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Reading

Comprehensions

Workbook

By Ramandeep Singh

Ramandeep Singh

Reading Comprehensions Workbook

Reading Comprehensions Workbook Read the following passage carefully and answer the questions given below it. A

Read the following passage carefully and answer the questions given below it.

A long time ago, on a big tree in the lap of the mountain, lived a bird named Sindhuka. It was a rather special bird because its droppings turned into gold as soon as they hit the ground. One day, a hunter came to the tree in search of prey and he saw Sindhuka's droppings hit the ground and turn into gold. The hunter was struck with wonder. He though, "I have been hunting birds and small animals since I was a boy, but in all my 80 years, I have never seen such a miraculous creature. He decided that he had to catch the bird somehow. He climbed the tree and skillfully set a trap for the bird. The bird, quite unaware of the danger it was in, stayed on the tree and sang merrily. But it was soon caught in the hunter's trap. The hunter immediately seized it and shoved it into a cage. The hunter took the bird home joyfully. But as he had time to think over his good fortune later, he suddenly realised, "If the king comes to know of this wonder, he will certainly take away the bird from me and he might even punish me for keeping such a rare treasure all to myself. So it would be safer and more honourable if I were to go to the king and present the unique bird to him," The next day, the hunter took the bird to the king and presented it to him in court with great reverence. The king was delighted t o receive such an unusual and rare gift. He told his courtiers to keep the bird safe and feed it with the best bird food available. The king's prime minister though, was reluctant to accept the bird. He said "O Rajah, how can you believe the word of a foolish hunter accept this bird? Has anyone in our kingdom ever seen abird dropping gold? The hunter must be either crazy or telling lies. I think it is best that you release the bird from the cage." After a little thought, the king felt that his prime minister's words were correct. So he ordered the bird to be released. But as soon as the door of the cage was thrown open, the bird flew out, perched itself on a nearby doorway and defecated. To everyone's surprise, the dropping immediately turned into gold. The king mourned his loss.

1. Which of the following is possible the most appropriate title for the story?

a)

The Skilled Hunter

b)

The King’s Prime Minister

c)

The King’s Defeat

d)

The Bird with the Gold Dropping

e)

The Trials and Tribulations of the Foolish Bird Sindhuka

2. Which of the following emotions made the hunter gift the bird to the king?

a)

Respect

b) Joy

c) Pride

d)

Fear

e) Awe

3. Which of the following is true according to the story?

a) Birds like Sindhuka were very common in the area near the mountain

to the story? a) Birds like Sindhuka were very common in the area near the mountain
to the story? a) Birds like Sindhuka were very common in the area near the mountain

Reading Comprehensions Workbook

Reading Comprehensions Workbook b) Sindhuka remained caged for the rest of its life c) Sindhuka was

b) Sindhuka remained caged for the rest of its life

c) Sindhuka was unaware of the trap laid by the hunter

d) The King, when told to not accept the bird, did not listen to his Prime

Minister

e) All are true

4. Why was the king’s Prime Minister reluctant to accept the bird?

a)

He believed that the bird would die if caged

b)

He know about the hunter’s habit of lying

c)

He believed that the bird would bring bad luck to the king

d)

His sources had informed him that the hunter was crazy

e)

None of these

5. How did the hunter find Sindhuka?

a) He had read stories about the bird and had set traps at various locations in

the city

b)

He followed the bird’s droppings

c)

He was on the lookout for a prey when he chanced upon it

d)

People from the city had informed him about the bird’s whereabouts

e)

He was attracted by the birds calls

Directions (Q. 6-8) Choose the word which is most similar in meaning to the word/group of words printed in bold as used in the passage.

6. Rather

a)

Regular

b) Quite

c) Instead

d)

But

e) Known

7. Release

a)

Free

b) Vacate

c) Vent

d)

Let expire

e) Make public

8. Reverence

a)

Respect

b) Detail

c) Astonishment

d)

Hope

e) Remembrance

Directions (Q. 9-10) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.

9. Reluctant

a)

True

b) Clever

c) Averse

d)

Hesitant

e) Keen

10. Skilfully

a)

Angrily

b) Haphazardly

c) Highly

d)

Cheaply

e) Deftly

Skilfully a) Angrily b) Haphazardly c) Highly d) Cheaply e) Deftly www.BankExamsToday.com Page 3
Skilfully a) Angrily b) Haphazardly c) Highly d) Cheaply e) Deftly www.BankExamsToday.com Page 3

Reading Comprehensions Workbook

Reading Comprehensions Workbook Read the following passage carefully and answer the questions given below it. Once

Read the following passage carefully and answer the questions given below it.

Once a thief named Kalu had planned to loot the king's treasury. At midnight, he went to the palace and began to drill a hole in the side wall of the treasury. The king, who was awake in his bedroom just above the treasury, came out to investigate the whirring sound. He was dressed in a simple nightgown and the thief could not recognize him. He asked Kalu who he was and what he was doing. The latter said, "Sir, I am a thief and intend to loot this treasury. I presume that you are also a thief and have come with the same intentin. No matter, let us both go inside and we shall share the loot equally. "Both entered the treasury and divided all the money and the jewels equally between them. Inside a locker they found three big diamond pieces. As the thief was puzzled as to how to divide the three pieces into two portions, the king siggested. "We have taken away everything else. Let us leave one diamond piece for the poor king and share the rest equally". Kalu agreed and when he took his leave, the king asked for his name and address. As Kalu had taken a vow of telling only the truth, he have the correct information. The king took away his share of the loot and hid it in his room. Next morning he asked his Prime Minister to inspect the treasury as he had heard some strange sounds during the previous night. The Prime Minister saw to his horror that all the valuables were missing and only a single diamond was left, perhaps inadvertantly, by the theif. He put the diamond in his oiwn shift pocket as its loss could be ascribed to the thief and nobody would suspect the Prime Minister. The Prime Minister went back to the king. The king particularly enquirerd. "Do you mean that the theif has completely denuded the treasury of its valuables and not a single item has been left?" The Prime Minister confirmed it. The king asked the chief of police to bring in Kalu. When Kalu came he was unable to recfognize the king as his accomplice of the previous night. The king asked him, "Are you the theif who h as stolen everything from my treasury leaving nothing back?" Kalu confirmed it but said, "Sir, I did leave one diamond back in the locker as advised by an accomplice of mine and it should st ill be there." The Prime Minister interrupted saying, "Your Majesty, this thief is lying. There is nothing left in the locker." The king asked the police chief to search the pockets of the Prime Minister, from where the missing diamond was recovered. The kind told his courtiers, "Here is a Prime Minister, who is a liar and a thief and here is a thief who is at truthful gentleman."

11. The king came out in the middle of the night in order to

a) Help kalu to break into the palace treasury

b) Share the loot equally between Kalu and himself

c) Find out the source of and reason for the sound he had heard

d) Catch the thief who had come to steal his valuables

e) None of these

12. Kalu could not recognize the king because

a) The king was wearing clothes like those of an ordinary person

the king because a) The king was wearing clothes like those of an ordinary person www.BankExamsToday.com
the king because a) The king was wearing clothes like those of an ordinary person www.BankExamsToday.com

Reading Comprehensions Workbook

Reading Comprehensions Workbook b) The king’s clothes were covered by a simple nightdown c) Kalu had

b) The king’s clothes were covered by a simple nightdown

c) Kalu had never seen the king before

d) Kalu had not seen the king descending from his bedroom

e) None of these

13. Which of the following made the king suspect the Prime Minister? The Prime Minister’s statement that

a) Except for one piece of diamond all other valuables were stolen

b) All the valuables without any exception were stolen from the treasury

c) The thief was lying when he said he had left one diamond back in the

locker

d) The search for the diamond did not yield any favourable result

e) None of these

14. Which of the following horified the Prime Minister? a) The valuables missing from the king’s treasury

b) A piece of diamond left in the locker

c) Certain strange sounds heard by the Prime Minister

d) The fact that the king suspected him of stealth

e) None of these

Directions (Q. 15-17) Choose the word which is most nearly the same in meaning as the word given in bold as used in the passage.

15. Accomplice

a)

Co-traveller

b) Collaborator

c) Controller

d)

Coordinator

e) Commuter

16. Ascribed

a)

Attributed

b) Donated

c) Attached

d)

Withdrew

e) Connected

17. Denuded

a)

Uncovered

b) stripped

c) Destroyed

d)

Discarded

e) Abandoned

Directions (Q. 18-19) Choose the word which is most opposite in meaning of the word given in bold as used in the passage.

18. Inadvertently

a)

Knowingly

b) Sensibly

c) Indifferently

d)

Unwittingly

e) Unscrupulously

19. Previous

a)

New

b) Preceding

c) Novel

d)

Modern

e) Subsequent

19. Previous a) New b) Preceding c) Novel d) Modern e) Subsequent www.BankExamsToday.com Page 5
19. Previous a) New b) Preceding c) Novel d) Modern e) Subsequent www.BankExamsToday.com Page 5

Reading Comprehensions Workbook

Reading Comprehensions Workbook Read the following passage carefully and answer the questions given below it. Banking

Read the following passage carefully and answer the questions given below it.

Banking sector reforms in India were introduced in order to improve efficiency in the process of financial intermediation. It was expected that banks would take advantage of the changing operational environment and improve their performance. Towards this end, the Reserve Bank of India initiated a host of measures for the creation of a competitive environment. Deregulation of interest rates on both deposit and lending sides imparted freedom to banks to appropriate price their products and services. To compete effectively with non-banking entities, banks were permitted to undertake newer activities like investment banking, securities trading and insurance business. This was facilitated through amendments in the relevant acts which permitted PSBs to raise equity from the market up to threshold limit and also enabling the entry of new private and foreign banks. This changing face of banking led to an erosion of margins on traditional banking business, promoting banks to search for newer activities to augment their free incomes. At the same time, banks also needed to devote focused attention to operational efficiency in order to contain their transaction costs. Simultaneously with the deregulation measures prudential norms were instituted to strengthen the safety and soundness of the banking system. Recent internal empirical research found that over the period 1992-2003, there has been a discernible improvement in the efficiency of Indian banks. The increasing trend in efficiency has been fairly uniform, irrespective of the ownership pattern. The rate of such improvement has, however, not been sufficiently high. The analysis also reveals that PSBs and private sector banks in India did not differe significantly in terms of their efficiency measures. Foreign banks, on the other hand, recorded higher efficiency as compared with their Indian counterparts.

20. Prudential norms were initiated in the banking sector with a view to

a) Increase operational efficiency

b) Contain the non-performing assets

c) Strengthen the soundness of banking system

d) Improve the custome service

e) None of these

21. Banking sector reforms in India were introduced for the purpose of a) Giving more and more employment opportunities to the educated unemployed

b) Taking care of the downtrodden masses

c) Increasing efficiency in the banking activities

d) Giving better return to the Central Government

e) None of these

22. Banks can control their transaction costs by

a) Restricting their lending activities

b) Undertaking more and more non-banking activities

Restricting their lending activities b) Undertaking more and more non-banking activities www.BankExamsToday.com Page 6
Restricting their lending activities b) Undertaking more and more non-banking activities www.BankExamsToday.com Page 6

Reading Comprehensions Workbook

Reading Comprehensions Workbook c) Encouraging the customers to bank with other banks d) Devoting more attention

c) Encouraging the customers to bank with other banks

d) Devoting more attention to operational efficiency

e) None of these

23. The recent internal empirical research conducted by the RBI found that

a) There is cut-throat competition in banking industry

b) The rate of return is not commensurate with the operational cost

c) The rate of improvement has not been high

d) Nationalised banks and private sector banks did differ in the efficiency

measures

e) None of these

24. Which of the following statements recognising improvement in efficiency is true in the context of the passage?

a) There is no discremible difference in efficiency parameters

b) The foreign banks recorded higher efficiency

c) The efficiency of foreign banks is not comparable with Indian banks

d) The rate of such improvement in efficiency was very high

e) None of these

Directions (Q. 25-26) Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage.

