CANARA BANK

From
0950 GUDIYATHAM

TO

PSR67 - EXPOSURE TO SENSITIVE SECTORS

POSITION AS AT LAST DAY OF MONTH Mar-2015

I - ADVANCES TO CAPITAL MARKET

SL NO CATEGORY

Advance Section
CANARA BANK

Running Limits (OD)

NO OF
A/Cs

LIMIT

LIABILITY

Term Loans
NO OF
A/Cs

LIABILITY

Unavailed Amount
if Loan is not fully
Disbursed

A. FUND BASED
1

Loans and Advances (Secured and Unsec) to Share and

Stock Brokers (NSE/BSE)

Loans and Adv (Sec and Unsec) to Share and Stock

Brokers (NCDEX/Comm Exch)

Financing to Stock Brokers for margin Trading

Intra day exposure to Stock Brokers

Market Makers

Loans and advances to individuals granted only for

inestment in capital market for acquiring shares /
debentures /equity oriented units of MFs

IPO Financing

Financing to ESOPs

Loans to Corporate against security of Shares / debentures

or clean for meeting promoters's contribution to the equity
of new comapanies

10

Bridge loans to comapnies against expected equity flows

11

Under writing commitments taken up by banks in respect of

primary issues of shares /MFs

12

Loans/Advances (for any purpose) against Prime Security

of shares/Debenturies/MFunits
TOTAL

B - Fund Based (Collateral security of shares) - Branch to report the data only where the primary securities other than the shares/Convertible
bonds/debentures/MFs does not fully cover the advance.Examples given below
COLLATERAL SECURITY SHARES/DEBENTURES/MF
UNITS
1

Approved Shares

Unapproved Shares

NO OF
A/Cs

LIABILITY

Face Value of shares/debentures

taken as collateral security

Market value of Debentures

shares/debentures taken as
collateral security

1. A party was sanctioned credit facilities of Rs.10.00 lacs and as a comfort, shares valued at Rs. 8.00 lac(i.e.,less than the limit) was offered exclusively as
collateral security.

2. A party was sanctioned credit facilities of Rs.10.00 lacs backed by prime security of stocks valued at Rs.8.00 lacs and collateral securities of shares valued
at Rs.5.00 lacs(Here the value of prime security i.e.,value of Stocks falls below the sanctioned limit).
* Subject to policy guidelines stipulated in this regard from time to time.
I - ADVANCES TO CAPITAL MARKET
C - Non Fund Based
Category

Limits (OD)
No of
A/C

Limit

Liability

Single Transaction
No of
A/C

Sanctioned Amt

Liability

Guarantees Issued on behalf of Stock brokers favouring

stock exchanges(BSE/NSE)
Guarantees issues on behalf of share and stock brokers
favouring SHCL, Professional clearing memebrs, NSCCL
Guarantees issued on behalf of share and stock brokers
favouring NCDEX /Commodity Exchange
II REAL ESTATE
A - COMMERCIAL SECTOR ( FUND BASED)
Running Limits (OD)
SL NO CATEGORY

Lending for construction of property which is

intended to be sold or given on lease (office
buildings, retail space, multi-purpose commercial
premises, multi-family residential buildings/flats,
multi-tenanted commercial premises, industrial or
warehouse space, hotels, godowns, warehouses,
cold storages, etc.)

Lending for constuction of Community

Halls,Theatres,cinema which are intended to be
sold or given on lease

Lending for construction of Hospitals,Nursing

homes which are intended to be sold or given on
lease

Lending for construction of Hotels which are

intended to be sold or given on lease and not for
running hotel business

Loans for construction of Educational Institutions,

colleges, schools etc which are intended to be sold
or given on lease

NO OF LIMIT
A/Cs

LIABILITY

Term Loans
NO OF
A/Cs

Liability

Unavailed Amt if loan

is not fully Disbursed

Loan to public agencies only e.g. State Housing

Boards and not for private builders for
development of land for further sale as plots,
acquisition, development and construction.

Loans for acquisition of land for setting up Special

economic zones(SEZs) only for Public agencies

Loans for developement of SEZ both to private and

public agencies

Canrent Loan

10

Corporate loans to Real estate companies-where

repayment are from the cash flow generated by
CRE

11

Loans for construction of multiple Houses -loans

for construction of third unit and above in the same
building

12
Loans for integrating town ship projects
B - COMMERCIAL SECTOR (NON - FUND BASED)
Running Limits (OD)
SL NO CATEGORY

Lending for construction of property which is

intended to be sold or given on lease (office
buildings, retail space, multi-purpose commercial
premises, multi-family residential buildings/flats,
multi-tenanted commercial premises, industrial or
warehouse space, hotels, godowns, warehouses,
cold storages, etc.)

Lending for constuction of Community

Halls,Theatres,cinema which are intended to be
sold or given on lease

Lending for construction of Hospitals,Nursing

homes which are intended to be sold or given on
lease

Lending for construction of Hotels which are

intended to be sold or given on lease and not for
running hotel business

Loans for construction of Educational Institutions,

colleges, schools etc which are intended to be sold
or given on lease

Loan to public agencies only e.g. State Housing

Boards and not for private builders for
development of land for further sale as plots,
acquisition, development and construction.

