March 12, 2016

Honorable Judge Louis E. DePauli, Jr.

District Judge, Division II
Farmington District Court, courtroom 3
851 Andrea Avenue
Farmington, New Mexico 878401
Regarding: SENTENCING HEARING - April 27, 2016
STATE OF NEW MEXICO VS BOBBY WILLIS
D1116-CR-2014-686-II
D1116-CR-2014-689-II
Honorable Judge DePauli:
I would like to thank you for this opportunity to speak and be heard at the sentencing of
Bobby Willis. I also laud you for your knowledge of the Legal Literature that acknowledges that
the Victim is no longer just a fact witness but is now legally a Participant in the sentencing
phase whether by trial or plea bargain. As you are probably aware, victim rights are not
obviated by federal constitutional objections. The rights of all Victims in New Mexico to
participate in sentencing recommendations is well established. All victims are not only allowed
to speak but there is an expectation that all victims be heard prior to imposition of sentencing
after a trial or plea bargain. The only reservation ever expressed by the U.S. Supreme Court is
for sentences for capital crimes. A summary of U.S. Supreme Court rulings and Federal Law and
New Mexico State law in matters of victim input for sentencing follows: U.S. Supreme Court
(Douglas E. Beloof, Constitutional Implications of Crime Victims as Participants, 88 Cornell L. Rev. 282 (2003)); Federal
Law (Crime Victims' Rights, Actticle18 U.S.C. 3771) and New Mexico law; (Constitution, Article II, 24 Rights of
Crime Victims)

which closely follows federal statutes.

This letter summarizes the thoughts of two (2) victims of Mr. Bobby Willis for
presentation prior to the sentencing of Bobby Willis on April 27, 2016 at 1:00 pm.
The two victims are Ronnie J. Garner and Annie M. Loman, through her estate executor,
Ronnie j. Garner, the son of Annie M. Loman.
The information is specifically designed to assist the court in reaching the appropriate
sentence for Bobby Willis that follows acceptance of his no-contest plea by the State of New
Mexico and the subsequent determination of guilt on a 2nd degree Felony and a 3rd degree
Felony.
VICTIMS LOSSES ASSOCIATED WITH ILLEGAL ACTIVITIES OF BOBBY WILLIS:
FIRST VICTIM - RONNIE J. GARNER:
*suffered loss of $2,650,000.
IRA-Retirement: $2,450,000 cash
Personal funds: about $200,000 cash.
*Ronnie J. Garners IRA retirement had about $11,800 residual after the theft of
cash and property by Bobby Willis.
*All properties purchased by Bobby Willis were to be income producing for
Ronnie J. Garners Retirement IRA but all assets were subsequently transferred
to Bobby Willis (Stolen) without the knowledge or consent of Ronnie Garner.
*To date, none of the funds taken by Bobby Willis has been recovered.
*Bobby Willis has failed to acknowledged the fraud and theft
*No restitution has EVER been offered by Bobby Willis.
*Civil lawsuits against Bobby Willis are underway for recovery of property and
funds stolen by fraud, and theft.
.

SECOND VICTIM - ANNIE M. LOMAN (Deceased January 12, 2012.) Represented by her
son, Ronnie J. Garner as executor and administrator of the estate of Annie M. Loman.
*loss of $765,000 cash.
*Personal money accounts used by Bobby Willis to fraudulently purchase
property owned by Mr. Willis at markedly elevated prices.
*All properties purchased for Annie M. Loman were subsequently transferred to
Bobby Willis (Stolen) without the consent or knowledge of Ronnie J. Garner, her
trustee and current estate representative.
*To date, not one penny has been recovered in restitution.
*No restitution has EVER been offered by Bobby Willis.
*Civil suits against Bobby Willis are underway for recovery of property and funds
stolen by fraud and theft.
*There were no residual funds from the original $765,000 available to pay for
the funeral expenses of Annie M. Loman after she died January 12, 2012.
*Bequeathals from her estate for grandchildren and children as requested in her
Will and Revocable Estate were impossible because of the theft of property and
funds.
Information to assist the Court:
Ronnie J. Garner is a cousin of Bobby Willis.
Annie M. Loman is a great aunt of Bobby Willis