25. Relevant

a)

Recorded

b) Opposite

c) Appropriate

d)

Stringent

e) Germane

26. Augment

a)

Make

b) Become

c) Enlarge

d)

Increase

e) Envelop

Directions (Q. 27-28) Choose the word that is most opposite of the word printed in bold as used in the passage.

27. Improve

a)

Retard

b) Disprove

c) Prove

d)

Accelerate

e) Degenerate

28. Reveal

a)

Show

b) Conceal

c) Secretive

d)

Exhibit

e) None of these

Read the following passage carefully and answer the questions given below it.

King Hutamasan felt he had everything in the World not only due to his riches and his noble knights, but because of his beautiful queen, Rani Matsya. The rays of the Sun were put to shame with the iridescent light that Matsya illuminated,

The rays of the Sun were put to shame with the iridescent light that Matsya illuminated,
The rays of the Sun were put to shame with the iridescent light that Matsya illuminated,

Reading Comprehensions Workbook

Reading Comprehensions Workbook with her beauty and brain. At the right hand of the king, she

with her beauty and brain. At the right hand of the king, she was known to sit and aid him in all his judicial probes. You could not escape her deep-set eyes, when you committed a crime as she always knew the victim and the culprit. Her generosity preceded her reputation in the kingdom and her hands were always full to give. People in the kingdom revered her because if she passed by, she always gave to the compassionate and poor. Far away from the kingly palace lived a man named Raman with only ends to his poverty and no means to rectify it. Raman was wrecked with poverty as he had lost all his land to the landlord. His age enabled him little towards manual labour and so begging was the only alternative to salvage his wife and children. Every morning, he went door to door for some work, food or money. The kindness of people always got him enough to take home. But Raman was a little self- centered. His World began with him first, followed by his family and the rest. So, he would eat and drink to his delight and ret urn home with whatever he found excess. This routine followed and he never let anyone discover his interests as he always put on a long face, when he reached home. One day as he was relising the bowl of rice he had just received from a humble home, he heard that Rani Matsya was to pass from the very place he was standing. Her g enerosity had reached his ears and he knew if he pulled a long face and showed how poor he was, she would hand him a bag full of gold coins enough for the rest of his life, enough to buy food and supplies for his family. He thought he could keep some coins for himself and only reveal a few to his wife, so he can fulfil his own wishes. He ran to the chariot of the Rani and begged her soldiers to allow him to speak to the queen. Listening to the arguments outside Rani Matsya opened the curtains of her chariot and asked Raman what he wanted. Raman went on his knees and praised the queen. I have heard you are most generous and most chaste, show this beggar some charity. Rani narrowed her brows and asked Raman what he could give her in return, surprised by such a question, Raman looked at his bowl full of rice. With spite in him he just pricked up a few grains of rice and gave it to the queen. Rani Matsya counted the 5 grains and looked at his bowl full of rice and said, you shall be given what is due to you. Saying this, the chariot galloped away. Raman abused her under his breath. This he never thought would happen. How could she ask him for something in return, when she hadn’t given him anything? Irked with anger he stormed home and gave his wife the bowl of rice. Just then he saw a sack at the entrance. His wife said men had come and kept it there. He opened it to find it full of rice. He put his hand inside and caught hold of a hard mental only to discover it was a gold coin. Elated he upturned the sack to find 5 gold coins in exact for the five rice grains. If only I had given my entire bowl, thought Raman, I would have had a sack full of gold.

29. According to the passage, which of the following is definitely true about Rani Matsya?

A. She was beautiful.

B. She was intelligent.

is definitely true about Rani Matsya? A. She was beautiful. B. She was intelligent. www.BankExamsToday.com Page
is definitely true about Rani Matsya? A. She was beautiful. B. She was intelligent. www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook C. She was kind. a) Only A b) Only B c) Only C

C.

She was kind.

a)

Only A

b) Only B

c) Only C

d)

A and B

e) All the three

30. What does the phrase ‘pulled a long face’ as used in the passage mean?

a) Scratched his face

b) Looked very sorrowful

c) Disguised himself

d) Put on makeup

e) None of these

31. What can possibly be the moral of the story?

a) Do onto others as you would want others to do to you

b) Patience is a virtue

c) Winning is not everything, it is the journey that counts

d) Change is the only constant thing in life

e) Teamwork is more we and less me

32. Why was begging the only option for Raman to get food?

a)

As Raman belonged to a family of beggars

b)

As begging was the easiest way for him to obtain food

c)

As Raman’s family had forced him to beg

d)

As he had lost all his property and was too old to do manual work

e)

None of these

33. Which of the following words can be used to describe Raman?

A.

Deceitful

B.

Selfish

C.

Timid

a)

Only A

b) Only B

c) A and B

d)

B and C

e) All the three

34. What did Raman find after he returned home from his meeting with Rani Matsya?

a)

The Rani’s soldiers

b)

An empty house

c)

The five grains of rice that he had given to Rani Matsya

d)

A sack full of rice and five gold coins

e)

None of these

Directions (Q. 35-36) Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.

35. Galloped

a)

Hurtled

b) Stumbled

c) Slumbered

d)

Jumped

e) Ran

35. Galloped a) Hurtled b) Stumbled c) Slumbered d) Jumped e) Ran www.BankExamsToday.com Page 9
35. Galloped a) Hurtled b) Stumbled c) Slumbered d) Jumped e) Ran www.BankExamsToday.com Page 9

Reading Comprehensions Workbook

Reading Comprehensions Workbook 36. Revered a) Remembered b) Feared c) Talked about d) Embraced e)

36. Revered

a)

Remembered

b) Feared

c) Talked about

d)

Embraced

e) Respected

Directions (Q. 37-38) Choose the word/group of words which is most opposite in meaning to the word/group of words printed in bold as used in the passage.

37. Reveal

a)

Stop

b) Conceal

c) Present

d)

Pending

e) Tell

38. Elated

a)

Afraid

b) Poor

c) Happy

d)

Depressed

e) Grounded

Read the following passage carefully and answer the questions given below it.

Rahul a young householder, used to study the scriptures everyday under a

guru. One day the guru was explaining the following passage from the Upanishads. “No husband is loved by his wife for his own sake but it is all for the sake

No sons are lov ed by their fathers for their sake but it is all for the

sake of the self that the sons become dear to him.” At that stage, Rahul intervened and said, “Sir, in my case, both my parents and my wife love me so dearly for my own sake that if I am delayed by a few minutes in reach ing home they get highly agitated and if something happens to me they will die.” Guruji said, “You shall learn the truth of it tomorrow, when you see the result of a test I am going to h old. Before going to bed tonight, you must swallow this herbal powder. As a result, you will lie as if dead tomorrow morning, but you will be able to hear all that is spoken in your presence. After a few hours, when the effect of this medicine wears off, you will become normal and get up. You will see the fun.” Rahul did as instructed and in the morning his wife and parents found him

‘dead’-lying motionless without any pulse or heartbeat. The guruji asked for a jar full of water and said, “I shall draw out all the bad destiny responsible for yhour son’s death into this water. One of you will have to drink this water. The one who drinks will die immediately, while Rahul will be restored to life. Tell me who among you is prepared to die for him? Both the parents refused saying, “we are old and, helping each other mutually. If one dies, the other will not have anybody to help. So our drinking the water is out of question.” Rahul’s young wife also said, “I am very young and have not seen anything of this world yet. When such old people, who have seen life in its fulness, do not want to die how can you expect me to volunteer for death? A brighter idea flashed into the mind if the fat her who told the guruji, “Sir, you are a reunciate and have no relatives to mourn your death. Why don’t you drink the water yourself? We will conduct your funeral in a grand manner.”

of the self

drink the water yourself? We will conduct your funeral in a grand manner.” of the self
drink the water yourself? We will conduct your funeral in a grand manner.” of the self

Reading Comprehensions Workbook

Reading Comprehensions Workbook 39. The contents of the passage prove that a) What the Upanishad states

39. The contents of the passage prove that

a)

What the Upanishad states appears to be true

b)

Rahul’s initial understanding about his family members was true

c)

The guru did not have any miraculous power

d)

The guru did not have thorough knowledge of scriptures

e)

None of these

40. After experimenting as per the guru’s plan, Rahul realised that

a)

His parents would do anything for his sake

b)

His wife would readily sacrifice for his welfare

c)

The guru’s prediction had proved to be wrong

d)

One loves oneself more than one loves anyone else

e)

None of these

41. What according to the passage, was the essence of the Upanishad passage?

a)

Sons are loved by their fathers for the sake of themselves

b)

Relatives are dear to us because we love them

c)

Most human beings are not selfish

d)

Every person’s actions are to gratify himself or herself

e)

None of these

42. The guru wanted a jar of water to

a)

Drink from as he was very thirsty

b)

Extract the bad elements responsible for Rahul’s death

c)

Give it to Rahul’s parents to drink from

d)

Sprinkle it on Rahul’s dead body to bring him to life

e)

None of these

43. Which of the following was proposed by Rahul’s father to the guru?

a)

He may be given the enchanted water to drink

b)

Rahul’s wife was the most appropriate person to drink the magical water

c)

Rahul be brought back to life without the death of anybody else

d)

The guru himself should participate in Rahul’s grand funeral

e)

None of these

Directions: (Q. 44-46) Choose the word which is most opposite in meaning of the word given in bold as used in the passage.

44. Refused

a)

Denied

b) Accepted

c) Declined

d)

Defused

e) Accomplished

45. Bright

a)

Vivid

b) Dark

c) Dazzling

d)

Shadow

e) Stupid

45. Bright a) Vivid b) Dark c) Dazzling d) Shadow e) Stupid www.BankExamsToday.com Page 11
45. Bright a) Vivid b) Dark c) Dazzling d) Shadow e) Stupid www.BankExamsToday.com Page 11

Reading Comprehensions Workbook

Reading Comprehensions Workbook 46. Agitated a) Roused b) Troubled c) Excited d) Claim e) Angered

46. Agitated

a)

Roused

b) Troubled

c) Excited

d)

Claim

e) Angered

Directions (Q. 47-48) Choose the word which is most nearly the same in meaning of the word given in bold as used in the passage.

47. Apprised

a)

Respected

b) Valued

c) Assessed

d)

Shown

e) Informed

48. Entreated

a)

Respected

b) Implored

c) Desired

d)

Commanded

e) Managed

Read the following passage carefully and answer the questions given below it.

