TRAVEL INSURANCE

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EFUStudent

Complaints in
respect of Insurance Policy
If you have any complaint or grievance against the insurance
company, broker, agent, surveyor or bank representative in
respect of your insurance policy, you may file your complaint
with the following offices:
(1) FEDERAL INSURANCE OMBUDSMAN
2nd Floor, Pakistan Red Crescent Society Annexe Building,
Plot # 197/5, Dr. Doud Pota Road, Karachi.
Phone: 021-99207761-62. Website: www.fio.gov.pk/
(2) Official Coordinator, Small Disputes Resolution
Committee (Islamabad)
The Management Executive, Insurance Division, 3rd Floor,
NIC Building, 63-Jinnah Avenue, Blue Area, Islamabad.
Phone: 051-9207091-4 ext 439.
Email: complaints@secp.gov.pk
(3) Official Coordinator, Small Disputes Resolution
Committee (Karachi)
The Deputy Director, Specialized Companies Division, 5th
Floor, State Life Building No. 2, Wallace Road, Off. I.I. Chundrigar
Road, Karachi. Phone: 021-32414204. Email:
complaints@secp.gov.pk
(4) Official Coordinator, Small Disputes Resolution
Committee (Lahore)
The Deputy Registrar of Companies, Company Registration
Office Lahore, Associate House, 3rd & 4th Floor, 7-Egerton
Road, Lahore. Phone: 042-99204962-66 ext: 28.
Email: complaints@secp.gov.pk

Focus on studies
...without worries

Why
Student Travel
Insurance?
Because
EFU General:
n
n
n
n

Is the most experienced insurer

in Pakistan.
Provides the best Insurance plans
to cater to your needs.
Has specialized Student Travel
Insurance Products.
Offers the most attractive
benefits package-covers your
stay, tuition and travel.
Student Travel Insurance costs
much less then similar insurance
cover purchased abroad.
Offers 24/7 Assistance.

E FU GENERAL INSURANCE LTD.

EFU TRAVEL INSURANCE

your insurance company

EFU House, M.A. Jinnah Road, Karachi-74000

Pakistan. Phone: 32313471-90, 32200531-20
32200581-20, 32331600-20
Ext. 111, 181 & 474. Fax: 32311252
E-mail: travelcare@efuinsurance.com
URL: www.efuinsurance.com

Student Travel Insurance

to meet all your needs.
Direct Settlement
of claims abroad.
24/ 7 Assistance.

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EFU Student Travel Insurance

Schedule of Benefits & Limitations

Sr
No.
1
2

Emergency Medical Expenses for Sickness &

Hospitalization Abroad
Travel & Stay over of one Immediate Family Member

Student Travel
Insurance?
Because when you
go abroad for study:
n

You are exposed to unfamiliar

environment during your study
abroad.

You are exposed to risk specific

to travel which can be more
vulnerable if not addressed
immediately.

Sickness and emergencies can

be more serious and costly.

You need protection from

unforeseen incident.

Smart

Genius

Expert

10,000
(excess USD 50)
5,000

25,000
(excess USD 100)
5,000

50,000
(excess USD 125)
5,000

Repatriation of Mortal Remains

Actual

Actual

Actual

Travel Assistance

Actual

Actual

Actual

Loss of passport

300

300

300

Loss of In-Flight Checked in Baggage

500

500

500

Location and Forwarding of lost baggage and Personal Effects

Actual

Actual

Actual

24 Hours Personal Accident

7,500

10,000

15,000

8 (a)

Accidental Death

8 (b)

Permanent Disability

Why

Product Plans (Limits in USD)

Benefits

100% of the Principal 100% of the Principal 100% of the Principal

Sum Insured
Sum Insured
Sum Insured
% of Principal Sum % of Principal Sum % of Principal Sum
as per Injury Table as per Injury Table as per Injury Table

Tuition Fee

7,500

10,000

EFU Student Travel Insurance

Schedule of Premium in Pak Rupees

Travel Assistance Student Cover (With Tuition Fee Benefit)

Tenure
6 Months
12 Months

Product Plans (PKR / Student)

Smart

Genius

Expert

9,750
15,000

12,800
19,700

19,600
30,200

Travel Assistance Student Cover (Without Tuition Fee Benefit)

Tenure
6 Months
12 Months

Product Plans (PKR / Student)

Smart

Genius

Expert

8,350
12,250

11,000
16,000

16,700
24,500

NOTE: The above premiums are inclusive of currently applicable govt. taxes / levies and these are Federal Insurance Fee 1%,
Sales Tax on Service 16%, Stamp Duty PKR 20 with an Administrative Surcharge of 5% with the maximum of PKR 3,000. In case
of any change in these taxes it shall affect the premium to be charged accordingly.

20,000