Loans for acquisition of land for setting up Special

economic zones(SEZs) only for Public agencies

NO OF LIMIT
A/Cs

LIABILITY

Term Loans
NO OF
A/Cs

Liability

Unavailed Amt if loan

is not fully Disbursed

Loans for developement of SEZ both to private

and public agencies

Extension of Guarantees on behalf of Real Estate

Companies

10

Derivatives transaction entered into with real

estate companies

11

Lending for construction of multiple House-loans

for construcion of third unit and above in the same
building

12

Lending for integrated township projects

II REAL ESTATE
C - Non Commercial Real Estate
1) Housing Loans
I. Individual housing loans to customers (except staff housing loans under employee housing loan scheme) fully secured by mortagages on
residential property that is or will be occupied by the borrower or that is rented (All individual HL to Customers)
SL NO

CATEGORY

NO OF
A/Cs

LIABILITY

Unavailed Amount if Loan is not

fully disbursed

1 Housing Loans to Customers with a Sanctioned limit of UPTO Rs. 20 lacs

30

18,889,724.63

478,283.00

Loans to Customers with a Sanctioned limit of ABOVE Rs 20.00 lacs and

2 Housing
UPTO Rs.30.00 lacs

2,217,442.00

250,000.00

3 Housing Loans to Customers with a Sanctioned limit of ABOVE Rs 30.00 lacs

5,065,997.00

0.00

32

26,173,163.63

728,283.00

2,283,087.00

1,582.00

Total Housing Loans (Direct Loans) to Customers(1a+1b+2a+2b)

4 Staff Housing Loans -Under Employee Housing Loan Scheme

2. INDIRECT EXPOSURE: CREDIT FACILITIES EXTENDED TO NATIONAL HOUSING BANK, HDFC AND OTHER HOUSING FINANCE COMPANIES

Name of the Intermediateries

Running Limits
Limit

NOTE:

Loans

Liability

Sanctioned Amt

Liability

Intra-day exposure to stock brokers: Where share/stock brokers have been fixed with intra day exposure, the position to be furnished in the
respective column..
Market makers: Market makers are those who give both the quotes ie., Buying and Selling of securities

CERTIFICATE
Total liability under HL furnished in this return tallies with other returns of even date For eg., PSR-71

Date

Unavailed Amt

Prepared by

Officer/Manager

Branch-in charge

0950 GUDIYATHAM
NOTE
CODE NO. Category of Commercial Real estate: (Ref HO Circular 58/2007)
01
02
03
04
05
06
07
08
09
Name of the Party

Code No. of
Commercia
l Real
Estate(Refe
r details
below)

Limit
Margin
Sanctione stipulated
d(Amt.in
lacs)

Present
Unavailed
Overdues(A Details of Asset
Liability(Amt limits,if
mt. in lacs) Pending
classificati
.in lacs)
any(Amt. in
document on
lacs)(Amt.in
ation,/EMT
lacs)
/Creation
of charges
if any.,

Value of
security at
the time of
sanction

Value of
Details by
property Appl
during
implement
ation/Post
developm
ent
value(only
in case of
Code 01
to 07)

0950 GUDIYATHAM
Customer ID

Name of the Party

Account No

DP Code

Branch Name

Circle DP Code

Circle Name

Code No. of
Limit
Commercia Sanctione
l Real
d(Amt.in
Estate(Refe
lacs)
r details
below)

Margin
stipulated

Present
Unavailed Overdues(A Details of
Asset
Value of
Value of Details by
Liability(Amt
limits,if
mt. in lacs) Pending classificati security at property
Appl
.in lacs)
any(Amt. in
document
on
the time of
during
lacs)(Amt.in
ation,/EMT
sanction implement
lacs)
/Creation
ation/Post
of charges
developm
if any.,
ent
value(only
in case of
Code 01
to 07)