“Uncle” said Luke to the old Sean, “You seem to be well fed, though I know no one looks after you. Nor have I seen you leave your residence at any time. Tell me how do you manage it?” “Because” Sean replied, “I have a good feed every night at the emperor’s orchard. After dark, I go there myself and pick out enough fruits to last a fortnight.” Luke proposed to accompany his uncle to the orchard. Though reluctant because of Luke’s habit of euphoric exhibition of extreme excitement, Sean agreed to take him along. At the orchard while Sean hurriedly collected the fruits and left, Luke on the other hand at the sight of unlimited supply of fruits was excited and lifted his voice which brought ecmperor’s men immediately to his side. They seized him and mistook him as the sole cause of damage to the orchard. Although Luke reiterated that he was a bird of passage, they pounded him mercilessly before setting him free.

49. How did old Sean manage to meet his food requirements?

a)

By buying food from the market

b)

His nephew Luke took care of his requirements

c)

Luke brought fruits from the emperor’s orchard for Sean

d)

He picked up fruits from the emperor’s orchard

e)

The emperor provided him with ample supply of fruits

50. Which of the following is not true in the context of the passage?

a) Sean was a poor and suffering man

b) Luke came to know about the orchard from his uncle

c) Sean initially hesitated to take his nephew along

d) Luke as finally set free

e) Both Sean and Luke collected fruits from Emperor’s orchard

Luke as finally set free e) Both Sean and Luke collected fruits from Emperor’s orchard www.BankExamsToday.com
Luke as finally set free e) Both Sean and Luke collected fruits from Emperor’s orchard www.BankExamsToday.com

Reading Comprehensions Workbook

Reading Comprehensions Workbook 51. Why was Sean reluctant to take Luke along? a) Becausre he was

51. Why was Sean reluctant to take Luke along?

a)

Becausre he was a selfish man

b)

He feared that Luke’s reaction may alert the Emperor’s men

c)

Because Luke could harm him

d)

He wanted to bring fruits for Luke himself

e)

He knew Luke was a greedy person

52. How often did Sean visit the emperor’s orchard?

a) Daily

b) Once a month

c) In a period of two weeks

d) Never, his nephew Luke brought fruits for him

e) Everyday during midnight

53. Luke remitted behind at the orchard because he

a)

Was greedy and wanted to collect more fruits

b)

Waited for the Emperor’s men to arrest him

c)

Lost his composure and started expressing his feelings loudly

d)

Had waited for his uncle to return

e)

Could not move in the dark

Directions (Q. 54-56) Choose the word/phrase which is most nearly the same in meaning of the word printed in bold as used in the passage.

54. Reiterated

a)

Pleaded

b) Regurgitated

c) Protested

d)

Repeated

e) Recapitulated

55. Extreme

a)

End

b) High

c) Severe

d)

Serious

e) Moderate

56. Reluctant

a)

Disinclined

b) Opposed

c) Against

d)

Resistant

e) None of these

Directions (Q. 57-58) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

57. Pounded

a)

Weighed

b) Released

c) Paid

d)

Attended

e) Caressed

58. Mercilessly

a)

Calmly

b) Compassionately

c) Mildly

e) Caressed 58. Mercilessly a) Calmly b) Compassionately c) Mildly www.BankExamsToday.com Page 13
e) Caressed 58. Mercilessly a) Calmly b) Compassionately c) Mildly www.BankExamsToday.com Page 13

Reading Comprehensions Workbook

Reading Comprehensions Workbook d) Forgivably e) Sympathetically Read the following passage carefully and answer the

d) Forgivably

e) Sympathetically

Read the following passage carefully and answer the questions given below it.

The King of Kanchi set off to conquer Kamat. He was victorious in battle. The elephants were laden with sandalwood, ivory gold and precious stones, taken from the conquered kingdom of Kamat. They would be a part of the victory parade for his sujbjects. On his way back home he stopped at a temple, finished his prayers to the goddess and turned to leave. Around his neck, was a garland of scarlet hibiscus and as was the custom for all, his forehead was anointed with red sandal paste. His Minister and the court jester were his only companions. At one spot, in a mango grove by the wayside, they spied some children play. The King said, “Let me go and see what they are playing.” The children had lined up two ros of clay dolls and were playing warriors and battles. The king asked, “Who is fighting with whom?” They said, “Kamat is at battle with Kanchi.” The king asked, “who is winning and who is the loser?” The children puffed their chests up and said, “Kamat will win and Kanchi will lose.” The Minister froze in disbelief, the King was furious and the juester burst into laughter. The King was soon joined by his troops and the children were still immersed in their game. The King commanded, “Cane them hard.” The children’s parents came running from the nearby village and said, “They are naïve, it was just a game, please grant them pardon.” The King called his commander and ordred, “Teach these children and the village a slesson so that they never forget the king of Kanchi.” He went back to his camp. That evening the commander stood before the King. He bowed low in shame and said, “Your Majesty, with the exception of hyenas and vultures, all lie silent in the village.” The Minister said, “His Majesty’s honour has been saved.” The priest said, “The goddess has blessed our King.” The jester said, “Your highness, please grant me leave to go now.” The King asked, “But why?” The jester said, “I cannot kill, I cannot maim, I can only laugh at God’s gift of life.” Trembling In the face of the King’s anger he bravely continued, “If I stay in your Majesty’s court, I shall become like you and I shall forget how to laugh.”

59. Why were the elephants carrying loads of gold and other valuables?

a) This was what the king had looted from Karnat to distribute among his

soldiers as a reward b) This was the king’s offering to the deity out of gratitude for making him victorious

c) It was what the king had plundered from Karnat to display to the people

of his kingdom as a sign of victory

d) So that the people of the kingdom of Karnat acknowledged him as their

rew ruler

e) None of these

60. Why did the king anoint his head with red sandal paste?

rew ruler e) None of these 60. Why did the king anoint his head with red
rew ruler e) None of these 60. Why did the king anoint his head with red

Reading Comprehensions Workbook

Reading Comprehensions Workbook a) As a mark of celebration to show he had been victorious b)

a) As a mark of celebration to show he had been victorious

b) It was the usual practice for all devotees at the temple

c) To show other devotees that he was king

d) To priest requested him to do so

e) To show his soldiers that he had visited the temple

61. What excuse was given for the children’s behaviour?

a)

They were disobedient to their parent’s wishes

b)

They were unaware of the true facts of the battle

c)

They were upset that their army had lost

d)

They were in the habit of lying

e)

None of these

62. Which of the following is true in the context of the passage?

a) The king stopped at the temple to see what else could be plundered

b) The people of the village to which the children belonged developed great

respect for the king

c) The commander was ashamed at having obeyed the king’s orders to cane

the children

d) The jester was unhappy that the king had defeated the army of karnat

e) None of these

63. Why did the jester resign from his post?

a) He felt that the king was too influenced by the Minister

b) To show that he disapproved of the king’s action of punishing the children

c) He did not want to accompany the king on his war campaign

d) He was no longer able to make the king laugh

e) None of these

64. Why was the king angry with the children?

a) Because the game they were playing was dangerous

b) They had lied him

c) They did not recognize him as king

d) They had unknowingly insulted him

e) They were rude to him

Directions (Q. 65-67) Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage.

65. Froze

a)

Cold

b) Numb

c) Shivered

d)

Stood still

e) Chill

66. Leave

a)

Holiday

b) Transfer

c) Exit

d) Stood still e) Chill 66. Leave a) Holiday b) Transfer c) Exit www.BankExamsToday.com Page 15
d) Stood still e) Chill 66. Leave a) Holiday b) Transfer c) Exit www.BankExamsToday.com Page 15

Reading Comprehensions Workbook

Reading Comprehensions Workbook   d) Permission e) Farewell 67. Spied a) Noticed b) Keep watch
 

d)

Permission

e) Farewell

67.

Spied

a)

Noticed

b) Keep watch

c) Followed

d)

Spot

e) Caught

Directions (Q. 68-69) Choose the word which is most opposite in meaning of the word printed in bold as used in the passage.

68. Immersed in

a)

Safe from

b) Distracted from

c) Boring

d)

Drowning in

e) Entertained by

69. Pardon

a)

Punishment

b) Excuse

c) Convict

d)

Intolerance

e) Imprison

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

Various measures have been deployed to combat food inflation. Subsidies on food and fertilisers, imports of food as well as regulations to prevent hoarding farm produce did succeed in stabilising prices from time to time. But such crisis management has been able to provide only short lived relief, and prices have gone up from 2007. Bringing down food inflation will benefit the consumer, but make prices unattractive to farmers. This will accentuate poverty. Unremunerative prices discourage investments in agriculture, causing supply side shortages, fueling inflation further. So, the most effective way of prices, ploughing a larger share of the consumer spend back to the farmer. First we need to lower transaction costs. The Agricultural Produce Market Committee Acts mandate all farm produce should be brought to mandis for farmer pays to transport his produce over loing distances, before knowing the price at which his produce would be sold, or whether any other market would have paid a better price. The journey from farm to consumer involves multiple levels of transportation, handling expenses, commissions of agents and a mandi cess, adding nearly 20% cost to food prices. This absurdity was acknowledged years ago, and a new Model APMC Act recommended by the Centre in 2003. This Model Act must be implemented in all states. Unless farmers have the freedom to sell at farm-gate or other transparent platforms directly to buyers, transaction costs will remain high and drive consumer prices higher. Next, we need to cut wastage. Anywhere from, 5% to 40% of food is wasted along the chain, depending on the perishability of the crop and the season. First, market instruments

depending on the perishability of the crop and the season. First, market instruments www.BankExamsToday.com Page 16
depending on the perishability of the crop and the season. First, market instruments www.BankExamsToday.com Page 16

Reading Comprehensions Workbook

Reading Comprehensions Workbook must empower farmers to produce as per tommorrow’s demand, rather than be guide

must empower farmers to produce as per tommorrow’s demand, rather than be guided by yesterdat’s prices. If the Forward Contracts Regulation Act is amended to permit trading in options, farmers are assured of a minimum price when sowing, based on future projections simulated by a market consensus. This will align production volumes to future demand conditions and minimise wastage.

70. What has been the overall effect of the various measures taken to combat food inflation?

a) Such measures have successfully stablisied prices of food items for a

longer period

b) Such measures have proved ineffective in the long run, and the prices

have gone up.

c) Such measures could provide only a short lived relief

d) Only b) and c)

71. What prompted the Centre to bring about a new Model APMC Act? Select the most appropriate option.

a) The earlier version of the APMC Act forced the farmers to bear huge

transportation cost

b) The APMC Act provided that every farmer had to sell his produce only

in man di and that also through agents.

c) APMC Act was not acceptable to farmers, and on several occasions they

had expressed their resentment against the said Act.

d) The APMC Act could not provide relief to farmers, rather it led the food

prices to costlier by 20%.

72. Which of the following statements is contrary to the facts mentioned in the given passage?

a) Unremunerative prices discourage investment in agriculture resulting

into supply side shortage

b) To contain food inflation the consumer prices should be lowered.

c) Market instruments must empower farmers to produce as per yesterday’s

demand.

d) The new Model of APMC Act was recommended by the centre to lower

the transaction cost.

73. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Absurdity

a) Logic

d) Seriousness

b) Wisdom

c) Folly

74. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Virtual

in meaning to the word/group of words printed in bold as used in the passage. Virtual
in meaning to the word/group of words printed in bold as used in the passage. Virtual

Reading Comprehensions Workbook

Reading Comprehensions Workbook a) Real b) Practical c) Authentic d) Actual 75. Choose the word/group of

a)

Real

b) Practical

c) Authentic

d)

Actual

75. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Simulated

a)

Unexpected

b) Classified

c) Delivered

d)

Imitated

76. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Accentuate

a)

Alleviate

b) Increase

c) Accentuate

d)

Highlight

77. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage Fueling

a)

Inciting

b) Lessening

c) Inflaming

d)

Sustaining

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

India’s external debt profile appears similar to that of other major market economies. But its short term external debt stock is now higher than countries such as Brazil and Russia (in terms of percentage of GDP), according to Taimur Baig and Kaushik Datta, economists at Deutsche Bank. India’s share of short term debt relative to the stock of total external debt is also higher than other emerging market economies, with the exception of Turkey, they say. Though short term debt was contained in FY 14, it was largely due to a slowdown in imports and may again rise once there is a rebound in growth and imports pick up. Some economists point out that since GDP is expressed in dollar terms, a weak rupee translates into a lower GDP number and hence, a lower ratio could be misleading. However, the composition of long term debt which is reckoned to be durable and ‘safe’ is also worrisome. While the share of almost risk free sovereign, multilateral and bilateral credit has reduced significantly over the years, it is private corporate sector debt and ‘retail’ component in terms of NRI deposits that has swelled over the years. Proceeds from the FCNR (B) swap and overseas borrowing schemes were, in fact, the main contributors to the $31.2 bn increase in external debt in FY 14, which were facilitated by the Reserve Bank to stabilise the Indian currency. “NRI deposits do not pose material risks (as they are generally rolled over). But the increase in the share of external commercial borrowings exposes the

over). But the increase in the share of external commercial borrowings exposes the www.BankExamsToday.com Page 18
over). But the increase in the share of external commercial borrowings exposes the www.BankExamsToday.com Page 18

Reading Comprehensions Workbook

Reading Comprehensions Workbook domestic corporate sector significantly to external shocks, including adverse exchange

domestic corporate sector significantly to external shocks, including adverse exchange rate movements,” says Samiran Chakrabarty, Chief India Economist, Standard Ch artered Bank. Every year about $20 bn is scheduled for repayment. The amount may not seem alarming, but the risk arises if there is a global liquidity squeeze. The recent trouble in Iraq has added another dimension to external sector woes, which is that the reduction in trade deficit in FY 14 may reverse again. “Already struggling with a record low growth, high inflation, a weak currency, low manufacturing growth and possibility of sub-normal monsoon, the threat of oil supply shock and the resultant increase in prices add to the risks faced by the country, which could hamper India’s envisaged improvement in economic growth in FY 15,” say Madan Sabnavis and Kavita Chacko of Care Ratings. If crude price risks persist, the current account deficit, which was contained in 2013-14, could deteriorate further and also add to pressure on the rupee. Care Ratings has projected a CAD for the year at 2.5% of GDP, assuming stable crude oil prices and a re covery in industrial production. Higher persistent crude prices would upset this calculation.

78. Which of the following statements is contrary to the facts mentioned in the given passage?

a) In FY 14, short term debt was contained due to slowdown in imports.

b) Short term debt is directly proportional to t he quantum of imports.

c) A weak rupee translates into a lower GDP number

d) Private corporate sector debt has decreased over the years

79. What is/are the reasons of the author being apprehensive about India’s improvement in economic growth in FY 15?

a) The recent Iraq crisis may lead to reduction in trade deficit in the current

financial year

b) The possibility of sub-normal monsoon

c) High inflation and low manufacturing growth

d) All of the above

80. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Contained

a)

Neglected

b) Accomodated

c) Controlled

d)

Excluded

81. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Reckoned

a)

Nullified

b) Abandoned

c) Started

d)

Considered

the passage. Reckoned a) Nullified b) Abandoned c) Started d) Considered www.BankExamsToday.com Page 19
the passage. Reckoned a) Nullified b) Abandoned c) Started d) Considered www.BankExamsToday.com Page 19

Reading Comprehensions Workbook

Reading Comprehensions Workbook 82. Choose the word/group of words which is most similar in meaning to

82. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Envisaged

a)

Anticipated

b) Amazed

c) Doubted

d)

Discarded

83. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Proceeds

a)

Profit

b) Outgo

c) Income

d)

Interests

84. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Squeeze

a)

Congestion

b) Crunch

c) Restraint

d)

Release

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

The first budget of the new administration needed to focus on two key macro problems a path to fiscal consolidation and a clear signal for structural reforms to boost the long run growth trajectory of the economy. The budget delivers on both counts. On the fiscal deficit, the new government has continued from where the previous administration left in laying out a path and a commitmen to reducing the deficit to 3% of GDP by FY 17. On the structural reform path, there was a clear focus on boosting labour intensive manufacturing and growth. The excise duty cuts for food processing and footwear industries, creation of SEZs, single window clearance, tax deductions for investments, reforms to the Apprenticeship Act and Rs.10,000 Crore as venture capital for SMEs were all small steps in that direction. While the fiscal path is admirable, it also may be too aggressive. It may be difficult to get a 20% increase in tax revenues in a year when growth is likely to remain below 6%. The assumption of service tax revenues growing by 40% may be a tad optimistic. Further, the 3G telecom privatisation proceeds of Rs.45,000 Crore also look ambitious. To achieve the government’s medium term targets will not be easy. First, we would have preferred a more realistic and gradual approach to consolidation. Taking an extra year to reach the 3% deficit target (i.e. by FY 18 instead of FY 17) might be more realistic, and would not compromise macro stability. Second, there is an urgent need for a return to fiscal rules and the FRBM Act, with due sanctions, as the Economic Survey argues. Without it, and despite the medium term path laid out in the budget, there may be an incentive to pause on fiscal consolidation, as happened in FY 09 and was witnessed through FY 12.

to pause on fiscal consolidation, as happened in FY 09 and was witnessed through FY 12.
to pause on fiscal consolidation, as happened in FY 09 and was witnessed through FY 12.

Reading Comprehensions Workbook

Reading Comprehensions Workbook More than 80 countries follow some sort of a fiscal rule and have

More than 80 countries follow some sort of a fiscal rule and have found them very useful in imposing fiscal descipline. Third, if consolidation is based on increasing the tax base, then further erosions could be avoided. In this regard, the increase in income tax exemption limits further reduces an already small tax base. Only 3% of Indians (35 mn) pay income tax compared with more than 20% of Chinese and over 45% of Americans. The strategy that China followed was to not raise I ncome tax thresholds with rising incomes to increase the base further. If the government consistently raises the threshold limits, it would be difficult to expand the tax base. Fourth, tax administration could be improved by having an independent revenue service, with its own budget and autonomy in hiring staff. As the government implements its revenue strategy, autonomy and reforms in administration could be potentially very helpful. Fifth, a road map for reducing subsidies, particularly the large fertiliser subsidy, can give greater credence to the consolidation path. The budget marks a very good beginning in terms of signalling a commitment to fiscal discipline and structural regorms. While the strategy seems to improve GDP growth and, thereby, reduce fiscal deficit through revenue byoyancy, such a strategy is fraught with risks. We think that to meet the consolidation path requires a clear set of rules, measures to broadbase the tax system and a road map to reduce subsidies. This budget lays out the overall vision.

85. Which of the following statements is not based on the facts mentioned in the given passage?

a) It will be difficult to get a 20% increase in income tax revenue if the

growth remains below 6%.

b) It will be difficult to achieve government’s medium term targets.

c) The new government has committed to reducing the fiscal deficit to 3%

of GDP by FY 17.

d) Among India, China and America, the highest number of tax payers live

in America.

86. What is being done by the government for structural reform?

a)

manufacturing.

b) Excise duty cut for food processing and footwear industries was allowed

on

Special

attention

was

paid

the

growth

of

labour

intensive

c) SEZs are to be created

d) All of the above

87. What is/are the prerequisite(s) to meet the consolidation path? Give your answer in the context of the given passage.

a) More and more people should be brought under the net of income tax.

b) A blue print should be prepared to reduce subsidies.

c) An independent, autonomous body with an authority to inspect the

functioning of income tax department should be brought into existence.

to inspect the functioning of income tax department should be brought into existence. www.BankExamsToday.com Page 21
to inspect the functioning of income tax department should be brought into existence. www.BankExamsToday.com Page 21

Reading Comprehensions Workbook

Reading Comprehensions Workbook d) Only a) and b) 88. Choose the word/group of words which is

d) Only a) and b)

88. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Erosion

a)

Destruction

b) Deterioration

c) Strengthening

d)

Consumption

89. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Buoyancy

a)

Elasticity

b) Snap

c) Rigidity

d)

Feslience

90. Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage. Fraught

a)

Empty

b) Devoid

c) Lack

d)

Abound

91. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Consistently

a)

Steadily

b) Customarily

c) Never

d)

Congruously

92. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Credence

a)

Distrust

b) Assurance

c) Belief

d)

Credit

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

The RBI orders a moratorium when a bank’s financial stability is threatened. Depositors face some restrictions on withdrawing money from their accounts during this period. Currently the restriction is confined to premature withdrawl of FDs in case of Kapol Bank. Customers can still withdraw money from their savings and current accounts. However, the Bhanking Regulation Act has provisions for relief to customers facing a financial emergency. “Banks’ administrative board can approach the RBI with a plea for relaxing the withdrawal limits in case of account holders such as those who have saved or deposited money for their medical treatment or educational purpose and pensioners,” says VN

money for their medical treatment or educational purpose and pensioners,” says VN www.BankExamsToday.com Page 22
money for their medical treatment or educational purpose and pensioners,” says VN www.BankExamsToday.com Page 22

Reading Comprehensions Workbook

Reading Comprehensions Workbook Kulkarni, chief credit counsellor with the Bank of India backed Abhay Credit Counselling

Kulkarni, chief credit counsellor with the Bank of India backed Abhay Credit Counselling Centre. Since one cannot do much after the bank gets into trouble or the RBI comes into the picture, it would be wise to take some precautions. “Depositors need to be selective not only in choosing the bank, but also in depositing the amount using different combinations,” says Kulkarni. For instance, you can maintain the first deposit in your name, held jointly with your spouse or children. Similarly, the second joint FD could be created with your wife as the first holder. This will help you benefit from the deposit insurance cover extended to retail depositors. Currently, deposits are insured upto Rs.1 Lakh per bank, and not per branch of the same bank. You can also look at maintaining FDs in more than one bank to spread out the risk. However, this may not be feasible for some individuals. For instance, a retiree who wishes to invest her huge retirement corpus in FDs. “It is not feasible to split a huge amount of, say, Rs.50 Lakh into 50 deposits with different banks. Senior citizens have to strike a balance between convenience, risks and higher returns that some of the smaller banks offer,” says Suresh Sadagopan, certified financial planner and founder, Ladder. Financial Advisories. He recommends diversification by investing in fixed income options like company FDs, non- convertible debentures as also more secure alternatives such as tax free bonds and senior citizens savings scheme, which offers an interest rate of 9.2%. You must also evaluate the bank’s credentials carefully before parking your money in it. “While selecting the bank, you need to ascertain its gross NPAs. It should be not higher than 5%. Similarly, ensure that your bank has adequate capital as prescribed by the regulators,” says Kulkarni. “That is, minimum 9% of risk-weighted assets, and at least 12%, in case of cooperative banks.” You will find this information in the balance sheets of banks.