THE BEGINNING OF THE SCHEME:

How was Bobby Willis able to perpetrate the theft of property and money? Very simply.
Mr. Willis perpetrated fraud. Mr. Willis repeatedly portrayed himself as an important and rich
man of the Farmington community, someone of high esteem, an altruistic man of leadership

who was fighting for the rights of the veterans, poor, underprivileged and Native Americans.
The following facts are relevant:
1. In a March 13, 2010 multi-page newspaper article in the Farmington daily News, Mr.
Willis claimed that he was rich, altruistic, and wanted to help the community and
veterans and poor.
2. In early 2010, from January 2010 through April 2010, Mr. Willis sent Ronnie J. Garner
information by email and personal phone calls claiming he never lost money in
investments and he had fabulous investments returns, always at least 25-30% and
frequently Willis claimed his investment paid up to 65% or more, even at times more
than 100%.
3. Mr. Willis sent prospective investors in his schemes information that claimed he was
an investment advisor for the rich and famous and personally told me (Ronnie J.
Garner), that Mr. Willis assisted the very rich in investing. Willis specifically mentioned
Bill Gates, Warren Buffet, Google founders, etc as his clients.
4. Mr. Willis claimed that he knew Bill Gates so well that Mr. Willis daughter, Casssidy,
called Bill Gates Uncle bill.
5. Mr. Bobby Willis also claimed that he was good friends with Senator Harry Reid, then
Senate majority leader and further claimed he had ben to the White House to see
President Obama several times about helping with ObamaCare.
6. Mr. Willis claimed he had $3 billion in industrial bonds approved through San Juan
County.

7. He showed Ronnie Garner bags of gold and claimed he earned the gold through his
fabulous investments.
8. He made claims that he was building vastly huge projects to help the poor, misfortunate
and veterans. Willis appealed to the innate good in people to fool them into
investing.
9. Willis always claimed that he just need a little token of Investor Interest in building
such an altruistic project by the investors by allowing use of retirements and other
funds so Mr. Willis could reap interest and profits that would be invested by Mr. Willis.
Unfortunately, Mr. Willis kept both the principle and any earnings without informing the
investors. Various people entrusted their money and savings to the Huckster and
fraudster, Mr. Bobby Willis.

THE OPERATION OF THE SCHEME:

1. Mr. Bobby Willis was successful at getting a number of investors with significant funds
to let Mr. Willis use the funds as a source to invest while alleging he would use the
profits for his altruistic projects while safeguarding the principle. This was untrue. The
money, unlike the purposed projects by Mr. Bobby Willis, was not phantom money. It
was real and valuable to the owners. The money vanished.
2. Moreover, Mr. Willis never started any of his phantom projects. Not one project in
several years was started.
3. Even though no projects were started as promised by Mr. Willis, he developed more and
more plans for additional projects designed to induce the investors to invest more and

more money for Mr. Willis projects. Willis kept saying he just needed a little more cash
reserves to finally start his projects.
4. Mr. Willis shifted the goals and plans from month to month and sometimes from day to
day. Even the current projects were in flux but all the phantom projects proposed by
Mr. Willis were eventually vanished along with the investor funds and properties.
5. Suddenly, in the spring of 2011, Mr. Willis announced that there was big money
investors for one of his projects, the Michigan Project. This occurred after the initial
investor funds vanished. Thus, the well-heeled outside Investor was born. The
outside investors would save everything! The scheme was grander and more glorious.
But was once again a phantom project.
6. There was one meeting in Branson, MO in June 2011 that was heralded as a money
nirvana by Mr. Willis from an investor group represented by Tom Deboer, and
investment banker from Michigan, I believe. This collapsed in a short time. This group
was not interested in Phantom projects or bombastic rhetoric nor hidden agendas.
7. Over time, it soon became clear that every project was a phantom project, never
intended to be built. Just props in a Ponzi scheme. Mr. Willis kept promising more,
even a public offering of the phantom projects that he valued at billions. The
investors waited and wondered. Was there salvation?
8. In the meantime, starting in the fall of 2010, unknown to any of the investors, properties
bought for investors by Mr. Willis were illegally transferred into the name of Mr. Willis
or his legal entities. The final insult of having everything of value stolen. A fraud, pure
and simple. Effectively, Ronnie J. Garner and Annie M. Loman lost every investment and