Housing Loans to Customers with a Sanctioned limit of UPTO Rs. 20 lacs

CIRCLE
DPCODE

CIRCLE NAME

DPCODE

BRANCH NAME

Customer Name

Customer No

Account No

7939

SALEM C.O

0950

GUDIYATHAM

ANANDAN B

55759207

0950619010832

600,000.00

493,251.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

CHITRA H

55771771

0950619010833

1,000,000.00

998,943.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

JEEVAMMAL AND PALANI N

55763948

0950619010825

400,000.00

147,026.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

KIRUBANANDAM.M.T

55768582

0950619010827

1,000,000.00

772,510.00

20,000.00

7939

SALEM C.O

0950

GUDIYATHAM

KRISHANMOORTHY P

68114087

0950619010845

1,900,000.00

1,630,278.00

270,000.00

7939

SALEM C.O

0950

GUDIYATHAM

KRISHNAN K

76278043

0950619010843

800,000.00

784,866.00

50,000.00

7939

SALEM C.O

0950

GUDIYATHAM

LATHA B

70902774

0950618004311

500,000.00

461,933.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

LATHA B

70902774

0950619010841

1,500,000.00

1,550,928.95

0.00

7939

SALEM C.O

0950

GUDIYATHAM

MALINI N W/O NARAYANA SWAMY K G

55765314

0950619004698

400,000.00

93,501.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

MANI.D

55769663

0950619010256

450,000.00

52,032.00

26,300.00

7939

SALEM C.O

0950

GUDIYATHAM

MANIMUDI G R

86426653

0950619010838

500,000.00

547,291.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

MANJULA C

84024376

0950619010846

700,000.00

700,281.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

MURUGADASS .S - YUVARANI .M.S

55755456

0950619000413

800,000.00

349,396.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

NIRMALA .M

55767239

0950619007281

400,000.00

339,893.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

N SUNDARARAJAN

36615220

0950619010831

1,000,000.00

962,483.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

PARANTHAMAN R

85530397

0950619010844

900,000.00

900,000.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

PARTHIBAN V

55763905

0950619000416

600,000.00

58,689.92

0.00

7939

SALEM C.O

0950

GUDIYATHAM

PRABHAKARAN M S

55763964

0950619000422

360,000.00

64,920.76

0.00

7939

SALEM C.O

0950

GUDIYATHAM

RAJENDIRAN,V

55754852

0950619009791

720,000.00

591,627.00

30,465.00

7939

SALEM C.O

0950

GUDIYATHAM

RAJKUMAR S

55763903

0950619000415

200,000.00

287,744.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

RAMESH K

55750347

0950619010835

2,000,000.00

1,828,827.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

SAMPATH P S/O PADAVETTAN K

55764625

0950619004090

280,000.00

61,837.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

SHANMUGAM D S/O DANAPAL

55766677

0950619006484

600,000.00

599,487.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

STEPHEN S/O LATE GANASEKRAN

55770481

0950619010687

600,000.00

617,048.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

SUWARNA N

69602289

0950619010837

750,000.00

717,020.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

THIRUMAL MURUGAN.S

55771172

0950619010836

1,000,000.00

866,575.00

50,000.00

7939

SALEM C.O

0950

GUDIYATHAM

THIRUNAVUKKARASU M S

76446449

0950619010840

2,000,000.00

1,472,994.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

VENKATESAN S - JOTHI S

55754014

0950619010829

157,500.00

57,853.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

VETHANAYAGAM.P

55770248

0950619009955

800,000.00

813,651.00

31,518.00

7939

SALEM C.O

0950

GUDIYATHAM

VINBERT FERNANDEZ - LOUIS MARY V

55763908

0950619000418

320,000.00

66,838.00

0.00

OD Limit

OD Liability

Loan
Sanctioned

Loan Liability

Loan Unavailed
Amount

Housing Loans to Customers with a Sanctioned limit of ABOVE Rs 20.00 lacs and UPTO Rs.30.00 lacs
CIRCLE
DPCODE

CIRCLE NAME

DPCODE

BRANCH NAME

Customer Name

Customer No

Account No

7939

SALEM C.O

0950

GUDIYATHAM

DHEERAJ KUMAR P

55750370

0950619010830

OD Limit

OD Liability

Loan
Sanctioned
2,500,000.00

Loan Liability
2,217,442.00

Loan Unavailed
Amount
250,000.00

Housing Loans to Customers with a Sanctioned limit of ABOVE Rs 30.00 lacs

CIRCLE
DPCODE

CIRCLE NAME

DPCODE

BRANCH NAME

Customer Name

Customer No

Account No

7939

SALEM C.O

0950

GUDIYATHAM

KUMAR R

55758316

0950619010842

OD Limit

OD Liability

Loan
Sanctioned
5,000,000.00

Loan Liability
5,065,997.00

Loan Unavailed
Amount
0.00

Staff Housing Loans -Under Employee Housing Loan Scheme

CIRCLE
DPCODE

CIRCLE NAME

DPCODE

BRANCH NAME

Customer Name

Customer No

Account No

7939

SALEM C.O

0950

GUDIYATHAM

ANBARASAN .C

55758832

0950666010619

725,000.00

655,000.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

DEVAN P

55753502

0950668000002

300,000.00

300,499.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

KARTHIKEYAN M

55748256

0950669000001

1,120,000.00

898,900.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

MURALIVENKATESAN G.V

55748596

0950666010613

165,000.00

5,764.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

PARASURAMAN G S,66293,SUBSTAFF

55764144

0950666000512

300,000.00

133,450.00

1,582.00

7939

SALEM C.O

0950

GUDIYATHAM

PARASURAMAN G S,66293,SUBSTAFF

55764144

0950668000001

189,700.00

176,754.00

0.00

7939

SALEM C.O

0950

GUDIYATHAM

SEKARAN V, STAFF, CANARA BANK

55764141

0950666000509

300,000.00

112,720.00

0.00

OD Limit

OD Liability

Loan
Sanctioned

Loan Liability

Loan Unavailed
Amount