93. Which of the following is not definitely true with respect to Kapol Bank?

a) It is a private sector bank

b) At present, premature withdrawal of FD cannot be allowed.

c) Customers of this bank have been allowed withdrawal of money from

their CASA. d) There are no restrictions on withdrawal except of premature fixed deposits.

94. Find the statement which is not based on the facts mentioned in the passage.

a) Under certain circumstances, account holders facing financial emergency

can be allowed withdrawal of moiney beyond withdrawal limit as per the provisions laid down in the Banking Regulation Act.

b) When the bank gets into trouble it is better for a depositor to be selective

in both ch oosing the bank and depositing the amount using different combinations.

c) When the financial stability of a bank is at stake the central bank ordres a

moratorium

d) The central bank has ordered a moratorium on Kapol Bank.

bank ordres a moratorium d) The central bank has ordered a moratorium on Kapol Bank. www.BankExamsToday.com
bank ordres a moratorium d) The central bank has ordered a moratorium on Kapol Bank. www.BankExamsToday.com

Reading Comprehensions Workbook

Reading Comprehensions Workbook 95. Choose the word which is most similar in meaning to the word

95. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Parking

a)

Removing

b) Depositing

c) Stopping

d)

Walking

96. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Picture

a)

Scene

b) Mainstream

c) Portrait

d)

Role

97. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Diversification

a)

Variegation

b) Homogenous

c) Allocation

d)

Division

98. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Threatened

a)

Warned

b) Jeopardised

c) Ensured

d)

Exposed

99. Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage. Strike

a)

Maintain

b) Hit

c) Knock

d)

Smack

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

India’s banking sector may be getting ready for a wave of consolidation as the country tries to build institutions of world class proportions. Four big state run banks State Bank of India, Punjab National Bank, Bank of Baroda and Bank of India have already begun on exercise to identify takeover targets to gain access to franchises that would augment their capabilities, said three top bankers familiar with the move. The top managements of the four banks are in the process of preparing a blueprint that would explain the rationale for absorbing one or two entities, said the people cited above, none of whom wanted to be named. Employees at these state run banks are engaged in the exercise after Finance Minister Arun Jaitley gave the lenders the go-ahead to decide how they would strategiese to remain relevant in the emerging economic scenario.

decide how they would strategiese to remain relevant in the emerging economic scenario. www.BankExamsToday.com Page 24
decide how they would strategiese to remain relevant in the emerging economic scenario. www.BankExamsToday.com Page 24

Reading Comprehensions Workbook

Reading Comprehensions Workbook “We are hearing from the corridors of finance ministry that there is seriousness

“We are hearing from the corridors of finance ministry that there is seriousness on consolidation of banks,” said an executive from one of the top four banks. “The sense we are getting is that first there could be merger of at least one SBI associate bank with SBI to kick off the consolidation process.” Although no names of likely acquisition targets are being discussed at these four banks, the key conditions for a smaller bank will be regional, technological and cultural advantages. For instance, a bank such as Bank of Baroda, which does not have a presence in the East, may prefer one from that part of the country. State run banks have weakened over the years as governments have treated them as an organ of the administration and used them to push their social agenda. Meanwhile, lenders in neighbouring China have acquired scale while those in India are puny by comparison, giving them little clout in global markets. The economic downturn, with growth having almost halved from the peak, has exposed the fault lines in the system. The parlous financial position of the government has left banks capital starved - the allocation for this year is tiny compared with the amount needed to meet Basel III standards. And, to access capital from the market, the state run banks need a strategy to turn more profitable. Currently, they are labouring under bad debt on account of companies finding it difficult to repay loans because of the slump. “Government has made it clear that they will not give any capital,” said one of the bankers. “Banks that have the capital and the capability to raise capital could look at acquisitions,” he said, while adding “Nothing has reached the drawing board. Banks are only doing all kinds of permutations and combinations.” To be sure, state run bank consolidation has been discussed for nearly a decade, but little progress has been made, except for shotgun weddings that were aimed at rescuing ventures in poor shape. Inertia among banks, cultural issues and fears of trade union unrest held up any such move. That may now change with the new government. “There have been some suggestions for consolidation of public sector banks,” Jaitley said in his July 10 Budget speech. “Government, in principle, agress to consider these suggestions.” A committee set up by the Reserve Bank of India under former Axis Bank Chairman P.J. Nayak had suggested that the health of state run banks was poor. To strengthen them, the report said it would be better “either to privatise these banks and allow their future solvency to be subject to market competition, including through mergers; or to design a radically new governance structure for these banks which would better ensure their ability to compete successfully, in order that repeated claims for capital support from the government, unconnected with market returns, are avoided.” The market share of the public sector banks is forecast to decline from 80% in 2000 to just over 60% in 2025, Nayak had said. They stack up poorly in many respects against non-state institutions. For instance, net profit per employee at the new private sector banks was about four tiems that of the SBI Group in the year ended March 2013.

100. Which of the following is not true in the context of the passage?

ended March 2013. 100. Which of the following is not true in the context of the
ended March 2013. 100. Which of the following is not true in the context of the

Reading Comprehensions Workbook

Reading Comprehensions Workbook a) Four big state run banks have begun to identify takeover targets. b)

a) Four big state run banks have begun to identify takeover targets.

b) The finance minister has given free hand to state run banks to make their

own strategy for banking business.

c) The four big state run banks have already decided the names of some

small banks likely to be taken over

d) According to PJ Nayak Committee report, the state run banks were not

performing well.

101. Why have banks turned capital starved? Answer in the context of the passage?

a) Because of excessive loans santioned to malafide customers

b) Because of bad monetary policy of the RBI

c) Because of the excessive payments towards government sponsored

schemes without appropriate provision for them

d) Because of the dangerous financial position of the government

102. Which of the following is possibly the most appropriate title for the passage?

a) Policy Paralysis of the Central Government

b) The Economic Downturn

c) Union Budget 2014: A Review

d) Consolidation of Banks

103. Which of the following statements regarding the consolidation of

state run banks is/are true? Answer in the context of the passage.

a) Efforts for consolidation of state run banks are on for past one decade but

nothing remarkable has come out as yet.

b) The consolidation of state run banks is a complex task and it will take

some more years for its completion.

c) Banks are doing all kinds of permutations and combinations but the

result is cipher.

d) Only a) and b)

104. What does the phrase ‘kick off’ mean as used in the passage?

a)

Discontinue

b) Breakdown

c) Smash

d)

Begin

105. Under the current scenarioi what do state run banks need to do to access capital from the market?

a) They need to float public shares

b) They need a strategy to earn more profit

c) They should increase lending rate to attract depositors.

d) They should announce handsome returns to depositors.

106. Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

word which is most similar in meaning to the word printed in bold as used in
word which is most similar in meaning to the word printed in bold as used in

Reading Comprehensions Workbook

Reading Comprehensions Workbook Acquisition a) Redemption b) Forfeit c) Possession d) Dearth 107. Choose

Acquisition

a)

Redemption

b) Forfeit

c) Possession

d)

Dearth

107. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Parlous

a)

Harmful

b) Strong

c) Critical

d)

Powerful

108. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Inertia

a)

Inactivity

b) Liveliness

c) Awakening

d)

Interest

109. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Solvency

a)

Destitution

b) Depriviation

c) Impotency

d)

Financial competence

110. Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage.

Puny

a)

Trivial

b) Strong

c) Inferior

 

d)

Tiny

111.

Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage. Augment

a)

Reinforce

b) Strengthen

c) Magnify

d)

Multiply

Read the passage carefully and answer the given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

Sanjaya Baru’s book has been perceived as an attack on PM Manmohan Singh by a disgruntled employee who was denied a job by the Prime Minister in his second term. This is a completely wrong reading of the book. It is, in fact, a defence of Manmohan by a member of his fan club. Fortunately, it is not a fawning hagiography. It is straightforward and gossipy, but not excessively so. It is an important contribution to contemporary Indian history; it can also be read as a text book for those who wish to understand how politics and administration actually work in India of our times. Like the Crossman Diaries in Britain in earlier times and

work in India of our times. Like the Crossman Diaries in Britain in earlier times and
work in India of our times. Like the Crossman Diaries in Britain in earlier times and

Reading Comprehensions Workbook

Reading Comprehensions Workbook like Duty by Robert Gates in the US in recent times, it throws

like Duty by Robert Gates in the US in recent times, it throws light on contingencies and counterfactuals. Future historians may see inevitable and inexorable patterns in the way things have unfolded in India in the last decade. Baru’s book will be a source that will help the historian focus with some humility on issues of choice and chance. Baru was recruited by Manmohan and worked with him closely as Media Adviser, Baru is a loyal defender of his boss. Contrary to the popular perception of Manmohan being dour or politically clumsy, Baru makes the case that the economist turned politician is, in fact, a clever and sophisticated operator. Manmohan’s excellent relationship with wily and experienced politicians like Sharad Pawar, Karunanidhi, Lalu Prasad, Harkishen Surjeet, Jyoti Basu and even Vajpayee and Jaswant Singh would not have been possible if he had been naïve or weak. On issues which mattered to Manmohan like Free Trade Agreements or the Nuclear Accord, he can be a cool and consummate political operator. But he does have his blind spots. Whether it is because he has a lifelong commitment to civil service traditions that one department must not intrude on the turf of another department, or it is out of a conviction that party politics is not his forte, or for whatever unmentioned reason, Manmohan has kept himself severely and completely away from the Congress Party. Perhaps, Manmohan felt that his own political guru, Narasimha Rao, paid a price for intruding into areas where both fools and angels should fear to tread. The net result was that Man mohan had less support from his own party leaders and, in Baru’s opinion, that proved very costly for our “accidental Prime Minister”. There are some self-serving bits in this memoir. Manmohan’s performance in UPA-1 is portrayed as outstanding. After all, Baru was with him most of that time, was he not? And some of the achievements of that time seem to have a greater Baru imprint than what other observers might concede. And virtually all the problems of Manmohan seem to have coincided with UPA-2 when Baru was no longer around! Neverthless, Baru’s professionalism and better nature does assert itself almost everywhere in the book. He gives himself far less credit than others who have written similar books tend to do. He is lucid enough to concede that in economic matters, effects are preceded by causes with some lags. The good times of UPA-1 were not merely because the global economy was strong, but because Manmohan inherited a good legacy from Vajapayee. The roots of many of the problems in UPA-2 were the results of sins of profligacy committed during UPA-1 when economic growth was not only taken for granted, but treated with some contempt by the elitist do-gooders of the National Advisory Council, which could have been a source of anodyne amusement, if so many of its actions had not ended up being dangerous, even disastrous for the country.