virtually every cent because they were unaware of the theft of property at the time they
occurred. Annie M. Loman, Ronnie J. Garners mother, was left with $0.03 (three cents)
in her bank account, the residual of about $365,000.
9. Residual funds of the victims also continued disappearing, slowly but surely.
10. As investor concern deepened, and questions were asked, Mr. Willis became threating
and bullying. Mr. Willis accused the investors of causing the failure of the projects
because the investors were not doing their part. He blamed various and sundry other
investors for decisions that caused the failures. No one understood this incessant
blaming of the investors since Mr. Bobby Willis controlled the funds and all investing.
Little did the investors know of the true extend of the Bobby Willis Ponzi schemes. Mr.
Willis needed new and richer victims with continuous infusion of money. A new Bernie
Madoff.
11. The investors may have been confused but still asked questions. Mr. Willis became
more hostile to questions as the Michigan Project failed. The investors represented by
Mr. Tom DeBoer withdrew. Another phantom investment with a mold filled building
owned by Mr. Willis now worthless.
12. By the fall of 2011, Mr. Willis was angry and bullying and threatening after increased
investor questions. The loop was tightening around the failure of the phantom
projects, not withstanding that nothing was happening except the theft of properties
and gemstones and other assets from the investors.
13. In what appeared to be a diversionary move, Mr. Bobby Willis claimed he was a CIA
assassin who killed many people. He stated he was good at killing people.

14. Mr. Willis talked about killing people in front of the investors.
15. Then, in the latter part of 2011, Mr. Willis threatened to kill or otherwise harm any
investor who harmed him if they questioned his methods or asked questions or made
public comments.
16. Mr. Willis demanded that the investors write articles defending him. Not knowing all
the facts and being constantly fed lies about the Ponzi scheme, the investors did so. But
the Newspapers refused to publish them.
17. Ronnie Garner witnessed Mr. Willis specifically telling Mike Atchision that Willis would
get Mike Atchison if he went to the police.
18. In late 2011, the New Mexico Title company owned by Willis became the subject of a
New Mexico state investigation because of disappearing funds.
19. Charges were filed.
20. Willis subsequently fled Farmington to Branson, MO in March 2012 after posting bail in
Farmington.
21. Willis did not return to Farmington, New Mexico for scheduled court hearings on several
occasions, always having an excuse of why he was unable to attend while refusing to
leave Branson, MO. Willis basically jumped bail to avoid the closing legal loop of the
law. An arrest warrant was issued for his arrest by the State of New Mexico.
22. Willis was eventually arrested in Missouri in April 2014 , two years after the charges and
transported back to New Mexico and jailed after fighting extradition in Missouri. He
was released on bail in New Mexico after posting a bond.
23. Numerous criminal proceedings were been filed against Mr. Willis.

24. Numerous civil proceedings have were filed against Mr. Willis.

FINAL COMMENTS:
Mr. Willis has harmed the State of New Mexico, the community of Farmington, and
numerous citizens by his fraud, theft and Ponzi Schemes. Mr. Willis has now pleaded nocontest to charges brought by the state of New Mexico. Mr. Willis is a twice convicted felon as
a result of this plea agreement which was accepted by this Court.
According to various Court filings, criminal and civil, the amount stolen from various
victims is upwards of $10,000,000 and the cost to the state, communities and individuals is
truly staggering as restitution is sought from Mr. Willis.
More importantly, Mr. Bobby Willis left a number of his victims destitute and penniless.
An example of this is Mr. Bobby Willis great aunt, Annie M. Loman. Annie M. Loman WAS
DESTITUE AT THE END OF HER LIFE DIRECTLY RELATED TO THE PLUNDERING OF HER ASSETS BY
BOBBY WILLIS. Mr. Bobby Willis left $0.03 (3 cents) FOR THE FUNERAL EXPENSES OF ANNIE M
LOMAN, who died January 12, 2012. In May 2010, Annie M. Loman had a cash account of
$765,000. When Annie M. Loman died January 12, 2012, she was destitute.

