cash Flow Model.

XLS

PURCHASE OPTION
Variables
Average Patients per Day
Patients per Year

YR1 8 then inc 5% pa

51 Weeks @ 5.5 days

1.05

Consultation Income
Sales Dispensing
Less Cost of Dispensary Sales
Total Income

Trading Expenses
Rent
% Increase
Wages
% Increase
Superannuation
% of wages
Advertising
% Increase
Interest on Business Purchase
Rate
Depreciation
Other Overhead Expenses
% Increase
Total Expenses
Net Income(loss) Taxable
Add back Depreciation
Cash flow/(Deficiency) from operations
Less Cash Outflows
Drawings
Capital Repayments
Taxation Bill
Surplus/Deficiency Per Annum
Interest on Invested SurplusFunds
Carried Fwd
Cumulative Surplus/(deficiency)

Annual Increase
Years
Rate

5.00%
5.00%
9.00%
5.00%
8.00%
5.00%

1.05
10
40%

5.00%

Yr1

Yr2

Yr3

Yr4

Yr5

Yr6

Yr7

Yr8

Yr9

Yr10

10
2805

10.50
2945

11.03
3093

11.58
3247

12.16
3409

12.76
3580

13.40
3759

14.07
3947

14.77
4144

15.51
4351

143,616
502,656
-201,062
445,210

150,797
527,789
-211,116
467,470

158,337
554,178
-221,671
490,844

166,253
581,887
-232,755
515,386

174,566
610,982
-244,393
541,155

183,294
641,531
-256,612
568,213

192,459
673,607
-269,443
596,623

202,082
707,287
-282,915
626,455

212,186
742,652
-297,061
657,777

222,796
779,784
-311,914
690,666

60,000
75,000
6,750
8,000
34,893
15,000
27,600
227,243
217,966
15,000
232,966

63,000
78,750
7,088
8,400
32,352
12,750
23,374
225,713
241,758
12,750
254,508

66,150
82,688
7,442
8,820
29,599
10,838
24,542
230,078
260,766
10,838
271,603

69,458
86,822
7,814
9,261
26,618
9,212
25,769
234,953
280,433
9,212
289,644

72,930
91,163
8,205
9,724
23,389
7,830
27,058
240,299
300,856
7,830
308,686

76,577
95,721
8,615
10,210
19,892
6,656
28,411
246,082
322,131
6,656
328,787

80,406
100,507
9,046
10,721
16,106
5,657
29,831
252,273
344,350
5,657
350,007

84,426
105,533
9,498
11,257
12,005
4,809
31,323
258,849
367,605
4,809
372,414

88,647
110,809
9,973
11,820
7,563
4,087
32,889
265,788
391,989
4,087
396,076

93,080
116,350
10,471
12,411
2,753
3,474
34,533
273,072
417,594
3,474
421,069

50,000
30,624
0
80,624
152,343
3,809
0
156,151

52,500
33,165
87,187
172,852
81,656
9,849
156,151
247,656

52,500
35,918
96,703
185,121
86,482
14,545
247,656
348,683

52,500
38,899
104,306
195,706
93,939
19,783
348,683
462,404

52,500
42,128
112,173
206,801
101,885
25,667
462,404
589,957

52,500
45,624
120,342
218,467
110,320
32,256
589,957
732,533

52,500
49,411
128,852
230,764
119,244
39,608
732,533
891,384

52,500
53,512
137,740
243,752
128,662
47,786
891,384
1,067,831

52,500
57,954
147,042
257,496
138,580
56,856
1,067,831
1,263,268

52,500
62,764
156,796
272,060
149,009
66,889
1,263,268
1,479,165

Unaudited - Refer Accountants Report

450000

Loan Repayment and Interest Calculator

PRINCIPAL
RATE
YEARS
PAYMENT Month

Year
1
2
3
4
5
6
7
8
9
10

Opening Balance
450,000
419,376
386,211
350,293
311,394
269,266
223,641
174,230
120,718
62,764

$450,000
8.00%
10
$5,459.74
Closing Balance RepaymeInterest Paid Princ Paid Cumul Repaid
419,376
65,517
34,893
30,624
65,517
386,211
65,517
32,352
33,165
131,034
350,293
65,517
29,599
35,918
196,551
311,394
65,517
26,618
38,899
262,068
269,266
65,517
23,389
42,128
327,585
223,641
65,517
19,892
45,624
393,101
174,230
65,517
16,106
49,411
458,618
120,718
65,517
12,005
53,512
524,135
62,764
65,517
7,563
57,954
589,652
0
65,517
2,753
62,764
655,169

YR
1
2
3
4
5
6
7
8
9
10

Cost/wdv
100,000
85,000
72,250
61,413
52,201
44,371
37,715
32,058
27,249
23,162

Depn
15,000
12,750
10,838
9,212
7,830
6,656
5,657
4,809
4,087
3,474

Wdv
85,000
72,250
61,413
52,201
44,371
37,715
32,058
27,249
23,162
19,687

Depn Rate

0.15