112. Which of the following, according to the author, is true about Sanjaya Baru’s book?

a) It is a book intended to attack the former PM Manmohan Singh

b) It is a fawning hagiography

c) It is straightforward and excessively gossipy

Singh b) It is a fawning hagiography c) It is straightforward and excessively gossipy www.BankExamsToday.com Page
Singh b) It is a fawning hagiography c) It is straightforward and excessively gossipy www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook d) It is a book which throws light on contingencies and counterfactuals of

d) It is a book which throws light on contingencies and counterfactuals of

Indian politics

113. Which of the following statements is contrary to the facts mentined in the given passage?

a) Narasimha Rao was the political guru of Manmohan Singh

b) As per civil service traditions, one department must not intrude on the

turf of another department

c) Manmohan Singh kept himself severely and completely away from the

Congress Party.

d) None of these

114. Which of the following facts supports the view that Manmohan was neither a naïve nor a weak Prime Minister?

a) During his regime the nuclear deal was signed, which is one of most

important achievements

b) He had a very good relationship with wily and experienced politicians

c) Manmohan Singh preferred to keep mum than to indulge into controversy

d) He was aware of the fact that party politics is not his forte and hence he

kept himself away from active politics.

115. Why, according to Baru, was Manmohan’s performance in UPA-1 outstanding?

a) Because Baru was with him most of the time

b) Because the Congress Party had done a lot of good work to alleviate

poverty

c) Because the global economy was strong and Manmohan Singh had

inherited a good legacy from Vajpayee.

d) Because UPA-2 was full of scams

116. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage.

Intrude

a)

Associate

b) Interfere

c) Leave

d)

Combine

117. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage. Profligacy

a)

Fraglity

b) Restraint

c) Lacking

d)

Recklessness

118. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage.

Anodyne

in meaning to the word/group of words printed in bold as used in the passage. Anodyne
in meaning to the word/group of words printed in bold as used in the passage. Anodyne

Reading Comprehensions Workbook

Reading Comprehensions Workbook a) Soother b) Upsetting c) Excitative d) Agitating 119. Choose the

a)

Soother

b) Upsetting

c) Excitative

d)

Agitating

119. Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage. Inexorable

a)

Harsh

b) Dogged

c) Flexible

d)

Relentless

120. Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage.

Concede

a)

Allow

b) Accord

c) Acknowledge

d)

Reject

Read the passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions.

Since 1947, Indians have not spoken out so strongly and clearly for a completely new brand of people running government. Mercifully, there are no ministers educated abroad. Thankfully, none of them has been brainwashed at Harvard, Stanford, Cambridge, the World bank or the IMF, subtly forcing expensive Western solutions on typically Indian problems at the cost of the poor. Look what the high powered, foreign returned degree wallahs have reduced this country to. They wasted opportunities to show the inner strength of what is essentially Indian because they never really knew their own people living in Bharat. In the eyes of the World, we have lost our self-respect, dignity and identity. All the ministers now have gone through average government schools. Some have never been to college. Many have experienced poverty, exploitation, injustice and discrimination at some point of time in their lives. It is truly the first barefoot government ever to be voted into power in independent India. Where else in the World would you have a one time tea seller on a railway station becoming Prime Minister, shaping the destiny of more than one billion people? The first example the Modi government must set is by drastically reducing the perks and privileges of MPs. Free power, food, housing, travel to those whose personal assets run into crores and a Rs.2 Crore annual fund for development for over 500 MPs is costing the exchequer nearly Rs.2000 Crore. Only the Prime Minister will be able to make it happen and, at the same time, stifle any dissent from BJP MPs. The time is now. No other government in the World has a Class 12 pass woman ministers speaking as an equal to almost 120 heavily qualified, on paper, vice chancellors (90 % male). Today, as we judge them, the VCs are all to intellectually and morally fatigued. There is something dreadfully wrong with an education system that produces graduates from even private, expensive, snobbish schools and colleges who are still prejudiced about caste, class, religion, sex and colour. These

and colleges who are still prejudiced about caste, class, religion, sex and colour. These www.BankExamsToday.com Page
and colleges who are still prejudiced about caste, class, religion, sex and colour. These www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook “graduates”, who roam the stree ts of small towns and cities by the

“graduates”, who roam the streets of small towns and cities by the thousands, call themselves “educated”, practise the worst forms of cruelty, slavery and crimes against humanity, against society and in their own families. Indeed, some of them rose to the level of their incompetence by becoming ministers in previous governments, reinforcing the status quo, wasting vast public resources by implementing silly Western ideas, listening to foreign returned “experts” and making a hopeless mess of this country. The tragedy is that they cannot see the colossal damage they have done to the very fabric of this country.

121. What is/are true about the ministers of the new government formed at the Centre?

a) Some of them are ghighly qualified and foreign degree holders.

b) Only a few of them are t he products of average government schools.

c) There are so me ministers who have never been to college.

d) Our Prime Minister is a postgraduate in Political Science.

122. Which of the following is not one of the characteristics of the ministers of the last government at the Centre?

a) Some of the ministers of the last government at the Centre were educated

abroad.

b) The ministers of the last government were brainwashed at foreign

universities to suggest Western solutions for Indian problems.

c) The Western degree holder ministers coming from the elite class never

knew their own people living in Bharat.

d) Though the ministers of the last government were Western educated yet

they had great concern about the gripping problems of India

123. Which of the following statements is based on the facts mentioned in the passage?

a) The present government aims at reducing the perks and privileges of

MLAs.

b) There is something wrong with those educational institutions that

produjce graduates who remain prejudiced about caste, class and gender

c) The elitist education policy has still managed to make students humble

and sensitive towards humanity.

d) None of the present ministers has gone through poverty, injustice,

exploitation and discrimination

124. What is the perception about India in the eyes of the World?

a) That India is a developing nation

b) That we don’t have self respect, dignity and identity

c) That India is still a c ountry of snake charmers

d) That India is an educationally backward nation

125. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage.

similar in meaning to the word/group of words printed in bold as used in the passage.
similar in meaning to the word/group of words printed in bold as used in the passage.

Reading Comprehensions Workbook

Reading Comprehensions Workbook Destiny a) Objective b) Prospect c) Future d) Concept 126. Choose the

Destiny

a)

Objective

b) Prospect

c) Future

d)

Concept

126. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage. Perks

a)

Benefits

b) Candy

c) Loss

d)

Constraints

127. Choose the word/group of words which is most similar in meaning

to the word/group of words printed in bold as used in the passage. Fatigued

a)

Fresh

b) Lively

c) Exhausted

d)

Vivacious

128. Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage. Dissent

a)

Strife

b) Marvellous

c) Objections

d)

Approval

129. Choose

the

word/group of

words

which

is

most

opposite

in

meaning of the word/group of words printed in bold as used in the passage.

Snobbish

a)

Haughty

b) Pompous

c) Arrogant

d)

Humble

Read the following passage carefully and answer the questions given below it. Certain words/expressions are given in bold in the passage to help you locate them while answering some of the questions.

“My God, it speaks” uttered the Emperor of Brazil and the receivr of the Telephone slipped from his hand and banged around. At the other end Alexander Graham Bell was still on line. This incident goes back to 1876 when at an exhibition in Philadelphia, Alexander Graham Bell was giving a demonstration of his new invention. This strange instrument known as Telephone was to revolutionize life in the years to come.

Bell was born at Edinborough, Scotland. He was a teacher and, was dedicated to the noble cause of teaching the deaf and the dumb. Due to a severe illness, Bell was sent to Canada in 1870, where too he got engaged in helping the dumb deaf to hear and speak. Thereafter, he shifted to the USA but continuted with his work by opening a school f or deaf to hear and dumb. Bell was fond of scientific inventions and was ever engaged in making some machines in his spare time. While at Boston, he tried to communicate through

making some machines in his spare time. While at Boston, he tried to communicate through www.BankExamsToday.com
making some machines in his spare time. While at Boston, he tried to communicate through www.BankExamsToday.com

Reading Comprehensions Workbook

Reading Comprehensions Workbook metal wire. His companion in this work was Watson. One day while experimenting

metal wire. His companion in this work was Watson. One day while experimenting with this instrument, Bell spoke to Watson standing at a distance. Watson was taken by a pleasant surprise as he had heard Bell clearly through his instrument. The instrument was a success and Bell patented it. Graham Bell had some sterling qualities of head and heart. Apart from being as artist, he was a kind human being, ready to help the needy. He established an institution for the deaf and dumb children. He died in 1922 in Canada. The entire northern America paid him a tribute by hanging up their telephones for a while during his funeral.

130. The teaching activity undertaken by Bell was considered ‘noble’ particularly because

a) He was teaching the physically under privileged persons

b) There was nobody else in the field of education

c) He was not accepting any salary of that job

d) He was a very famous scientist of his times

131. The words uttered by the Emperor of Brazil suggest that it was extremely

a) Angry

d) Agitated

b) Insulted

c) Surprised

132. What according to the passage was the contribution of invention of telephone?

a) Interaction between two persons at some distance was possible

b) Rich people were able to communicate with others

c) Graham Bell could converse with Watson regarding invention through

telephone

d) It revolutionized human life

133. Which of the following made Bell to invent telephone?

a) His activity of teaching

b) His service to the deaf and dumb

c) He kept interest in scientific inventions

d) Encouragement received from Watson

134. Graham Bell made the telephone call of his invention to the Emperor from the city of

a)

Edinborough

b) Philadelphia

c) Brazil

d)

Boston

135. Bell had gone to Canada in 1870 for

a) Treating a patient who was seiously ill

b) Helping the deaf and dumb children to hear and speak

c) Undergoing medical treatment for himself

d) Devoting his full time to his invention

c) Undergoing medical treatment for himself d) Devoting his full time to his invention www.BankExamsToday.com Page
c) Undergoing medical treatment for himself d) Devoting his full time to his invention www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook 136. Choose the word or group of words which is most nearly the

136. Choose the word or group of words which is most nearly the same in meaning as the word printed in bold? Revolutionize

a) Affect adversely

b) Develop gradually

c) Illuminate completely

d) Change drastically

137. Choose the word or group of words which is most nearly the same in meaning as the word printed in bold? Dedicated

a)

Appointed

b) Deployed

c) Devoted

d)

Religious

138. Choose the word which is most opposite in meaning of the word printed in bold. Continued

a)

Irregular

b) Destroyed

c) Reckoned

d)

Suspended

139. Choose the word which is most opposite in meaning of the word printed in bold. Pleasant

a)

Admirable

b) Disgusting

c) Nice

d)

Indecent

Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

The yearly festival was close at hand. The store room was packed with silk fabrics, gold ornaments, clay bowls full of sweet curd and platefuls of sweetmeats. The orders had been placed with shops well in advance. The mother was sending out gifts to everyone. The eldest son, a government servant, lived with his wife and children in far off lands. The second son had left home at an early age. As a merchant he travelled all over the World. The other sons had split up over petty squabbles and they now lived in homes of their own. The relatives were spread all across the World. They rarely visited. The youngest son, left in the company of a servant, was soon bored left her and stood at the door all day long, waiting and watching. His mother, thrilled and excited, loaded the presents on trays and plates, covered them with colourful kerchiefs, and sent them off with maids and servants. The neighbours looked on. The day came to an end. All the presents had been sent off.

The neighbours looked on. The day came to an end. All the presents had been sent
The neighbours looked on. The day came to an end. All the presents had been sent

Reading Comprehensions Workbook

Reading Comprehensions Workbook The child came back into the house and dejectedly said to his mother,

The child came back into the house and dejectedly said to his mother, “Maa, you gave present to everyone, but you d idn’t give me anything!” His mother laughed, “I have given all the gifts away to everyone, now see what’s left for you.” She kissed him on the forehead. The child said in a tearful voice. “Don’t get a gift?” “You’ll get it when you go far away.” “But when I am close to you, don’t I get something from your own hands?” His mother reached out her arms and drew him to her “This is all I have in my own hands. It is the most precious of all.”

