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Deferred Annuity
Long-term Accumulation with Retirement Income
The Compass Flexible Premium Deferred Annuity
provides your clients with stability and growth to guide
them to their retirement goals. It features:
Guaranteed Interest
The fixed interest rate is declared and guaranteed
by Ameritas Life Insurance Corp. of New York
(Ameritas Life of New York) for 12 months. At the
end of the 12-month period, a new interest rate is
declared.1
Safety of Principal
With a fixed interest rate guaranteed never to be
lower than the guaranteed minimum interest rate
established in your clients' policies, your clients are
guaranteed not to lose their principal (adjusted for
withdrawals).1
Tax-Deferral
All of your clients' earnings will grow tax-deferred,
which means they wont pay income taxes on
earnings until they make a withdrawal.2
This product is designed to provide safety and growth in the pre-retirement years with a
guaranteed minimum interest rate. Consider it for clients age 50-60 who are looking for safety
of principal and tax-deferral.
Issue Ages
Minimum Deposit
Qualified plans:
$2,000 single deposit
$1,000 annually
$ 100 monthly
Nonqualified plans:
$5,000 single deposit
$2,000 annually
$ 200 monthly
Band one:
$49,999 and lower
Band two:
$50,000 and higher
Interest Earnings
Earnings based on a monthly declared interest rate, which is for a 12-month period and with a
yearly guaranteed minimum that will not be less than 1.00% for the lifetime of the policy.1
Surrender Charge
Policy Year
% Charge
Withdrawals
Clients may withdraw up to 10% of the account balance annually after the first policy year, free of
surrender charges. Systematic withdrawals of funds available. Withdrawal charges will NOT apply
after eight years following the policy date of the annuity, regardless of when deposits are made.
Other Features
Waiver of Surrender Charges for Terminal Illness/Confinement, Death Benefit. Lifetime Income
Client Brochure
This brochure (AN1296NY)
provides product information
and covers the advantages
of purchasing from a
company like Ameritas Life
of New York. It also makes a
great leave behind to answer
any questions that arise.
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find joy in
your future
Learn More
You can learn more about Compass Flexible Premium
Deferred Annuity, order materials and find links to more
information on Producer Workbench.
Compass Flexible Premium Deferred Annuity (form 5704) is issued by Ameritas Life Insurance Corp. of New York located at
1350 Broadway, Suite 2201, New York, NY 10018.
This information is provided by Ameritas, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company,
including, but not limited to, Ameritas Life Insurance Corp., Ameritas Life Insurance Corp. of New York and Ameritas Investment
Corp., member FINRA/SIPC. Ameritas Life Insurance Corp. is not licensed in New York. Each company is solely responsible for
its own financial condition and contractual obligations. For more information about Ameritas, visit ameritas.com.
Ameritas and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life is a registered
service mark of affiliate Ameritas Holding Company.
2013 Ameritas Mutual Holding Company
For Producer use only. Not for use with clients.