How does one mitigate for this type of injustice? Ronnie Garner will never forget the
pain and agony he felt when he discovered that Annie M. Loman, his mother, was left destitute
by Bobby Willis with no funds for burial less than two (2) years after she possessed $765,000 in
cash.

Mr. Willis methods are similar to another famous Ponzi-scheme felon who also left his victims
destitute, Bernie Madoff. This court should note that the Federal Judge of Bernie Madoff did
not hesitate to apply sequential sentences that totaled more than 100 years, thus ensuring that
Mr. Madoff would die in prison. This Court should also note that that the Federal court
adjusted the sentence for Bernie Madoff in response to numerous victim participants that
spoke, were heard, and heeded by the federal Judge. This is consistent with what needs to
occur in the sentencing of Mr. Bobby Willis before this Court. An accounting by all the victims
to understand the breadth of the Ponzi scheme .
Equally important for this Court to notice is that Mr. Willis made no acknowledgement
of guilt or expressed any sorrow for the lives he has wrecked or the damage he wreaked to
citizens of the County of San Juan, New Mexico and elsewhere.
Mr. Willis remains unrepentant. He has no employment and refuses to provide bank
records or other financial documents, even under subpoena . He apparently continues to use
stolen properties and money to finance defense of his criminal and civil trials. He is able to pay
for expensive attorneys. How one must ask is this possible in a just society?
Mr. Willis has paid token restitution of approximately $100,000 to two (2) of his crime
victims related to the New Mexico Title Company in return for pleas of a 2nd degree and a 3rd
degree felony with an agreement of dropping additional charges. This plea agreement does
not address the numerous other victims.
The $100,000 paid in restitution for two of the victims named in the plea agreement
pales in comparison to the upwards of $10,000,000 or more, plus interest, of various other

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victims. The fact that civil cases are underway in no way invalidates the rights of all victims to
speak and be heard before this Court.
Worse yet, because of the plea agreement, Mr. Willis attorneys can now argue that the
token retribution to two (2) victims now entitles Mr. Willis to consideration of Parole. If so,
this is a strike against justice.

SENTENCING RECOMMENDATIONS OF VICTIMS RONNIE GARNER AND ANNIE M. LOMAN:

1. Parole is not indicated and should not be considered. The breath and number of
total victims and the amount of property and money stolen (Approximately
$10,000,000) from all the victims would strongly rule against any consideration of
parole.
2. The pittance paid by Mr. Willis in victim compensation is very tiny and limited to
only two (2) victims in the plea agreement and ignores a host of other victims in this
case. There are many more victims that represent large sums of stolen funds and
properties.
3. The numerous threats Mr. Bobby Willis made against the many victims of Mr. Willis
should be taken seriously. Mr. Willis is a ruthless and unrepentant individual who
will continue to pose a threat to any community because of his demonstrated skills
at fraud as well as theft of property and money.
4. A light sentence of 3-4 years is also inappropriate when one considers the total
value of theft of land and funds that approaches and may exceed $10,000,000.
There must also be some real punishment if there is to be real rehabilitation. A

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light sentence would not serve the goal of rehabilitation and particularly if there is a
reduction for good time that results in early release after 1-2 years. This approach
would not be punishment sufficient for rehabilitation. This is coddling of criminals.
5. The only just punishment is imposition of the full thirteen (13) years of jail time. If
Mr. Willis behaves himself, he will be out after serving about one-half the thirteen
(13) years. This length of time is appropriate because it will allow time for real
rehabilitation if any rehabilitation is truly possible with Mr. Willis. This amount of
time will also allow Mr. Willis to ponder the benefits of a crimeless life.

Thank you Judge DePaui for allowing our input into the sentencing phase of Mr. Bobby Willis. It
is really helpful to the victims to have an opportunity to effect appropriate sentencing and is
greatly appreciated.

Sincerely,

Ronnie J. Garner

Annie M. Loman
Through her estate by
Ronnie J. Garner
Executor

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