-collection techniques allow us to systematically collect information about
our objects of study (people, objects, phenomena) and about the settings in
which they occur. In the collection of data we have to be systematic. If data are
collected haphazardly, it will be difficult to answer our research questions in a
conclusive way. However, Ive used some Accounting techniques to analyze the
data. Those are:
Trends Analysis.
Ratio Analysis.
Tools:
The tool those Ive used to implicate the techniques for analyzing data, are
simple
MS Word & MS Excel.
.
Since the Bank personnel were very busy with their activities, they failed to co-operate
Such a study was carried out by me for the first time. So, in-experience is one of the main
factors that constituted the limitation of the study.
Amount (TK.)
4,000.00
6,500.00
2,000.00
2,000.00
800.0
2,000.00
= Tk. 17,300 (Approximately)
Activities
Duration
May
Time (Month)
June
July
August
Proposal.
10 days
Data collection.
20 Days
Report writing and
analyzing data.
Submitting of final
70 days
Report.
10 days
Conclusion:
This is actually a draft copy of my report proposal that needs to be permitted to work on this
topic. So the content of this proposal can be amended or can be modified with the approval of
my supervisor.