140. Why did the woman’s second son travel?

a) He was restless by nature

b) He did not want to stay at home

c) He was rich and could afford to travel

d) His job was such that he had to travel

141. Why did the woman’s eldest son not attend the festival?

a) He was not on good terms with his youngest brother who lived at home

b) He had quarrelled with his mother

c) His wife did not allow him to return home

d) None of these

142. Which of the following can be said about the woman?

a) She was a widow who had brought up her children single handedly

b) She was not a good mother since her children had left home at an early

age

c) She enjoyed sending her family gifts at festival time

d) She gave expensive presents to show that she was wealthy

143. What did the boy receive from his mother?

a) She taught him the value of patience

b) She encouraged him to grow up and live independently like his brother

c) She showed him the importance of giving expensive gifts

d) She gave him a hug to express her love

144. Which of the following is true in the context of the passage?

a) The woman usually ignored her youngest son

b) The woman’s eldest son lived abroad

c) The members of the woman’s family did not care about her

d) The woman made all the preparations herself since she did not want to

burden the servants

145. Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage. Left

a) Gone

b) Quit

c) Remaining

as the word printed in bold as used in the passage. Left a) Gone b) Quit
as the word printed in bold as used in the passage. Left a) Gone b) Quit

Reading Comprehensions Workbook

Reading Comprehensions Workbook d) Disappeared 146. Choose the word which is most nearly the same in

d) Disappeared

146. Choose the word which is most nearly the same in meaning as the word printed in bold as used in the passage. Packed

a)

Filled

b) Squeezed

c) Crowd

d)

Collected

147. Choose the word which is most opposite in meaning of the word Dejectedly’ as used in the passage.

a)

Calmly

b) Happily

c) Willingly

d)

Fortunately

Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you to locate them while answering some of the questions.

During Emperor Akbar’s reign, there was a poor man in Agra, who was throught to bring bad luck. People believed that if any one looked at his face in the morning, they would have a bad day. “Get lost, you ugly fellow!” he would be cursed by one and all. “Hide your face before you kill someone with your evil eye!” The emperor soon heard of this man’s reputation and wanted to see him. The poor fellow, who had not harmed a single person in his life, was brought to Akbar.

Akbar took a look at him and asked him to be brought back in the evening. That particular day was an especially full and tiring day for the emperor and his courtiers. So, many matters had to be attended to that Akbar even forgot to eat. By the end of the day, the emperor was exhausted. To make matters worse, Akbar was informed that his favourite child, little Prince Salim, had fallen ill. Then the emperor suddenly remembered that he had seen the face of the ‘unlucky’ man that morning. That was it. It was that man’s entire fault, Akbar decided. Akbar called his courtiers and told them that he was going to have ‘unlucky’ man executed. All of them agreed immediately. That is all except Birbal. Instead, Birbal let out a short laugh. “What is the matter, Birbal?” asked the emperor “You seem to find something funny!” “Nothing, your majesty, “replied Birbal “You say this man brings bad luck because you had to go without food ever since you saw him this morn ing. Look at his luck. Yours was the first face he saw today, and has to die because to it.” Akbar immediately realized his folly and rewarded Birbal for his wisdom.

148. Why had the king not eaten his food?

his folly and rewarded Birbal for his wisdom. 148. Why had the king not eaten his
his folly and rewarded Birbal for his wisdom. 148. Why had the king not eaten his

Reading Comprehensions Workbook

Reading Comprehensions Workbook a) He was very busy that day b) He had seen the face

a) He was very busy that day

b) He had seen the face of the unlucky fellow

c) He was not feeling well

d) None of these

149. Who was not well on that particular day?

a) King Akbar

b) The King's courtiers

c) Birbal

d) Prince Salim

150. Which of the following describes Birbal?

a) He was a famous merchant

b) He had lost his senses

c) He was very poor

d) He possessed good logical thinking

151. Which of the following is true in the context of the passage?

a) The poor man wanted to see the king

b) The poor man was well educated

c) The courtiers were sympathetic with the poor man

d) King Akbar realized his mistake

152. What was Birbal’s initial reaction when he heard that the poorman would be executed?

a) He was angry because Akbar had not taken his advice

b) He laughed slightly

c) He was silent and wanted to give a change to the poor man

d) None of these

153. Choose the word that is most nearly the same meaning as the word/phrase printed in bold as used in the passage. Reputation

a)

Character

b) Respect

c) Fame

d)

Report

154. Choose the word that is most nearly the same meaning as the word/phrase printed in bold as used in the passage. Folly

a)

Argument

b) Mistake

c) Words

d)

Conflict

155. Choose the word which is the most opposite in meaning of the word printed in bold as used in the passage. Hide

a) Seek

b) Show

c) Go away

of the word printed in bold as used in the passage. Hide a) Seek b) Show
of the word printed in bold as used in the passage. Hide a) Seek b) Show

Reading Comprehensions Workbook

Reading Comprehensions Workbook d) Indicate 156. Choose the word which is the most opposite in meaning

d) Indicate

156. Choose the word which is the most opposite in meaning of the word printed in bold as used in the passage. Exhausted

a)

Consumed

b) Drained

c) Restless

d)

Energetic

Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you locate them while, answering some of the questions.

In the town, where Abhiram painted pictures of gods and goddesses, everyone knew him only as a stranger, who had always painted pictures for a living. No one knew him or his past. He would think, “I was once wealthy but its all gone

and in a way it is for the better. I meditate on various forms of God all

day long now, my bread and butter comes from that. I also place his image in all the houses. None can take away the respect and goodwill this earns me.” One day the royal Minister passed away. The King employed a new Minister from a foreign land. The whole town was abuzz with the news but that day Abhiram’s fingers stilled to a halt. Abhiram’s father and adopted an orphan boy, whom he raised and trusted more than his own son, Abhiram. But the boy had turned traitor and had stolen the old man’s fortune from him. The very same man and now come to the new kingdom as the new Minister. The room where Abhiram painted was also his puja room. He went in, folded his hands and queried, “Is this why I have spent so many years meditating on. You through every colour, every line? Is this how you reward me – with such an insult?” The chariot pageant was coming up. At the fairgrounds many people from different lands thronged to buy Abhiram’s pictures. In that throng, there was a little boy watched over by servants. He picked out one picture. Abhiram turned to the child’s attendant and asked, “who is this boy?” He replied, “The only son of our royal Minister.” Abhiram covered his paintings with a cloth and said, “I will not sell my pictures.” Which only made the child want the picture even more? He came home and sulked in the corner and refused to eat. The Minister sent a bagful of coins for Abhiram, but the bag came back to the Minister untouched. The Minister said to himself, “what audacity!” The more he was pestered, the more dogged was Abhiram’s refusal and he thought, “This is my victory.” Every morning the first thing Abhiram did was to paint a picture of his own beloved deity. This was the only form of worship known to him. One day, he realized the painting wasn’t to his satisfaction. Something looked different. It wasn’t looking right. He felt tormented. As the days passed, the subtle difference became more apparent until one day Abhiram looked up, started by the realization he could see it clearly now - the face oif his God was beginning to look more and more like the Minister. He hurled his brush to the ground and said, “So the Ministger wins!” That same day the painting to the Minister and said, “Here is the picture, give it to your son.” The Minister asked, “How much?” Abhiram said,

now

picture, give it to your son.” The Minister asked, “How much?” Abhiram said, now www.BankExamsToday.com Page
picture, give it to your son.” The Minister asked, “How much?” Abhiram said, now www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook “You robbed me of my devotion to God I shall gain it back

“You robbed me of my devotion to God I shall gain it back by gifting you this picture.” The Minister had no idea what he was talking about.

157. Why did Abhiram paint a picture of one particular deity every morning?

a) His paintings of this particular deity were very popular and he sold many

of them

b) He kept trying to paint the picture well but he never succeeded

c) In memory of his father, who had great devotion for the deity

d) It was his way of praying

158. Why did the Minister send a bagful of gold to Abhiram’s house?

a) As penance for taking Abhiram’s rightful share of their father’s property

b) He admired artists and wanted to pay his respects to Abhiram

c) As a bribe to ensure that Abhiram would keep t heir past a secret

d) He wanted to purchase a painting that his son was determined to have

159. Why was Abhiram disappointed with his most recent painting?

a) Despite his best efforts, he could not get the painting to resemble the

Minister

b) Attention to details which made his paintings so popular was missing

c) Instead of resembling, a replica of a deity, the painting looked like a

portrait of the Minister

d) Since, he was unable to paint the lighting effects properly, the deity did

not look lifelike in the portrait

160. What was Abhiram’s first reaction when, he heard about the appointment of the new Royal Minister?

a) He decided not to sell his paintings at the chariot pageant

b) He stopped praying because he believed that God had abandoned him

c) He gave up his carrer as an artist

d) None of these

161. Choose the word which is most nearly the same in meaning as the word given in bold as used in the passage. Audacity

a)

Courage

b) Fear

c) Insult

d)

Rudeness

162. Choose the word which is most nearly the same in meaning as the word given in bold as used in the passage. Idea

a)

Image

b) Understanding

c) Design

d)

Plan

as used in the passage. Idea a) Image b) Understanding c) Design d) Plan www.BankExamsToday.com Page
as used in the passage. Idea a) Image b) Understanding c) Design d) Plan www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook 163. Choose the word, which is most opposite in meaning of the word

163. Choose the word, which is most opposite in meaning of the word given in bold as used in the passage. Gain

a)

Lose

b) Decrease

c) Lack

d)

Fail

164. Choose the word, which is most opposite in meaning of the word given in bold as used in the passage. Dogged

a)

Polite

b) Weak

c) Unstable

d)

Soft

Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in the bold to help you to locate them while answering some of the questions.

A goat was struggling violently and injured many people, as it was being led away by a dozen men through the street. It was being taken away for a sacrificial offering. But it became calm the moment it saw a saint. The saint bent down and said somethhing in its ear and patted it on its back. He then withdrew covering his face and muttering “How sad! My poor friend!”. The animal now tame allowed itself to be led away. The onlookers flocked around the saint and asked him what he had whispered to the goat? The Saint explained that the goiat was a reincarnation of his good friend, a wealthy man who instituted the sacrifice as a ritual in the village and that he had told the goat that the game was started by it in its previous birth so why was it complaining now when it was its time toi be in the same boat. He continued “As one sows, so shall he reap.” The story spread and even tually brought an end to the ritual of animal slaughter in the name of sacrificial offering in the village.

