E-banking and security concerns in Bangladesh

The study basically concentrates on the colossal revolution of E-banking and the Challenges
thereof. E-Banking has revolutionized to days banking by making it very fast, easy and far
reaching. The expectations are growing at very fast speed on the E-Banking services. With the
result, it is demanding more attention for study from various people around the globe. E-Banking
has over-performed all the obsolete banking practices and the threat of security measures has
also been growing with it. Researchers are trying to find out the ways to cover up this risk in the
E-Banking and make it more sophisticated for everyone. This study has emphasized on threats
and the preventive measures to accept the challenging situations.

Objectives
Internet banking has become very much popular now a days throughout the globe. It has made
the banking activities easier, faster and more accessible. Now people are trying to learn more
about the E-banking. The primary objective of the research is to get the full acquaintance of the
internet banking and its benefits. To add more knowledge about internet banking the following
are the secondary objectives of this research study.
1. To know how the internet banking has revolutionized the banking sector.
2. To help the learners to know about the current concerns in the internet banking.
3.

To know how challenging internet banking has become and how the banking sector
applies different strategies to cope up with the challenging environments.

4.

How to cope with security threats.

Research Methodology
The primary source of the information in this thesis Paper is the secondary data. The available
information on internet regarding the E: Banking has been extensively used to complete the
thesis report. All the available Journals, Articles, papers provided necessary information to the
group to finalize the thesis paper. Its methodology involves a set of quantitative procedures
comprising: a review of the literature; the collection of data; analysis of data; interpretation of
the empirical results; and the drawing of conclusions.

Mutual fund and its performance in Bangladesh

The rate of growth of investment in mutual funds has increased dramatically over the past decade
globally. Many studies have developed models for performance evaluation and have examined
whether fund managers provide value added for investors. Most of these studies, however, have
focused on the developed markets and only a few examine whether the findings carry over to
emerging markets as well
Objectives of the study
The main objective of this thesis is to comprehensively show the current scenario of mutual fund
in Bangladesh and explore the performance of mutual funds in Bangladesh. This paper will also
show Challenges of mutual fund in Bangladesh and indicate way to develop Mutual fund in
Bangladesh. It should not be forgotten that emerging markets like Bangladesh is unlike
developed markets in several ways. Subsequently, this thesis uses a more comprehensive analysis
of mutual funds in Bangladesh.
Methodology of the study
The primary source of the information in this thesis Paper is the secondary data. In the light of
mutual fund in Bangladesh and its performance analysis, Its methodology involves a particular
set of procedures comprising: a review of the literature; identifying problems; the collection of
data; analysis of data; interpretation of the empirical results; and the drawing of conclusions.

Non-performing Loans in Banking Sector of Bangladesh

Bangladesh, being a developing country and with an underdeveloped capital market, mainly
depends on the intermediary role of commercial banks for mobilizing internal saving and
providing capital to the investor. Thus, it matters greatly how well our financial sector is
functioning. Looking at the performance of our financial sector for the last decade or so, we
observe that our banking sector is heavily burdened with a high percentage of non-performing
loans. It is obvious that NPLs reduce banks profitability, as banks cannot appropriate interest
income from their classified loans. A bank with a high percentage of NPLs suffers from erosion
of the capital if there is no provision. All those adverse impact of NPLs on banks financial
health such as low profitability and low capital base are clearly reflected in Bangladesh banking
sector.

Objective of the Study

i. To assess the present situation of non-performing loans in our banking sector.
ii. To show the trend of the loan default problem in Bangladesh.
iii. To examine the loan default status of commercial banks.
iv. To discuss legal aspect to recover loans from the defaulters.
v. To identify the causes and remedies of non-performing loans and.

vi. To

raise some issues and observations which need to be looked upon quickly for

ensuring a financially sound banking sector

Methodology of the Study:

Its methodology involves a particular set of procedures comprising: a review of the literature; the
collection of data; analysis of data; interpretation of the empirical results; and the drawing of
conclusions. Data has been collected from the various secondary sources like research works of
individuals, different publications, journal different institutions, Bangladesh Bank Credit Risk
Grading manual , Bangladesh Bank annual report etc.