Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
About NPCI
About Us
NPCI is a not for profit
entity
Umbrella organization for all
retail payment systems
Promoted by 10 commercial
banks under the aegis of the
IBA and guidance of RBI
Our People
Varied skill set from
industry and technocrats
350+ Resources to
design/support/build
central transaction
processing systems
Technology
Existing System capacity to
process over 20 M
transactions/day
National
ATM
RuPay-Domestic
Cards Scheme
Domestic
POS
Switching
IMPS
Network
Cheque
Truncation
AEPS
Target SegmentsWho?
Underprivileged section, lower income group etc.
1. Introduction of basic
savings account
2. Migration of FI accounts
to banks CBS
3. Real time transactions
4. Ushering in BC
Interoperability
5. Periodical monitoring of
progress in achieving entitywise financial inclusion plan
a. Multiple Payment
applications
b. Card initiated
transactions-by encouraging
cash-less transactions
c. Biometric and PIN based
transactions functionalities
APB- Architecture
AEPS- Architecture
UIDAI
Issuer Banks CBS
NPCI
Central Switch
(AEPS)
Acquirer Banks FI
Switch
Issuer Banks
FI Switch
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Customer Inputs:
1.AADHAAR Number
2.Amount
3.Finger Print Data
Tripura Govt.
Pension Payment
through a Gramin
Bank in AEPS
platform.
Maximum transactions
in East Godavari under
ODAP and 60%
contribution to total
transaction numbers
Experience Matters.
Mr S Aftab, GM,FID, Union Bank of India- Attended launch of DAY, which kindled the hope in
the masses. The march ahead would not have been smooth especially for the stake holders i.e.
bankers, NPCI and UIDAI. The NPCI team's perseverance and determination has paved way for
effortless run of the pilot. We being the main banker feel the scope of business in DAY, which is a
mini DBT, nurtured efficiently and delicately by youthful team of NPCI.
.Hema Chaudhary - an account holder of UBI: Convenient mode of withdrawing money which
requires only my RuPay Aadhaar debit card and finger print for authentication. Now I can go to
any outlet to do basic banking transactions.
..Lal Munni - an account holder of Bank of Maharashtra: Hassle free mode of banking. I dont
need to fill up bank forms to deposit or withdraw money and not even need to stand in queue.
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