165. Which of the following can be inferred from the passage?

a) Reincarnation is a phenomenon which occurs

b) One receives as one propagates

c) Animal slaughter is now banned by law

d) Saints do have magical powers

166. Which of the following is true in the context of the passage?

a) The goat was not sacrificed

b) The ritual of sacrifice gradually stopped in the village

c) The Saint did not believe in reincarnation

d) The onlookers were ashamed of themselves and avoided the Saint

167. Why did the goat recognize the Saint?

a) It was the Saint who had asked people to sacrifice it

b) The Saint was wearing a robe unlike the other onlookers

asked people to sacrifice it b) The Saint was wearing a robe unlike the other onlookers
asked people to sacrifice it b) The Saint was wearing a robe unlike the other onlookers

Reading Comprehensions Workbook

Reading Comprehensions Workbook c) The Saint had a peculiar look d) The Saint had been a

c) The Saint had a peculiar look

d) The Saint had been a good friend of the goat in its previous birth

168. Why did the Saint mutter “How sad! My poor friend”?

a) He was against the lifestyle of his friend

b) The goat had been injured while it was being led away

c) The goat was dying from its wounds

d) He was sad because his friend was going to be killed

169. Why did the animal become docile after the Saint talked to it?

a) It was keen to be sacrificed

b) It had already injured many people and was tired

c) The priest promised that it wouldn’t be sacrificed

d) It had accepted that it deserved its fate

170. Choose the word that is most nearly the same in meaning to the word printed in bold as used in the passage. Patted

a)

Stroked

b) Flattened

c) Hit

d)

Hurt

171. Choose the word that is most nearly the same in meaning to the word printed in bold as used in the passage. Flocked

a)

Herd

b) Together

c) Gathered

d)

Accompanied

172. Choose the word which is most opposite in the meaning to the word printed in bold as used in the passage. Tame

a)

Spirited

b) Disciplined

c) Cruel

d)

Insane

173. Choose the word which is most opposite in the meaning to the word printed in bold as used in the passage. End

a)

Life

b) Begin

c) Middle

d)

Start

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them, while answering some of the questions.

Though the US prides itself on being a leader in the World community, a recent report shows that it lags far behind other industrialised countries in meeting the needs of its youngest and most vulnerable citizens. The US has a higher infant

the needs of its youngest and most vulnerable citizens. The US has a higher infant www.BankExamsToday.com
the needs of its youngest and most vulnerable citizens. The US has a higher infant www.BankExamsToday.com

Reading Comprehensions Workbook

Reading Comprehensions Workbook mortality rate, a higher proportion of low birth weight babies, a smaller proportion

mortality rate, a higher proportion of low birth weight babies, a smaller proportion of babies immunised against childhood diseases and a much higher rate of adolescent pregnancies. These findings, described as a “quiet crisis” requiring immediate and far reching action, appeared in a report prepared by a task force of educators, doctors, politicians and business people. According to the report, a fourth of the nation’s 12 million infants and toddlers live in poverty. As many as half confront risk factors that could harm their ability to develop intellectually, physically and socially. Child immunisations are too low, more children are born into poverty, more are in substandard care, while their parents work and more are being raised by single parents. When taken together, these and other risk factors can lead to educational and health problems that are much harder and more costly to reverse.

The crisis begins in the womb with unplanned parenthood. Women with unplanned pregnancies are less likely to seek pre natal care. In the US 80% of teenage pregnancies and 56% of all pregnancies are unplanned. The problmes continue after birth, where unplanned pregnancies and unstable partnerships often go hand in hand. Since 1950, the number of single parent families has nearly tripled. More than 25% of all births today are to unmarried mothers. As the number of single parent families grows and more women enter the work force, infants and toddlers are increasingly in the care of people other than their parents. Most disturbingly, recent statistics show that American parents are increasingly neglecting or abusing their children. In only four years from 1987- 1991, the number of children in foster care increased by over 50%. Babies under the age of one are the fastest growing category of children entering foster care. This crisis affects children under the age of three most severely, the report says. Yet, it is this period from infancy through preschool years – that sets the stage for a child’s future.

174. The main focus of the passage is on the plight of

a) Orphaned children

b) Teenage mothers

c) Low birth weight babies

d) None of these

175. Which of the following does not constitute ‘quiet crisis’ in the US as per the task force report?

a) Lower proportion of new born babies with normal weight

b) Higher incidence of adolescent girls becoming mothers

c) Lower rate of babies surviving childhood diseases

d) Increasing cases of teenage couples getting divorced

176. Which of the following statements is not true in the context of the passage?

a) The number of single parent families today is approximately three times

that four decades ago

number of single parent families today is approximately three times that four decades ago www.BankExamsToday.com Page
number of single parent families today is approximately three times that four decades ago www.BankExamsToday.com Page

Reading Comprehensions Workbook

Reading Comprehensions Workbook b) The number of children in the US entering foster care has decreased

b) The number of children in the US entering foster care has decreased after

1991

c) In the US, the number of infants living in poverty is about 3 million

d) Only 20% of all the pregnancies in the US are planned

177. The number of children born to married mothers in the US is

approximately, how many times the number of children born to unwed

mothers?

a) 1.5 times

d) 3.5 times

b) 2 times

c) 3 times

178. The task force report seems to be based on the data pertaining to the

period

a) 1987-91

b) 1950 onwards till data

c) 1987 onwards till data

d) 1950-91

179. Choose the word which is most nearly the same in meaning to the given word given in bold as used in the passage. Confront

a)

Face

b) Tolerate

c) Succumb

d)

Eliminate

180. Choose the word which is most nearly the same in meaning to the given word given in bold as used in the passage. Vulnerable

a)

Insecure

b) Indispensable

c) Risky

d)

Promising

181. Choose the word which is most opposite in meaning to the given word in bold as used in the passage. Severely

a)

Drastically

b) Intensely

c) Minutely

d)

Slightly

182. Choose the word which is most opposite in meaning to the given word in bold as used in the passage. Substandard

a) Impoverished

b) Compassionate

c) Excellent

d) Valuable

in the passage. Substandard a) Impoverished b) Compassionate c) Excellent d) Valuable www.BankExamsToday.com Page 43
in the passage. Substandard a) Impoverished b) Compassionate c) Excellent d) Valuable www.BankExamsToday.com Page 43

Reading Comprehensions Workbook

Reading Comprehensions Workbook Read the following passage carefully and answer the questions given below it. Certain

Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in the bold to help you to locate them while answering some of the questions.

One day, the king came to the court and began attending to the routine mattres people had brought to him. He happened to be in a bad mood that day. Just then, a messenger arrived out of breath, with a message that the queen wanted to see the king in her palace. The king rose immediately and all the courtiers respectfully got to their feet. The jester however remained seated unaware that the king was departing. He belatedly got to his feet but while doing so, he was noticed by the king, who perceived this behavioiur as an insult. He ordered the jester to leave his kingdom with immediate effect and not set foot on its soil under penalty of death. The courtiers were upset and protested. The jester was amusing and well liked. But the jester obeyed the king’s commands and left the palace promptly. Several months passed after the ing had ordred the jester to leave his court. The king’s anger had subsided. He decided to invite the jester to return to his court. Messengers were sent to neighbouring kingdoms to search for the jester and bring him before the king. However the very next day, when the king was standing in one of the palace balconies, he saw a horse carriage pass outside the palace. He glanced at the carriage out of curiostly and spied the jester sitting inside. The carriage was stopped. The king asked the jester angrily, “Why have you come back to the kingdom without my permission?’ “Your Majesty” the jester replied politely, “I left for China the day you drove me out of your court. I returned only after I had covered the floor of my carriage with the soil of the neighbouring country. I have thus not set my foot on your soil,” The king found the jester’s answer pleasing. He smiled and asked him to come to court from the next morning.

183. Why did the king leave the court suddenly one day?

a) He was bored as the word was routine

b) He realised that he had forgotten to meet the queen that day

c) He was upset that day

d) None of these

184. Why did the king himself ask the jester to return to his court?

a) He missed the jester’s wit and humour

b) The jester did not need the request, the king had sent through his

messengers

c)

The courtiers throught the king was foolish for throwing out the jester

d)

The king appreciated the jester’s cleverness in interpreting his orders

185. Why did the jester remain seated, while the king was leaving?

a)

To show he was unhappy with king’s decision toi leave early

b)

To get the king’s attention

c)

To show the king that leaving early was insulting to those, who had come

to the court

d) He did not realise that the king was leaving

to those, who had come to the court d) He did not realise that the king
to those, who had come to the court d) He did not realise that the king

Reading Comprehensions Workbook

Reading Comprehensions Workbook 186. Which of the following is true in the context of the passage?

186. Which of the following is true in the context of the passage?

a) The king was stubborn and never listened to his courtiers advice

b) The jester was quick witted

c) The king’s messengers did not try very hard to find the jester

d) The jester did not return to the court till the k ing had asked forgiveness

187. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Spied

a)

Watched

b) Followed

c) Stared

d)

Noticed

188. Choose the word which is most similar in meaning to the word printed in bold as used in the passage. Subsided

a)

Lessened

b) Failed

c) Collapse

d)

Calm

189. Choose the word which is most opposite in meaning to the word printed in bold as used in the passage. Promptly

a)

Later

b) Behind

c) Relaxed

d)

Lately

190. Choose the word which is most opposite in meaning to the word printed in bold as used in the passage. Pleasing

a)

Sorrow

b) Disliking

c) Worsening

d)

Hating

Read the following passage carefully and answer the questions given below it. Certain words/phrases are given in the bold to help you to locate them, while answering some of the questions.

It is time, we looked at the latent causes. Where does the strength of India lie? Not in numbers, not necessarily in our moral stands on international issues. In modern times, the strength of a nation lies in its achievements in science and technology. This is not to say that other fields do not count. In the five decades after independence, we have yet to demonstrate our originality in applied science and technology. Though Japan also started like us, yet by cultivating the technology of the West, the Japanese adapted, improved and displayed originality in several areas of science and technology. The generation which is at the helm of affairs in science and in our country after independence mostly consisted of self seekers. By and large with a few exceptions. The science and technology managers in India concentrated in gaining power and influence.

The science and technology managers in India concentrated in gaining power and influence. www.BankExamsToday.com Page 45
The science and technology managers in India concentrated in gaining power and influence. www.BankExamsToday.com Page 45

Reading Comprehensions Workbook

Reading Comprehensions Workbook They loved publicity. Most of them stopped doing science while they managed science.

They loved publicity. Most of them stopped doing science while they managed science. Things would have been better had they been humble enough to acknowledge the difference between doing and managing science. Instead they claimed they were the foremost in science and technology, simply because they were at the helm of affairs. As a result, they ceased to inspire the younger lot. India continues to be a borrowers of science and technology, even though its potential for originality is substantial. Our achievements in nuclear science and technology may be dazzling to our people. But, in worth and originality, they are ordinary and routine. While our own people remain ignorant the people of other countries know all about the pretensions to knowledge of our nuclear science and technology managers. Our subtle way of sabotaging our nuclear goals is to help hollow persons reach and remain at the helm of affairs. International bodies come in as handy tools in that subtle process. The veil of secrecy effectively protects the mismanagement in our nuclear establishments. The talk of national security comes as an easy weapon to prevent any probe into mismanagement. On nuclear matters the media in our country, by and large avoid the mismatch between promise and hence performance in the nuclear field does not get exposed as much as the mismanagement in other fields.

191. What does the author mean by “doing” science?

a) Demonstrating exaggerated performance without achieving the desired

level

b) Managing effectively the administrative functions involved in the power

game

c) Concentrating on such researches which have very low practical utility

d) Displaying genuine acumen and performance in scientific studies

192. “Doing science” and “managing science” are implied by the author is analogous to

a) Set target and achieving it

b) Fact and fantasy

c) Originality and adaptability

d) Scientific inventions and disc overy of principles

193. The author of the passage has

a) Criticised the power hung Indian technocrats

b) Appreciated the Japanese scientists unduly and exorbitantly